PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

Job Description : 
- Mengelola pencapaian target penjualan Mortgage/PBF di cabang melalui channel agency, direct selling, dan repeat order. 
- Memimpin, mengembangkan, dan memonitor produktivitas tim Marketing Mortgage. 
- Menyusun dan mengimplementasikan strategi penjualan sesuai potensi area serta kondisi pasar. 
- Mengembangkan jaringan agent/partner dan memastikan pertumbuhan agent produktif. 
- Melakukan monitoring pipeline aplikasi seluruh channel agar berjalan sesuai SLA. 
- Melakukan analisa awal kelayakan kredit serta memberikan rekomendasi atas pengajuan pembiayaan. 
- Melakukan mapping area, analisa potensi bisnis, serta monitoring perkembangan kompetitor. 
- Mengelola database repeat order (RO) untuk meningkatkan retensi nasabah dan peluang booking baru. 
- Berkoordinasi dengan unit internal terkait (Credit, Operasional, Collection, Digital/Telesales) untuk optimalisasi booking. 
- Melakukan monitoring aktivitas collection untuk nasabah past due bersama tim terkait. 
- Menyusun dan menyampaikan laporan aktivitas serta performa tim secara berkala.

Supervisor Marketing Mortgage

<ol>
	<li>Drive branch sales performance to meet or exceed monthly and annual targets.</li>
	<li>Monitor and ensure SLA compliance in processing, delivery, and customer service.</li>
	<li>Manage and control portfolio quality, focusing on early delinquency (1–12 months).</li>
	<li>Develop and strengthen agency partnerships to enlarge business networks and market coverage.</li>
	<li>Lead, coach, and motivate the branch team to deliver optimal results.</li>
</ol>

Branch Manager Mortgage

Bertanggungjawab terhadap pencapaian target penjualan produk Property/Mortgage melalui strategi pengembangan jaringan Agency maupun Direct Selling dengan beberapa aktivitas utama seperti:

<ul>
	<li>Melakukan perekrutan Agent untuk pengembangan jaringan sesuai profil yang tepat</li>
	<li>Menjaga hubungan kerja yang baik dengan Agent sehingga dapat meningkatkan loyalitas dan menghasilkan Agent yang produktif</li>
	<li>Melakukan segmentasi Agent berdasarkan potensi penjualan</li>
	<li>Melakukan aktivitas direct selling untuk menunjang peningkatan penjualan produk Properti/Mortgage</li>
	<li>Melakukan kunjungan asset calon konsumen untuk memastikan kelayakannya sesuai ketentuan yang berlaku,</li>
</ul>

Marketing Mortgage Branch Depok

Marketing Mortgage Branch Pamulang

Bertanggungjawab terhadap pencapaian target penjualan produk Property/Mortgage melalui strategi pengembangan jaringan Agency maupun Direct Selling dengan beberapa aktivitas utama seperti:

<ul>
	<li>Melakukan perekrutan Agent untuk pengembangan jaringan sesuai profil yang tepat</li>
	<li>Menjaga hubungan kerja yang baik dengan Agent sehingga dapat meningkatkan loyalitas dan menghasilkan Agent yang produktif</li>
	<li>Melakukan segmentasi Agent berdasarkan potensi penjualan</li>
	<li>Melakukan aktivitas direct selling untuk menunjang peningkatan penjualan produk Property/Mortgage</li>
	<li>Melakukan kunjungan asset calon konsumen untuk memastikan kelayakannya sesuai ketentuan yang berlaku</li>
</ul>

Marketing Leaseback Mortgage Cabang Serpong

PT.  Akhdani Reka Solusi (ARS), merupakan perusahaan software khususnya pengembangan software, datawarehouse, maintenance, system integration dan konsultan.

PT Akhdani Reka Solusi

<ul>
	<li>Design, develop, test, and maintain web, mobile, and backend applications for banking operations and digital channels</li>
	<li>Develop secure and efficient APIs and integrate systems with core banking, third-party, and internal services</li>
	<li>Collaborate with other teams to deliver functional and user-friendly solutions</li>
	<li>Write clean, efficient, and maintainable code, following industry best practices and coding standards</li>
	<li>Ensure software solutions comply with data security, regulatory, and banking governance standards</li>
	<li>Support production systems and provide technical expertise for ongoing system improvements</li>
</ul>

Core Banking Engineer

Our Journey

With a renewed vision for growth and innovation, we rebranded as PT Bank SMBC Indonesia Tbk (SMBC Indonesia) in 2024, formerly known as PT Bank BTPN Tbk. This rebranding reflects our response to the dynamic changes, allowing us to consolidate our strengths and deliver even more seamless, integrated solutions for millions of customers from diverse segments across Indonesia.
 
This transformation signals our commitment to advancing and streamlining our business strategies, enabling us to better serve our customers and help them lead more meaningful and fulfilling lives. At the heart of this rebrand is our dedication to supporting Indonesia's long-term development goals, in alignment with the vision of Indonesia Emas 2045.
 
In addition to these goals, we are excited to invite talented individuals and younger generations to join us, expand their careers and make a lasting impact. Together, we can drive positive change and build a brighter future for Indonesia.

Life at SMBC Indonesia

At SMBC Indonesia, our team is a close-knit family of innovative individuals dedicated to growing and making a positive impact on our communities. We offer top-notch banking services while ensuring that our team members feel appreciated and engaged thanks to cutting-edge digital technology and global expertise. We foster a flexible, open environment where employees can continuously learn, develop professionally, and aspire to become their best selves.

We cultivate a collaborative culture with open communication between leaders and team members, encouraging the sharing of ideas, feedback, and problem-solving. Strong bonds between colleagues are vital, enabling agile teamwork that drives success in today’s fast-paced banking industry.
Our office is designed for both productivity and relaxation, with activities like billiards, gaming, and karaoke available after work. SMBC Indonesia also supports various internal clubs, offering options like yoga, badminton, gaming, and parenting to keep our team active and engaged. We believe these opportunities are essential for maintaining a vibrant, innovative workforce.

Giving Back

Through our Daya program, SMBC Indonesia champions sustainable, measurable empowerment initiatives for our customers. The Daya program offers education, training, and resource-sharing to enhance entrepreneurial skills, unlock growth opportunities, and improve quality of life. Health & Wellness and Community Empowerment programs are integral parts of our business model, fostering an environment where our customers thrive alongside our business.

Adaptive to change
 
With decades of experience, SMBC Indonesia has embraced adaptability as a core value. Our approach to work reflects this, with flexible dress codes, remote work options, and digital collaboration tools to keep our team connected and productive. By embracing these changes, we are better positioned to serve our customers effectively and stay resilient in a dynamic industry. Despite the evolving challenges in banking, SMBC Indonesia remains committed to meaningful progress and impactful service that touches millions.

PT Bank SMBC Indonesia Tbk

Responsible for acquiring new customers, expanding relationships with existing customers through cross-selling and portfolio growth initiatives, and achieving customer and portfolio volume targets in compliance with the Bank’s policies, procedures, and service standards.

Digital Banking Advisor

<ul>
	<li>Deliver excellent customer service based on SMBC Indonesia’s Service Values: Heartfelt Banking and Meaningful Service.</li>
	<li>Demonstrate WE CARE service attitudes in daily activities: Ownership, Empathy, Speed &amp; Accuracy, Adaptability, Reliability, and Empowerment.</li>
	<li>Handle customer requests, inquiries, and complaints related to the Bank’s products and services professionally and in accordance with applicable policies and regulations.</li>
	<li>Identify customer needs and proactively offer suitable banking products and services through a cross-selling approach based on the customer’s profile.</li>
	<li>Perform administrative processes for transactions in compliance with established procedures and regulations.</li>
	<li>Maintain service quality by ensuring data accuracy, providing clear information, and delivering appropriate solutions.</li>
	<li>Safeguard the confidentiality and security of customer information in accordance with the Bank’s policies and standards.</li>
</ul>

Digital Banking Assistant

Marketing Leaseback Mortgage Cabang Meruya

Marketing Mortgage Loan Cabang Meruya

Marketing Mortgage Loan Cabang Serpong

Memimpin dan mengoordinasikan tim untuk mencapai target penjualan PBF.

Mengembangkan jaringan Business Agent (BA)/Agen/Mitra melalui proses rekrutmen dan pembinaan berkelanjutan.

Memastikan kualitas profil BA sesuai standar (diutamakan background perbankan/properti) guna meningkatkan booking konsumen.

Mengembangkan sumber leads melalui BA serta aktivitas canvassing untuk pembiayaan dengan jaminan sertifikat rumah (konsumtif &amp; produktif/modal usaha).

Membangun dan menjaga hubungan kerja yang baik dengan BA untuk meningkatkan kontribusi, produktivitas, dan loyalitas.

Memberikan arahan strategi penjualan kepada BA dan tim untuk mengoptimalkan performa.

Melakukan monitoring pipeline, follow up prospek, serta evaluasi pencapaian target.

Berkoordinasi dengan tim internal terkait (Credit, Survey, Operasional) dalam pelaksanaan aktivitas harian, termasuk kunjungan lapangan bersama BA/mitra.

Supervisor Marketing Mortgage Branch Pamulang

AdiData is an IT company focus in providing total IT Business Solutions, IT Infrastructures and IT Services to our customers. Our team has a lot of experiences in delivering the best IT Business Solutions, IT Infrastructures and IT Services with the latest trend, latest products/technologies and high quality of services.

PT Adi Data Informatika

About the role

<ul>
	<li>Develop, implement, and maintain banking applications and systems according to business and technical requirements. Understand and implement business processes across various banking solutions, including Digital Banking, Payment Gateway, Digital Onboarding, Loan Management, Core Banking, Treasury, RPA, DevSecOps, and others.</li>
</ul>

Key responsibilities

<ul>
	<li>Develop, implement, and maintain banking applications and systems according to business and technical requirements</li>
	<li>Understand and implement business processes on various banking solutions such as Digital Banking, Payment Gateway, Digital Onboarding, Loan Management, Core Banking, Treasury, RPA, DevSecOps</li>
	<li>Design, develop, integrate, and optimize mobile and web applications using relevant frameworks</li>
	<li>Perform troubleshooting, performance optimization, and ensure applications meet quality, security, and project requirements</li>
	<li>Collaborate with Business Analyst, QA, DevOps, Solution Architect, and related teams in project execution</li>
</ul>

About you

<ul>
	<li>Proficient in various programming languages and technologies including Java/Spring Boot, .NET, C#, Python, JavaScript/TypeScript, React.js, Angular, Node.js, Kotlin, Swift, COBOL, Bash/Shell Script</li>
	<li>Experience with Oracle, Linux, UiPath, Oracle APEX, webMethods, and other supporting technologies</li>
</ul>

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