PT Sinar Mitra Sepadan Finance (“Perusahaan”) adalah perusahaan pembiayaan nasional yang didirikan pada 28 November 2000. Perusahaan memperoleh izin usaha melalui Surat Keputusan Kementerian Keuangan Nomor 365/KMK.06/2001 pada 11 Juni 2001. Saat ini, Perusahaan berkedudukan di Jakarta Selatan dengan kantor pusat di Agro Plaza Lantai 16-17, Jl. H.R. Rasuna Said Kav. X2-1, Kuningan Timur, Setiabudi, Jakarta Selatan 12950.

Pemegang saham Perusahaan saat ini adalah ORIX Corporation dari Jepang dan PT Sinar Mas Multiartha, Tbk. (“SMMA”), dengan ORIX Corporation sebagai pemegang saham mayoritas sebesar 85%.

Perusahaan telah menjadi bagian dari ORIX Corporation, Jepang, yang memiliki jaringan di lebih dari 30 negara dan terdaftar di New York Stock Exchange. PT Sinar Mitra Sepadan Finance bergerak di bidang jasa pembiayaan kendaraan bermotor roda empat atau lebih. Selama lebih dari 20 tahun, Perusahaan telah berkembang dengan memiliki lebih dari 100 jaringan (Kantor Cabang dan Kantor Selain Kantor Cabang) di seluruh Indonesia dan lebih dari 2.000 karyawan. 

SMS Finance, pilihan perusahaan pembiayaan untuk mobil bekas dan multiguna dengan jaminan BPKB mobil, bunga rendah mulai 0,7%!

PT. Sinar Mitra Sepadan Finance (SMS Finance)

<ol>
	<li>Melakukan monitor, kontrol dan review secara harian atau bulanan terhadap pertumbuhan jumlah supplier dan produktifitas penjualan Supplier.</li>
	<li>Melakukan sosialisasi dan melakukan monitor secara harian atau bulanan terhadap implementasi program benefit supplier.</li>
	<li>Melakukan update data market dan kompetitor dan merangkum informasi dari pihak ketiga (supplier).</li>
	<li>Memproses penambahan dan aktivasi supplier yang didaftarkan.</li>
</ol>

Car Financing Supplier Management Staff

Champion Agency adalah Salah Satu Agency Terbesar Di indonesia Sebagai Authorized Marketing PT Prudential Life Assurance (Prudential Indonesia) didirikan pada tahun 1995 yang merupakan bagian dari Prudential plc, sebuah grup perusahaan jasa keuangan terkemuka di Inggris. Sebagai bagian dari Grup yang berpengalaman lebih dari 168 tahun di industri asuransi jiwa, Prudential Indonesia memiliki komitmen untuk pengembangandi Indonesia.

PT. Wahana Inti Nugraha (Champion Agency)

<ul>
	<li>Membantu nasabah merencanakan perlindungan dan masa depan keuangan keluarga </li>
	<li>Melakukan konsultasi dan analisis sesuai kebutuhan nasabah </li>
	<li>Mengembangkan jaringan dan prospek baru</li>
	<li>Membangun dan menjaga hubungan jangka panjang dengan nasabah </li>
	<li>Mengikuti pelatihan dan pengembangan kompetensi yang disediakan perusahaan </li>
</ul>

Financial Consultant

Integrated Future Consulting Group (IFCG) is a strategic consulting firm that focuses on business transformation with a unique approach and creative thinking solutions. We strive to assist businesses in navigating the complexities of sustainability strategies, fostering positive change. As sister company from Premysis Consulting which was founded in 1996, a leading business & management consulting firm in Indonesia, IFCG is steadfast in delivering exceptional consulting & training services, driven by our dedication to excellence and client success story with four big services to the client which is Cyber Security, Data Privacy, IT Strategy, & Green Consulting.


Integrated Future Consulting Group (IFCG)

Kami sedang mencari OutSystems Developer berpengalaman untuk ditempatkan pada salah satu perusahaan financing di Jakarta. Kandidat terpilih akan terlibat dalam pengembangan dan pemeliharaan aplikasi enterprise menggunakan platform OutSystems guna mendukung transformasi digital dan operasional bisnis perusahaan.

OutSystems Developer

PT Hino Finance Indonesia ("HFI/Company") was established based on a joint venture agreement between Hino Motors Ltd., PT Indomobil Multi Jasa Tbk., and Summit Global Auto Management B.V. (part of Sumitomo Corporation) in accordance with the Deed of Establishment dated July 11, 2014. HFI is a captive financing company for commercial trucks, especially for the Hino brand, which is here to support the sales of Hino products in Indonesia through financing solutions such as, finance leases, sale and leaseback, and other products according to the company's articles of association, which are tailored to customer needs.

Hino Finance Indonesia

<ul>
	<li>Calculate the taxes that the company must pay over a specific time period, including any potential taxes that the company may be required to pay</li>
	<li>Handle and record all outgoing transactions that contain tax elements</li>
	<li>Report taxes that have been calculated &amp; paid through the tax website</li>
	<li>Record a nominative list in the form of entertainment and promotions used as income deduction costs</li>
	<li>Check the validity of NPWP data of prospective debtors from all branches and related parties who transact with the company</li>
</ul>

Senior Tax

PT Surya Artha Nusantara Finance (SANF) is a financial services company in Indonesia, primarily focused on providing financing solutions for the heavy equipment and transportation sectors. SANF is a joint venture between PT Astra International Tbk, one of Indonesia's largest conglomerates, and Marubeni Corporation, a major Japanese trading company.

SANF offers a variety of financial products, including leasing, consumer financing, and factoring, to support businesses in acquiring heavy equipment, trucks, and machinery. The company plays a significant role in industries like construction, mining, agriculture, and transportation, helping businesses manage their financial needs through customized financing solutions.

Let's join our Fun, Friendly, and Continuous Growth journey!

Surya Artha Nusantara Finance

<ul>
	<li>Identify and develop new business opportunities within the Healthcare &amp; Pharmacy (HCP) sector</li>
	<li>Understand client needs (hospitals, clinics, pharmacies, distributors) and provide suitable financing solutions aligned with their operations</li>
	<li>Build and maintain strong relationships with customers and business partners</li>
	<li>Proactively acquire new clients and expand existing business portfolios</li>
	<li>Stay updated on healthcare industry trends, regulations, and competitor activities</li>
	<li>Monitor asset quality and ensure strong customer engagement for long-term partnerships</li>
</ul>

Account Executive Healthcare and Pharmacy

PT Wasteforchange Alam Indonesia is a company that provides waste management service from upstream to downstream with a vision of reducing the amount of waste that ends up in landfills.

Waste4Change

Fundraising:

<ul>
	<li>Lead and ensure smooth processes related to grants, blended financing, and innovative funding for each business line.</li>
	<li>Design supporting documents together with business units such as business plans, pitch decks, financial plans and other relevant documents to support the funding process.</li>
	<li>Identify funding opportunities from grants, blended financing, to innovative funding per business line and establish agreements with donors/investors.</li>
	<li>Prepare reports on results from various funding sources to ensure transparency and accountability.</li>
</ul>

 
Sales Acquisition:

<ul>
	<li>Responsible for the process and achievement of sales acquisition targets in the business.</li>
	<li>Evaluate and improve sales methods, data alignment, marketing techniques, and other strategies to improve sales team performance between &amp; all business units.</li>
	<li>Act as a representative of the sales team for certain market segments according to the company's targets.</li>
	<li>Prepare reports related to sales achievements and identify gaps against predetermined targets.</li>
</ul>

Fundraising & Sales Acquisition Lead

PT. Metrodata Electronics, Tbk is one of the leading Information & Communications Technology (ICT) companies in Indonesia. Over the course of nearly five decades, the Company has been forging strategic alliances with world-class information & communications technology & digital companies across the globe. It continues to allocate its resources to discover, develop, & deliver new & boldly promising innovative businesses, to accelerate Indonesia’s digital transformation & usher in the fourth industrial revolution. The Company is the only national ICT company listed on the stock exchange, & it has received prestigious awards from numerous media outlets.

PT Metrodata Electronics, Tbk

<ul>
	<li>Conduct system implementation activities using Oracle E-Business Suite / Oracle Fusion application for Financial modules.</li>
	<li>Provides solution for client’s requirement using Oracle E-Business Suite / Oracle Fusion application for Financial modules.</li>
	<li>Working as a team in implementation projects.</li>
	<li>Follow project methodology and strive to achieve project timeline.</li>
	<li>Creates documentation as part of project deliverables.</li>
	<li>Maintain good communication with client during implementation project.</li>
</ul>

Oracle Functional Consultant for Financial Module

PT. DANS MULTI PRO sebuah perusahaan Teknologi Informasi (Information Technology), saat ini kami mengkhususkan diri sebagai sebuah perusahaan penyedia solusi layanan TI di semua sektor industri. Solusi layanan TI yang kami hasilkan akan membantu perusahaan dalam menganalisa implikasi bisnis, biaya, dan peraturan yang ada untuk menghasilkan suatu roadmap teknologi yang digunakan oleh perusahaan tersebut.

Pengalaman kami menunjukkan bahwa dengan menyediakan lingkungan kerja yang nyaman dan menantang bagi para pegawai kami, berbagai inovasi akan muncul untuk menghasilkan suatu produk yang berkualitas. Tangan tangan karyawan profesional kami terus menghasilkan inovasi untuk memenuhi kepuasan pelanggan

Selain memiliki tim profesional untuk membantu pelanggan, kami pun membangun aliansi strategis dengan sejumlah partner teknologi nasional, regional, maupun global untuk memperkuat penawaran solusi kami.

Dans Multi Pro

<ul>
	<li>Establish and execute business development strategies</li>
	<li>Identify customers, target markets and have a lead generation process</li>
	<li>Leading various marketing strategies like social media marketing, content marketing, emailing, and other strategies to develop viable leads that can be converted to successful clients</li>
	<li>Capture market trends, customer strategic evolution</li>
	<li>Understand customer profiles, needs and business models</li>
	<li>Representing the organization in various functions like conferences, showcases, and seminars to create awareness about organization products and generate potential leads</li>
	<li>Developing and nurturing relationship with various key strategic individuals like local leaders, key industry players, and strategic suppliers and financing organization</li>
	<li>Support deal structure and pricing with business-value analysis, and negotiate prices for proactive bids and proposals</li>
	<li>Generate new leads, identify and contact decision-makers, screen potential business opportunities, select deals in line with strategies, and facilitate pitch logistics</li>
</ul>

Business Development Manager

OCBC Indonesia (formerly known as OCBC NISP) is the fourth oldest bank in Indonesia, which was founded in April 4th 1941 in Bandung under the name of NV Nederlandsch Indische Spaar En Deposito Bank.

OCBC Indonesia then grown to be a solid and dependable bank, especially in providing service for small business segments. It officially became a commercial bank in 1967, Foreign exchange bank in 1990 and public corporate in Indonesia Stock Exchange in 1994.

In the end of 1990, OCBC Indonesia managed to pass the Asia monetary crisis and the fall of banking industry without any recapitalization obligation aid from the government. OCBC Indonesia became one of the first few banks to resume lending during the crisis. This initiative enabled the Bank to note a high growth.

OCBC Indonesia good reputation and its promising growth has attracted the interest of International Finance Corporation (IFC), a part of World Bank Group, which then became a shareholder in 2001-2010 and from OCBC Singapore which then became the shareholder OCBC Indonesia. 

With the support from OCBC Bank-Singapore, OCBC Indonesia has implemented aggressive programmes to strengthen the infrastructure, human resources, information and technology, as well as office networking.

PT Bank OCBC NISP, Tbk is licensed and supervised by the Otoritas Jasa Keuangan (OJK) and is an LPS participant.

PT Bank OCBC NISP, Tbk

Position Overview

We are hiring Card Operations Officer to support credit and debit card operations. This role encompasses key functions including processing new card applications, operational services, financial processing, chargebacks, and debit card services. Training will begin with a focus on New Card Applications, then gradually expand to areas such as unsecured loans, limit increases, balance transfers, etc.

Key Responsibilities

<ul>
	<li>Process New Card Applications accurately and in accordance with SOPs.</li>
	<li>Support operational card services including limit change requests, balance transfers, etc.</li>
	<li>Process financial transactions related to cards (e.g., billing, payments, refunds).</li>
	<li>Handle chargeback cases and card settlements per company procedures.</li>
	<li>Coordinate with other teams (e.g., risk, finance, customer service) to resolve operational issues.</li>
	<li>Learn and master SME-level domain knowledge in unsecured credit, chargebacks, and card settlement after stabilizing in initial tasks.</li>
	<li>Report operational findings or anomalies to supervisors for further action.</li>
</ul>

Card Operation Officer

<ul>
	<li>Responsible for the fulfillment of sales target by trying to find good business opportunities in Heavy Equipment Sector (Mining, Forestry, Agro, Construction, etc), Transportation Logistics, Productive Financing</li>
	<li>Maintaining, improving, and also increasing the quality of assets through continuous business relationship between supplier, customer, and business related community</li>
	<li>Responsible for looking for potential customers including new customers</li>
</ul>

Account Executive

FLIN is a financial technology and advisory firm specializing in distressed consumer credit and subprime segments across Asia-Pacific.

FLIN delivers structured solutions to salaried employees (B2C) focused on: Debt Restructuring, Loan Consolidation, Refinancing Programs and Mediation and Negotiation Advisory

We are a profitable company with a group AUM of USD 400Mn+ as on FYE Mar 2026, backed by strategic investors from the US and India who manage diversified multi-million-dollar portfolios across finance, tech, and energy.

Our mission is to simplify financial health for everyday consumers (salaried employees) through innovation, empathy, and execution.

PT Flin Consultancy Indonesia

<ul>
	<li>Serve as the primary point of contact for all customers enrolled in FLIN's Mediasi Utang Program</li>
	<li>Handle all customer concerns, queries, and complaints with professionalism, empathy, and efficiency</li>
	<li>Proactively reach out to customers at regular intervals to maintain engagement and program adherence</li>
	<li>Calm customers who receive communications from lenders' collection teams — explain their legal rights and provide structured guidance on how to respond</li>
	<li>Clearly communicate the do's and don'ts during the mediation program to prevent customer actions that could jeopardize negotiations</li>
	<li>Maintain thorough, up-to-date records of all customer interactions in the CRM system</li>
	<li>Act as the primary liaison between the Mediasi Utang Sales Team and the internal mediation and negotiation team</li>
	<li>Ensure smooth handover of customer cases from sales onboarding to active mediation management</li>
	<li>Relay mediation and negotiation updates received from lenders to customers in a timely, clear, and reassuring manner</li>
	<li>Flag customer concerns or case escalations to the mediation team and coordinate appropriate responses</li>
	<li>Align settlement structures with customer expectations and FLIN's operational standards</li>
	<li>Educate customers on unsecured lending structures: how interest accrues, penalty mechanics, and how collection cycles work</li>
	<li>Explain lender recovery stages and set realistic expectations on settlement timelines</li>
	<li>Inform customers of their legal rights and protections when dealing with debt collectors (in line with OJK guidelines)</li>
	<li>Advise customers to prioritize essential living expenses during financial distress</li>
	<li>Clarify the impact of delinquency on credit bureau records (SLIK OJK) and future financing eligibility</li>
	<li>Support customers in transitioning toward structured, responsible debt resolution</li>
	<li>Collect all program fees from enrolled customers in accordance with agreed payment schedules</li>
	<li>Monitor each customer's monthly savings plan progress and flag deviations early</li>
	<li>Provide personalized advice to customers on managing their savings plan, prioritizing repayments, and adjusting their financial behavior where necessary</li>
	<li>Escalate non-compliance or savings plan risks to the program manager and propose corrective actions</li>
	<li>Maintain accurate records of fee collections and savings milestones per customer</li>
	<li>Assist in conducting end-to-end negotiations with digital lenders, P2P platforms, multi-finance companies, and banks on behalf of enrolled customers</li>
	<li>Negotiate principal reductions, interest waivers, penalty eliminations, and systematic settlement timelines</li>
	<li>Manage settlements across current accounts, overdue accounts, and charged-off portfolios</li>
	<li>Ensure legally binding and compliant settlement documentation</li>
	<li>Success in lender negotiation will be assessed by: average discount secured, settlement success rate per lender, time-to-settlement, and Dana Talangan eligibility conversion rate.</li>
	<li>Analyze borrower cash flow, liabilities, and repayment capacity</li>
	<li>Determine optimal settlement sequencing in multi-lender situations</li>
	<li>Design phased settlement plans to unlock Dana Talangan's eligibility</li>
	<li>Monitor settlement KPIs: discount rate by lender category, closure cycle times, conversion rates, and customer drop-off rates</li>
	<li>Identify patterns in lender behavior to improve negotiation strategies</li>
	<li>Prepare structured performance and customer progress reports</li>
	<li>Utilize Excel, CRM, and internal dashboards to optimize outcomes</li>
</ul>

Debt Mediation Consultant

Toyota Astra Financial (TAF) was established by Astra International and Toyota Financial Services Corporation as a financial company and part of both Astra Group and Toyota value chains to provide financing solutions which support automotive sales in Indonesia.

Offers varieties of financing facilities, primarily focused on financing vehicles, with the option of conventional or sharia financing according to customer needs.

TAF develops a reliable service network based on good relationship with dealers, digitalization for more optimal access and connectivity in the business ecosystem, as well as agile organization with embedded risk management lifestyle.

Build Your Future with TAF!
1.	Health insurance for all TAF Employees
2.	Training and promotion chance in all TAF business sectors
3.	A positive working environment that promotes employee safety, growth, and goal attainment

Vision
Preferred financing solution for Toyota ownership through service excellence.

Mission
1.	To provide best value to customers
2.	Being a partner of Toyota to achieve long term success
3.	To provide sustainable value creation to stakeholders
4.	Being an employer of choice
5.	To share prosperity to community

Toyota Astra Financial Services

<ul>
	<li>
	Participate in a 9-12 months Management Trainee Program designed to groom you into an operational leader within the company.
	</li>
	<li>
	Demonstrate exceptional aptitude in learning, planning, leading, and executing tasks to qualify for the program.
	</li>
	<li>
	Engage in comprehensive training modules to develop a deep understanding of various aspects of the company's operations.
	</li>
	<li>
	Collaborate with experienced professionals and mentors to gain insights into leadership and management practices.
	</li>
</ul>

Management Trainee for Operations

<ul>
	<li>Membuat simulasi kredit dan melakukan negosiasi, baik dengan dealer maupun calon pelanggan, untuk mendapatkan aplikasi pembiayaan pelanggan.</li>
	<li>Melengkapi data aplikasi pembiayaan dan dokumen pendukungnya, termasuk melakukan konfirmasi melalui telepon, proses data entry, inisiasi, dan scan dokumen ke docushare untuk menunjang proses analisa kredit yang cepat dan akurat.</li>
	<li>Memonitor status aplikasi pembiayaan untuk memastikan proses persetujuan kredit mencapai target SLA yang ditetapkan.</li>
	<li>Menginformasikan hasil keputusan kredit kepada pihak-pihak terkait untuk memastikan informasi keputusan kredit diterima secara benar.</li>
	<li>Mencetak dokumen kontrak, menjelaskan isi kontrak kepada pelanggan dan meminta tanda tangan dokumen kontrak ke pelanggan dan dealer untuk memastikan kesesuaian dengan prosedur.</li>
	<li>Mengarahkan dan memberikan penjelasan cara pembayaran angsuran kepada pelanggan untuk meastikan cara bayara yang efektif dan efisien.</li>
	<li>Menindaklanjuti dokumen kelengkapan kendaraan dan dokumen tagihan dari dealer untuk memastikan kelancaran proses pembayaran kendaraan ke dealer (disburse).</li>
	<li>Memonitor status aplikasi backlog untuk mencapai target penjualan yang ditetapkan.</li>
	<li>Memonitor pembiayaan selama 5 angsuran pertama dan bekerjasama dengan fungsi AR management dalam menyelesaikan account F5PD untuk memastikan agar pelanggan yang telah jatuh tempo memenuhi kewajibannya.</li>
	<li>Menjalankan aktivitas penunjang penjualan (mendukung pameran, show room event, dll) untuk meningkatkan pencapaian sales target.</li>
	<li>Membina hubungan baik dengan dealer untuk meningkatkan pencapaian sales target.</li>
	<li>Memonitor produktivitas, kualitas proses dan hasil proses sales untuk mencapai target performance yang ditetapkan.</li>
	<li>Memberikan pelayanan kepada pelanggan dan/atau rekan kerja sesuai dengan standar service perusahaan sebagai bagian dari pekerjaan untuk mendukung terciptanya budaya service perusahaan.</li>
</ul>

Sales Officer Makassar

<ul>
	<li>Memonitor account overdue yang menjadi tanggung jawabnya dan menganalisa catatan penanganan fungsi sebelumnya termasuk pengajuan usulan penarikan kendaraan dan membuat rencana kunjungan/ penarikan untuk menentukan penangnan yang tepat.</li>
	<li>Melakukan kunjungan, memberikan penjelasan, melakukan penanganan, termasuk mengajukan Surat Tugas (ST) penarikan kendaraan ke atasan untuk memastikan agar pelanggan yang telah jatuh tempo memenuhi kewajibannya, baik pembayaran angsuran (tunai/ giro/ cek) atau menerima penyerahan kembali kendaraan debitur.</li>
	<li>Melakukan pengecekan kondisi unit yang akan ditarik dan memastikan kelengkapan dokumen unit tarikan sesuai dengan prosedur.</li>
	<li>Memonitor produktivitas, meningkatkan kualitas proses dan hasil penanganan account yang menunggak untuk mencapai target performa yang ditetapkan. 
	 </li>
</ul>

Field Repossession Officer Kendari

<ul>
	<li>Mensosialisasikan produk dan layanan, membina hubungan baik dengan dealer Toyota &amp; Daihatsu untuk meningkatkan pencapaian sales target.</li>
	<li>Menjalankan aktivitas penunjang penjualan (mendukung pameran, showroom event, dll) untuk meningkatkan pencapaian sales target.</li>
	<li>Menindaklanjuti prospek customer Repeat Order (RO) / Additional Order (AO) yang berasal dari Tele Marketing (TM)</li>
	<li>Membuat simulasi kredit dan melakukan negosiasi, baik dengan dealer maupun calon pelanggan, untuk mendapatkan aplikasi pembiayaan pelanggan.</li>
	<li>Melakukan proses survei (wawancara dengan narasumber, pengamatan lingkungan dan mengambil gambar) serta membuat dan menyerahkan laporan hasil survei</li>
	<li>Melengkapi data aplikasi pembiayaan dan dokumen pendukungnya, termasuk melakukan konfirmasi melalui telepon, proses data entry, dan inisiasi untuk menunjang proses analisa kredit yang cepat dan akurat.</li>
	<li>Bertanggung jawab atas kebenaran dan kesesuaian dokumen dan data yang terkait dengan data pelanggan dan data kendaraan.</li>
	<li>Melakukan pemantauan status aplikasi pembiayaan agar mencapai target SLA yang ditetapkan.</li>
	<li>Memonitor status aplikasi backlog untuk mencapai target penjualan yang ditetapkan.</li>
	<li>Menginformasikan hasil keputusan kredit kepada pihak-pihak terkait, serta menindaklanjuti dokumen tambahan apabila terdapat data informasi yang perlu dilengkapi.</li>
	<li>Mencetak dokumen kontrak, menjelaskan isi kontrak kepada pelanggan, meminta tanda tangan dokumen kontrak dan mendokumentasikan foto tanda tangan kontrak bersama pelanggan (debitur) untuk memastikan kesesuaian dengan prosedur.</li>
	<li>Menindaklanjuti dokumen kelengkapan kendaraan dan dokumen tagihan dari dealer untuk memastikan kelancaran proses pembayaran kendaraan ke dealer (disburse).</li>
	<li>Memastikan sistem integrasi akuisisi (B2B) dengan dealer terlaksana dengan baik.</li>
	<li>Mengarahkan dan memberikan penjelasan cara pembayaran angsuran kepada pelanggan untuk memastikan cara bayar yang efektif dan efisien.</li>
	<li>Memberikan informasi dan mengarahkan pelanggan untuk mengunduh aplikasi konsumen TAF.</li>
	<li>Memonitor pembayaran selama periode waktu tertentu sesuai dengan parameter yang ditetapkan oleh perusahaan dan bekerjasama Kelancaran pembayaran angsuran dengan fungsi AR management untuk memastikan agar pelanggan yang telah jatuh tempo memenuhi kewajibannya. 
	 </li>
</ul>

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