Credit Analyst
Unicapital Group
- Makati, Philippines3F, 3F Majalco Building, Makati, Metro Manila, PhilippinesMakatiMetro ManilaPhilippinesPhilippines
- Full timeFULL_TIME
Job Description
- Provides detailed financial analysis to new and existing commercial loan clients of the company.
- Conducts research to different industries to come up with comparative financial figures against the company’s new and existing clients that are subject for credit evaluation and corporate due diligence.
- Review and evaluates submitted initial screening process to determine acceptability of loan applicant.
- Prepares credit score card for commercial loan clients using the company’s existing credit scoring system.
- Establish and Implements policies and procedures in Loans and Credit Processing Unit.
- Monitor routing of loan approval of accounts.
- Attend the Management Committee and Credit Committee meetings as may be required by the immediate supervisor.
- Safe keeps the unit’s research materials on file.
Minimum Qualifications
- Candidate must possess at least Bachelor's/College Degree in any Business Course preferably with BS Accountancy degree.
- With adept knowledge of the financial statements (balance sheet. income statement and cash flow analysis) and the relationship of the financial information towards the loan application or existing credit line.
- Possesses strong oral and written communication skills using the English language.
- With experience on oral presentation of loan application to different company’s committees.
- At least 3 Year(s) of working experience in the related field is required for this position.
- Required Skill(s): Business Anaysis, Above Average Communication Skills using English language, Analysis of Financial Statements, Good interpersonal Skills, High Level of Integrity, Teamwork, Customer Focus, and works with unrelenting passion.
Jobs Summary
- Job Level
- Associate / Supervisor
- Job Category
- Accounting and Finance
- Educational Requirement
- Bachelor's degree graduate
- Recruiter response to application
- Once in a while
- Office Address
- Majalco Building Benavidez St cor. Trasierra St. Makati City
About Unicapital Group
Unicapital, Inc. is a duly licensed, full-service investment house that aims to provide the widest array of efficient finance and investment banking-related product lines. With the support of its two subsidiaries, Unicapital Finance and Investments, Inc. and Unicapital Securities, Inc., it aims to be the leading independent financial services provider by 2015.
The company has a broad range of investment banking services to cater to its clients' needs. Institutions of all sizes from different industries can take advantage of Unicapital's expertise in managing equity capitals.
Unicapital Finance and Investments, Inc. is a duly registered finance company that provides credit to emerging small and medium sized corporations. It also provides salary loans and personal loans to retail clients.
Unicapital Securities, Inc. is a leading full service securities brokerage registered with the Philippines Securities and Exchange Commission and a member of the Philippine Stock Exchange. It was established for the primary purpose of selling and dealing of Philippine equity securities. The company is an active member of the Philippine Association of Securities Brokers and Dealers.