Asuransi Astra has been serving customers for more than half a century, precisely since September 12, 1956. The company, known for its Garda Oto motor vehicle insurance products, serves customers through a network of services spread across 28 branch offices, as well as service units and Garda Centers that continue developing. In addition to motor vehicle insurance, other products from Asuransi Astra are Garda Medika health insurance, mining industry insurance, agribusiness industry insurance, shop insurance, gas station insurance, sharia insurance, and others.

Since 2015, Asuransi Astra has developed its products and services digitally and introduced Garda Mobile as a collection of mobile applications intended for retail, commercial and general customers. The four Garda Mobile applications namely Otocare, Medcare, HR-access, and CR-access are consistently updated through various innovations aimed at customer convenience and comfort. The latest innovation developed in the Garda Mobile Otocare with the presence of GarXia, the first insurance purchase chatbot in Indonesia that can also help customers in reporting claims and the Garda Mall feature that allows users to shop for a variety of automotive needs, Astra Financial financial products, also to buying and selling cars. Asuransi Astra also has four digital products namely Garda Me, Garda Edu, Garda Home, and Garda Trip which can be purchased easily and quickly through the gardaoto.com site.

Asuransi Astra performance has also been recognized with various awards that have been received, including: Platinum Indonesia Best Brand Award (2002-2019), Top Brand Award (2007-2019), Service Quality Award (2007-2018), Corporate Image Award ( 2007-2019), Indonesian Customer Satisfaction Award (2001-2017), Indonesia Original Brand Award (2017-2019), General Insurance with very good financial performance in the Infobank Insurance Award (2008-2016, 2019), Excellent Service Experience Award (2013 -2020), Contact Center Service Excellence Award (2013-2020), Social Media Award (2012, 2016), Indonesia Sharia Finance Award (2017), Insurance Award (2017-2018), Insurance Consumer Choice Award (2017-2018), Asian Brands (2018), Marketing Award (2018), Indonesia Digital Innovation Award (2018), Markeeter of the Year (2018-2019), Infobrand Mobile Application Choice (2018), Marketeers Editor Choice Award (2018-2019), Indonesia Insurance Innovation Award (2019), Indonesia Digital Popular Brand Award (20 19), and others.

With the support of branches and workshops that are spread all over Indonesia, along with the best services and a series of achievements, certainly not stopping the steps of Asuransi Astra innovation through products that are built from the new spirit of Asuransi Astra to always provide comfort and peace for every customer. Therefore, Asuransi Astra will invest time and effort so that you always smile. "Peace of Mind to Millions" is the result that Asuransi Astra will provide to each customer.

Disclaimer: 
Asuransi Astra tidak pernah memungut biaya apa pun untuk seluruh proses rekrutmen. Apabila menemukan kejanggalan terkait kegiatan yang mengatasnamakan Asuransi Astra, cek kebenaran informasi tersebut melalui Garda Akses 1 500 112, atau Instagram @AsuransiAstra.

Asuransi Astra

Account Manager Development Program (AMDP) is a Development Program to prepare You to be a full-fledged Account Manager.

At Asuransi Astra, Account Manager will be responsible for Business-to-business (B2B) account management.

The program itself will be taking around 6 months, and will be split into three phases :

<ul>
	<li>Intensive &amp; Comprehensive class</li>
	<li>On the Job Training</li>
	<li>Final Presentation</li>
</ul>

Account Manager Development Program

ASTRO is Indonesia's quick commerce company that delivers groceries and essentials to your door within minutes. Founded in 2021 by a group of seasoned e-commerce executives and backed by both trusted International and local investors, it is our mission to make people's lives simpler and easier by saving them time, energy, and money.
Just like real Astronauts that take off into outer space, Astro embodies the values of being fast, bold, adventurous, and technologically advanced.
Interested in working for a company that pushes the boundaries and strives to be the best? Join us now to be a part of this ground-breaking mission!

Astro Technologies Indonesia

<ul>
	<li>Coordinate with hiring managers to identify current and future hiring needs</li>
	<li>Define selection criteria based on role requirements and team goals</li>
	<li>Source potential candidates through various online platforms (e.g., social media and professional networks)</li>
	<li>Plan and manage the end-to-end recruitment process, including screening calls, assessments, and interviews</li>
	<li>Review and assess candidate profiles through our Applicant Tracking System (ATS)</li>
	<li>Design job descriptions and interview questions that reflect each position’s requirements</li>
	<li>Organize and participate in job fairs and recruitment events to build a strong candidate pipeline</li>
	<li>Collaborate with departments to forecast quarterly and annual hiring needs</li>
</ul>

Freelance Talent Acquisition

PT Sinar Mitra Sepadan Finance (“Perusahaan”) adalah perusahaan pembiayaan nasional yang didirikan pada 28 November 2000. Perusahaan memperoleh izin usaha melalui Surat Keputusan Kementerian Keuangan Nomor 365/KMK.06/2001 pada 11 Juni 2001. Saat ini, Perusahaan berkedudukan di Jakarta Selatan dengan kantor pusat di Agro Plaza Lantai 16-17, Jl. H.R. Rasuna Said Kav. X2-1, Kuningan Timur, Setiabudi, Jakarta Selatan 12950.

Pemegang saham Perusahaan saat ini adalah ORIX Corporation dari Jepang dan PT Sinar Mas Multiartha, Tbk. (“SMMA”), dengan ORIX Corporation sebagai pemegang saham mayoritas sebesar 85%.

Perusahaan telah menjadi bagian dari ORIX Corporation, Jepang, yang memiliki jaringan di lebih dari 30 negara dan terdaftar di New York Stock Exchange. PT Sinar Mitra Sepadan Finance bergerak di bidang jasa pembiayaan kendaraan bermotor roda empat atau lebih. Selama lebih dari 20 tahun, Perusahaan telah berkembang dengan memiliki lebih dari 100 jaringan (Kantor Cabang dan Kantor Selain Kantor Cabang) di seluruh Indonesia dan lebih dari 2.000 karyawan. 

SMS Finance, pilihan perusahaan pembiayaan untuk mobil bekas dan multiguna dengan jaminan BPKB mobil, bunga rendah mulai 0,7%!

PT. Sinar Mitra Sepadan Finance (SMS Finance)

as a Supervisor program

<ul>
	<li>Learn how to understanding Basic Knowledge and policy of SMS Finance.</li>
	<li>Applying Marketing &amp; Collection Spv knowledge into practical application in real-life setting. </li>
</ul>

as a Branch Manager program

<ul>
	<li>Learn how to understanding monitoring and controlling as Branch Manager.</li>
	<li>Observing Branch Manager activity, analyze and solve complex problem.</li>
	<li>Manage Branch and show performance as Branch Manager.</li>
</ul>

Branch Manager Development Program Regional 2

Branch Manager Development Program Regional 3

Branch Manager Development Program Regional 1

Assyifa Learning Center menjadi mitra bimbingan belajar yang profesional untuk mewujudkan murid yang cerdas dan berakhlak.


CV. Assyifa Learning Center

<ol>
	<li>Membuat perencanaan program Bimbel yang akan berlangsung</li>
	<li>Melakukan koordinasi dengan pihak-pihak terkait seperti sekolah, lembaga, dan divisi lainnya</li>
	<li>Menyusun jadwal bimbel setiap pekannya</li>
	<li>Melakukan supervisi/pengawasan ke lapangan ketika program tengah berlangsung</li>
	<li>Menyelesaikan permasalahan yang timbul di lapangan berkaitan dengan program</li>
</ol>

Koordinator Program Bimbel

About Astro

ASTRO is Indonesia's quick commerce company that delivers groceries and essentials to your door within 15 minutes. Founded in 2021 by a group of seasoned e-commerce executives and is backed trusted international investors, it is our mission to make people's lives simpler and easier by saving them time, energy, and money.

Just like real Astronauts that take off into outer space, Astro embodies the values of being fast, bold, adventurous, and technologically advanced.

Interested in working for a company that pushes the boundaries and strives to be the best? Join us now to be a part of this ground-breaking mission!

About this Position

We are looking for a Tech Talent Acquisition professional who will partner closely with hiring managers to attract and hire top technical talent. In this role, you will manage the end-to-end recruitment process, from sourcing candidates to coordinating interviews and closing hires. You will play a key role in building strong talent pipelines, improving hiring processes, and ensuring a smooth candidate experience. This position requires someone who can work quickly, communicate effectively with stakeholders, and support the company’s growing technology team.

Job Description:

<ul>
	<li>Partner with hiring managers to understand current and future hiring needs across technical teams.</li>
	<li>Define and align candidate selection criteria based on role requirements and team objectives.</li>
	<li>Source and attract qualified candidates through multiple channels, including job boards, professional networks, and social media platforms.</li>
	<li>Manage the end-to-end recruitment process, including candidate sourcing, screening, interview coordination, and offer stage.</li>
	<li>Conduct initial screening calls to evaluate candidates’ technical background, experience, and role fit.</li>
	<li>Review and assess candidate applications through the Applicant Tracking System (ATS) to ensure efficient recruitment tracking.</li>
	<li>Create and refine job descriptions, interview questions, and hiring frameworks aligned with technical role requirements.</li>
	<li>Coordinate interview processes between candidates and hiring teams to ensure a smooth and timely recruitment experience.</li>
	<li>Participate in job fairs, recruitment events, and talent community initiatives to build a strong tech talent pipeline.</li>
	<li>Collaborate with cross-functional teams to forecast quarterly and annual hiring needs and support workforce planning.</li>
</ul>

Tech Talent Acquisition, Project Based

OCBC Indonesia (formerly known as OCBC NISP) is the fourth oldest bank in Indonesia, which was founded in April 4th 1941 in Bandung under the name of NV Nederlandsch Indische Spaar En Deposito Bank.

OCBC Indonesia then grown to be a solid and dependable bank, especially in providing service for small business segments. It officially became a commercial bank in 1967, Foreign exchange bank in 1990 and public corporate in Indonesia Stock Exchange in 1994.

In the end of 1990, OCBC Indonesia managed to pass the Asia monetary crisis and the fall of banking industry without any recapitalization obligation aid from the government. OCBC Indonesia became one of the first few banks to resume lending during the crisis. This initiative enabled the Bank to note a high growth.

OCBC Indonesia good reputation and its promising growth has attracted the interest of International Finance Corporation (IFC), a part of World Bank Group, which then became a shareholder in 2001-2010 and from OCBC Singapore which then became the shareholder OCBC Indonesia. 

With the support from OCBC Bank-Singapore, OCBC Indonesia has implemented aggressive programmes to strengthen the infrastructure, human resources, information and technology, as well as office networking.

PT Bank OCBC NISP, Tbk is licensed and supervised by the Otoritas Jasa Keuangan (OJK) and is an LPS participant.

PT Bank OCBC NISP, Tbk

Crayon Tech is your chance to #ShowYourColors. OCBC believes that nothing beats real experience. This structured internship program is launched with the spirit to give the opportunity for penultimate year students the taste of working professionally at a Bank &amp; designed to nurture future tech leaders. You will experience hands-on grooming by our tech leaders while working on impactful projects for the Bank. 
 
What you will gain during the program?

<ol>
	<li>Skills
	<ul>
		<li>Project team-based learning</li>
		<li>Project is sponsored by IT &amp; Data leaders</li>
	</ul>
	</li>
	<li>Engagement
	<ul>
		<li>Classroom technical &amp; soft skill learning</li>
		<li>Networking with leaders &amp; Crayon alumni</li>
		<li>Paired with Buddy from BA IT participants</li>
	</ul>
	</li>
	<li>Review
	<ul>
		<li>Intensive daily, weekly, monthly review</li>
		<li>Final debrief with Operations &amp; Technology Director and Head of HR</li>
	</ul>
	</li>
</ol>

Crayon Tech Internship Program

In our pursuit of excellence, we value visionary individuals with strong leadership potential and a passion to always think out of the box.

We challenge such individuals to join our Branch Management Development Program, in which through a series of First Class Comprehensive Learning Program, will be developed to our future leaders. Graduates of the program will be further challenged to develop our business in our Major Branches Across Indonesia.

Branch Management Development Program

Requirements

<ul>
	<li>Minimum D3/S1 degree from any relevant field.</li>
	<li>1–2 years of experience in Training, Operations, Logistics, or Retail environments.</li>
	<li>Strong understanding and hands-on experience in Training Needs Analysis (TNA), including conducting case studies and identifying training gaps.</li>
	<li>Proficient in Microsoft Excel (IF, error formulas, array, pivot tables) for data analysis and reporting.</li>
	<li>Demonstrated people leadership skills with strong analytical ability.</li>
	<li>Agile, hands-on, and willing to step in to support the team when needed.</li>
	<li>Comfortable working in fast-paced operational settings and managing performance targets.</li>
</ul>

Hub Mitra Training & Program Supervisor

PT BCA Finance berdiri pada tahun 1981 dengan nama PT Central Sari Metropolitan Leasing Corporation (CSML). Pada awal berdirinya, pemegang saham Perusahaan adalah PT Bank Central Asia dan Japan Leasing Corporation. Saat itu Perusahaan masih memfokuskan usaha pada pembiayaan komersial, seperti pembiayaan mesin-mesin produksi, alat berat dan transportasi.

Selanjutnya pada tahun 2001 PT Central Sari Metropolitan Leasing berubah nama menjadi PT Central Sari Finance (CSF), diikuti dengan perubahan kepemilikan saham, dimana PT Bank Central Asia, Tbk (BCA) menjadi pemegang saham mayoritas, serta perubahan fokus usaha menjadi pembiayaan kendaraan bermotor, khususnya roda empat atau lebih. Terakhir, Sesuai dengan Surat Keputusan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia No.C-08091 HT.01.04.TH.2005, maka per tanggal 28 Maret 2005 PT Central Sari Finance telah berubah nama menjadi PT BCA Finance.

Kini BCA Finance sendiri telah berhasil mencatatkan asset kelolaan sebesar 52 T dengan profit 1,6 T. Dengan misinya untuk menjadi perusahaan terkemuka di industri pembiayaan PT BCA Finance senantiasa melakukan perubahan dan pengembangan model bisnis untuk menjawab tantangan dan kebutuhan zaman dimana hal ini sejalan dengan tag line perusahaan yaitu solusi tepat pembiayaan anda. 

Untuk mencapai hal tersebut PT BCA Finance memiliki nila-nilai perusahaan yang senantiasa diterapkan yaitu FOCUS yang terdiri dari:

First Class Teamwork
Orientation to Quality
Customer Focus
Uncompromise Integrity
Striving for Excellence

Melalui FOCUS ini seluruh karyawan diarahkan untuk memiliki budaya kerja yang sama sehingga tercipta sebuah Tim yang solid dalam menjalankan bisnis.

Untuk SDM sendiri selain penanaman budaya perusahaan BCA Finance juga focus pada pengembangan skill dan karir karyawannya oleh karena itu kebutuhan pejabat di BCA Finance 90% diperoleh dari internal.

PT BCA Finance

Professional Development Program (PDP) Business &amp; Strategy adalah suatu program management trainee yang akan mempelajari seluruh unit dan proses bisnis di BCA Finance (terarah untuk Marketing &amp; Support Function). Dalam program ini, Anda harus siap menjalani ikatan dinas selama 30 bulan dan penempatan di cabang BCA Finance seluruh Indonesia.

BCA Finance tunduk pada ketentuan UU Nomor 27 Tahun 2022 tentang Perlindungan Data Pribadi berikut aturan turunan serta perubahan-perubahannya dari waktu ke waktu. Saya menyetujui data-data saya digunakan, diverifikasi, dikelola, dan ditatausahakan untuk tujuan perekrutan di PT BCA Finance.

Professional Development Program Business & Strategy

FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

Membuat rencana strategi yang tepat untuk meningkatkan performance KPI di Cabang untuk kontrak overdue diatas 30 hari

Analisis data performance dan update progress performance pencapaian KPI

Melakukan kontrol atas kinerja tim dalam ruang lingkup tanggung jawabnya

<ul>
	<li>Melakukan koordinasi dengan Departemen Litigasi untuk melakukan langkah hukum terhadap konsumen yang bermasalah</li>
	<li>Pembagian bahan serta wilayah tagih kepada seluruh anggota tim</li>
	<li>Melakukan customer handling serta negosiasi dengan customer dalam ruang lingkup Remedial</li>
	<li>Menjalankan fungsi coaching and counseling terhadap tim serta monitoring pencapaian anggota tim secara berkala</li>
</ul>

Junior Officer Development Program Batch 124

Starting an unincorporated business in 1996, Simbadda Group has been distributing high quality consumer electronics throughout Indonesia. The business unit has started to form a corporate business since 2002.

One of our leading brands is SIMBADDA, which is known by the Indonesian people as a pioneer of speakers, cases and power supplies. We are also involved in the distribution of premium gadget accessories and PC components. Simbadda Group will continue to expand its distribution business to grow in the consumer electronics industry in Indonesia.

Simbadda Group always upholds the value of honesty, among others: honesty of quality,  honesty of cooperation in business and trying to establish cooperation with all partners  throughout Indonesia. 

Currently, Simbadda Group is expanding towards digital transformation that is looking for  enthusiastic, passionate, ambitious individuals to be part of us. 


Simbadda Group

The Treasury Manager is responsible for managing all treasury activities, including cash management, liquidity planning, banking relationships, funding strategies, and financial risk management. The role ensures the company maintains optimal liquidity, financial efficiency, and risk control to support operational needs and business growth.

1. Cash &amp; Liquidity Management

<ul>
	<li>Manage daily, weekly, and monthly cash flow operations.</li>
	<li>Ensure sufficient liquidity to support operational and investment needs.</li>
	<li>Develop and maintain cash flow forecasting and liquidity analysis.</li>
</ul>

2. Banking &amp; Relationship Management

<ul>
	<li>Manage relationships with banks and financial institutions.</li>
	<li>Negotiate banking facilities such as loans, overdrafts, FX services, and guarantees.</li>
	<li>Optimize banking costs and service efficiency.</li>
</ul>

3. Funding &amp; Capital Management

<ul>
	<li>Develop short-term and long-term funding strategies.</li>
	<li>Manage loans, credit facilities, and capital structure.</li>
	<li>Ensure compliance with debt covenants and financial agreements.</li>
</ul>

4. Risk Management (FX &amp; Interest Rate)

<ul>
	<li>Manage foreign exchange exposure and currency risks.</li>
	<li>Monitor interest rate exposure and financial volatility.</li>
	<li>Design and implement hedging strategies when necessary.</li>
</ul>

5. Payment &amp; Transaction Control

<ul>
	<li>Oversee payment processes including vendors, payroll, and operational expenses.</li>
	<li>Ensure strong internal control over financial transactions.</li>
	<li>Improve payment systems and transaction efficiency.</li>
</ul>

6. Treasury Reporting &amp; Compliance

<ul>
	<li>Prepare regular treasury and cash position reports.</li>
	<li>Ensure compliance with internal policies and financial regulations.</li>
	<li>Support internal and external audit processes.</li>
</ul>

7. Systems &amp; Process Improvement

<ul>
	<li>Develop and enhance integrated treasury systems (ERP/automation).</li>
	<li>Improve efficiency of cash management processes.</li>
	<li>Drive digital transformation within treasury operations.</li>
</ul>

Treasury Manager

PT Marga Nusantara Jaya menjadi distributor resmi PT Konimex sejak 28 September 1985. Sejarah awal terbentuknya PT Marga Nusantara Jaya dimulai pada tanggal 8 Maret 1980, dimana pemerintah mengeluarkan keputusan tentang pemisahan antara badan usaha produksi dengan badan usaha distribusi. Hal tersebut dijawab oleh PT Konimex dengan mendirikan sebuah badan usaha distribusi dengan nama PT Sinar Intermark. 

PT Sinar Intemark bertindak sebagai penyalur utama produk-produk Konimex dengan cakupan seluruh wilayah Indonesia. Senada dengan berkembangnya perusahaan, PT Konimex juga meluaskan bidang usahanya ke bidang industri permen dan makanan dengan nama Nimm’s untuk permen dan Sobisco untuk makanan. 

Seiring berkembangnya wilayah cakupan distribusi, pelanggan, jumlah serta jenis produk, maka Konimex merasa perlu untuk menambah satu lagi perusahaan distribusi. Pada tanggal 28 September 1985, Bapak Djoenaedi Joesoef membeli perusahaan distribusi bernama PT Marga Nusantara Jaya. PT Marga Nusantara Jaya mulai aktif menjalankan usahanya di bawah payung PT Konimex pada tanggal 1 Maret 1986. Pembelian tersebut menjadikan PT Konimex memiliki dua perusahaan distributor yang pembagiannya adalah PT Marga Nusantara Jaya sebagai distributor produk-produk non-farmasi (food and candy) dan PT Sinar Intemark sebagai distributor produk-produk farmasi. 

Tahun 2007 merupakan tahun yang penting bagi Konimex Group, PT Konimex memutuskan untuk melakukan desain-ulang area distribusi dan pembagian jenis produk yang selama ini telah diterapkan terhadap kedua perusahaan distribusinya. PT Sinar Intemark diberi tanggung jawab untuk mendistribusikan seluruh produk, baik food maupun farmasi, di wilayah Indonesia bagian Timur. Sedangkan, PT Marga Nusantara Jaya mendistribusikan semua produk, baik food maupun farmasi, di wilayah Indonesia bagian Barat. 

Tahun 2013, PT Sinar Intemark digantikan perannya oleh PT Marga Nusantara Jaya, dimana PT Sinar Intemark sudah tidak menjadi distributor dari produk PT. Konimex dan seluruh distributor produk dilakukan oleh PT Marga Nusantara Jaya. PT Konimex hingga saat ini memiliki predikat baik di kalangan perusahaan bidang farmasi, makanan, permen dan natural product berskala nasional yang memiliki jaringan 52 cabang di hampir semua kota besar utama di Indonesia dengan dukungan ratusan armada distribusi 

Tahun 2019, seluruh cabang PT Marga Nusantara Jaya telah mendapat sertifikat CDOB, sebagai salah satu syarat resmi untuk bisa menjadi distributor Farmasi. Selain itu, di tahun tersebut, PT Marga Nusantara Jaya menjadi distributor multiprinciple dan mulai mendistribusikan alat kesehatan, selain Farmasi, Natural Product dan Makanan.


Marga Nusantara Jaya

<ul>
	<li>Lead overall branch operations (Sales, Distribution, Warehouse, Admin)</li>
	<li>Achieve sales revenue, margin, and profitability targets.</li>
	<li>Manage inventory and control operational costs.</li>
	<li>Build strong relationships with principals and key customers</li>
	<li>Analyze financial and operational performance, and execute corrective action plans.</li>
	<li>Ensure compliance with applicable regulations and company procedures.</li>
	<li>Develop and lead a high-performing branch team.</li>
</ul>

Branch Manager

Lebih dari sekadar kasir digital, POSe adalah solusi Point of Sale (POS) dan pembayaran masa kini! 🚀 POSe menghadirkan teknologi manajemen bisnis terintegrasi untuk bantu kembangkan usaha agar selalu up-to-date dengan perkembangan zaman.

POSe

<ul>
	<li>Memimpin dan mengelola tim (Leader, MERi, dan Sales) di areanya untuk memastikan penyelesaian Tiket Pekerjaan dan Penjualan Produk POS sesuai kebijakan perusahaan.</li>
	<li>Melakukan monitoring performa harian tim MERi dan Sales, baik terkait penyelesaian Tiket Pekerjaan maupun pencapaian Penjualan.</li>
	<li>Menetapkan target harian (PM dan Penjualan) secara objektif dan terukur untuk tim MERi dan Sales.</li>
	<li>Bertanggung jawab penuh atas pemenuhan Service Level Agreement (SLA) Tiket Pekerjaan dan Target Penjualan perusahaan</li>
	<li>Melakukan pemantauan dan eskalasi terhadap Tiket Urgent agar terselesaikan tepat waktu.</li>
	<li>Menganalisis dan melakukan mapping/remapping populasi MERi secara merata, serta proaktif mengajukan penambahan MERi jika area tersebut sudah overload.</li>
	<li>Membuka peluang bisnis baru di areanya melalui penawaran strategis produk POSe.</li>
	<li>Menjaga relasi dengan merchant-merchant prioritas pengguna Produk POSe dan engagement dengan Kantor Wilayah/Cabang Klien.</li>
	<li>Mendukung kegiatan sosialisasi dan edukasi Produk POSe, serta menguasai product knowledge POSe secara mendalam</li>
</ul>

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