PT BCA Finance berdiri pada tahun 1981 dengan nama PT Central Sari Metropolitan Leasing Corporation (CSML). Pada awal berdirinya, pemegang saham Perusahaan adalah PT Bank Central Asia dan Japan Leasing Corporation. Saat itu Perusahaan masih memfokuskan usaha pada pembiayaan komersial, seperti pembiayaan mesin-mesin produksi, alat berat dan transportasi.

Selanjutnya pada tahun 2001 PT Central Sari Metropolitan Leasing berubah nama menjadi PT Central Sari Finance (CSF), diikuti dengan perubahan kepemilikan saham, dimana PT Bank Central Asia, Tbk (BCA) menjadi pemegang saham mayoritas, serta perubahan fokus usaha menjadi pembiayaan kendaraan bermotor, khususnya roda empat atau lebih. Terakhir, Sesuai dengan Surat Keputusan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia No.C-08091 HT.01.04.TH.2005, maka per tanggal 28 Maret 2005 PT Central Sari Finance telah berubah nama menjadi PT BCA Finance.

Kini BCA Finance sendiri telah berhasil mencatatkan asset kelolaan sebesar 52 T dengan profit 1,6 T. Dengan misinya untuk menjadi perusahaan terkemuka di industri pembiayaan PT BCA Finance senantiasa melakukan perubahan dan pengembangan model bisnis untuk menjawab tantangan dan kebutuhan zaman dimana hal ini sejalan dengan tag line perusahaan yaitu solusi tepat pembiayaan anda. 

Untuk mencapai hal tersebut PT BCA Finance memiliki nila-nilai perusahaan yang senantiasa diterapkan yaitu FOCUS yang terdiri dari:

First Class Teamwork
Orientation to Quality
Customer Focus
Uncompromise Integrity
Striving for Excellence

Melalui FOCUS ini seluruh karyawan diarahkan untuk memiliki budaya kerja yang sama sehingga tercipta sebuah Tim yang solid dalam menjalankan bisnis.

Untuk SDM sendiri selain penanaman budaya perusahaan BCA Finance juga focus pada pengembangan skill dan karir karyawannya oleh karena itu kebutuhan pejabat di BCA Finance 90% diperoleh dari internal.

PT BCA Finance

<ul>
	<li>Mengelola keamanan dan kebersihan cabang nasional</li>
	<li>Mengelola pengadaan kebutuhan rumah tangga kantor pusat</li>
	<li>Mengelola gudang cabang nasional</li>
	<li>Berkoordinasi dengan user dan PIC nasional</li>
</ul>

BCA Finance tunduk pada ketentuan UU Nomor 27 Tahun 2022 tentang Perlindungan Data Pribadi berikut aturan turunan serta perubahan-perubahannya dari waktu ke waktu. Saya menyetujui data-data saya digunakan, diverifikasi, dikelola dan ditatausahakan untuk tujuan perekrutan di PT BCA Finance.

Office Service Staff

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ul>
	<li>Bertanggung jawab terhadap kepuasan konsumen eksternal melalui pelayanan yang diberikan cabang, agar dapat mendukung peningkatan pencapaian target cabang secara menyeluruh</li>
	<li>Memberikan informasi mengenai persyaratan pembiayaan dan angsuran/ perhitungan pelunasan kepada konsumen walk in sesuai dengan prosedur dan ketentuan yang berlaku, guna memastikan konsumen memperoleh informasi yang dibutuhkan</li>
	<li>Menerima dan mengelola telepon dari konsumen, baik berupa pertanyaan seputar pembiayaan maupun penanganan keluhan konsumen, baik melalui telepon maupun keluhan melalui confins, sesuai dengan prosedur dan ketentuan yang berlaku, guna memastikan kepuasan konsumen dan pencapaian target SLA</li>
</ul>

Customer Service Cabang Banjarbaru

<ul>
	<li>Memberikan informasi mengenai persyaratan pembiayaan, angsuran, perhitungan pelunasan kepada konsumen walk in</li>
	<li>Menerima dan merespon telepon dari konsumen</li>
	<li>Melakukan stock opname transaksi keuangan setiap hari.</li>
	<li>Memberikan penawaran kembali kepada konsumen untuk repeat order</li>
</ul>

Customer Service Branch Banjarnegara

Customer Service Branch Tegal

CV Mandiri Barokah Jaya merupakan perusahaan skala Usaha Mikro (UMK) yang berlokasi di Jalan Taman Jemursari Selatan No. 21, Jemur Wonosari, Wonocolo, Surabaya, Jawa Timur. Perusahaan ini bergerak di berbagai bidang usaha perdagangan dan jasa dengan cakupan kegiatan yang luas

CV Mandiri Barokah Jaya

<ul>
	<li>Customer Support: Answering questions and resolving issues via phone, email, live chat, or social media in a timely and professional manner</li>
	<li>Complaint Handling: Listening to customer grievances, identifying the root cause, and providing effective solutions or alternatives</li>
	<li>Information Management: Maintaining accurate records of all customer interactions, transactions, and feedback within a database or CRM</li>
	<li>Product Expertise: Developing a deep understanding of the company's offerings to guide customers and provide accurate recommendations</li>
	<li>Escalation: Forwarding complex or unresolved issues to specialized departments or management when necessary</li>
</ul>

Customer Service Representative (CSR)

Asuransi Astra has been serving customers for more than half a century, precisely since September 12, 1956. The company, known for its Garda Oto motor vehicle insurance products, serves customers through a network of services spread across 28 branch offices, as well as service units and Garda Centers that continue developing. In addition to motor vehicle insurance, other products from Asuransi Astra are Garda Medika health insurance, mining industry insurance, agribusiness industry insurance, shop insurance, gas station insurance, sharia insurance, and others.

Since 2015, Asuransi Astra has developed its products and services digitally and introduced Garda Mobile as a collection of mobile applications intended for retail, commercial and general customers. The four Garda Mobile applications namely Otocare, Medcare, HR-access, and CR-access are consistently updated through various innovations aimed at customer convenience and comfort. The latest innovation developed in the Garda Mobile Otocare with the presence of GarXia, the first insurance purchase chatbot in Indonesia that can also help customers in reporting claims and the Garda Mall feature that allows users to shop for a variety of automotive needs, Astra Financial financial products, also to buying and selling cars. Asuransi Astra also has four digital products namely Garda Me, Garda Edu, Garda Home, and Garda Trip which can be purchased easily and quickly through the gardaoto.com site.

Asuransi Astra performance has also been recognized with various awards that have been received, including: Platinum Indonesia Best Brand Award (2002-2019), Top Brand Award (2007-2019), Service Quality Award (2007-2018), Corporate Image Award ( 2007-2019), Indonesian Customer Satisfaction Award (2001-2017), Indonesia Original Brand Award (2017-2019), General Insurance with very good financial performance in the Infobank Insurance Award (2008-2016, 2019), Excellent Service Experience Award (2013 -2020), Contact Center Service Excellence Award (2013-2020), Social Media Award (2012, 2016), Indonesia Sharia Finance Award (2017), Insurance Award (2017-2018), Insurance Consumer Choice Award (2017-2018), Asian Brands (2018), Marketing Award (2018), Indonesia Digital Innovation Award (2018), Markeeter of the Year (2018-2019), Infobrand Mobile Application Choice (2018), Marketeers Editor Choice Award (2018-2019), Indonesia Insurance Innovation Award (2019), Indonesia Digital Popular Brand Award (20 19), and others.

With the support of branches and workshops that are spread all over Indonesia, along with the best services and a series of achievements, certainly not stopping the steps of Asuransi Astra innovation through products that are built from the new spirit of Asuransi Astra to always provide comfort and peace for every customer. Therefore, Asuransi Astra will invest time and effort so that you always smile. "Peace of Mind to Millions" is the result that Asuransi Astra will provide to each customer.

Disclaimer: 
Asuransi Astra tidak pernah memungut biaya apa pun untuk seluruh proses rekrutmen. Apabila menemukan kejanggalan terkait kegiatan yang mengatasnamakan Asuransi Astra, cek kebenaran informasi tersebut melalui Garda Akses 1 500 112, atau Instagram @AsuransiAstra.

Asuransi Astra

Research Service Development Analyst or in Asuransi Astra it is called Service Development Analyst will be responsible to evaluate (existing processes), develop, and implement processes, knowlege, skills, abilities, and attitudes of frontliners in Asuransi Astra. They also will analyze (to get Customer Insight), then propose, conceptualize, &amp; create programs for customer/services culture activities (such as service standards/standar layanan and service behaviour) based on Customer Insight that in line with Asuransi Astra Culture &amp; Value.

<ul>
	<li>Develop and update service standards (SOPs &amp; guidelines).</li>
	<li>Monitor and evaluate service quality performance.</li>
	<li>Initiate improvement programs to enhance customer experience.</li>
	<li>Coordinate and provide coaching to ensure service standards implementation.</li>
</ul>

Research Service Development Analyst

<ul>
	<li>
	Bertanggung jawab terhadap kepuasan konsumen eksternal melalu﻿i pelayanan yang diberikan cabang, agar dapat mendukung peningkatan pencapaian target cabang secara menyeluruh.
	</li>
	<li>
	Memberikan informasi mengenai persyaratan pembiayaan dan angsuran/ perhitungan pelunasan kepada konsumen walk in sesuai dengan prosedur dan ketentuan yang berlaku, guna memastikan konsumen memperoleh informasi yang dibutuhkan.
	</li>
	<li>
	Melayani konsumen yang akan menyerahkan persyaratan ataupun mengambil aset dokumen (BPKB) sambil melakukan penawaran kembali agar konsumen melakukan RO (Repeat Order) sesuai dengan prosedur dan ketentuan yang berlaku, guna memastikan konsumen memperoleh pelayanan yang cepat dan tepat.
	</li>
	<li>
	Bekerjasama dengan Admin Insurance and Complete Data Entry Staff cabang dalam menangani proses awal klaim asuransi kendaraan sesuai dengan prosedur dan ketentuan yang berlaku, guna memastikan customer memperoleh pelayanan yang tepat dan cepat.
	</li>
	<li>
	Menerima dan mengelola telepon dari konsumen, baik berupa pertanyaan seputar pembiayaan maupun penanganan keluhan konsumen, baik melalui telepon maupun keluhan melalui confins, sesuai dengan prosedur dan ketentuan yang berlaku guna memastikan kepuasan konsumen dan pencapaian target SLA.
	</li>
	<li>
	Mengkoordinir karyawan cabang dalam melaksanakan standar pelayanan baik dari segi attitude karyawan di front office maupun dari segi layout front office (kebersihan, kerapihan dan keindahan), guna memastikan tercapainya standar pelayanan di cabang.
	</li>
	<li>
	Melakukan survey exit customer dengan cara interview sesuai dengan standar, prosedur dan target SLA yang telah ditetapkan, sehingga dapat dijadikan sebagai bahan masukan dalam pengembangan strategi retention.
	</li>
</ul>

Customer Service Branch Tangerang

PT. Media Mitrakarya Indonesia (PTMMI) is an event and digital company that serves the mining industry in Indonesia. PTMMI hosts events that combine live and virtual activations, networking and digital lead generation. We create influential content that engages delegates, readers and establish a brand as industry  thought leaders. Our goal is to connect  global mining companies to engage with the Indonesian mining community.

PT Media Mitrakarya Indonesia

<ul>
	<li>Handle daily bookkeeping and transaction recording.</li>
	<li>Process accounts payable and receivable, including invoice verification and payment scheduling.</li>
	<li>Assist in preparing monthly financial reports and reconciliations.</li>
	<li>Support budget monitoring, expense tracking, and petty cash management.</li>
	<li>Liaise with external banks, and tax consultants as needed.</li>
	<li>Provide administrative support.</li>
	<li>Maintaining employee tax and expenses report.</li>
</ul>

Finance and Administration Officer

CODE.ID was previously a business unit of INTEGRASI, a system integrator that also provided software services established in 1999. In 2014, CODE.ID becomes an independently run company which currently has around 100 passionate developers with a myriad numbers of skill sets. 

CODE.ID has been established since 1999 and became a publicly listed company in Jakarta Stock Exchange in 2001 - as PT Integrasi Teknologi Tbk. It was back to be a private company in 2007.


Our Success Stories:

We successfully developed, deployed, and supported Information Technology Infrastructure for Komisi Pemilihan Umum (KPU) or the National Election Commission in 2004. We developed the election application and also distributed, installed, and  supported (7x24 hour) two data centers and 8000 VPN connected personal computers in 5,000 locations in the cities, rural areas, and remote areas all over Indonesia.

Code.id

<ul>
	<li>Act as first layer to respond any issue in production and resolve any production issue especially for application related with data especially for DWH application, by triaging, diagnosing, troubleshooting, escalating, and analyzing the root cause</li>
	<li>Perform troubleshooting, monitor application availability, including any data which required to supply to the business user</li>
	<li>Engage with business user including address their complaint, solve and communicate any update which related to their issues</li>
	<li>Involved in identifying and assessing any solution which related to database and facilitate business user trough in depth assessment in order to responding and solving any incidents, issues and problems, maintain and solving any open ticket which related to the application</li>
	<li>Conduct root cause analysis for recurring issues and recommend corrective action and permanent solution</li>
	<li>Manage data access and security within BI data platform</li>
	<li>Able to perform performance tuning analysis and proactively give the feedback regarding query plan analysis result</li>
</ul>

IT Support and Maintenance

FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

PT Astra Digital Arta, also known as AstraPay is part of Astra International. AstraPay available to support current digital transactions trends for Indonesian people.

AstraPay mobile application provides range of digital transactions supporting daily needs, from electricity bill, BPJS, to health insurance payment.

Enjoy every convenience of digital transaction with AstraPay. Available on Google Play Store http://ap.money/pakaiAP

AstraPay

<ul>
	<li>
	Prepare the annual budget based on company strategy and historical data
	</li>
	<li>
	Collaborated with all departments to obtain the data which will be used as the basis source in order to prepare Annual Budget.
	</li>
	<li>
	Monitor Operational performance including variance analysis and comparison against forecast and budget.
	</li>
	<li>
	Prepare and analyze financial review report every month by comparing monthly budget to actual result, and reporting on variances from the budget, last month, and last year result.
	</li>
	<li>
	Review all expenses from current month
	</li>
	<li>
	Compare budget, forecast, and actual results → identify gaps and root causes
	</li>
	<li>
	Quarterly Forecast, Monthly and Quarterly Reporting
	</li>
	<li>
	Ability to analyze financial data, costs, and trends
	</li>
	<li>
	Preparing financial projection according to company’s corporate action plan
	</li>
	<li>
	Perform scenario planning (optimistic, base case, pessimistic) &amp; Present forecast reports to management for decision-making
	</li>
	<li>
	Have experience in Audit is a plus
	</li>
</ul>

Financial Planning and Analyst

Bintang Pelajar (BP) merupakan bimbel yang bertujuan untuk menghasilkan mutu lulusan yang tidak hanya berprestasi tinggi namun juga berakhlak terpuji.

Pendirian Bintang Pelajar dilatarbelakangi karena mendambakan terwujudnya pendidikan yang berkualitas di Indonesia yang bukan hanya menghasilkan mutu lulusan yang berprestasi tinggi dalam akademis namun mereka juga mempunyai budi pekerti dan akhlak terpuji. Di sisi lain, kebutuhan akan bimbingan belajar siswa saat ini sangat tinggi.

Oleh karena itu BP ingin mengambil peranan aktif dan turut berkontribusi dalam bidang pendidikan.

PT. Bintang Pelajar

Menyusun program pelatihan dan pengembangan karyawan yang terstruktur dan bekelanjutan melalui penyusunan modul, fasilitasi pelatihan, coaching, dan evaluasi efektivitas pembelajaran dengan alat ukur kompetensi, tools evaluasi kinerja, serta teknologi pembelajaran terkini.

Organizing and Planning

Performance Management and Coaching

Program Evaluation

Training Facilitation

Problem Solving

Leadership skills

Community Development

Learning and Development Manager

ASTRO is Indonesia's quick commerce company that delivers groceries and essentials to your door within minutes. Founded in 2021 by a group of seasoned e-commerce executives and backed by both trusted International and local investors, it is our mission to make people's lives simpler and easier by saving them time, energy, and money.
Just like real Astronauts that take off into outer space, Astro embodies the values of being fast, bold, adventurous, and technologically advanced.
Interested in working for a company that pushes the boundaries and strives to be the best? Join us now to be a part of this ground-breaking mission!

Astro Technologies Indonesia

About Astro

ASTRO is Indonesia's quick commerce company that delivers groceries and essentials to your door within 15 minutes. Founded in 2021 by a group of seasoned e-commerce executives and is backed trusted international investors, it is our mission to make people's lives simpler and easier by saving them time, energy, and money.

Just like real Astronauts that take off into outer space, Astro embodies the values of being fast, bold, adventurous, and technologically advanced.

Interested in working for a company that pushes the boundaries and strives to be the best? Join us now to be a part of this ground-breaking mission!

About this Position

We are looking for a Governance, Risk, and Compliance (GRC) professional who will play a key role in strengthening the organization’s risk management and compliance practices. In this role, you will lead risk assessments across business and technology functions, ensure compliance with security and regulatory frameworks such as ISO 27001 and SOC 2, and coordinate internal and external audits. You will work closely with cross-functional teams to embed effective controls into business processes while providing clear reporting and guidance to help the organization manage risk and maintain strong governance standards.

Job Description:

<ul>
	<li>Lead enterprise and technology risk assessments across business and operational functions.</li>
	<li>Develop and maintain policies, standards, procedures, and compliance documentation.</li>
	<li>Manage compliance readiness for frameworks such as SO 27001, SOC 2, and PDP laws.</li>
	<li>Coordinate internal and external audits, control reviews, and remediation tracking.</li>
	<li>Maintain risk registers, issue logs, exception records, and control matrices.</li>
	<li>Conduct vendor and third-party risk assessments for critical partners and service providers.</li>
	<li>Support business continuity and resilience governance activities.</li>
	<li>Provide regular reporting to management on risk exposure, control effectiveness, compliance status, and remediation progress.</li>
	<li>Work closely with Security, Engineering, Product, Legal, Operations, and Finance to embed controls into business processes.</li>
	<li>Deliver awareness sessions and practical guidance to improve risk ownership across the organization.</li>
</ul>

Governance, Risk, and Compliance

PT Surya Artha Nusantara Finance (SANF) is a financial services company in Indonesia, primarily focused on providing financing solutions for the heavy equipment and transportation sectors. SANF is a joint venture between PT Astra International Tbk, one of Indonesia's largest conglomerates, and Marubeni Corporation, a major Japanese trading company.

SANF offers a variety of financial products, including leasing, consumer financing, and factoring, to support businesses in acquiring heavy equipment, trucks, and machinery. The company plays a significant role in industries like construction, mining, agriculture, and transportation, helping businesses manage their financial needs through customized financing solutions.

Let's join our Fun, Friendly, and Continuous Growth journey!

Surya Artha Nusantara Finance

<ul>
	<li>Responsible for the fulfillment of sales target by trying to find good business opportunities in Healthcare &amp; Pharmacy sector</li>
	<li>Maintaining, improving, and also increasing the quality of assets through continuous business relationship between supplier, customer, and business related community</li>
	<li>Responsible for looking for potential customers including new customers</li>
</ul>

Account Executive Healthcare and Pharmacy

SUN Education Group is the leading and the most complete international educational consultancy firm in Indonesia. Our core business is to provide services to students who want to study abroad particularly in Australia, New Zealand, Indonesia Pathway, UK, Switzerland, Singapore, Malaysia, China, Sweden, Ireland, Spain, Netherland, Italy, Canada and USA. We have 24 offices throughout Indonesia and have a global network of partners across the world.

As a successful, fast growing and innovative company, we are accelerating our growth within the market. We realize that our greatest asset is people and as such, we provide a challenging and  exciting environment for the best in the market.

With leaders that hold a clear vision for the future, along with a team full of diverse professionals, we are looking for young, energetic, dynamic and experienced people to fulfill our vacant positions.

SUN Education Group

<ul>
	<li>Advise and assist clients (students) choosing the suitable english preparation program</li>
	<li>Achieve student recruitment target (selling our services).</li>
	<li>Involved in promotions, campaign, and special event activities such as company's exhibition or school expo.</li>
	<li>Manage courses schedule and progress.</li>
	<li>Able to assess and continuously monitor the student progress</li>
	<li>Planning, preparing, and delivering lesson to students</li>
	<li>Assessing and continuously monitoring student’s progress.</li>
	<li>Assessing and recording student’s progress by setting and making coursework and examination.</li>
	<li>Providing personal feedback to student.</li>
</ul>

Sales and Marketing Knowledge

Communication Skills

Student Advisor and English Teacher

Kompas Gramedia, through its more than 50 years of history, is striving for one goal: enlightening and empowering Indonesia. To ensure that we are able to serve the nation for another 50 years, we are undergoing a digital transformation; strengthening and expanding our solid business pillars by developing new digital business initiatives.

Our vision is to enlight all the people in Indonesia with all the knowledge we have.

Kompas Gramedia

Sebagai Book Advisor (Storekeeper &amp; Cashier), kamu akan berperan dalam menciptakan pengalaman belanja yang hangat dan menyenangkan bagi pelanggan dengan membantu mereka menemukan buku yang tepat serta memberikan rekomendasi yang mendalam dan personal. Posisi ini menuntut pengetahuan yang kuat tentang buku, genre, tren literasi, serta ketertarikan yang tinggi terhadap dunia buku, karena Book Advisor tidak hanya melayani pelanggan, tetapi juga membangun engagement dengan produk secara autentik dan penuh passion.

Tugas utama mencakup pengelolaan transaksi penjualan, memastikan ketersediaan stok, serta mendukung berbagai program dan kampanye toko. Peran ini juga membutuhkan keterampilan komunikasi yang baik untuk membangun hubungan dengan pelanggan, menyampaikan informasi buku secara menarik, dan meningkatkan loyalitas pelanggan. Selain itu, Anda akan bekerja sama dengan tim dalam mengelola operasional harian toko, menyiapkan kebutuhan acara, serta memastikan proses pembelian berjalan lancar sesuai prosedur, dari tampilan buku hingga transaksi di kasir.

Key Responsibilities: 
Sales and Customer Advisory

<ul>
	<li>Melayani pelanggan dengan ramah dan menciptakan pengalaman belanja yang hangat.</li>
	<li>Memberikan rekomendasi buku yang mendalam berdasarkan preferensi pelanggan untuk membangun loyalitas.</li>
	<li>Menggunakan keterampilan komunikasi yang menarik untuk menyampaikan informasi buku dan meningkatkan interaksi pelanggan.</li>
</ul>

 

Product and Inventory Management

<ul>
	<li>Menguasai koleksi buku yang tersedia dan memahami tren literasi terkini untuk memberikan insight berharga kepada pelanggan.</li>
	<li>Memastikan ketersediaan stok buku dan melaporkan kebutuhan restock agar pelanggan selalu mendapatkan produk yang mereka cari.</li>
	<li>Berjejaring dengan tim dan manajemen untuk menyusun strategi display buku yang menarik dan sesuai dengan promosi.</li>
</ul>

 

Store Operations

<ul>
	<li>Mengelola transaksi penjualan dan memastikan pembayaran berjalan lancar sesuai SOP.</li>
	<li>Memastikan pembelian pelanggan dilakukan dengan tertib dan efisien, dari display hingga kasir.</li>
	<li>Menyusun laporan harian terkait kinerja tim dan pengalaman pelanggan untuk evaluasi layanan.</li>
	<li>Mengidentifikasi serta menyelesaikan kendala operasional toko dengan pendekatan yang solutif dan efisien.</li>
</ul>

 

Store Programmes and Collaboration with Team to Reach Success

<ul>
	<li>Berkomunikasi dengan tim untuk mengumpulkan feedback dan ide perbaikan layanan.</li>
	<li>Mendukung pelaksanaan program atau kampanye toko untuk meningkatkan engagement pelanggan dan daya tarik toko.</li>
	<li>Menyesuaikan strategi promosi dan event toko berdasarkan tren dan kebutuhan pelanggan. 
	 </li>
</ul>

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