Holding BUMN Danareksa adalah instrumen strategis Pemerintah Republik Indonesia yang berperan sebagai holding transformasi dan investasi atas
lebih dari 40 perusahaan multisektor di bawah kepemilikan langsung dan tidak langsung dengan total aset sebesar Rp60 triliun dengan tujuan untuk
meningkatkan skala bisnis menjadi perusahaan berkinerja tinggi dengan tata kelola unggul yang berkontribusi signifikan bagi perekonomian dan
masyarakat.

Danareksa.

1. Pengembangan Strategi Penjualan:

<ul>
	<li class="text-justify">
	Merancang dan mengimplementasikan strategi penjualan yang efektif untuk mencapai target revenue pada segmen retail dan komersial.
	</li>
	<li class="text-justify">
	Menganalisis tren pasar dan kebutuhan pelanggan untuk mengidentifikasi peluang penjualan baru.
	</li>
	<li class="text-justify">
	Mengelola pipeline penjualan dan memastikan proses negosiasi berjalan efektif
	</li>
</ul>

 

2. Pengelolaan Tim Penjualan:

<ul>
	<li class="text-justify">
	Memimpin, melatih, dan memotivasi tim sales untuk mencapai target individu dan tim.
	</li>
	<li class="text-justify">
	Melakukan evaluasi kinerja dan memberikan bimbingan kepada anggota tim untuk meningkatkan efektivitas.
	</li>
</ul>

 

3. Manajemen Hubungan Pelanggan:

<ul>
	<li class="text-justify">
	Mengembangkan dan memelihara hubungan baik dengan pelanggan retail dan komersial utama untuk memastikan kepuasan pelanggan dan meningkatkan loyalitas.
	</li>
	<li class="text-justify">
	Mengelola negosiasi dengan klien dan menyusun kontrak yang menguntungkan bagi perusahaan.
	</li>
</ul>

 

4. Pemantauan Kinerja Penjualan:

<ul>
	<li class="text-justify">
	Menganalisis laporan penjualan, tren pasar, dan kinerja tim untuk menentukan area yang membutuhkan perbaikan.
	</li>
	<li class="text-justify">
	Mengelola anggaran departemen dan mengoptimalkan penggunaan sumber daya.
	</li>
</ul>

 

5. Kolaborasi Antar Departemen: Bekerja sama dengan departemen lain seperti marketing, produksi, dan logistik untuk memastikan ketersediaan produk dan kelancaran operasional penjualan.

6. Bertanggung jawab untuk menetapkan strategi, kebijakan, dan pedoman Manajemen Risiko yang sesuai dengan visi dan tujuan perusahaan, serta memastikan penerapan standar dan kepatuhan di seluruh unit/divisi Perusahaan

7. Melakukan identifikasi, pengelolaan, pelaporan, kontrol dan evaluasi mitigasi risiko secaraberkala dengan memperhatikan target dan kebijakan risiko sesuai alur proses bisnis dan faktornya serta memperhatikan aspek risiko dalam setiap keputusan dan ikut 
dalam program pengembangan budaya risiko.

Kepala Departemen Tenant Sales Retail & Commercial – Kawasan Industri at PT Kawasan Industri Terpadu Batang member of PT Danareksa

1. Perencanaan Keuangan Strategis: Mengembangkan dan mengimplementasikan rencana keuangan jangka panjang, termasuk proyeksi pendapatan, pengeluaran, dan kebutuhan modal

2. Berkontribusi dalam penyusunan dan pengumpulan data, kertas-kertas RKAP dan RJPP

3. Pengelolaan Struktur Permodalan: Memastikan struktur modal yang optimal dengan mengelola sumber pendanaan, termasuk ekuitas dan utang, untuk mendukung pertumbuhan perusahaan

4. Analisis Investasi: Mengevaluasi peluang investasi, merger, dan akuisisi yang potensial untuk meningkatkan nilai perusahaan

5. Manajemen Risiko Keuangan: Mengidentifikasi, menilai, dan mengelola risiko yang terkait dengan proyek dan keputusan keuangan perusahaan

6. Penyusunan Laporan Keuangan: Menyediakan laporan keuangan yang akurat dan tepat untuk pengambilan keputusan strategis oleh manajemen puncak

7. Negosiasi dan Hubungan dengan Lembaga Keuangan: Mengelola hubungan dengan bank, investor, dan lembaga keuangan lainnya untuk memaksimalkan akses terhadap pendanaan dan mendukung proyek strategis

8. Kepatuhan dan Tata Kelola: Memastikan bahwa semua kegiatan departemen corporate finance sesuai dengan peraturan dan standar akuntansi yang berlaku

9. Bertanggung jawab untuk menetapkan strategi, kebijakan, dan pedoman Manajemen Risiko yang sesuai dengan visi dan tujuan perusahaan, serta memastikan penerapan standar dan kepatuhan di seluruh unit/divisi perusahaan

10. Memeriksa dan meriview hasil pekerjaan dari team dibawahnya

Kepala Departemen Corporate Finance Kawasan Industri Terpadu Batang (KITB)

<ul>
	<li>Legal Document Review and Preparation: 
	a. Drafting, reviewing, and examining legal documents such as contracts, cooperation agreements, MoUs, and other business documents. 
	b. Ensuring the legality of documents in accordance with applicable laws and regulations.</li>
	<li>Legal Compliance: 
	a. Ensuring the company complies with all relevant regulations, laws, and legal policies. 
	b. Monitoring regulatory changes that may impact company operations.</li>
	<li>License Management: 
	a. Managing company-related licensing documents, including applications, renewals, and extensions. 
	b. Coordinating with relevant parties to ensure a smooth licensing process.</li>
	<li>Operational Legal Support: 
	a. Providing legal advice to other departments regarding the legal aspects of company operations. 
	b. Assisting in resolving legal disputes, both internally and externally.</li>
	<li>Legal Archiving and Documentation: 
	a. Managing the legal document archiving system to ensure data accessibility and security. 
	b. Preparing periodic legal and licensing reports for internal company needs.</li>
</ul>

Business Legal Officer at PT Kawasan Industri Terpadu Batang (KITB)

Penguasaan:Proses pengolahan air bersih &amp; air limbah , Desain dasar dan evaluasi kinerja WTP/WWTP, Pengendalian kualitas air

Pemahaman regulasi: Peraturan lingkungan hidup (KLHK), Baku mutu air limbah, Perizinan lingkungan (UKL-UPL/AMDAL)

Kepala Departemen Water & Waste Water Kawasan Industri Terpadu Batang member of PT Danareksa Persero

ASTRO is Indonesia's quick commerce company that delivers groceries and essentials to your door within minutes. Founded in 2021 by a group of seasoned e-commerce executives and backed by both trusted International and local investors, it is our mission to make people's lives simpler and easier by saving them time, energy, and money.
Just like real Astronauts that take off into outer space, Astro embodies the values of being fast, bold, adventurous, and technologically advanced.
Interested in working for a company that pushes the boundaries and strives to be the best? Join us now to be a part of this ground-breaking mission!

Astro Technologies Indonesia

<ul>
	<li> Maintain accurate records of all financial transactions for best practice purposes.</li>
	<li>Checking and verifying the completeness of documents related to financial transactions</li>
	<li>Reconcile and adjust financial data</li>
	<li>Provide necessary documents related to Bank &amp; Tax Authority's facilities when required.</li>
</ul>

Account Payable Intern

Kompas Gramedia, through its more than 50 years of history, is striving for one goal: enlightening and empowering Indonesia. To ensure that we are able to serve the nation for another 50 years, we are undergoing a digital transformation; strengthening and expanding our solid business pillars by developing new digital business initiatives.

Our vision is to enlight all the people in Indonesia with all the knowledge we have.

Kompas Gramedia

Menganalisa proses dan data estimasi penjualan Menganalisa proses dan data pembelian bahan baku. Menganalisa proses dan biaya yang terjadi di lini produksi. Menganalisa, membuat root ccause analysis dan melaporkan cost variance yang terjadi. Menganalisa data inventory. Memberikan rekomendasi improvement berbasi data Ambil bagian dalam proses monthly closing laporan keuangan. Mengidentifikasi potensi efisiensi mateiral, waktu setup, dan waste. Menganalisa data cost sheet dan data COGS di laporan keuangan. Ambil bagian dalam proses evaluasi dan update tarif mesin

Finance & Accounting Officer

Advance Innovations (AdIns) is Independent Software Vendor that established in 2000. We have comprehensive an end-to-end solution for financial businesses such as customer finance and leasing solution, mobile solution, document solution, IT training and development solution, data warehouse and business intelligent solution and payment channel solution. With all of this solutions we are a market leader in this industry with 60% of market share. AdIns has an excellent track record and 100% success rate in project implementation supported by an excellent combination of highly skilled professionals, in-depth business understanding, and extensive experience in financial industry especially banking and multi-finance company.

Feels Like Home

We do not care about who you are, where do you come from, or the colour of your skin. You are one of us and we are one of you. AdIns is home to young innovative professionals, because we know that modern problem need a modern solution. Having fun while working will make an enjoyable, conducive, and comfortable working place and it is one of the privilege that gave to the employees.

Learning Experience

If you are looking for a job, AdIns is not the right place for you, if you have huge thirst of knowledge, AdIns is the perfect place to keep on learning and developing yourself. Learning is the journey of a lifetime, that's why AdIners aren't just encouraged but also sponsored to take a bunch of certification for free.

Same Frequency

We understand that not everyone can get along with each other and we all have a fear of being judged. You can be yourself without any hesitation because we talk in the same frequency and have the same set of mind on this world. Being bullied and be the bully with no heartache is an everyday thing.

Facility & Reward

Greater power comes with greater responsibility, no pain no gain, yin and yang, everything come in pairs and have to be balance. AdIns will see and acknowledge every skill and potential that you have, so do not be afraid and feel free to do more than what they expect. We really appreciate our loyal and dedicated employees with a further study, certification, vacation trip, etc.

Follow our Social Media
Instagram: @lifeatadins
Youtube: AdIns Official
Tiktok: adins_official
LinkedIn: PT. Adicipta Inovasi Teknologi (AdIns)
Facebook: PT Adicipta Inovasi Teknologi (AdIns)

PT. Adicipta Inovasi Teknologi (AdIns)

We are looking for an Outsystems Developer to maintaining applications for the financial industry. The candidate will work closely with the development team to deliver scalable and high-quality solutions.

Responsibilities:

<ul>
	<li>Develop and maintain applications for financial industry systems using OutSystems.</li>
	<li>Collaborate closely with the development team to design, build, and improve application features.</li>
	<li>Manage and implement new feature development based on business requirements.</li>
	<li>Develop, integrate, and manage REST API services for system communication.</li>
	<li>Perform troubleshooting, debugging, and bug fixing to ensure application stability and performance.</li>
	<li>Monitor application functionality and ensure smooth system operations.</li>
	<li>Participate in testing and deployment processes for application updates.</li>
</ul>

Outsystem Developer

BOSNET is an FMCG (Fast-Moving Consumer Goods) super-apps and ecosystem provider with two primary business facets: selling distribution super-apps and offering an ecosystem for FMCG principals to enhance their order-generation and logistics. The services provided include e-payment, pay-later options, advertising, market insights, and back-office solutions. Currently, our ecosystem processes over IDR 50 trillion worth of transactions annually.

BOSNET Distribution Indonesia

<ul>
	<li>Conceptualize and design high-impact Pitch Decks and product presentations.</li>
	<li>Conduct research on industry trends, competitor products, and user needs to improve Bosnet’s offerings.</li>
	<li>Transform technical data into easy-to-read infographics and visual guides.</li>
	<li>Ensure all product materials match Bosnet visual identity.</li>
</ul>

Creative & Strategic Presentation Intern

Odoo is a Belgium-based company with 19 offices and over 4,800+ employees worldwide. With a mission to improve efficiency and performance for every business, Odoo offers an all-in-one open-source software that includes 80+ business applications such as Sales, Accounting, Manufacturing, Inventory, and more. Flexible for businesses of all sizes and industries, and with prices 3x more affordable than traditional competitors (like SAP and Microsoft), Odoo has become the go-to choice for business owners in Indonesia!

Odoo

As a Partner Acquisition Specialist (Partnership Consultant), you will seek out and recruit prospects into Odoo's partnership network. You will also manage Odoo's business relationships in your assigned area.

Companies in IT, system integration, consulting, and accounting that you register into Odoo's partner network will be given access to sell Odoo products and are empowered to implement Odoo's products and services alongside their own. Partners will receive training in the entire Odoo ecosystem to successfully close deals and implementation of customized software.

 

Responsibilities:

<ul>
	<li>Contacting prospects in Indonesia who have shown interest in becoming Odoo business partners</li>
	<li>Understanding and improving the current operations of prospects: how they interact with their customers, their sales approach, their long-term business plans, and how collaborating with Odoo can help them achieve their goals</li>
	<li>Working consultatively to design tailored implementation packages and negotiating their contents with future partners</li>
	<li>Building successful and mutually beneficial relationships</li>
	<li>Understanding the target market by developing and sharing new ideas on how to effectively grow Odoo's partner network</li>
	<li> </li>
</ul>

What’s great in the job?

<ul>
	<li>Meet amazing people from diverse backgrounds and build meaningful connections.</li>
	<li>Grow your network with top stakeholders and big names in IT.</li>
	<li>Make a difference by giving IT companies solutions that make their work easier and help them earn more.</li>
	<li>Help businesses deliver what the market needs while owning projects like your own.</li>
	<li>Earn unlimited commissions as you expand Odoo’s reach in new markets.</li>
</ul>

Partner Acquisition Specialist

<ul>
	<li>Responsible for conducting analysis related to the development of the media industry and other related industries as an ingredient in making organizational strategies and/or business development.</li>
	<li>Determine methods/tools to collecting data and information.</li>
	<li>Looking for secondary data based on data needs and analysis.</li>
	<li>Extracting data into a database for analysis.</li>
</ul>

Analyzing Data

Business Analysis

Business Development

Data Analyst KG Media

PT. Indocyber Global Teknologi, an integrated information and technology system provider, dedicated to delivering highly effective solutions in the field of Information Systems. Our core business focuses on information technology services, digital marketing and IT infrastructure. 

PT. Indocyber Global Teknologi started with only 10 (ten) personnel, currently, after years of experience, we are supported by more than 200 consultants and developers.

PT. Indocyber Global Teknologi

Contract Type: PKWT (12 Months) 
Industry: Banking 
Working System: Full WFO

 

Perform Automation testing on mobile applications, especially banking or financial service applications, to ensure functionality, reliability, and usability.

Execute test cases, test scenarios, and test scripts based on business and technical requirements.

Participate in test planning, test execution, defect reporting, and test result documentation.

Identify, document, and track bugs using defect management tools.

QA Automation

Data Science Education Center

Algoritma is founded with the purpose of making data science accessible to everybody. We organise data science workshop for individuals and corporate, we adopt a learn-by-building approach suited to beginners and non-programmers.
What is it like working at Algoritma?

STARK Values at Algoritma:

1. Stay Proactive & Positive: We entrust people with huge responsibilities and allow for a high degree of autonomy and creative freedom.
- Our employees take initiative
- Our managers believe in empowerment
- Our project directors take ownership of their results. 

2. Trust & Loyalty: We may not be able to control everything, but we can influence certain things. 
- Our employees are trustworthy and loyal
- Our manager do not take unethical shortcuts and think of long term impact of their decisions

3. Accountability. Accountability is about follow through and getting done what you said you’d get done. It’s recognizing that other team members are dependent on the results of your work. It’s about open, proactive communication to keep team members informed of the status of your commitments because it has a direct impact on their ability to
achieve their own commitments.
- Our employees take the responsibility to complete the tasks assigned.
- Our employees perform the duties required by the job further the goals of the
organization.
- Our employees recognize that 
 procrastinating feedback only makes things
worse, thus makes accountability it a habit

4. Relentless & focused: We demonstrate outstanding focus and work ethics, productivity, and a sense of urgency in our work.
- Our employees are reliable in their commitment
- Our managers set challenging but attainable goals

5. Kindness: We treat others how we would want to be treated. We respect other people’s opinion despite disagreement. We do not shame others for voicing their concern or opinion, we embrace openness and kindness. We believe that people who are compassionate are easier to work with and are more successful as they receive more opportunities. You can’t fake a culture of kindness.
- Our employees get things done without stepping on others.
- Our employees don't use fear tactics or shaming.

Algoritma

1. Corporate Outreach, Relationship Management &amp; B2B Sales (60%)

<ul>
	<li>Drive end-to-end B2B sales cycles: prospecting, pitching, conducting needs analysis, preparing proposals, negotiating, and closing deals.</li>
	<li>Sell AI and Data Science corporate training packages, learning solutions, and enterprise programs based on client needs.</li>
	<li>Build and expand a high-quality corporate pipeline and database across Indonesia and the region.</li>
	<li>Maintain strong relationships with corporate PICs and understand their upskilling goals, talent development needs, and data adoption priorities.</li>
	<li>Monitor industry trends and research how target corporates currently use AI/data to better tailor solutions.</li>
</ul>

2. Ecosystem Outreach (20%)

<ul>
	<li>Build and maintain strategic relationships with corporates, government, industry associations, and startup ecosystems.</li>
	<li>Identify and nurture potential partners who are exploring AI, data science, and digital transformation initiatives.</li>
	<li>Represent Algoritma in community events, industry forums, and partner engagements to grow brand visibility.</li>
</ul>

3. Project Management (10%)

<ul>
	<li>Collaborate with Project Manager to plan, organize, and execute client-related projects with clear timelines and deliverables.</li>
	<li>Prioritize tasks and manage cross-functional coordination to ensure successful program delivery.</li>
	<li>Work closely with internal teams to ensure corporate programs run smoothly from onboarding to evaluation.</li>
</ul>

4. Internal Collaboration (10%)

<ul>
	<li>Collaborate with Marketing and Operations to execute nationwide corporate events, workshops, demos, and partnership programs.</li>
	<li>Provide insights from the market to help shape new products, curricula, and partnership strategies.</li>
	<li>Support the creation of scalable initiatives involving mentorship, corporate-engagement events, and regional outreach.</li>
</ul>

To ensure your application is processed quickly, please apply through our official portal: supertype(dot)ai/careers

Corporate Business Development

Sapta Tunas Teknologi is Your Source for IT Solutions, we focus solely on embracing our client’s hardware, networking, application and technology needs. Helping organizations across all industry to achieve their business goals and objectives by lowering the cost and maximizing the performance of their information technology systems.

PT Sapta Tunas Teknologi

<ul>
	<li>Support the Sales team in solution-based selling by assisting with technical designs and architecture recommendations.</li>
	<li>Participate in Proof of Concept (POC) activities, including preparation, execution, and documentation.</li>
	<li>Serve as a trusted technical advisor, ensuring proposed solutions align with business needs and industry best practices.</li>
	<li>Continuously learn new technologies, products, and vendor solutions to enhance technical capabilities.</li>
</ul>

Everyday business communication and other important transactions are completed efficiently with office computer applications, email, and the internet. Computers in the workplace have reduced cost and time in processing tasks. Hiring employees with working knowledge of computers is the current standard. This test assesses basic knowledge of computer operations, hardware and web proxies.

Everyday communication and other important business transactions are done more efficiently with office applications, email, and the internet. Undeniably, computers in the workplace have reduced cost and time in the completion of tasks. Hiring employees with a working knowledge of computers now has become a standard. This test helps gauge knowledge in computer operations, hardware and web proxies. 

Target Candiates: IT Staff, Technical Support Staff, BPO agents

Target Industries: BPO, all industries that have IT unit

General Computer Knowledge

This test measures the ability to relate and respond appropriately to different situations.

Dealing with Irate Customers

This test measures ability to phrase ideas better and use or recognize intonation to convince another towards a desired outcome.

Showing ability to convince people to a perspective is a valuable skill. Persuasion is definitely not limited to employees whose job is sales-oriented. Framing arguments, presenting evidence, and connecting with others on an emotional level are all very powerful in convincing employees to perform or to take appropriate action. Hiring employees with this ability helps a great deal in the implementation of strategy and company goals. This test measures ability to persuade another towards a desired outcome.

Persuasion Skills

This test measures ability to make a healthy compromise in order be able to come through a difficult path or decision.

This test measures ability to identify points of similarity between two ideas/items, to use the right statements to arrive at healthy compromises, to respond to rejections, and ability to decipher a hard no from a soft no.

Negotiation

Solution Architect

Asuransi Astra has been serving customers for more than half a century, precisely since September 12, 1956. The company, known for its Garda Oto motor vehicle insurance products, serves customers through a network of services spread across 28 branch offices, as well as service units and Garda Centers that continue developing. In addition to motor vehicle insurance, other products from Asuransi Astra are Garda Medika health insurance, mining industry insurance, agribusiness industry insurance, shop insurance, gas station insurance, sharia insurance, and others.

Since 2015, Asuransi Astra has developed its products and services digitally and introduced Garda Mobile as a collection of mobile applications intended for retail, commercial and general customers. The four Garda Mobile applications namely Otocare, Medcare, HR-access, and CR-access are consistently updated through various innovations aimed at customer convenience and comfort. The latest innovation developed in the Garda Mobile Otocare with the presence of GarXia, the first insurance purchase chatbot in Indonesia that can also help customers in reporting claims and the Garda Mall feature that allows users to shop for a variety of automotive needs, Astra Financial financial products, also to buying and selling cars. Asuransi Astra also has four digital products namely Garda Me, Garda Edu, Garda Home, and Garda Trip which can be purchased easily and quickly through the gardaoto.com site.

Asuransi Astra performance has also been recognized with various awards that have been received, including: Platinum Indonesia Best Brand Award (2002-2019), Top Brand Award (2007-2019), Service Quality Award (2007-2018), Corporate Image Award ( 2007-2019), Indonesian Customer Satisfaction Award (2001-2017), Indonesia Original Brand Award (2017-2019), General Insurance with very good financial performance in the Infobank Insurance Award (2008-2016, 2019), Excellent Service Experience Award (2013 -2020), Contact Center Service Excellence Award (2013-2020), Social Media Award (2012, 2016), Indonesia Sharia Finance Award (2017), Insurance Award (2017-2018), Insurance Consumer Choice Award (2017-2018), Asian Brands (2018), Marketing Award (2018), Indonesia Digital Innovation Award (2018), Markeeter of the Year (2018-2019), Infobrand Mobile Application Choice (2018), Marketeers Editor Choice Award (2018-2019), Indonesia Insurance Innovation Award (2019), Indonesia Digital Popular Brand Award (20 19), and others.

With the support of branches and workshops that are spread all over Indonesia, along with the best services and a series of achievements, certainly not stopping the steps of Asuransi Astra innovation through products that are built from the new spirit of Asuransi Astra to always provide comfort and peace for every customer. Therefore, Asuransi Astra will invest time and effort so that you always smile. "Peace of Mind to Millions" is the result that Asuransi Astra will provide to each customer.

Disclaimer: 
Asuransi Astra tidak pernah memungut biaya apa pun untuk seluruh proses rekrutmen. Apabila menemukan kejanggalan terkait kegiatan yang mengatasnamakan Asuransi Astra, cek kebenaran informasi tersebut melalui Garda Akses 1 500 112, atau Instagram @AsuransiAstra.

Asuransi Astra

Data Analyst will handle big data in health business and be responsible to calculate &amp; analyze data from health business in insurance industry. They will provide and present the findings that they found based on the data. They also need to suggest an evaluation or improvement based on the data that they found to clients/relevant department.

Health Data Analyst

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ul>
	<li>Melakukan fungsi compliance prior to approval car product (struktur pembiayaan dan dokumen) dan melakukan analisa kelayakan </li>
	<li>Melakukan verifikasi by phone/ cross checking atas hasil survey marketing</li>
	<li>Memberikan training mengenai kemampuan analisa 1P+5C serta awareness mengenai resiko yang terjadi terhadap cabang bagi marketing cabang.</li>
	<li>Memberikan analisa kredit terhadap hasil analisa kelayakan dan memberikan persetujuan atas transaksi guna melaksanakan penilaian kredit</li>
	<li>Melakukan update harga kendaraan fast moving cabang untuk produk mobil dan mengeluarkan price list mobil per triwulan, </li>
	<li>Melakukan monitoring dan laporan portfolio cabang </li>
	<li>Melakukan monitoring terhadap FID Prediction</li>
	<li>Melakukan update mengenai local knowledge dan local industry yang berguna bagi analisa kelayakan konsumen serta dapat dijadikan sebagai masukan dalam penyusunan strategi dalam menjaga portfolio cabang khususnya pada segmen industri otomotive</li>
	<li>Melakukan kontrol terhadap risk rank cabang, memberikan mitigasi, plan kerja serta perbaikan cabang guna meminimalisir terjadinya freeze cabang.</li>
</ul>

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