PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ol>
	<li>Fokus pada penjualan dan pengembangan produk Refinancing Mortgage</li>
	<li>Mengelola, menganalisa, serta menjalankan strategi penjualan untuk mencapai target bisnis</li>
	<li>Menjalankan strategy Direct Selling</li>
	<li>Membangun relasi dan jaringan dengan pihak eksternal (Agent) serta membantu Agent agar lebih produktif</li>
	<li>Menjaga hubungan baik kepada Debitur dan memastikan portofolio terjaga (after sales)</li>
</ol>

Management Trainee Mortgage

Job Description : 
- Mengelola pencapaian target penjualan Mortgage/PBF di cabang melalui channel agency, direct selling, dan repeat order. 
- Memimpin, mengembangkan, dan memonitor produktivitas tim Marketing Mortgage. 
- Menyusun dan mengimplementasikan strategi penjualan sesuai potensi area serta kondisi pasar. 
- Mengembangkan jaringan agent/partner dan memastikan pertumbuhan agent produktif. 
- Melakukan monitoring pipeline aplikasi seluruh channel agar berjalan sesuai SLA. 
- Melakukan analisa awal kelayakan kredit serta memberikan rekomendasi atas pengajuan pembiayaan. 
- Melakukan mapping area, analisa potensi bisnis, serta monitoring perkembangan kompetitor. 
- Mengelola database repeat order (RO) untuk meningkatkan retensi nasabah dan peluang booking baru. 
- Berkoordinasi dengan unit internal terkait (Credit, Operasional, Collection, Digital/Telesales) untuk optimalisasi booking. 
- Melakukan monitoring aktivitas collection untuk nasabah past due bersama tim terkait. 
- Menyusun dan menyampaikan laporan aktivitas serta performa tim secara berkala.

Supervisor Marketing Mortgage

Bertanggungjawab terhadap pencapaian target penjualan produk Property/Mortgage melalui strategi pengembangan jaringan Agency maupun Direct Selling dengan beberapa aktivitas utama seperti:

<ul>
	<li>Melakukan perekrutan Agent untuk pengembangan jaringan sesuai profil yang tepat</li>
	<li>Menjaga hubungan kerja yang baik dengan Agent sehingga dapat meningkatkan loyalitas dan menghasilkan Agent yang produktif</li>
	<li>Melakukan segmentasi Agent berdasarkan potensi penjualan</li>
	<li>Melakukan aktivitas direct selling untuk menunjang peningkatan penjualan produk Properti/Mortgage</li>
	<li>Melakukan kunjungan asset calon konsumen untuk memastikan kelayakannya sesuai ketentuan yang berlaku,</li>
</ul>

Marketing Mortgage Branch Pamulang

Marketing Mortgage Branch Depok

<ul>
	<li>Mencari dan mengakuisisi nasabah baru untuk produk pinjaman dana tunai dengan jaminan properti (rumah/ruko).</li>
	<li>Membangun dan membina hubungan baik dengan jaringan keagenan (contoh: agen properti, developer, notaris) untuk mendapatkan prospek.</li>
	<li>Menjelaskan produk dan membantu nasabah dalam proses pengajuan aplikasi.</li>
	<li>Melakukan verifikasi awal dan memastikan kelengkapan dokumen persyaratan dari calon nasabah.</li>
	<li>Mem-follow up proses aplikasi nasabah hingga selesai.</li>
	<li>Bertanggung jawab untuk mencapai target penjualan dan pencairan yang ditentukan.</li>
	<li>Membuat laporan aktivitas dan penjualan secara rutin.</li>
</ul>

- Mengakuisisi Business Agent/BA (pihak ketiga) untuk mencari calon konsumen yang membutuhkan pembiayaan dana tunai dengan jaminan sertifikat rumah/rukan. 
- Menjalin relasi dengan Business Agent/BA (pihak ketiga) agar BA produktif sehingga dapat mereferensikan calon konsumen yang akan mengajukan pembiayaan di BFI Finance.

Marketing Mortgage Branch Meruya

OCBC Indonesia (formerly known as OCBC NISP) is the fourth oldest bank in Indonesia, which was founded in April 4th 1941 in Bandung under the name of NV Nederlandsch Indische Spaar En Deposito Bank.

OCBC Indonesia then grown to be a solid and dependable bank, especially in providing service for small business segments. It officially became a commercial bank in 1967, Foreign exchange bank in 1990 and public corporate in Indonesia Stock Exchange in 1994.

In the end of 1990, OCBC Indonesia managed to pass the Asia monetary crisis and the fall of banking industry without any recapitalization obligation aid from the government. OCBC Indonesia became one of the first few banks to resume lending during the crisis. This initiative enabled the Bank to note a high growth.

OCBC Indonesia good reputation and its promising growth has attracted the interest of International Finance Corporation (IFC), a part of World Bank Group, which then became a shareholder in 2001-2010 and from OCBC Singapore which then became the shareholder OCBC Indonesia. 

With the support from OCBC Bank-Singapore, OCBC Indonesia has implemented aggressive programmes to strengthen the infrastructure, human resources, information and technology, as well as office networking.

PT Bank OCBC NISP, Tbk is licensed and supervised by the Otoritas Jasa Keuangan (OJK) and is an LPS participant.

PT Bank OCBC NISP, Tbk

Transaction Processing &amp; Monitoring:

<ul>
	<li>Reconcile domestic and cross-border transactions</li>
	<li>Monitor transaction flows across regional systems and ensure timely execution within SLAs.</li>
	<li>Investigate and resolve transaction discrepancies, exceptions, and failed payments.</li>
</ul>

Compliance &amp; Risk Management:

<ul>
	<li>Ensure all transactions comply with internal policies, regulatory requirements</li>
	<li>Support anti-money laundering (AML) checks and suspicious transaction reporting (STR) processes.</li>
	<li>Maintain audit trails and documentation for transaction records.</li>
</ul>

System &amp; Process Support:

<ul>
	<li>Utilize core banking systems (e.g., T24, Finacle, or other OCBC platforms) and regional operational tools.</li>
	<li>Assist in testing and implementation of system enhancements related to transaction processing.</li>
	<li>Participate in process improvement initiatives to increase efficiency and reduce operational risk.</li>
</ul>

Cross-functional Coordination:

<ul>
	<li>Liaise with branches, regional teams, treasury, compliance, and IT to resolve transaction-related issues.</li>
	<li>Provide operational support to clients and internal stakeholders during peak periods or system outages.</li>
</ul>

Transaction Banking Officer

Bertanggungjawab terhadap pencapaian target penjualan produk Property/Mortgage melalui strategi pengembangan jaringan Agency maupun Direct Selling dengan beberapa aktivitas utama seperti:

<ul>
	<li>Melakukan perekrutan Agent untuk pengembangan jaringan sesuai profil yang tepat</li>
	<li>Menjaga hubungan kerja yang baik dengan Agent sehingga dapat meningkatkan loyalitas dan menghasilkan Agent yang produktif</li>
	<li>Melakukan segmentasi Agent berdasarkan potensi penjualan</li>
	<li>Melakukan aktivitas direct selling untuk menunjang peningkatan penjualan produk Property/Mortgage</li>
	<li>Melakukan kunjungan asset calon konsumen untuk memastikan kelayakannya sesuai ketentuan yang berlaku</li>
</ul>

Marketing Leaseback Mortgage Cabang Bintaro

Marketing Leaseback Mortgage Cabang Serpong

Marketing Mortgage Branch Jakarta Selatan 2

Memimpin dan mengoordinasikan tim untuk mencapai target penjualan PBF.

Mengembangkan jaringan Business Agent (BA)/Agen/Mitra melalui proses rekrutmen dan pembinaan berkelanjutan.

Memastikan kualitas profil BA sesuai standar (diutamakan background perbankan/properti) guna meningkatkan booking konsumen.

Mengembangkan sumber leads melalui BA serta aktivitas canvassing untuk pembiayaan dengan jaminan sertifikat rumah (konsumtif &amp; produktif/modal usaha).

Membangun dan menjaga hubungan kerja yang baik dengan BA untuk meningkatkan kontribusi, produktivitas, dan loyalitas.

Memberikan arahan strategi penjualan kepada BA dan tim untuk mengoptimalkan performa.

Melakukan monitoring pipeline, follow up prospek, serta evaluasi pencapaian target.

Berkoordinasi dengan tim internal terkait (Credit, Survey, Operasional) dalam pelaksanaan aktivitas harian, termasuk kunjungan lapangan bersama BA/mitra.

Supervisor Marketing Mortgage Branch Pamulang

Marketing Leaseback Mortgage Cabang Meruya

Bumi Amartha Teknologi Mandiri or “AMARTEK” was established to provide information technology solutions. Our mission from the very first day has been to cultivate professional relationships with our clients to provide effective and reliable information technology solutions for their needs. The team at "AMARTEK" is equipped with a highly developed skillset developed over decades of experience not only in information technology but also in business processes across a range of industry sectors. This business experience makes us uniquely positioned to offer solutions promising greater operational efficiency, productivity gains and cost savings for each of our clients, regardless of their industry.

As an established technology-intensive company, we pride ourselves on providing a comprehensive suite of solutions comprising of Infrastructure Consultancy, on/offsite services, Custom software and web development, Talent Augmentation, and enterprise architecture consulting. Our team consistently delivers state-of-the-art solutions in various areas including, but not limited to: integrated business solutions, system applications, product development and professional services.

At "AMARTEK", we guarantee rapid, reliable and robust information technology solutions that work. 

PT Bumi Amartha Teknologi Mandiri

<ul>
	<li>Develop, customize, and implement new features within the Temenos T24 core banking system.</li>
	<li>Manage and maintain API services to support seamless system integration with internal and external platforms.</li>
	<li>Troubleshoot, debug, and resolve application issues to ensure system stability and performance.</li>
	<li>Collaborate with cross-functional teams to analyze business requirements and translate them into technical solutions.</li>
	<li>Manage source code, perform version control, and maintain code repositories using GitHub.</li>
	<li>Conduct API testing and validation using tools such as Postman.</li>
	<li>Ensure system enhancements align with business needs and comply with technical standards.</li>
	<li>Provide technical support and documentation for developed solutions.</li>
</ul>

Temenos Core Banking Developer

Banking Academy hosts 3 specialized career path within OCBC. The program delivers its learning experience through structured curriculum designed specifically for each stream.

The program divided into classroom trainings, observation, and on-the-job Training (OJT).

In OCBC, we value our talents and strongly believe that career progression is a process, evolves through time, and perseverance.

Graduate Development Program – Banking Academy program is designed to accelerate the development of high qualified sales professionals in funding and lending business lines within the bank.

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Management Trainee Mortgage

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Transaction Banking Officer

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