insurance investment wealth management risk management

FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

PT Astra Digital Arta, also known as AstraPay is part of Astra International. AstraPay available to support current digital transactions trends for Indonesian people.

AstraPay mobile application provides range of digital transactions supporting daily needs, from electricity bill, BPJS, to health insurance payment.

Enjoy every convenience of digital transaction with AstraPay. Available on Google Play Store http://ap.money/pakaiAP

AstraPay

<ol>
	<li>Conduct risk assessments identifying potential risks, evaluating impact, and developing mitigation strategies</li>
	<li>Perform ad hoc risk assessments to support strategic decisions</li>
	<li>Develop policies and procedures to ensure the effective implementation of the company's risk management in line with the risk levels aligned with the management's and stakeholders' risk appetite</li>
	<li>Perform third-party risk management, ensuring vendors meet compliance, security, and risk management standards</li>
	<li>Ensure compliance with laws, regulations, and industry standards, including reporting to Astra International, Astra Financial, PPATK, and Bank Indonesia, etc</li>
	<li>Develop and enforce an enterprise-wide third-party risk framework, ensuring compliance and operational risk mitigation</li>
	<li>Analyze data and conduct fraud investigations to identify suspicious activities and prevent financial risk</li>
	<li>Monitor risk mitigation to ensure all necessary actions are taken for ISRM, cybersecurity, fraud, operational, compliance, and other risks. Maintain and enhance loss event data with internal reports and root cause analysis for effective risk monitoring.</li>
	<li>Assist in the development and implementation of BCM policies, procedures, and tabletop exercises to enhance resilience and risk preparedness.</li>
	<li>Develop risk management culture, conduct risk training and awareness programs to enhance employees’ understanding of risk management, compliance, and fraud prevention.</li>
</ol>

Risk Management Officer

Asuransi Astra has been serving customers for more than half a century, precisely since September 12, 1956. The company, known for its Garda Oto motor vehicle insurance products, serves customers through a network of services spread across 28 branch offices, as well as service units and Garda Centers that continue developing. In addition to motor vehicle insurance, other products from Asuransi Astra are Garda Medika health insurance, mining industry insurance, agribusiness industry insurance, shop insurance, gas station insurance, sharia insurance, and others.

Since 2015, Asuransi Astra has developed its products and services digitally and introduced Garda Mobile as a collection of mobile applications intended for retail, commercial and general customers. The four Garda Mobile applications namely Otocare, Medcare, HR-access, and CR-access are consistently updated through various innovations aimed at customer convenience and comfort. The latest innovation developed in the Garda Mobile Otocare with the presence of GarXia, the first insurance purchase chatbot in Indonesia that can also help customers in reporting claims and the Garda Mall feature that allows users to shop for a variety of automotive needs, Astra Financial financial products, also to buying and selling cars. Asuransi Astra also has four digital products namely Garda Me, Garda Edu, Garda Home, and Garda Trip which can be purchased easily and quickly through the gardaoto.com site.

Asuransi Astra performance has also been recognized with various awards that have been received, including: Platinum Indonesia Best Brand Award (2002-2019), Top Brand Award (2007-2019), Service Quality Award (2007-2018), Corporate Image Award ( 2007-2019), Indonesian Customer Satisfaction Award (2001-2017), Indonesia Original Brand Award (2017-2019), General Insurance with very good financial performance in the Infobank Insurance Award (2008-2016, 2019), Excellent Service Experience Award (2013 -2020), Contact Center Service Excellence Award (2013-2020), Social Media Award (2012, 2016), Indonesia Sharia Finance Award (2017), Insurance Award (2017-2018), Insurance Consumer Choice Award (2017-2018), Asian Brands (2018), Marketing Award (2018), Indonesia Digital Innovation Award (2018), Markeeter of the Year (2018-2019), Infobrand Mobile Application Choice (2018), Marketeers Editor Choice Award (2018-2019), Indonesia Insurance Innovation Award (2019), Indonesia Digital Popular Brand Award (20 19), and others.

With the support of branches and workshops that are spread all over Indonesia, along with the best services and a series of achievements, certainly not stopping the steps of Asuransi Astra innovation through products that are built from the new spirit of Asuransi Astra to always provide comfort and peace for every customer. Therefore, Asuransi Astra will invest time and effort so that you always smile. "Peace of Mind to Millions" is the result that Asuransi Astra will provide to each customer.

Disclaimer: 
Asuransi Astra tidak pernah memungut biaya apa pun untuk seluruh proses rekrutmen. Apabila menemukan kejanggalan terkait kegiatan yang mengatasnamakan Asuransi Astra, cek kebenaran informasi tersebut melalui Garda Akses 1 500 112, atau Instagram @AsuransiAstra.

Asuransi Astra

<ul>
	<li>Identify the various risks of the company's operations.</li>
	<li>Make recommendations in order for risk mitigation and management so the impact of the risk can be reduced to the agreed level.</li>
</ul>

Risk Management Analyst

Our Journey

With a renewed vision for growth and innovation, we rebranded as PT Bank SMBC Indonesia Tbk (SMBC Indonesia) in 2024, formerly known as PT Bank BTPN Tbk. This rebranding reflects our response to the dynamic changes, allowing us to consolidate our strengths and deliver even more seamless, integrated solutions for millions of customers from diverse segments across Indonesia.
 
This transformation signals our commitment to advancing and streamlining our business strategies, enabling us to better serve our customers and help them lead more meaningful and fulfilling lives. At the heart of this rebrand is our dedication to supporting Indonesia's long-term development goals, in alignment with the vision of Indonesia Emas 2045.
 
In addition to these goals, we are excited to invite talented individuals and younger generations to join us, expand their careers and make a lasting impact. Together, we can drive positive change and build a brighter future for Indonesia.

Life at SMBC Indonesia

At SMBC Indonesia, our team is a close-knit family of innovative individuals dedicated to growing and making a positive impact on our communities. We offer top-notch banking services while ensuring that our team members feel appreciated and engaged thanks to cutting-edge digital technology and global expertise. We foster a flexible, open environment where employees can continuously learn, develop professionally, and aspire to become their best selves.

We cultivate a collaborative culture with open communication between leaders and team members, encouraging the sharing of ideas, feedback, and problem-solving. Strong bonds between colleagues are vital, enabling agile teamwork that drives success in today’s fast-paced banking industry.
Our office is designed for both productivity and relaxation, with activities like billiards, gaming, and karaoke available after work. SMBC Indonesia also supports various internal clubs, offering options like yoga, badminton, gaming, and parenting to keep our team active and engaged. We believe these opportunities are essential for maintaining a vibrant, innovative workforce.

Giving Back

Through our Daya program, SMBC Indonesia champions sustainable, measurable empowerment initiatives for our customers. The Daya program offers education, training, and resource-sharing to enhance entrepreneurial skills, unlock growth opportunities, and improve quality of life. Health & Wellness and Community Empowerment programs are integral parts of our business model, fostering an environment where our customers thrive alongside our business.

Adaptive to change
 
With decades of experience, SMBC Indonesia has embraced adaptability as a core value. Our approach to work reflects this, with flexible dress codes, remote work options, and digital collaboration tools to keep our team connected and productive. By embracing these changes, we are better positioned to serve our customers effectively and stay resilient in a dynamic industry. Despite the evolving challenges in banking, SMBC Indonesia remains committed to meaningful progress and impactful service that touches millions.

PT Bank SMBC Indonesia Tbk

Melakukan proses akuisisi nasabah baru untuk produk funding / wealth, cross selling / top up nasabah existing serta melakukan proses maintenance terhadap nasabah existing sehingga tercapai target pertumbuhan nasabah dan pertumbuhan volume portofolio dengan memberikan layanan transaksi sesuai dengan standar dan prosedur yang berlaku.

Relationship Manager Wealth Management Business

Sinergi yang saling menguntungkan
Tahun 2015 menjadi titik balik bagi Bank Mandiri Taspen, dimana Bank Mandiri Taspen memutuskan untuk menjadi bank yang unggul di nasional pada segmen pensiunan dan UMKM, yang diwujudkan dalam program sinergi yang dilaksanakan melalui 2 (dua) kontribusi utama dan benefit, yaitu PT. Bank Mandiri (Persero) Tbk. dan PT. Taspen (Persero).

Visi Bank Mandiri Taspen : Menjadi mitra terbaik dan terpercaya dalam memberdayakan dan mensejahterakan.
Misi Bank Mandiri Taspen :
1. Menciptakan pertumbuhan bisnis dan kesejahteraan melalui produk dan layanan keuangan terbaik
2. Fokus pada kebutuhan UMKM dan Pensiunan dengan menyelaraskan kepentingan ekonomi, sosial dan lingkungan

PT Bank Mandiri Taspen

<ul>
	<li>Minimal S1 jurusan terkait.</li>
	<li>Memiliki pengalaman minimal 8 tahun di bidang Model Development, Model Validation, atau Risk Analytics di industri perbankan/jasa keuangan.</li>
	<li>Memahami konsep IFRS 9/PSAK 71, CKPN, scorecard, dan model governance.</li>
	<li>Menguasai SQL, R, Python, atau tools analytics lainnya.</li>
	<li>Memiliki kemampuan analitis, problem solving, dan stakeholder management yang baik.</li>
	<li>Memiliki pengalaman memimpin tim dan project lintas fungsi menjadi nilai tambah.</li>
</ul>

Department Head Model Risk Management

OCBC Indonesia (formerly known as OCBC NISP) is the fourth oldest bank in Indonesia, which was founded in April 4th 1941 in Bandung under the name of NV Nederlandsch Indische Spaar En Deposito Bank.

OCBC Indonesia then grown to be a solid and dependable bank, especially in providing service for small business segments. It officially became a commercial bank in 1967, Foreign exchange bank in 1990 and public corporate in Indonesia Stock Exchange in 1994.

In the end of 1990, OCBC Indonesia managed to pass the Asia monetary crisis and the fall of banking industry without any recapitalization obligation aid from the government. OCBC Indonesia became one of the first few banks to resume lending during the crisis. This initiative enabled the Bank to note a high growth.

OCBC Indonesia good reputation and its promising growth has attracted the interest of International Finance Corporation (IFC), a part of World Bank Group, which then became a shareholder in 2001-2010 and from OCBC Singapore which then became the shareholder OCBC Indonesia. 

With the support from OCBC Bank-Singapore, OCBC Indonesia has implemented aggressive programmes to strengthen the infrastructure, human resources, information and technology, as well as office networking.

PT Bank OCBC NISP, Tbk is licensed and supervised by the Otoritas Jasa Keuangan (OJK) and is an LPS participant.

PT Bank OCBC NISP, Tbk

Key Responsibilities:

<ul>
	<li>Create and maintain IT policies and procedures in accordance with IT governance frameworks and industry standards</li>
	<li>Monitor and analyze changes in regulations from regulatory bodies such as OJK, Bank Indonesia, and other relevant institutions.</li>
	<li>Coordinate with relevant departments and teams to prepare and submit required documentation for regulatory compliance. Facilitate the alignment of IT activities with regulatory expectations.</li>
	<li>Serve as the primary contact and coordinator for IT audits, both internal and external. This includes providing audit documentation, clarifying audit inquiries, and following up on audit findings and recommendations.</li>
	<li>Draft comprehensive IT governance reports for senior management and regulatory authorities, including updates on compliance status, governance maturity, and risk management initiatives.</li>
</ul>

IT Management Governance, Risk & Compliance

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

- Mengelola aset (pembiayaan yang disalurkan kepada debitur) 
- Mengelola tim penagihan di Cabang 
- Menjalin hubungan dengan pihak ketiga 
- Mengimplementasikan rencana kerja Asset Management yang telah ditetapkan oleh Asset Management 
- Melakukan monitoring terhadap pencapaian target secara daily dan monthly dan melakukan identifikasi masalah yang terjadi terhadap pencapaian target

Management Trainee Asset Management

Sebagai Management Trainee, Anda akan mengikuti program pengembangan intensif yang dirancang untuk mempersiapkan talenta muda menjadi future leader di bisnis pembiayaan.

<ul>
	<li>Intensive Learning: Mengikuti program pengembangan intensif mengenai bisnis pembiayaan.</li>
	<li>Business Strategy: Terlibat aktif dalam pengelolaan dan pengembangan strategi bisnis perusahaan</li>
	<li>Sales &amp; Marketing: Berperan aktif dalam mendorong pertumbuhan bisnis melalui kegiatan pemasaran produk dan pengembangan peluang pasar</li>
	<li>Relationship Building: Membangun dan menjaga hubungan profesional dengan pelanggan, mitra bisnis, serta stakeholder terkait.</li>
	<li>Service Excellence: Mendukung pengelolaan operasional bisnis serta memastikan kualitas layanan yang optimal bagi pelanggan.</li>
	<li>Leadership Track: Diproyeksikan sebagai calon pemimpin masa depan melalui pengembangan kompetensi kepemimpinan dan pemahaman bisnis secara komprehensif.</li>
</ul>

Laboratorium Klinik Prodia didirikan pertama kali di Solo, Jawa Tengah, pada tanggal 7 Mei 1973 oleh beberapa orang idealis berlatar belakang pendidikan farmasi. Sejak awal, Drs. Andi Wijaya, MBA, PhD. beserta seluruh pendiri lainnya tetap menjaga komitmen untuk mempersembahkan hasil pemeriksaan terbaik dengan layanan sepenuh hati. Komitmen itulah yang mengantarkan Prodia menjadi Laboratorium Klinik terbaik dan terbesar di Indonesia seperti sekarang ini serta menjadi pusat rujukan nasional.

Sejak 2012, Prodia merupakan satu-satunya laboratorium klinik di Indonesia dengan akreditasi College of American Pathologists (CAP) sehingga kualitas hasil pemeriksaan dari Prodia sejajar dengan laboratorium internasional.

Visi:
1. Layanan Kesehatan Terpercaya menunjang Pengobatan Generasi Baru (Transforming toward reliable Next Generation Health Care)
2. Sebagai "Center of Excellence"

Misi:
1. Untuk DIAgnosa lebih baik
2. Untuk si DIA yang bergabung dengan Prodia




PT Prodia Widyahusada Tbk. (Prodia)

<ul>
	<li>Melakukan implementasi, pengembangan, serta evaluasi yang berkelanjutan terkait dengan digitalisasi enterprise risk management secara bertahap.</li>
	<li>Memastikan pelaksanaan Risk Assesment dan Evaluasi Risiko di Pusat, Wilayah, dan Cabang.</li>
	<li>Memastikan dan memantau pelaksanaan internal control aspek non-finance berjalan sesuai dengan standar pengelolaan internal control yang ditetapkan oleh Perusahaan.</li>
	<li>Memantau dan memastikan Implementasi Enterprise Risk Management dan Internal Control (non-finance) berlangsung secara efektif secara nasional.</li>
	<li>Mengidentifikasi potensi efisiensi, risiko operasional, atau kelemahan secara berkala dalam ERM &amp; IC yang dapat memengaruhi kinerja dan kepatuhan perusahaan.</li>
	<li>Melakukan pelatihan dan sosialisasi terkait manajemen risiko dan internal control kepada seluruh pemangku kepentingan di perusahaan (Pusat, Wilayah, Cabang)</li>
</ul>

IMS – Enterprise Risk Management & Internal Control AM – Non Finance

Making dream homes happen since 2015, Dekoruma is a rapidly-growing tech startup aiming to put a stop to the inefficiencies that have long occurred in the Home & Living industry. We believe that everyone is entitled to easy access not only to quality furniture at an affordable price, but also economical home design and its nitty-gritty. Since its establishment, we have launched vertically integrated business units (and even more to come), two of them being interior design services and material supply store.

While interior design services and furniture manufacturers remain abundant, there has yet to be a one-stop platform that actualises the A to Z’s of realizing your dream homes. Dekoruma intends to be the one answer to this demand.

Engage in a workplace surrounded by vibrant energy and youth who does work that matters and improvements that make a difference. We seek to create a working environment that is dynamic, and above all, impactful. In Dekoruma, we work for a cause, not just applause.

Dekoruma

<ul>
	<li>Melakukan proses seleksi dan evaluasi vendor baru sesuai standar perusahaan.</li>
	<li>Mengelola dan memperbarui database vendor secara berkala.</li>
	<li>Menjalin komunikasi dan koordinasi dengan vendor terkait kebutuhan proyek atau operasional.</li>
	<li>Menyusun dan mengimplementasikan standar kualitas vendor.</li>
	<li>Melakukan monitoring kualitas pekerjaan atau produk dari vendor.</li>
	<li>Melakukan audit kualitas vendor secara berkala.</li>
	<li>Membuat dan mengelola vendor performance evaluation.</li>
	<li>Menilai performa vendor berdasarkan indikator kualitas hasil pekerjaan, ketepatan waktu pengerjaan, kepatuhan terhadap spesifikasi &amp; efisiensi biaya</li>
	<li>Menyusun laporan performa vendor secara periodik.</li>
	<li>Mengidentifikasi vendor yang perlu perbaikan performa.</li>
	<li>Memberikan rekomendasi peningkatan kualitas vendor.</li>
	<li>Memastikan vendor mematuhi SOP, spesifikasi teknis, dan standar perusahaan.</li>
</ul>

Vendor Management Staff

Management Trainee Sales

Indonesia Stock Exchange (IDX) is a Self-Regulatory Organization that creates a trusted and credible financial market infrastructure to deliver a fair, orderly, and efficient market, accessible to all stakeholders through innovative products and services. Our vision is to be a competitive stock exchange with world-class credibility. We aim to develop the Indonesian capital market to bring prosperity as one of the pillars of the Indonesian economy. We also actively seek to create more impact globally by joining the World Federation of Exchanges and Sustainable Stock Exchanges. Our goal is to become a credible exchange that drives financial deepening, enabling Indonesia to become the 5th largest economy by 2045. 

Our core values, Teamwork, Integrity, Professionalism, and Service Excellence (TIPS), are set to be our DNA. This is how we live at IDX. TIPS become the spirit that leads us to strengthen collaboration, and innovation, and to continuously go above and beyond to achieve our goals. 

People play significant roles in the success of IDX, and thus we put people as our priority. Ensuring our people have nurturing and exciting working experiences, we are fully committed to developing and energizing our people by providing various development programs and opportunities to create an impact through their roles/work. We are blessed to have been awarded as one of the Best Companies to Work for in Asia for the third consecutive year in 2017, 2018, and 2019, organized by HR Asia. 

Indonesia Stock Exchange

We are looking for a System Management Officer to support the coordination, governance, and lifecycle management of IT operational services and technology assets across the organization.

In this role, you will help ensure that IT operational processes run effectively, technology assets are well-managed, vendor coordination is executed smoothly, and operational documentation is maintained with accuracy and consistency.

Key Responsibilities:

1. Coordinate Preventive Maintenance lifecycle activities to ensure IT infrastructure and end-user devices operate reliably.

2. Support IT service delivery coordination to maintain operational continuity for internal stakeholders.

3. Maintain IT asset lifecycle tracking and inventory governance to ensure asset visibility and control.

4. Administer third-party maintenance billing and documentation processes with accuracy and compliance.

5. Monitor vendor agreements, service documentation, and operational deliverables.

6. Support technology refresh planning to maintain operational readiness and efficiency.

7. Prepare operational reporting and documentation to support monitoring, transparency, and decision-making.

System Management Officer

PT Bussan Auto Finance ("BAF") is one of the leading financing company in Indonesia focusing on new Yamaha brand motorcycle, used motorcycle, Sharia financing, Car, Multi-Products(electronics & home appliances), agricultural machinery, Pradana, and Adidana. In running its business, BAF is registered and supervised by Financial Service Authority (OJK) and member of Indonesia Financing Company Association (APPI) and Credit Bureau. With more than 24 years of existence, BAF has served 8.2 million customers and is supported by ± 8.200 employees in 248 locations across Indonesia.

Bussan Auto Finance

Responsibilities: 

<ul>
	<li>Monitoring and recording the entry and exit of IT assets (hardware, software, application systems) and documented them in the database/system.</li>
	<li>Manage the asset life cycle process, from purchasing, installation, maintenance, and asset disposal/disposal.</li>
	<li>Follow up the expiration date and ensure all software/hardware is not expired.</li>
	<li>Perform memo approval processes and monitor the PKS (Work Agreement) for IT assets.</li>
	<li>Communicate with internal and vendors regarding IT assets.</li>
	<li>Prepare weekly and monthly reports related to the asset life cycle process.</li>
</ul>

IT Asset Management Staff

Toyota Astra Financial (TAF) was established by Astra International and Toyota Financial Services Corporation as a financial company and part of both Astra Group and Toyota value chains to provide financing solutions which support automotive sales in Indonesia.

Offers varieties of financing facilities, primarily focused on financing vehicles, with the option of conventional or sharia financing according to customer needs.

TAF develops a reliable service network based on good relationship with dealers, digitalization for more optimal access and connectivity in the business ecosystem, as well as agile organization with embedded risk management lifestyle.

Build Your Future with TAF!
1.	Health insurance for all TAF Employees
2.	Training and promotion chance in all TAF business sectors
3.	A positive working environment that promotes employee safety, growth, and goal attainment

Vision
Preferred financing solution for Toyota ownership through service excellence.

Mission
1.	To provide best value to customers
2.	Being a partner of Toyota to achieve long term success
3.	To provide sustainable value creation to stakeholders
4.	Being an employer of choice
5.	To share prosperity to community

Toyota Astra Financial Services

<ul>
	<li>
	Participate in a 12-month Management Trainee Program designed to groom you into an operational leader within the company.
	</li>
	<li>
	Demonstrate exceptional aptitude in learning, planning, leading, and executing tasks to qualify for the program.
	</li>
	<li>
	Engage in comprehensive training modules to develop a deep understanding of various aspects of the company's operations.
	</li>
	<li>
	Collaborate with experienced professionals and mentors to gain insights into leadership and management practices.
	</li>
</ul>

Management Trainee for Operations

In our pursuit of excellence, we value visionary individuals with strong leadership potential and a passion to always think out of the box.

We challenge such individuals to join our Branch Management Development Program, in which through a series of First Class Comprehensive Learning Program, will be developed to our future leaders. Graduates of the program will be further challenged to develop our business in our Major Branches Across Indonesia.

Branch Management Development Program

Kitar is a fast-growing tech company and second-hand mobile phone retailer in Indonesia, specializing in the recycling and resale of certified pre-owned smartphones. We are committed to providing high-quality devices at affordable prices while promoting sustainable consumption by extending product lifecycles and reducing carbon emissions.

PT Kitar Technology Indonesia

<ul>
	<li>Represent Kitar and help customers understand our brand and services.</li>
	<li>Assist in providing mobile phone recycling consultations and basic quality checks.</li>
	<li>Support door-to-door recycling services alongside senior team members.</li>
	<li>Help respond to customer service and after-sales inquiries.</li>
	<li>Contribute to maintaining positive customer relationships through friendly and professional engagement.</li>
</ul>

Kalibrr Job Search

Risk Management Officer

Risk Management Analyst

Relationship Manager Wealth Management Business

Department Head Model Risk Management

IT Management Governance, Risk & Compliance

Management Trainee Asset Management

Management Trainee Asset Management

IMS – Enterprise Risk Management & Internal Control AM – Non Finance

Vendor Management Staff

Management Trainee Sales

System Management Officer

IT Asset Management Staff

Management Trainee for Operations

Branch Management Development Program

Business Management Trainee [Internship]