Asuransi Astra has been serving customers for more than half a century, precisely since September 12, 1956. The company, known for its Garda Oto motor vehicle insurance products, serves customers through a network of services spread across 28 branch offices, as well as service units and Garda Centers that continue developing. In addition to motor vehicle insurance, other products from Asuransi Astra are Garda Medika health insurance, mining industry insurance, agribusiness industry insurance, shop insurance, gas station insurance, sharia insurance, and others.

Since 2015, Asuransi Astra has developed its products and services digitally and introduced Garda Mobile as a collection of mobile applications intended for retail, commercial and general customers. The four Garda Mobile applications namely Otocare, Medcare, HR-access, and CR-access are consistently updated through various innovations aimed at customer convenience and comfort. The latest innovation developed in the Garda Mobile Otocare with the presence of GarXia, the first insurance purchase chatbot in Indonesia that can also help customers in reporting claims and the Garda Mall feature that allows users to shop for a variety of automotive needs, Astra Financial financial products, also to buying and selling cars. Asuransi Astra also has four digital products namely Garda Me, Garda Edu, Garda Home, and Garda Trip which can be purchased easily and quickly through the gardaoto.com site.

Asuransi Astra performance has also been recognized with various awards that have been received, including: Platinum Indonesia Best Brand Award (2002-2019), Top Brand Award (2007-2019), Service Quality Award (2007-2018), Corporate Image Award ( 2007-2019), Indonesian Customer Satisfaction Award (2001-2017), Indonesia Original Brand Award (2017-2019), General Insurance with very good financial performance in the Infobank Insurance Award (2008-2016, 2019), Excellent Service Experience Award (2013 -2020), Contact Center Service Excellence Award (2013-2020), Social Media Award (2012, 2016), Indonesia Sharia Finance Award (2017), Insurance Award (2017-2018), Insurance Consumer Choice Award (2017-2018), Asian Brands (2018), Marketing Award (2018), Indonesia Digital Innovation Award (2018), Markeeter of the Year (2018-2019), Infobrand Mobile Application Choice (2018), Marketeers Editor Choice Award (2018-2019), Indonesia Insurance Innovation Award (2019), Indonesia Digital Popular Brand Award (20 19), and others.

With the support of branches and workshops that are spread all over Indonesia, along with the best services and a series of achievements, certainly not stopping the steps of Asuransi Astra innovation through products that are built from the new spirit of Asuransi Astra to always provide comfort and peace for every customer. Therefore, Asuransi Astra will invest time and effort so that you always smile. "Peace of Mind to Millions" is the result that Asuransi Astra will provide to each customer.

Disclaimer: 
Asuransi Astra tidak pernah memungut biaya apa pun untuk seluruh proses rekrutmen. Apabila menemukan kejanggalan terkait kegiatan yang mengatasnamakan Asuransi Astra, cek kebenaran informasi tersebut melalui Garda Akses 1 500 112, atau Instagram @AsuransiAstra.

Asuransi Astra

<ul>
	<li>Analyze and propose improvements related to systems / processes running in Health Operations</li>
	<li>Collaborate with IT team and vendor on enhancement and modification system</li>
	<li>Ensure that the endorsement process runs effectively and according to procedures</li>
</ul>

Health Claim Analyst

Data Analyst will handle big data in health business and be responsible to calculate &amp; analyze data from health business in insurance industry. They will provide and present the findings that they found based on the data. They also need to suggest an evaluation or improvement based on the data that they found to clients/relevant department.

Health Data Analyst

Kalibrr’s mission is to help transform the way organizations hire great talents, and talents find meaningful career opportunities. Through our portfolio of technologies and services, we’re building a company that connects millions of individuals with world-class businesses, that helps forge strong recruiter - candidate relationships, and ultimately humanizes the entire hiring and career discovery experience. 

Whether we’re launching new technologies to help companies hire better or strategic programs to help talents engage with employers more meaningfully - people at Kalibrr are optimists at heart. We believe in our ability to continuously improve the value we can deliver and the impact we can create - one opportunity, one individual at a time. Together, we are powering innovation in SE Asia, by enabling ground-breaking organizations in the region to work with exceptional individuals.


Kalibrr 

Kalibrr Wellness Day merupakan inisiatif yang berangkat dari keyakinan bahwa kesuksesan sejati tidak hanya diukur dari pencapaian karier, tetapi juga dari keseimbangan antara pikiran, hati, dan jiwa.

 
Melalui Wellness Day, Kalibrr ingin mengajak para profesional muda dan pencari kerja untuk berhenti sejenak dari rutinitas, mengenal diri lebih dalam, serta belajar bagaimana mencintai diri sendiri sebagai langkah menuju kehidupan dan karier yang lebih selaras.

 
Acara ini merupakan bagian dari rangkaian Global Wellness Month yang diperingati di seluruh dunia setiap Oktober, dan diadakan oleh Kalibrr pada bulan November 2025 sebagai bentuk nyata kepedulian Kalibrr terhadap kesejahteraan komunitas.

 
Pembicara &amp; Praktisi

<ul>
	<li>Kasandra Hermawan, Open Heart Instructor at Natural Way of Living</li>
</ul>

Praktisi meditasi profesional yang akan memandu sesi Open Heart Meditation untuk membantu peserta menumbuhkan ketenangan batin dan kesadaran diri.

 

 

<ul>
	<li>Olivia Sulistio, Brand and Communication Strategy Lead at Accenture</li>
</ul>

Profesional yang akan berbagi pengalamannya dalam menemukan keseimbangan antara performa tinggi di dunia kerja dan penerimaan diri.

 
Waktu Acara: 
18.30 WIB - Selesai

Video Conference: 
Daring via Zoom

Rangkaian Acara:

<ul>
	<li>Pembukaan</li>
	<li>Sharing Session</li>
	<li>Praktik Meditasi</li>
</ul>

 
Daftar sekarang, karena keseimbangan diri adalah salah satu kunci kesuksesan karier. 

Acara ini Gratis!

[ACARA GRATIS] Kalibrr Wellness Day Online Meditation

Section Head Health Claim have to make sure the verification and approval claim processes executed properly &amp; thoroughly, also they need to encourage and implement innovations in process and services in Health Claim.

Job Descriptions:

<ul>
	<li>Ensure: (a) Claim content (medical procedures, medical examinations, and medications) in accordance with policies’ coverage plan; (b) Medical procedures, examination, and medications fee is in accordance with terms &amp; conditions; (c) Claim content to hospitals or health provider (in accordance to policies' coverage plan)</li>
	<li>Giving out advice and medical recommendations for specific medical cases to companies based on received informations from hospitals or patient to suggest the best solutions.</li>
	<li>Encourage and implement innovations in process dan new services</li>
	<li>Make and implement TOD (Table of Duties) for team member based on work plan</li>
	<li>Monitor and evaluate team productivity in order to achieved agreed productivity targets.</li>
	<li>Lead health projects in Health Operation Division and suggest an improvement in health industry (for example: medical check-up system, claim process system, etc)</li>
</ul>

Placement: Head Office - Jakarta Selatan

Section Head Health Claim_Dokter Senior

ASTRO is Indonesia's quick commerce company that delivers groceries and essentials to your door within minutes. Founded in 2021 by a group of seasoned e-commerce executives and backed by both trusted International and local investors, it is our mission to make people's lives simpler and easier by saving them time, energy, and money.
Just like real Astronauts that take off into outer space, Astro embodies the values of being fast, bold, adventurous, and technologically advanced.
Interested in working for a company that pushes the boundaries and strives to be the best? Join us now to be a part of this ground-breaking mission!

Astro Technologies Indonesia

<ul>
	<li>Mendukung penerapan program K3 dan lingkungan sesuai standar perusahaan dan peraturan yang berlaku.</li>
	<li>Melakukan inspeksi rutin di area kerja untuk mengidentifikasi potensi bahaya dan memberikan rekomendasi perbaikan.</li>
	<li>Mengawasi kepatuhan terhadap penggunaan APD (Alat Pelindung Diri).</li>
	<li>Mencegah potensi kecelakaan di gudang yang berdampak pada LTI/Kematian &amp; kerusakan aset.</li>
	<li>Membantu menyusun laporan SHE bulanan kepada manajemen dan laporan triwulan kepada disnaker/instansi terkait.</li>
	<li>Mencatat, melaporkan, dan menindaklanjuti insiden, kecelakaan kerja, dan near miss.</li>
	<li>Mendukung pelaksanaan sosialisasi, pelatihan, dan kampanye SHE kepada karyawan.</li>
	<li>Membantu meningkatkan awareness budaya kerja yang aman dan berkelanjutan.</li>
	<li>Membantu persiapan dan pelaksanaan audit terkait SHE.</li>
	<li>Memastikan dokumen dan perizinan terkait SHE selalu up-to-date.</li>
	<li>Membangun dan menjaga hubungan baik dengan pengelola kawasan industri, pemerintah, serta pihak eksternal lainnya.</li>
</ul>

Safety, Health, & Environment (SHE) Associate

PT. ARIS KEEP GOING – PT. AKG
(Partner of Realme Indonesia)

Realme is a technology brand that provides superior quality and trendsetting smartphones and AIoT products to the global market. Realme users are young, ambitious and globally minded. The brand was officially established on May 4, 2018 by its founder Sky Li, together with a bunch of young people with rich experiences in the smartphone industry. Realme products empower these people to 'Dare to Leap' using the latest in technology and design.

Realme is the seventh top smartphone brand in the world and was recognized as one of the mainstream smartphone brands according to Counterpoint’s statistics of global smartphone shipments in Q3 2019. In 2019, Realme's Global Smartphone shipments reached 25 million with a YoY growth rate of 808%, making realme the fastest-growing smartphone brand in the world.

Realme has entered 59 markets worldwide, including China, Southeast Asia, South Asia, Europe, Russia, Australia, Middle East, Africa with global user base of over 40 million.

For more information, go to www.realme.com /id

PT Aris Keep Going

<ul>
	<li>Manage &amp; Process all incoming invoices and ensure accurancy and completeness of documentation.</li>
	<li>Verify Payment Requests, supporting documents , and compliance with internal policies and tax regulation</li>
	<li>Journal Entry to System for Expenses , Tax and Payment</li>
	<li>Arrange Equalisation beetween General Ledger And Monthly Tax report</li>
	<li>Assist Issued Financial report</li>
	<li>Perform reconciliation all data and resolve discrepancies in a timely Manner</li>
	<li>Maintain organized financial records for audit and reporting purposes</li>
	<li>collaborate with al internal team to ensure payment accuracy.</li>
	<li>Mond-end and year-end closing activities by providing necessary reconciliations and reports</li>
	<li>Continuously review and improve processes for efficiency</li>
	<li>Monthly tax Report for VAT, WHT and Annual Tax Report</li>
</ul>

Senior Accounting and Tax

PT. Media Mitrakarya Indonesia (PTMMI) is an event and digital company that serves the mining industry in Indonesia. PTMMI hosts events that combine live and virtual activations, networking and digital lead generation. We create influential content that engages delegates, readers and establish a brand as industry  thought leaders. Our goal is to connect  global mining companies to engage with the Indonesian mining community.

PT Media Mitrakarya Indonesia

<ul>
	<li>Handle daily bookkeeping and transaction recording.</li>
	<li>Process accounts payable and receivable, including invoice verification and payment scheduling.</li>
	<li>Assist in preparing monthly financial reports and reconciliations.</li>
	<li>Support budget monitoring, expense tracking, and petty cash management.</li>
	<li>Liaise with external banks, and tax consultants as needed.</li>
	<li>Provide administrative support.</li>
	<li>Maintaining employee tax and expenses report.</li>
</ul>

Finance and Administration Officer

PT Mediatrac Sistem Komunikasi - We Unlock the Value of Your Data

We are powered by the most advanced analytics technology and the most comprehensive data library in Indonesia.

DattaBot

<ul>
	<li>Design, build, and manage scalable and secure cloud infrastructure (primarily AWS and Azure).</li>
	<li>Automate infrastructure provisioning and deployments using Infrastructure as Code (IaC), such as Terraform.</li>
	<li>Ensure high availability, performance, and cost-efficiency across systems.</li>
	<li>Implement and maintain security controls across cloud and hybrid environments.</li>
	<li>Monitor infrastructure for threats, vulnerabilities, and incidents; respond with appropriate action plans.</li>
	<li>Build and maintain secure CI/CD pipelines.</li>
	<li>Support internal and external audits and help maintain compliance with standards like ISO 27001 and SOC 2.</li>
	<li>Collaborate with development teams to embed security into the software development lifecycle.</li>
	<li>Work closely with engineering and product teams to align infrastructure and security with business goals.</li>
	<li>Share knowledge and mentor junior engineers, fostering a strong culture of security and reliability.</li>
</ul>

Amazon Web Services

Information security

Security and Devops Engingeer

What is it like working at Kitabisa? 

About us 
Kitabisa stands as Indonesia's foremost digital fundraising and donation platform, serving as a nexus for millions of acts of kindness. Originating as a grassroots movement in 2013, we have continually expanded our reach and forged partnerships with diverse entities including corporations, governmental bodies, NGOs, hospitals, and prominent individuals. Together, we harness collective action to address societal challenges, with millions of #orangbaik contributors amplifying our impact in aiding those in need. Through leveraging technology, our vision is to cultivate the largest community dedicated to mutual aid and support. Our recent milestone, the acquisition of a sharia-compliant life insurance company, underscores our dedication to advancing inclusive and ethical financial solutions, furthering our mission of social impact and innovation.


What we value 
At Kitabisa, our work isn't just about tasks; it's about purpose. We're dedicated to connecting acts of kindness, amplifying their impact, and directly improving the lives of others, infusing our work with profound meaning. Guided by the principles of Berani, Berbuat, Baik, we embody courage by doing what's right even when no one's watching, upholding truthfulness, and respecting diversity. We are committed to action, understanding that mere words hold little weight without tangible steps forward. As 'doers', we prioritize action and value progress over perfection. Kindness forms the bedrock of everything we do, extending to ourselves, our colleagues, and, most importantly, those in need. If you share our values and seek to make a genuine difference in the lives of others, we invite you to join us on this meaningful journey.


Our Commitment
Kitabisa is an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, or disability status.

Kitabisa

Legal Advisory &amp; Strategy

<ol>
	<li>Provide expert legal counsel to management and business units on corporate, commercial, insurance, and regulatory matters.</li>
	<li>Monitor, analyze, and advise on legal and regulatory developments affecting the insurance industry.</li>
	<li>Support strategic business decisions with clear, solutions-oriented legal recommendations.</li>
</ol>

Contract Management

<ol>
	<li>Draft, review, and negotiate a wide range of agreements, including reinsurance, distribution, service provider, vendor, and corporate contracts.</li>
	<li>Ensure all contractual arrangements comply with applicable laws, regulations, and company policies.</li>
</ol>

Regulatory Compliance

<ol>
	<li>Ensure adherence to OJK and other regulatory requirements.</li>
	<li>Develop, implement, and continuously improve compliance frameworks, internal policies, and standard operating procedures.</li>
	<li>Guide internal stakeholders on regulatory obligations.</li>
</ol>

Regulatory Reporting &amp; Government Relations

<ol>
	<li>Prepare and submit legal and compliance reports in a timely and accurate manner.</li>
	<li>Serve as the primary legal liaison with OJK and other relevant government authorities.</li>
	<li>Build and maintain strong working relationships with regulators and industry associations.</li>
</ol>

Risk Management &amp; Dispute Resolution

<ol>
	<li>Identify, assess, and mitigate legal and regulatory risks across business operations.</li>
	<li>Support and/or manage dispute resolution, claims, and litigation processes when required.</li>
	<li>Advise on risk mitigation strategies related to products, operations, and partnerships. 
	 </li>
</ol>

Corporate Governance

<ol>
	<li>Support board and shareholder meetings, ensuring compliance with corporate governance standards and statutory obligations.</li>
	<li>Maintain and manage all legal documentation, licenses, and company records.</li>
</ol>

Persuasion and Negotiation

Complex Problem-Solving

Legal Writing

Attention to Detail

Insurance Legal and Compliance Manager

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ol>
	<li>Mendukung administrasi user access dan aktivitas user management</li>
	<li>Mendukung pengembangan sistem/aplikasi sesuai kebutuhan bisnis</li>
	<li>Melakukan review akses pengguna secara rutin</li>
	<li>Membantu memastikan SLA pengajuan akses tetap terjaga</li>
	<li>Membantu monitoring transaksi pada sistem serta membuat laporan harian &amp; bulanan</li>
</ol>

Risk Data and Project Internship

Indonesia Stock Exchange (IDX) is a Self-Regulatory Organization that creates a trusted and credible financial market infrastructure to deliver a fair, orderly, and efficient market, accessible to all stakeholders through innovative products and services. Our vision is to be a competitive stock exchange with world-class credibility. We aim to develop the Indonesian capital market to bring prosperity as one of the pillars of the Indonesian economy. We also actively seek to create more impact globally by joining the World Federation of Exchanges and Sustainable Stock Exchanges. Our goal is to become a credible exchange that drives financial deepening, enabling Indonesia to become the 5th largest economy by 2045. 

Our core values, Teamwork, Integrity, Professionalism, and Service Excellence (TIPS), are set to be our DNA. This is how we live at IDX. TIPS become the spirit that leads us to strengthen collaboration, and innovation, and to continuously go above and beyond to achieve our goals. 

People play significant roles in the success of IDX, and thus we put people as our priority. Ensuring our people have nurturing and exciting working experiences, we are fully committed to developing and energizing our people by providing various development programs and opportunities to create an impact through their roles/work. We are blessed to have been awarded as one of the Best Companies to Work for in Asia for the third consecutive year in 2017, 2018, and 2019, organized by HR Asia. 

Indonesia Stock Exchange

We’re seeking a committed and analytical professional to join our team as a Surveillance System and Infrastructure Evaluation Officer. In this role, you will be responsible for evaluating surveillance systems, developing monitoring applications, and ensuring the effectiveness of our transaction supervision framework. Your contributions will strengthen the reliability and integrity of capital market oversight in Indonesia.

Surveillance System and Infrastructure Evaluation

Kompas Gramedia, through its more than 50 years of history, is striving for one goal: enlightening and empowering Indonesia. To ensure that we are able to serve the nation for another 50 years, we are undergoing a digital transformation; strengthening and expanding our solid business pillars by developing new digital business initiatives.

Our vision is to enlight all the people in Indonesia with all the knowledge we have.

Kompas Gramedia

<ol>
	<li>Pembelian &amp; Penjualan Properti (Tanah dan Bangunan), khususnya dalam hal pengecekan legalitas dan kesiapan dokumen transaksi.</li>
	<li>Pengelolaan legalitas seluruh aset tanah dan bangunan perusahaan, khususnya pertanahan (perpanjangan HGB, sertifikasi, roya, sita aset dan pengelolaan pemilikan sertifikat tanah).</li>
	<li>Pengelolaan Legalitas Perizinan, baik perizinan proyek, perizinan baru maupun perizinan periodik (OSS RBA, SIMBG: PBG &amp; SLF, AMDAL. Net, aplikasi pemerintah daerah, dll).</li>
	<li>Kebutuhan legalitas (drafting, opini, standing, searching, peraturan perundang-undangan, dll).</li>
</ol>

Permit and Legal Officer KG Property

FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

PT Astra Digital Arta, also known as AstraPay is part of Astra International. AstraPay available to support current digital transactions trends for Indonesian people.

AstraPay mobile application provides range of digital transactions supporting daily needs, from electricity bill, BPJS, to health insurance payment.

Enjoy every convenience of digital transaction with AstraPay. Available on Google Play Store http://ap.money/pakaiAP

AstraPay

Under the esteemed banner of PT. Astra International Tbk, PT. Astra Digital Artha significantly contributes to Indonesia's digital payment sector through AstraPay. Our commitment is to enhance financial transactions by making them accessible, secure, and efficient, thereby promoting financial inclusion across the nation. As we handle millions of transactions daily, strategic oversight and meticulous planning are crucial to uphold and expand our economic impact.

The Head of Product Planning and Governance at AstraPay is a critical leadership role that combines product strategy, development, and Agile governance. This role requires a highly skilled leader with deep expertise in technology and product management to ensure all product processes align with strategic goals, regulatory requirements, and ISO certifications, working closely with Legal and Compliance teams. The individual will strategically guide product initiatives to meet current and future market demands, leveraging advanced analytics for data-driven decision-making. They will also promote Agile and software engineering best practices to improve workflow efficiency and product quality across teams.

<ul>
	<li>Lead the strategic consolidation and alignment of product plans across teams, ensuring all initiatives are coherent with broader business objectives and technological advancements.</li>
	<li>Employ a variety of analytics tools to monitor, analyze, and report on product development progress to stakeholders at all levels.</li>
	<li>Champion the Agile methodology across multiple teams, emphasizing the design of the organization to scale effectively through Agile practices.</li>
	<li>Lead the organization's Agile practices, ensuring that Agile principles, methodologies, and tools are consistently and effectively applied across teams.</li>
	<li>Ensure that agility is not only implemented but also continuously improved upon, assessing and implementing best practices as necessary.</li>
	<li>Cultivate an innovative atmosphere that encourages the application of cutting-edge technology, creative solutions, teamwork, and continuous skill and knowledge enhancement.</li>
	<li>Spearhead reviews and retrospectives, instituting a culture of regular feedback and iterative development.</li>
	<li>Provide ongoing mentorship and support to team members, nurturing their growth and development in both technical and soft skills.</li>
	<li>Communicate transparently and effectively with all stakeholders, ensuring alignment at every product phase.</li>
	<li>Use sharp business acumen and analytical skills to shape and steer the strategic objectives of the product and tech teams.</li>
	<li>Engage in strategic discussions with both product and non-product stakeholders, assuring clarity and congruence in objectives and strategies.</li>
	<li>Ensure that all product development processes and governance adhere to regulatory requirements and ISO certifications, in close collaboration with the Legal and Compliance departments.</li>
	<li>Oversee software development practices to ensure they meet industry standards for quality, security, and performance.</li>
	<li>Facilitate the integration of CI/CD practices and DevOps methodologies to boost operational efficiency and security.</li>
	<li>Collaborate with finance and technology departments to manage resources, ensuring optimal allocation for product development.</li>
	<li>Govern continuous learning and professional growth through Learning Management Systems, communities of practice, and coding dojos.</li>
	<li>Align product planning with overall corporate strategies and objectives through regular interactions with Corporate Planning and the Board of Directors.</li>
</ul>

Head of Product Planning and Governance

We are seeking bright professionals to join our organization as a Listed Companies Evaluation and Monitoring Officer. In this Position, you will be responsible for executing the evaluation process of the eligibility of potential Listed Companies, the listing process, monitoring of Listed Companies concerning Corporate Action plans and compliance with applicable regulations, mentoring, imposition of sanctions, suspension, delisting of Securities for Listed Companies, as well as updating Listed Companies and listed Securities to support the establishment of an Exchange that is orderly, fair, efficient, reliable, trustworthy, and transparent.

Listed Companies Evaluation and Monitoring Officer

Official futures trading company in Indonesia which aims to provide easy and complete transaction (trading) facilities as part of expanding customer investment portfolios. Professional business ethics, education and services that are realized in a safe and transparent trading system by providing accurate and easy information.

PT GLORI INVESTAMA BERJANGKA

<ul>
	<li>Melakukan aktivitas sosialisasi dan promosi produk langsung kepada konsumen.</li>
	<li>Menjadwalkan dan mendampingi pertemuan presentasi.</li>
	<li>Membantu mengedukasi dan mempelajari dasar-dasar analisa pasar terkait investasi dan trading klien secara sederhana.</li>
	<li>Menjalin serta mempertahankan hubungan baik dengan partner.</li>
	<li>Mengembangkan kemampuan kepemimpinan untuk memimpin tim di masa depan (Future Leader).</li>
	<li>Mengikuti sertifikasi calon wakil pialang Perusahaan</li>
</ul>

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