Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 10 branches located in 8 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

MISSION STATEMENT
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

MOTTO
Fast, Safe, Caring

Bank Universal BPR

During this program we offer you:

<ul>
	<li>Comprehensive learning (hard &amp; soft skill)</li>
	<li>Coaching &amp; mentoring from Senior Management</li>
	<li>Competitive salary &amp; benefits</li>
	<li>And More!</li>
</ul>

Minimum Qualifications

<ul>
	<li>Minimum Bachelor Degree from a reputable university with a GPA of min. 3.00 out of 4.00 scale</li>
	<li>Max 25 years old</li>
	<li>Preferably had active involvement in organizational activities</li>
	<li>Strong desire to learn and succeed; Creative &amp; innovative; High energy, enthusiasm &amp; drive</li>
</ul>

*Willing to be posted in any Universal BPR branch

Relationship Manager Development Program

KB Bukopin as a trusted public company has strengthened its existence as a banking institution that delivers competitive advantage in the field of Micro, Small, Medium and Cooperative (MSMC) Business, supported by its commercial and consumer segment. The implementation of operational programs has further enhanced Bank Bukopin's public service by delivering "the bank for all payment" icon. The improvement of service quality and other innovative product development of the Bank has further built a strong relationship with the customers and its business partners across the country.
All of these intensive measures have brought KB Bukopin to a new era and geared up for sustainable growth, with one aim of delivering the best value for all the stakeholders.
As of March 31, 2021, KB Bukopin's shares were 67% owned by KB Kookmin Bank, PT Bosowa Corporindo 10.03%, the Republic of Indonesia 3.18% and the public reached 19.78%.
On February 23, 2021, after obtaining approval from the OJK on February 8, 2021, the Company, announced a change in the name and new logo of PT. Bank Bukopin, Tbk. to become PT. Bank KB Bukopin, Tbk. As Known KB Bukopin with a new tag line "Together, we are the financial stars."


PT Bank KB Bukopin Tbk

KB Bank is looking for Next Generation Talent Program (NGTP) for SME RM 
 
Be Part of Our Next Gen! 
Are you ready to elevate your career in the dynamic world of banking? KB Bank invites you to join our Next Generation Talent Program for SME RM. Register yourself immediately, and be part of KB Bank Family! 
 
Join us to contribute and support Indonesia especially for Sales &amp; Marketing Division

Next Generation Talent Program (NGTP FOR SME RM)

Asuransi Astra has been serving customers for more than half a century, precisely since September 12, 1956. The company, known for its Garda Oto motor vehicle insurance products, serves customers through a network of services spread across 28 branch offices, as well as service units and Garda Centers that continue developing. In addition to motor vehicle insurance, other products from Asuransi Astra are Garda Medika health insurance, mining industry insurance, agribusiness industry insurance, shop insurance, gas station insurance, sharia insurance, and others.

Since 2015, Asuransi Astra has developed its products and services digitally and introduced Garda Mobile as a collection of mobile applications intended for retail, commercial and general customers. The four Garda Mobile applications namely Otocare, Medcare, HR-access, and CR-access are consistently updated through various innovations aimed at customer convenience and comfort. The latest innovation developed in the Garda Mobile Otocare with the presence of GarXia, the first insurance purchase chatbot in Indonesia that can also help customers in reporting claims and the Garda Mall feature that allows users to shop for a variety of automotive needs, Astra Financial financial products, also to buying and selling cars. Asuransi Astra also has four digital products namely Garda Me, Garda Edu, Garda Home, and Garda Trip which can be purchased easily and quickly through the gardaoto.com site.

Asuransi Astra performance has also been recognized with various awards that have been received, including: Platinum Indonesia Best Brand Award (2002-2019), Top Brand Award (2007-2019), Service Quality Award (2007-2018), Corporate Image Award ( 2007-2019), Indonesian Customer Satisfaction Award (2001-2017), Indonesia Original Brand Award (2017-2019), General Insurance with very good financial performance in the Infobank Insurance Award (2008-2016, 2019), Excellent Service Experience Award (2013 -2020), Contact Center Service Excellence Award (2013-2020), Social Media Award (2012, 2016), Indonesia Sharia Finance Award (2017), Insurance Award (2017-2018), Insurance Consumer Choice Award (2017-2018), Asian Brands (2018), Marketing Award (2018), Indonesia Digital Innovation Award (2018), Markeeter of the Year (2018-2019), Infobrand Mobile Application Choice (2018), Marketeers Editor Choice Award (2018-2019), Indonesia Insurance Innovation Award (2019), Indonesia Digital Popular Brand Award (20 19), and others.

With the support of branches and workshops that are spread all over Indonesia, along with the best services and a series of achievements, certainly not stopping the steps of Asuransi Astra innovation through products that are built from the new spirit of Asuransi Astra to always provide comfort and peace for every customer. Therefore, Asuransi Astra will invest time and effort so that you always smile. "Peace of Mind to Millions" is the result that Asuransi Astra will provide to each customer.

Disclaimer: 
Asuransi Astra tidak pernah memungut biaya apa pun untuk seluruh proses rekrutmen. Apabila menemukan kejanggalan terkait kegiatan yang mengatasnamakan Asuransi Astra, cek kebenaran informasi tersebut melalui Garda Akses 1 500 112, atau Instagram @AsuransiAstra.

Asuransi Astra

In our pursuit of excellence, we value visionary individuals with strong leadership potential and a passion to always think out of the box.

We challenge such individuals to join our Branch Management Development Program, in which through a series of First Class Comprehensive Learning Program, will be developed to our future leaders. Graduates of the program will be further challenged to develop our business in our Major Branches Across Indonesia.

Branch Manager Development Program

Satu Group adalah Mitra Bisnis terpercaya dari Perusahaan penyedia jasa layanan keuangan khususnya produk multiguna.

Satu Group memiliki  produk utama, yaitu :

Joint Operation Outlet (JOO) merupakan titik Kerjasama satugroup dengan Finance Company yang tersebar di 179 kotamadya/kabupaten dengan sebaran mencapai 300 outlet

C-Link merupakan program yang ditujukan sebagai bentuk apresiasi satugrup kepada pelanggan setia yang berpartisipasi dalam merekomendasikan kerabat, teman dekat, serta orang sekitar untuk menjadi pelanggan baru

Satu Group

Supervisor Development Program adalah program pembelajaran yang ditempuh untuk dipersiapkan menjadi karyawan pada level supervisor dan manajerial dengan mengikuti serangkaian pelatihan (inclass, OJT, dan acting) selama 6 bulan. Setelah berhasil lulus maka peserta memiliki tanggung jawab pekerjaan sbb:

<ol>
	<li>Mempelajari keseluruhan bidang pekerjaan (marketing dan operasional)</li>
	<li>Mencapai target kerja (Marketing dan operasional) yang telah ditentukan perusahaan</li>
	<li>Mengarahkan tim untuk mencapai target dengan keputusan yang terbaik</li>
	<li>Mengelola hubungan baik dengan mitra kerja</li>
	<li>Mempresentasikan capaian, evaluasi dan strategi yang diterapkan pada cabang</li>
</ol>

Supervisor Development Program

Our Journey

Bank BTPN was established in 1958 to handle the pensions of retired military personnel. In February 2019, PT Bank Tabungan Pensiunan Nasional Tbk (“BTPN”), an equity-method affiliate of Sumitomo Mitsui Banking Corporation, merged with PT Bank Sumitomo Mitsui Indonesia (“SMBCI”), a local subsidiary of Sumitomo Mitsui Banking Corporation, to create PT Bank BTPN Tbk (“Bank BTPN”). Bank BTPN plays an important role in realizing SMBC Group’s Asia-centric strategy as a full-line commercial bank that offers a comprehensive range of banking services in both the wholesale and retail sectors.

Bank BTPN is now a universal bank which serves the mass market segment, the consuming class segment, as well as the corporate segment. On the mass market segment, we have BTPN Mitra Usaha Rakyat that focus on micro businesses, and BTPN Mitra Bisnis that focus on serving small and medium enterprises. For the consuming class segment, we have varieties of services including; BTPN Retail Lending Business that focus on serving retirees, BTPN Sinaya that focus on wealth management business, as well as digital banking service through BTPN Wow!, a financial inclusiveness service focusing on the unbanked segment, and Jenius, one of the pioneers of life finance and digital banking solutions in Indonesia. As for the corporate segment, we have the corporate banking business which focuses on serving national, multinational and Japanese companies.

The merger of BTPN and SMBCI to form Bank BTPN represents a unique and an ideal combination of two complementary banks. With its new vision to be Indonesia’s most preferred bank which makes a meaningful difference in the lives of millions powered by digital technology, Bank BTPN is a bigger and stronger bank that contributes more to Indonesia's economy. Bank BTPN believes that we will be able to unlock the opportunities that generate more valuable customer solutions across businesses.

Life at Bank BTPN

Bank BTPN is a big family of creative, intelligent, and passionate challengers whose goal is to keep on growing while creating positive differences for the communities. Fully armed with state-of-the-art digital technology and world experiences. Aiming to provide the best banking services to our customers, we realize that the first thing we have to do is to make sure that our squads are happy and content!

Giving Back

Through "Daya", Bank BTPN provides a sustainable and measurable empowerment program for our customers. Daya program regularly gives education, training and information sharing to improve our customers' entrepreneurial capability, widening the option to grow their businesses and providing the opportunity to live a better life; through Health & Wellness program, as well as Community Empowerment program. Like the two inseparable sides of a coin, the empowerment program is an integrated element in our business model. Actually daya now has 4 pillars – but for this write up let’s just leave it as is.

Our Culture

Bank BTPN is the place where our squads can aspire to be the best version of themselves by learning through various roles, and having broader responsibilities during their journey. Empowering our people with a supportive culture and comfortable working environment, has proven to boost our professional and personal growth. Bringing down the barrier between leaders and squad members creates many opportunities to discuss ideas, receive constructive feedback, and find solutions. Bonds between squads is also one of the powerful keys to create impactful collaboration in getting the task done. It helps us create an agile workforce to compete and stay on top in today's banking ecosystem.

Our office set up is designed to stimulate creativity and provide spaces for people to connect easier. You could sometimes find us playing billiards, ranking matches on large TVs', or having a karaoke session after office hours. Yes, we have all the facilities to let our steam out after a long hour of work.

Opting for a community or club activities? We also have an array of exciting and fun internal clubs! Through BTPN Club, our people can choose to join sport clubs like yoga, badminton, and futsal, or even a community club through gaming and parenting club! We believe, through community and club activities, our squad can get the vitamin they need to stay creative and passionate in their daily lives.

Hungry for more knowledge or interested in learning new skills? Aside from the fact that our people can discuss and share ideas with their peers or mentors through conventional or digital means, we also have more than enough classes and courses for self-development and keeping the mind active.

Adaptive to change
 
Decades of experience has taught us that adapting to changes is necessary to stay on top. Therefore, we embrace the new way of working, where we value the diverse and uniqueness of our squads. Flexible working attire, as well as working location and remote collaboration, has been a part of our policies now. Our way of working, supported by digital collaboration platform, has allowed our squads to be productive while remaining connected, thus able to give the best services to our customers!
 
Even the ever-changing challenges of the banking industries cannot stop us from moving forward and bring significant changes in the life of millions.
 


PT Bank BTPN Tbk

<ul>
	<li>Creating plan and implement monthly sustainable development program based on project charter and ensure that the implementation of project plan based on the target that have been setup both qualitatively and quantitatively to support Bank BTPN Unique Value Proposition, in line with the business strategy, SMBC target and Government regulation.</li>
	<li>Support line of business in creating and implementing Bank BTPN sustainable finance strategies.</li>
	<li>Monitoring and measure the implementation and support the achievement of sustainable finance program targets.</li>
	<li>Collaborating on sustainable finance programs with SMBC subsidiaries in Indonesia</li>
	<li>Collaboration and lead team member others directorate/division for ESG project</li>
</ul>

Sustainable Program Development

Ever since it was established in 1957, Bank Central Asia (BCA) has continued to grow. This has been the result of the dedicated teamwork of every single one of our employees and the unflagging support of our customers. In line with our commitment to be “Always by Your Side”, BCA will continue to strive to earn the trust, and live up to the expectations, of all the Bank’s customers and other stakeholders in its drive to continue to achieve ongoing growth.

From the beginning, BCA has always offered diverse financial solutions through banking transaction services for many diverse groups and ages. And now everyone can enjoy the banking transaction ease and convenience BCA offers, enabled by strong inter-branch links, an extensive ATM network, and all the other electronic banking services the Bank offers.

Through the extensive range of well-targeted, high quality products and services the Bank provides, BCA’s financial solutions have proven they encourage the business growth of all the Bank’s customers, whether small, medium-sized, or large-scale businesses. For BCA, earning customers’ trust through offering them the best solutions to meet their financial needs is an honor and a source of pride.

By living our slogan, “Always by Your Side”, BCA will continue to strive to provide all its customers with only the very best services and solutions.

PT Bank Central Asia Tbk

Sebagai seorang Analis Kredit, kamu bertugas untuk memastikan BCA dapat menyalurkan kreditnya kepada masyarakat secara sehat. Dibutuhkan proses analisa menggunakan pendekatan atau rasio-rasio keuangan tertentu untuk menentukan kebutuhan kredit yang wajar dan dapat mengurangi potensi masalah kredit macet yang berbahaya bagi perusahaan ke depannya. 
 
Oleh karena itu BCA mempersiapkan sebuah Analyst Credit Program selama 1 tahun, yang bertujuan untuk mempersiapkan professional muda menjadi seorang analis kredit yang kompeten bagi BCA. Lulusan Program ini akan diangkat langsung menjadi karyawan tetap BCA.

Credit Analyst Program

FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

The role involves maintaining the ongoing provision and regeneration processes within Fifgroup by overseeing regular mapping of employee potency and performance, establishing and managing committees, as well as strategically steering talent development initiatives for the organization's sustained growth and human capital enhancement.

This test unit measures the ability to identify patterns and inconsistencies in visual representations of data

With the vast information employees need to process and retain every day, attention to detail becomes a critical skill to have because of the efficiency it gives. Also, because thorough employees have more initiative to understand the cause and not just the effect, they do less of the unnecessary rework and produce more complete output. This test measures ability to identify patterns and inconsistencies in visual representations of data.

Attention to Detail

Talent and Career Management Officer

Management Trainee Program with training length total 6 months. The training material covers the financial services industry and the business processes. This program is aimed at Fresh graduates or employees with less than 2 years experience.

Marketing Officer Development Program

BCA MDP is Calling! 
 
Live your career adventure and face the era of industry revolution with BCA. 
Through the entire 1 years of training program, you will get extensive knowledge about banking (marketing, audit, development, etc.). The best learning experience with outstanding training and mentor will be the best weapon for you to face the challenge ahead.

Management Development Program (MDP)

Management Trainee Program with training length total 11 months. The training material covers the financial services industry and the business processes. This program is aimed at Fresh graduates or employees with less than 2 years experience.

Junior Officer Development Program

Kesadaran nasabah yang semakin tinggi akan pentingnya pengelolaan keuangan menjadi peluang bagi BCA untuk memperkuat bisnisnya. Untuk itu BCA membutuhkan profesional muda yang memiliki ketertarikan terhadap perkembangan ekonomi dan investasi untuk bergabung di Wealth Management Program dengan pendidikan yang berlangsung selama 1 tahun. Lulus dari program, kamu akan langsung diangkat menjadi Karyawan Tetap yang akan ditempatkan di kantor cabang BCA. 
 
Akan ada 2 penjurusan, bagi yang memiliki skill di bidang marketing, kamu akan bertugas memasarkan produk investasi yang tepat ke nasabah sebagai Personal Relationship Officer. Sementara kamu yang memiliki skill menganalisa akan ditempatkan dalam mendampingi tim pemasaran sebagai Wealth Specialist di kantor cabang untuk memberikan solusi produk Investasi yg cocok untuk nasabah BCA.

Wealth Management Program (WMP)

PT. Sinar Mitra Sepadan Finance (“Perusahaan”) merupakan salah satu perusahaan pembiayaan kendaraan roda 4 (empat) atau lebih skala nasional yang didirikan pada tanggal 28 November 2000. Perusahaan ini  berkantor pusat di Agro Plaza Lantai 16-17, Jl. H.R. Rasuna Said Kav. X2-1, Kuningan Timur, Setiabudi, Jakarta Selatan 12950.

Adapun pemegang saham Perusahaan saat ini adalah ORIX Corporation, Jepang sebesar 85% (delapan puluh lima persen) dan PT. Sinar Mas Multiartha, Tbk. (“SMMA”), yang bergabung pada tahun 2019.

Perusahaan telah menjadi bagian dari ORIX Corporation, Jepang yang memiliki jaringan di 27 negara di dunia dan terdaftar di New York Stock Exchange. Saat ini Perusahaan memiliki  +- 120 jaringan (Kantor Cabang dan Kantor Selain Kantor Cabang) di seluruh Indonesia dan memiliki lebih dari 2500 karyawan.

PT. Sinar Mitra Sepadan Finance (SMS Finance)

<ul>
	<li>Menyusun dan melaksanakan strategy bisnis.</li>
	<li>Melakukan fungsi koordinasi, support dan pengawasan.</li>
	<li>Mencapai target yang telah ditentukan oleh perusahaan.</li>
	<li>Membentuk tim yang solid dan kuat dalam menjalankan tugas untuk mencapai target yang ditentukan perusahaan.</li>
	<li>Mengontrol anggota tim tetap solid.</li>
	<li>Melakukan evaluasi program yang telah dijalankan.</li>
</ul>

Officer Development Program (ODP) - Malang

Melaksanakan kegiatan pemrosesan kredit SME (Small Medium Enterprise) serta memastikan pelaksanaan standar operasional prosedur dengan menerapkan prinsip pengelolaan risiko yang baik dengan detail sebagai berikut:

<ul>
	<li>Follow Up pengajuan kredit nasabah​ yang disampaikan oleh Relationship Officer</li>
	<li>Analisa data nasabah</li>
	<li>Mengumpulkan dokumen pendukung</li>
	<li>Melakukan site visit dan verifikasi data</li>
	<li>Menginput data dan rekomendasi</li>
	<li>Pencairan kredit</li>
	<li>Mengurus dokumen pencairan kredit</li>
</ul>

Program Credit Processing Officer (PCPO)

Role Overview: 
Participating in the WIN Program will provide you with in-class training and development aimed at improving your sales abilities and teaching you more about efficiently managing wealth and priority customers. Gaining practical skills and learning from seasoned professionals will put you on the right track for a prosperous banking career while also assisting BTPN customers in their financial endeavors.

Join us in shaping the future of wealth management and unlock your potential with the Wealth Management Intensive (WIN) Program!

Wealth Management Intensive (WIN) Program

PT BCA Finance berdiri pada tahun 1981 dengan nama PT Central Sari Metropolitan Leasing Corporation (CSML). Pada awal berdirinya, pemegang saham Perusahaan adalah PT Bank Central Asia dan Japan Leasing Corporation. Saat itu Perusahaan masih memfokuskan usaha pada pembiayaan komersial, seperti pembiayaan mesin-mesin produksi, alat berat dan transportasi.

Selanjutnya pada tahun 2001 PT Central Sari Metropolitan Leasing berubah nama menjadi PT Central Sari Finance (CSF), diikuti dengan perubahan kepemilikan saham, dimana PT Bank Central Asia, Tbk (BCA) menjadi pemegang saham mayoritas, serta perubahan fokus usaha menjadi pembiayaan kendaraan bermotor, khususnya roda empat atau lebih. Terakhir, Sesuai dengan Surat Keputusan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia No.C-08091 HT.01.04.TH.2005, maka per tanggal 28 Maret 2005 PT Central Sari Finance telah berubah nama menjadi PT BCA Finance.

Kini BCA Finance sendiri telah berhasil mencatatkan asset kelolaan sebesar 52 T dengan profit 1,6 T. Dengan misinya untuk menjadi perusahaan terkemuka di industri pembiayaan PT BCA Finance senantiasa melakukan perubahan dan pengembangan model bisnis untuk menjawab tantangan dan kebutuhan zaman dimana hal ini sejalan dengan tag line perusahaan yaitu solusi tepat pembiayaan anda. 

Untuk mencapai hal tersebut PT BCA Finance memiliki nila-nilai perusahaan yang senantiasa diterapkan yaitu FOCUS yang terdiri dari:

First Class Teamwork
Orientation to Quality
Customer Focus
Uncompromise Integrity
Striving for Excellence

Melalui FOCUS ini seluruh karyawan diarahkan untuk memiliki budaya kerja yang sama sehingga tercipta sebuah Tim yang solid dalam menjalankan bisnis.

Untuk SDM sendiri selain penanaman budaya perusahaan BCA Finance juga focus pada pengembangan skill dan karir karyawannya oleh karena itu kebutuhan pejabat di BCA Finance 90% diperoleh dari internal.

PT BCA Finance

Professional Development Program Operation adalah suatu program management trainee yang spesifik dan intensif bagi yang berminat berkarir di seluruh divisi (terkhusus Operation) di BCA Finance. Dalam program ini, Anda harus siap menjalani ikatan dinas selama 30 bulan dan penempatan di BCA Finance di seluruh Indonesia.

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