Toyota Astra Financial (TAF) was established by Astra International and Toyota Financial Services Corporation as a financial company and part of both Astra Group and Toyota value chains to provide financing solutions which support automotive sales in Indonesia.

Offers varieties of financing facilities, primarily focused on financing vehicles, with the option of conventional or sharia financing according to customer needs.

TAF develops a reliable service network based on good relationship with dealers, digitalization for more optimal access and connectivity in the business ecosystem, as well as agile organization with embedded risk management lifestyle.

Build Your Future with TAF!
1.	Health insurance for all TAF Employees
2.	Training and promotion chance in all TAF business sectors
3.	A positive working environment that promotes employee safety, growth, and goal attainment

Vision
Preferred financing solution for Toyota ownership through service excellence.

Mission
1.	To provide best value to customers
2.	Being a partner of Toyota to achieve long term success
3.	To provide sustainable value creation to stakeholders
4.	Being an employer of choice
5.	To share prosperity to community

Toyota Astra Financial Services

<ul>
	<li>Mensosialisasikan produk dan layanan, membina hubungan baik dengan dealer Toyota &amp; Daihatsu untuk meningkatkan pencapaian sales target.</li>
	<li>Menjalankan aktivitas penunjang penjualan (mendukung pameran, showroom event, dll) untuk meningkatkan pencapaian sales target.</li>
	<li>Menindaklanjuti prospek customer Repeat Order (RO) / Additional Order (AO) yang berasal dari Tele Marketing (TM)</li>
	<li>Membuat simulasi kredit dan melakukan negosiasi, baik dengan dealer maupun calon pelanggan, untuk mendapatkan aplikasi pembiayaan pelanggan.</li>
	<li>Melakukan proses survei (wawancara dengan narasumber, pengamatan lingkungan dan mengambil gambar) serta membuat dan menyerahkan laporan hasil survei</li>
	<li>Melengkapi data aplikasi pembiayaan dan dokumen pendukungnya, termasuk melakukan konfirmasi melalui telepon, proses data entry, dan inisiasi untuk menunjang proses analisa kredit yang cepat dan akurat.</li>
	<li>Bertanggung jawab atas kebenaran dan kesesuaian dokumen dan data yang terkait dengan data pelanggan dan data kendaraan.</li>
	<li>Melakukan pemantauan status aplikasi pembiayaan agar mencapai target SLA yang ditetapkan.</li>
	<li>Memonitor status aplikasi backlog untuk mencapai target penjualan yang ditetapkan.</li>
	<li>Menginformasikan hasil keputusan kredit kepada pihak-pihak terkait, serta menindaklanjuti dokumen tambahan apabila terdapat data informasi yang perlu dilengkapi.</li>
	<li>Mencetak dokumen kontrak, menjelaskan isi kontrak kepada pelanggan, meminta tanda tangan dokumen kontrak dan mendokumentasikan foto tanda tangan kontrak bersama pelanggan (debitur) untuk memastikan kesesuaian dengan prosedur.</li>
	<li>Menindaklanjuti dokumen kelengkapan kendaraan dan dokumen tagihan dari dealer untuk memastikan kelancaran proses pembayaran kendaraan ke dealer (disburse).</li>
	<li>Memastikan sistem integrasi akuisisi (B2B) dengan dealer terlaksana dengan baik.</li>
	<li>Mengarahkan dan memberikan penjelasan cara pembayaran angsuran kepada pelanggan untuk memastikan cara bayar yang efektif dan efisien.</li>
	<li>Memberikan informasi dan mengarahkan pelanggan untuk mengunduh aplikasi konsumen TAF.</li>
	<li>Memonitor pembayaran selama periode waktu tertentu sesuai dengan parameter yang ditetapkan oleh perusahaan dan bekerjasama Kelancaran pembayaran angsuran dengan fungsi AR management untuk memastikan agar pelanggan yang telah jatuh tempo memenuhi kewajibannya. 
	 </li>
</ul>

Sales Officer Medan

KB Bukopin as a trusted public company has strengthened its existence as a banking institution that delivers competitive advantage in the field of Micro, Small, Medium and Cooperative (MSMC) Business, supported by its commercial and consumer segment. The implementation of operational programs has further enhanced Bank Bukopin's public service by delivering "the bank for all payment" icon. The improvement of service quality and other innovative product development of the Bank has further built a strong relationship with the customers and its business partners across the country.
All of these intensive measures have brought KB Bukopin to a new era and geared up for sustainable growth, with one aim of delivering the best value for all the stakeholders.
As of March 31, 2021, KB Bukopin's shares were 67% owned by KB Kookmin Bank, PT Bosowa Corporindo 10.03%, the Republic of Indonesia 3.18% and the public reached 19.78%.
On February 23, 2021, after obtaining approval from the OJK on February 8, 2021, the Company, announced a change in the name and new logo of PT. Bank Bukopin, Tbk. to become PT. Bank KB Bukopin, Tbk. As Known KB Bukopin with a new tag line "Together, we are the financial stars."


PT Bank KB Bukopin Tbk

<ul>
	<li>Bertanggung jawab untuk membangun, menjaga, dan mengelola hubungan dengan nasabah bisnis kecil dan menengah (SME) dengan tujuan peningkatan kepuasan pelanggan dan retensi.</li>
	<li>Melakukan solicit untuk mencari debitur prospek untuk pengajuan kredit dan penempatan dana, sesuai dengan target yang diberikan</li>
	<li>Pendanaan dan Pengembangan Portofolio : Bertanggungjawab untuk memperluas portofolio kredit dan nasabah SME dengan melakukan analisis kredit, menilai risiko kredit, serta memproses aplikasi kredit secara efisien</li>
	<li>Pemantauan dan Pengelolaan Risiko</li>
</ul>

Relationship Manager SME Medan

Making dream homes happen since 2015, Dekoruma is a rapidly-growing tech startup aiming to put a stop to the inefficiencies that have long occurred in the Home & Living industry. We believe that everyone is entitled to easy access not only to quality furniture at an affordable price, but also economical home design and its nitty-gritty. Since its establishment, we have launched vertically integrated business units (and even more to come), two of them being interior design services and material supply store.

While interior design services and furniture manufacturers remain abundant, there has yet to be a one-stop platform that actualises the A to Z’s of realizing your dream homes. Dekoruma intends to be the one answer to this demand.

Engage in a workplace surrounded by vibrant energy and youth who does work that matters and improvements that make a difference. We seek to create a working environment that is dynamic, and above all, impactful. In Dekoruma, we work for a cause, not just applause.

Dekoruma

<ul>
	<li>Perform Quality Checking of designers’ design result (includes technical drawing) to ensure clients’ goals and needs are met in a timely manner</li>
	<li>Monitor designers’ performance and progress (includes the design timeline) to ensure quality and timeliness are met</li>
	<li>Manage designers’ projects working schedule and adjust when necessary</li>
	<li>Achieve monthly and annual sales target of custom interior product selling.</li>
	<li>Establish and maintain good business relationships with existing and potential clients (including client’s pipeline) to nurture future businesses.</li>
	<li>Build, lead and train a team of designers (Dekoruma Designer Program) in an efficient and capable manner, including setting team goals and objectives.</li>
	<li>Monitor project progress and solve the issues along with related departments to minimize product/design absorption; also work together with DDP to communicate it to clients.</li>
	<li>Manage pricing, billing, and collections to clients following signed agreement.</li>
</ul>

Interior Designer Sales Manager Medan

Flow Recruitment :

Stage 1 &gt; Test

Technical Design (Skecth Up &amp; Thudio)

Communication Test (Self Introduction &amp; Presentation of your previous Project and portfolio)

Stage 2 &gt; Mass Interview

Panel Interview with HR and User

Stage 3 &gt; Offering Stage

Background Checking &amp; Offering

Stage 4 &gt; Join Dekoruma 
 
 

Job Description :

<ul>
	<li>Ensure design production targets are fully achieved, including achieving SLA TV in a timely manner.</li>
	<li>Ensure sales targets are fully achieved monthly/annually, including upselling to customers.</li>
	<li>Perform site technical visits to the customer’s house to get complete details related to the project scope and the customer's design preference, including checking electrical points, structures, and other technical measurements in order to ensure alignment between technical drawings and the site.</li>
	<li>Submit and present the design to the customer</li>
	<li>Conceptualize and create the design plans.</li>
	<li>Follow up regarding all changes/revisions needed after the meeting.</li>
	<li>Ensure all BOQs are successfully sent out to the customers.</li>
	<li>Actively following up with related PIC/department to ensure products and materials needed are available and ready to use.</li>
	<li>Ensure the alignment of inscope and outscope parts to clients, provide mood board as per Dekoruma standard, and perform first room measurement to assure actual vs design are aligned.</li>
	<li>Establish and maintain good business relationships by serving the best client handling to ensure high customer satisfaction.</li>
</ul>

Junior Interior Designer Medan, Bali,  Pekanbaru & Palembang

<ul>
	<li>Selling booking fee for potential customers</li>
	<li>Work independently or in a team to achieve monthly target</li>
	<li>Maintaining a positive, empathetic, and professional attitude toward customers at all times by ensure customer satisfaction</li>
	<li>Ask questions to understand customer requirements and close to booking fee payment</li>
	<li>Communicate the latest information, promotion, campaign, or other company product to customer</li>
	<li>Keeping records of customer interactions and leads processing</li>
	<li>Understanding in-depth knowledge of customer products and services to make suitable recommendations based on-customers' needs and preferences</li>
</ul>

Interior Advisor Medan, Bali, Semarang, Surabaya & Jakarta

Perkembangan perbankan syariah yang tumbuh cukup pesat dalam beberapa tahun terakhir menunjukkan minat masyarakat mengenai ekonomi syariah semakin bertambah. Untuk memenuhi kebutuhan nasabah akan layanan syariah, maka PT Bank BCA Syariah  beroperasi dalam rangka mewujudkan Visi dan Misi BCA Syariah, berbagai produk funding, jasa dan pembiayaan telah dikembangkan dan dipasarkan kepada masyarakat. Untuk pengembangan bisnis kedepan yang akan menunjang ekspansi usaha PT Bank BCA Syariah, kami memberikan kesempatan kepada tenaga muda yang berpotensi dan mengembangkan diri untuk berkarir dengan BCA Syariah.

PT. Bank BCA Syariah

<ul>
	<li>Membuat rencana kerja tahunan berdasarkan target yang telah ditetapkan.</li>
	<li>Mencari dan menyeleksi calon nasabah/nasabah yang potensial.</li>
	<li>Membuat database calon nasabah/nasabah yang potensial.</li>
	<li>Memasarkan produk sesuai peraturan dan prinsip-prinsip Bank Syariah.</li>
	<li>Memberikan alternatif produk Bank Syariah yang tepat, sesuai dengan kebutuhan calon nasabah/nasabah.</li>
	<li>Melakukan pendekatan dan kunjungan usaha ke tempat calon nasabah/nasabah dalam rangka pengembangan hubungan, pengumpulan data dan dokumen yang dibutuhkan.</li>
	<li>Memahami kebutuhan nasabah dan memberikan solusi produk dan layanan BCA Syariah yang sesuai dengan kebutuhannya.</li>
	<li>Melayani nasabah dengan mengacu pada standar layanan.</li>
	<li>Melakukan pengumpulan dan memastikan kebenaran data/ informasi/ dokumen dari calon nasabah/nasabah baik internal maupun eksternal yang diperlukan dalam proses pengolahan pembiayaan maupun pemeliharaan pembiayaan existing.</li>
	<li>Memberikan rekomendasi atas permohonan calon nasabah/nasabah yang diolah oleh AO yang menjadi anggota teamnya sebelum permohonan pembiayaan tersebut diteruskan ke pejabat pemutus.</li>
	<li>Menganalisa calon nasabah/nasabah dan menyajikan hasil Analisa dalam bentuk memo pengolahan/scoring system (baru/ tambahan/ perpanjangan/perubahan).</li>
	<li>Menjaga dan memelihara dokumen atau data-data yang berkaitan dengan kegiatan investigasi.</li>
	<li>Memberikan informasi atau data yang dibutuhkan pada Unit Kerja terkait apabila terdapat indikasi hal-hal yang dapat merugikan Bank terutama kegiatan investigasi.</li>
</ul>

Account Officer Penempatan Jabodetabek, Medan, Palembang

Customer Service

<ul>
	<li>Mendukung pemasaran produk (dana, jasa dan produk lainnya) dengan menawarkan alternatif produk yang tepat, sesuai dengan kebutuhan nasabah.</li>
	<li>Memberikan pelayanan yang berkualitas kepada nasabah yang datang ke cabang sesuai dengan ketentuan dan prosedur.</li>
	<li>Menggali kebutuhan nasabah.</li>
	<li>Memberikan informasi/penjelasan yang terkini kepada nasabah/non nasabah.</li>
	<li>Menerima dan memproses permohonan : pembukaan dan penutupan rekening. pemberian/pencabutan fasilitas, perubahan data nasabah dan data rekening, dan layanan jasa bank lainnya.</li>
	<li>Melakukan cross selling produk dan jasa.</li>
	<li>Melayani pertanyaan saldo dan mutasi rekening nasabah yang datang ke cabang.</li>
	<li>Melayani pencetakan transaksi/pengambilan buku Cek/BG, warkat tolakan kliring, rekening koran, dan hal-hal lain yang berhubungan dengan kepentingan nasabah.</li>
	<li>Membuat jurnal manual atas transaksi yang terjadi di Customer Service.</li>
	<li>Menangani dan menindaklanjuti keluhan/pengaduan nasabah.</li>
</ul>

Teller

<ul>
	<li>Melayani transaksi operasional Front Office sesuai dengan ketentuan dan prosedur</li>
	<li>Memproses transaksi yang diterima berdasarkan ketentuan dan prosedur Bank Syariah</li>
	<li>Melakukan penyelesaian atas transaksi Communication Time Out (CTO) atau off line</li>
	<li>Mengelola pengadaan uang tunai dalam cash box sesuai dengan limit teller</li>
	<li>Melakukan balancing akhir hari Teller sesuai dengan ketentuan prosedur bank</li>
	<li>Menyelesaikan selisih yang terjadi pada hari yang sama</li>
	<li>Melaksanakan kegiatan operasional front office lainnya sesuai dengan program kerja , ketentuan dan prosedur Bank Syariah</li>
</ul>

Frontliner Teller dan Customer Service Cabang Semarang, Medan, Lhokseumawe dan Jakarta

Asuransi Astra has been serving customers for more than half a century, precisely since September 12, 1956. The company, known for its Garda Oto motor vehicle insurance products, serves customers through a network of services spread across 28 branch offices, as well as service units and Garda Centers that continue developing. In addition to motor vehicle insurance, other products from Asuransi Astra are Garda Medika health insurance, mining industry insurance, agribusiness industry insurance, shop insurance, gas station insurance, sharia insurance, and others.

Since 2015, Asuransi Astra has developed its products and services digitally and introduced Garda Mobile as a collection of mobile applications intended for retail, commercial and general customers. The four Garda Mobile applications namely Otocare, Medcare, HR-access, and CR-access are consistently updated through various innovations aimed at customer convenience and comfort. The latest innovation developed in the Garda Mobile Otocare with the presence of GarXia, the first insurance purchase chatbot in Indonesia that can also help customers in reporting claims and the Garda Mall feature that allows users to shop for a variety of automotive needs, Astra Financial financial products, also to buying and selling cars. Asuransi Astra also has four digital products namely Garda Me, Garda Edu, Garda Home, and Garda Trip which can be purchased easily and quickly through the gardaoto.com site.

Asuransi Astra performance has also been recognized with various awards that have been received, including: Platinum Indonesia Best Brand Award (2002-2019), Top Brand Award (2007-2019), Service Quality Award (2007-2018), Corporate Image Award ( 2007-2019), Indonesian Customer Satisfaction Award (2001-2017), Indonesia Original Brand Award (2017-2019), General Insurance with very good financial performance in the Infobank Insurance Award (2008-2016, 2019), Excellent Service Experience Award (2013 -2020), Contact Center Service Excellence Award (2013-2020), Social Media Award (2012, 2016), Indonesia Sharia Finance Award (2017), Insurance Award (2017-2018), Insurance Consumer Choice Award (2017-2018), Asian Brands (2018), Marketing Award (2018), Indonesia Digital Innovation Award (2018), Markeeter of the Year (2018-2019), Infobrand Mobile Application Choice (2018), Marketeers Editor Choice Award (2018-2019), Indonesia Insurance Innovation Award (2019), Indonesia Digital Popular Brand Award (20 19), and others.

With the support of branches and workshops that are spread all over Indonesia, along with the best services and a series of achievements, certainly not stopping the steps of Asuransi Astra innovation through products that are built from the new spirit of Asuransi Astra to always provide comfort and peace for every customer. Therefore, Asuransi Astra will invest time and effort so that you always smile. "Peace of Mind to Millions" is the result that Asuransi Astra will provide to each customer.

Disclaimer: 
Asuransi Astra tidak pernah memungut biaya apa pun untuk seluruh proses rekrutmen. Apabila menemukan kejanggalan terkait kegiatan yang mengatasnamakan Asuransi Astra, cek kebenaran informasi tersebut melalui Garda Akses 1 500 112, atau Instagram @AsuransiAstra.

Asuransi Astra

<ul>
	<li>Analyze and propose improvements to business processes to enhance operational efficiency and service quality in Motor Vehicle Insurance operations.</li>
	<li>Execute and monitor improvement projects to ensure successful implementation and alignment with performance KPIs.</li>
	<li>Supervise and control all operational activities, including complaint handling, to ensure service level agreement (SLA) compliance.</li>
	<li>Lead and manage a team of ±30 people, consisting of Coordinators and Surveyors across branch locations.</li>
	<li>Monitor and improve service delivery and processes in alignment with operational KPIs for Motor Vehicle Insurance services.</li>
	<li>Provide operational support at the assigned branch location (Medan, Surabaya, or Bandung), ensuring branch performance meets company standards.</li>
</ul>

Senior Section Head Operation

Our Journey

With a renewed vision for growth and innovation, we rebranded as PT Bank SMBC Indonesia Tbk (SMBC Indonesia) in 2024, formerly known as PT Bank BTPN Tbk. This rebranding reflects our response to the dynamic changes, allowing us to consolidate our strengths and deliver even more seamless, integrated solutions for millions of customers from diverse segments across Indonesia.
 
This transformation signals our commitment to advancing and streamlining our business strategies, enabling us to better serve our customers and help them lead more meaningful and fulfilling lives. At the heart of this rebrand is our dedication to supporting Indonesia's long-term development goals, in alignment with the vision of Indonesia Emas 2045.
 
In addition to these goals, we are excited to invite talented individuals and younger generations to join us, expand their careers and make a lasting impact. Together, we can drive positive change and build a brighter future for Indonesia.

Life at SMBC Indonesia

At SMBC Indonesia, our team is a close-knit family of innovative individuals dedicated to growing and making a positive impact on our communities. We offer top-notch banking services while ensuring that our team members feel appreciated and engaged thanks to cutting-edge digital technology and global expertise. We foster a flexible, open environment where employees can continuously learn, develop professionally, and aspire to become their best selves.

We cultivate a collaborative culture with open communication between leaders and team members, encouraging the sharing of ideas, feedback, and problem-solving. Strong bonds between colleagues are vital, enabling agile teamwork that drives success in today’s fast-paced banking industry.
Our office is designed for both productivity and relaxation, with activities like billiards, gaming, and karaoke available after work. SMBC Indonesia also supports various internal clubs, offering options like yoga, badminton, gaming, and parenting to keep our team active and engaged. We believe these opportunities are essential for maintaining a vibrant, innovative workforce.

Giving Back

Through our Daya program, SMBC Indonesia champions sustainable, measurable empowerment initiatives for our customers. The Daya program offers education, training, and resource-sharing to enhance entrepreneurial skills, unlock growth opportunities, and improve quality of life. Health & Wellness and Community Empowerment programs are integral parts of our business model, fostering an environment where our customers thrive alongside our business.

Adaptive to change
 
With decades of experience, SMBC Indonesia has embraced adaptability as a core value. Our approach to work reflects this, with flexible dress codes, remote work options, and digital collaboration tools to keep our team connected and productive. By embracing these changes, we are better positioned to serve our customers effectively and stay resilient in a dynamic industry. Despite the evolving challenges in banking, SMBC Indonesia remains committed to meaningful progress and impactful service that touches millions.

PT Bank SMBC Indonesia Tbk

Melakukan proses akuisisi nasabah baru untuk produk funding / wealth, cross selling / top up nasabah existing serta melakukan proses maintenance terhadap nasabah existing sehingga tercapai target pertumbuhan nasabah dan pertumbuhan volume portofolio dengan memberikan layanan transaksi sesuai dengan standar dan prosedur yang berlaku.

Relationship Manager Wealth Management Business

Survey &amp; Garda Siaga Analyst will be responsible for:

<ul>
	<li>Analyzing and providing improvement suggestions for operational processes</li>
	<li>Executing improvement projects within the MV Operation team</li>
	<li>Monitoring and managing Surveyor in the assigned region</li>
	<li>Conducting field visits or surveys, both within and/or outside the city</li>
</ul>

Survey & Garda Siaga Analyst

Astra Graphia Information Technology (AGIT) is a Digital Service Provider, provides one stop Solution on Digital Services. Since 1983, AGIT is part of PT Astra International Tbk Group, a conglomeration company in Indonesia that currently has 212 subsidiaries and affiliate companies with 7 line of businesses (automotive, financial services, heavy equipment, agribusiness, information technology, infrastructure & logistics, and property). AGIT itself is owned 100% by PT Astra Graphia Tbk

As a Digital Service Provider, AGIT has transformed its business not only focusing on providing ICT infrastructure and application related services but more towards on what we called as a One-Stop-Solutions on Digital Services, both in on-premise and cloud infrastructure model.

We bring the concept of digitize things (digitize everything), to help and to assist our customers in performing their digital transformation through the implementation on digital technology & digital solutions.

We have four main pillars in our Digital Solution Portfolios that cover the entire journey required to conduct digital transformation starting from Digital Strategy, Digital ICT Foundation, Digital Platform, and Digital Services

PT Astra Graphia Information Technology

Customer Engineer Astragraphia akan melakukan Support After Sales Service untuk produk Fujifilm, Solve problem ke pelanggan terkait dengan produk Fujifilm, Visit ke pelanggan jika ada kendala terkait dengan mesin Fujifilm.

Electrical Installation and Maintenance

Communication Skills

Computer Troubleshooting

Electrical Design

CUSTOMER ENGINEER

Menjalankan proses penagihan dan penanganan nasabah dengan menggunakan channel penagihan sesuai ketentuan perusahaan.

Kegitan utama yang dilakukan diantaranya adalah :

<ul>
	<li class="text-justify">Bertanggung jawab untuk melakukan kunjungan ke nasabah untuk berkomunikasi dan bernegosiasi agar nasabah melakukan pembayaran,</li>
	<li class="text-justify">Juga bertanggung jawab untuk melakukan kewajiban administrative, yaitu membuat laporan proses penagihan dan melaporkan kepada supervisor.</li>
</ul>

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