Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 10 branches located in 8 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

MISSION STATEMENT
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

MOTTO
Fast, Safe, Caring

Bank Universal BPR

<ul>
	<li>Prepare and confirm the Credit Approval Letter (SPPK) to the customer.</li>
	<li>Review the completeness and legality of documents, as well as the legal capacity of all parties involved in the credit agreement and collateral binding.</li>
	<li>Carry out credit binding, disbursement, collateral binding, administration, and securing of collateral in accordance with internal and external banking regulations, supported by a notarial/land deed official (PPAT) cover-note stating the binding deed is in process.</li>
	<li>Ensure all binding documents are complete and valid, original collateral ownership documents have been received, and all credit requirements are fulfilled before preparing the WPF form for approval by the authorized officer.</li>
	<li>Monitor the completion of documents/deeds by the Notary/PPAT and the National Land Agency (BPN).</li>
</ul>

Legal Officer

FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

PT Astra Digital Arta, also known as AstraPay is part of Astra International. AstraPay available to support current digital transactions trends for Indonesian people.

AstraPay mobile application provides range of digital transactions supporting daily needs, from electricity bill, BPJS, to health insurance payment.

Enjoy every convenience of digital transaction with AstraPay. Available on Google Play Store http://ap.money/pakaiAP

AstraPay

Legal Function

<ul>
	<li>Provide legal advisory across a wide range of corporate, commercial, operations, and product matters.</li>
	<li>Draft, review, and negotiate commercial agreements, partnerships, and vendor engagements.</li>
	<li>Support dispute resolution, litigation coordination, and responses to legal claims when required.</li>
	<li>Maintain and update the company’s legal documents and corporate housekeeping.</li>
	<li>Conduct legal research across various areas of law relevant to the business and provide actionable insights to stakeholders.</li>
</ul>

Compliance Function

<ul>
	<li>Prepare, track, and monitor regulatory submissions and reports to authorities in a timely manner.</li>
	<li>Manage and evaluate internal SOPs/policies to identify compliance gaps or risks and ensure corrective actions are implemented.</li>
	<li>Conduct training and compliance socialization programs to increase awareness of regulatory requirements.</li>
	<li>Monitor changes in laws and regulations and ensure proper implementation into company policies and procedures.</li>
	<li>Support internal audit, AML/CTF initiatives, and regulatory compliance assessments when needed.</li>
	<li>Maintain compliance documentation and act as liaison for regulatory inquiries and examinations.</li>
</ul>

Legal & Compliance Officer

Holding BUMN Danareksa adalah instrumen strategis Pemerintah Republik Indonesia yang berperan sebagai holding transformasi dan investasi atas
lebih dari 40 perusahaan multisektor di bawah kepemilikan langsung dan tidak langsung dengan total aset sebesar Rp60 triliun dengan tujuan untuk
meningkatkan skala bisnis menjadi perusahaan berkinerja tinggi dengan tata kelola unggul yang berkontribusi signifikan bagi perekonomian dan
masyarakat.

Danareksa.

<ul>
	<li>Legal Document Review and Preparation: 
	a. Drafting, reviewing, and examining legal documents such as contracts, cooperation agreements, MoUs, and other business documents. 
	b. Ensuring the legality of documents in accordance with applicable laws and regulations.</li>
	<li>Legal Compliance: 
	a. Ensuring the company complies with all relevant regulations, laws, and legal policies. 
	b. Monitoring regulatory changes that may impact company operations.</li>
	<li>License Management: 
	a. Managing company-related licensing documents, including applications, renewals, and extensions. 
	b. Coordinating with relevant parties to ensure a smooth licensing process.</li>
	<li>Operational Legal Support: 
	a. Providing legal advice to other departments regarding the legal aspects of company operations. 
	b. Assisting in resolving legal disputes, both internally and externally.</li>
	<li>Legal Archiving and Documentation: 
	a. Managing the legal document archiving system to ensure data accessibility and security. 
	b. Preparing periodic legal and licensing reports for internal company needs.</li>
</ul>

Business Legal Officer at PT Kawasan Industri Terpadu Batang (KITB)

Starting an unincorporated business in 1996, Simbadda Group has been distributing high quality consumer electronics throughout Indonesia. The business unit has started to form a corporate business since 2002.

One of our leading brands is SIMBADDA, which is known by the Indonesian people as a pioneer of speakers, cases and power supplies. We are also involved in the distribution of premium gadget accessories and PC components. Simbadda Group will continue to expand its distribution business to grow in the consumer electronics industry in Indonesia.

Simbadda Group always upholds the value of honesty, among others: honesty of quality,  honesty of cooperation in business and trying to establish cooperation with all partners  throughout Indonesia. 

Currently, Simbadda Group is expanding towards digital transformation that is looking for  enthusiastic, passionate, ambitious individuals to be part of us. 


Simbadda Group

<ul>
	<li>Legal Strategy &amp; Compliance: Develop and implement legal strategies that protect company interests and ensure compliance with corporate, labor, and commercial laws.</li>
	<li>Contract Management: Draft, review, and negotiate contracts and agreements with clients, vendors, and partners to ensure favorable terms and minimize risks.</li>
	<li>Corporate Governance: Maintain corporate documents, licenses, and legal records across entities; ensure all operations comply with local and international regulations.</li>
	<li>Risk Management &amp; Advisory: Identify potential legal risks and provide practical business-oriented solutions to management and stakeholders.</li>
	<li>Litigation &amp; Dispute Resolution: Manage external legal counsel, handle disputes, and oversee litigation or arbitration processes as needed.</li>
	<li>Cross-Department Collaboration: Partner with Finance, HR, Procurement, and Business Development to ensure legal compliance in all company initiatives.</li>
	<li>Transformation &amp; Standardization: Establish standardized legal templates, approval processes, and digital document management systems to modernize legal operations.</li>
</ul>

Legal Counsel Manager

PT Surya Artha Nusantara Finance (SANF) is a financial services company in Indonesia, primarily focused on providing financing solutions for the heavy equipment and transportation sectors. SANF is a joint venture between PT Astra International Tbk, one of Indonesia's largest conglomerates, and Marubeni Corporation, a major Japanese trading company.

SANF offers a variety of financial products, including leasing, consumer financing, and factoring, to support businesses in acquiring heavy equipment, trucks, and machinery. The company plays a significant role in industries like construction, mining, agriculture, and transportation, helping businesses manage their financial needs through customized financing solutions.

Let's join our Fun, Friendly, and Continuous Growth journey!

Surya Artha Nusantara Finance

<ul>
	<li>Manage, review, and update agreements, and legal documentation related to business operations </li>
	<li>Develop, review, and update internal legal and business policies to ensure alignment with regulatory requirements and support effective legal operations.</li>
	<li>Monitor, review, and analyze applicable laws and regulations, identify the Company’s legal obligations, and assess the level of compliance with prevailing regulatory requirements.</li>
	<li>Coordinate and monitor follow-up actions to ensure timely compliance, and verify evidence of compliance.</li>
	<li>Manage, review, documentation updates, and ensure implementation of action plan regarding Personal Data Protection management cycle</li>
</ul>

Legal Operation & Compliance Analyst

<ol>
	<li>File and manage all documents related to legal &amp; compliance (agreements, memos, SOPs, policies).</li>
	<li>Record and assign document numbers for all company-related documents, ensuring consistent and organized documentation</li>
	<li>Manage administrative tasks related to reimbursement and invoicing for activities within the Legal &amp; Compliance Department</li>
	<li>Responsible for the delivery and receipt of all legal and compliance documents</li>
	<li>Oversee the company’s Document Centre, ensuring proper management of files and records</li>
	<li>Prepare and submit routine and incidental reports to regulatory authorities, ensuring compliance with all reporting requirements</li>
	<li>Coordinate with relevant functions to ensure timely and accurate submission of regulatory reports</li>
</ol>

Legal & Compliance Admin

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ol>
	<li>Melakukan kunjungan ke konsumen untuk menjelaskan status hukum serta konsekuensi dari permasalahan yang dihadapi.</li>
	<li>Bertindak sebagai Penasihat Hukum dalam perkara perdata dan pidana.</li>
	<li>Memantau dan bertanggung jawab atas proses hukum yang sedang berjalan, termasuk penyelidikan, penyidikan, penuntutan, persidangan, banding, dan kasasi.</li>
	<li>Mewakili BFI Finance dalam pengajuan permohonan pinjam pakai atau pengembalian barang bukti, baik aset milik perusahaan maupun jaminan hutang, kepada pihak yang berwenang.</li>
	<li>Melakukan tindakan hukum terhadap konsumen dengan status Write-Off (WO) sesuai dengan ketentuan hukum yang berlaku.</li>
</ol>

Litigation Asset Recovery Penempatan Area Cirebon

East China Engineering Science and Technology Co., Ltd. (hereinafter referred to as “ECEC”), located in Hefei, Anhui, China, is affiliated to China National Chemical Engineering Group Corporation Ltd. that is directly under State-Owned Assets Supervision and Administration Commission of the State Council of China. 

ECEC originated from the former Third Design Institute of the Ministry of Chemical Industry of China established in 1963, carried out shareholding system reform in 2001, and was listed successfully in Shenzhen Stock Exchange in 2007. As a modern science and technology enterprise, ECEC is one of the earliest that has undergone shareholding system reform and became public listed in the engineering survey and design industry of China. As one of the Top 100 engineering survey and design enterprises in China, ECEC was awarded the titles of “AAA Credit Enterprise”, “National Hi-tech Enterprise” for successive years, and “National Civilized Entity” as early as 2005.

East China Engineering Science and Technology Co., Ltd.

<ul>
	<li>
	Develop a growth strategy focused both on financial gain and customer satisfaction
	</li>
	<li>
	Conduct research and reports to identify new markets and customer needs
	</li>
	<li>
	Arrange business meetings with prospective clients
	</li>
	<li>
	Promote the company’s products/services addressing or predicting clients’ objectives
	</li>
	<li>
	Prepare contracts and negotiate with client, ensuring adherence to law-established rules and guidelines
	</li>
	<li>
	Keep records of sales, revenue, invoices etc.
	</li>
	<li>
	Provide trustworthy feedback and after-sales support
	</li>
	<li>
	Build long-term relationships with new and existing customers
	</li>
	<li>
	Develop entry level staff into valuable salespeople
	</li>
	<li>
	Prepare bidding documents and involve in clarification meetings
	</li>
	<li>
	Take business trips in Indonesia or even through South East Aisa area
	</li>
	<li>
	Attend the exhibitions and conferences related to our business development
	</li>
</ul>

Business Development Manager

Kompas Gramedia, through its more than 50 years of history, is striving for one goal: enlightening and empowering Indonesia. To ensure that we are able to serve the nation for another 50 years, we are undergoing a digital transformation; strengthening and expanding our solid business pillars by developing new digital business initiatives.

Our vision is to enlight all the people in Indonesia with all the knowledge we have.

Kompas Gramedia

<ul>
	<li>Drafting, reviewing and negotiating any types of Agreement to protect the business and legal interest of the Company</li>
	<li>Providing latest update on legislation that is relevant with the company's businesses</li>
	<li>Advising the management in relation to legal risk that may be faced by the Company</li>
	<li>Performing legal assistance in relation to dispute resolution, e.g. : criminal and/or civil cases</li>
	<li>Maintaining all types of Company's permits and licenses</li>
</ul>

Business Legal Officer

Manage Assets (financing channeled to debtors). 
Manage the collection team at the Branch. 
Establish and maintain relationships with third parties. 
Implement the Asset Management work plan as set by the central Asset Management division. 
Monitor daily and monthly target achievements, and identify issues affecting target attainment.

Management Trainee Asset Management

Data Science Education Center

Algoritma is founded with the purpose of making data science accessible to everybody. We organise data science workshop for individuals and corporate, we adopt a learn-by-building approach suited to beginners and non-programmers.
What is it like working at Algoritma?

STARK Values at Algoritma:

1. Stay Proactive & Positive: We entrust people with huge responsibilities and allow for a high degree of autonomy and creative freedom.
- Our employees take initiative
- Our managers believe in empowerment
- Our project directors take ownership of their results. 

2. Trust & Loyalty: We may not be able to control everything, but we can influence certain things. 
- Our employees are trustworthy and loyal
- Our manager do not take unethical shortcuts and think of long term impact of their decisions

3. Accountability. Accountability is about follow through and getting done what you said you’d get done. It’s recognizing that other team members are dependent on the results of your work. It’s about open, proactive communication to keep team members informed of the status of your commitments because it has a direct impact on their ability to
achieve their own commitments.
- Our employees take the responsibility to complete the tasks assigned.
- Our employees perform the duties required by the job further the goals of the
organization.
- Our employees recognize that 
 procrastinating feedback only makes things
worse, thus makes accountability it a habit

4. Relentless & focused: We demonstrate outstanding focus and work ethics, productivity, and a sense of urgency in our work.
- Our employees are reliable in their commitment
- Our managers set challenging but attainable goals

5. Kindness: We treat others how we would want to be treated. We respect other people’s opinion despite disagreement. We do not shame others for voicing their concern or opinion, we embrace openness and kindness. We believe that people who are compassionate are easier to work with and are more successful as they receive more opportunities. You can’t fake a culture of kindness.
- Our employees get things done without stepping on others.
- Our employees don't use fear tactics or shaming.

Algoritma

The Executive &amp; Business Support Analyst provides comprehensive analytical and administrative support to the Management and Business Development teams. This role combines data-driven business analysis, market and competitive research, and executive-level coordination to enhance strategic decision-making and operational effectiveness. 
 
Executive &amp; Strategic Support 

<ul>
	<li>Manage executive scheduling, meetings, minutes, and follow-up action items to ensure smooth leadership operations.</li>
	<li>Coordinate travel plans, reservations, and administrative logistics for executives and management activities.</li>
	<li>Support executive-level projects, strategic documentation, and preparation of presentations, proposals, and communication materials.</li>
</ul>

Business &amp; Market Analysis

<ul>
	<li>Conduct business, market, and competitor research to support executive and BD strategic decisions.</li>
	<li>Prepare clear insights, performance summaries, and strategic dashboards for management review.</li>
	<li>Develop data-driven case studies and supporting materials for BD and client engagements.</li>
</ul>

Reporting &amp; Data Management

<ul>
	<li>Prepare weekly, monthly, and ad-hoc performance reports for internal and executive review.</li>
	<li>Maintain CRM databases, performance dashboards, and internal reporting tools to ensure accurate and timely data visibility.</li>
</ul>

Administrative &amp; Operational Support

<ul>
	<li>Handle legal documentation, vendor registration, and client paperwork required for BD operations.</li>
	<li>Provide administrative support for client registrations, confirmations, and related documents.</li>
	<li>Perform additional tasks and special projects assigned by management to support business operations.</li>
</ul>

This position requires specific skills and experience. Please review the criteria carefully and apply only if you meet the stated requirements!

Executive & Business Support Analyst

PT Kliring Penjaminan Efek Indonesia (KPEI) was established in 1996 as a Clearing and Guarantee
Institution or Central Counterparty (CCP) for the Indonesian capital market. In accordance with Law
No. 8 of 1995 on Capital Market, the Government of the Republic of Indonesia designated KPEI as
part of the Self-Regulatory Organization (SRO) of the Indonesian capital market, together with PT
Bursa Efek Indonesia (IDX) and PT Kustodian Sentral Efek Indonesia (KSEI). 

As an entity, KPEI’s line of business is to organize clearing of securities exchange transaction and
regulated over-thecounter (OTC) transactions as well as securities exchange settlement guarantee.
The development of industry and economy has enabled KPEI to expand its business activities by
conducting other financial supporting services, with the approval of the Financial Services Authority
(FSA) and in accordance with applicable laws and regulations. The year 2020 marked another
milestone of KPEI as it expanded its role as central counterparty (CCP) of the OTC Derivative market
in order to support the Government’s program to develop and integrity, efficient, and transparent
money market.

PT Kliring Penjaminan Efek Indonesia (KPEI)

Pada posisi ini Anda akan menyusun dan memelihara repositori arsitektur infrastruktur TI dan merancang blueprint arsitektur infrastruktur TI. Anda juga bertanggung jawab untuk memastikan kebutuhan infrastruktur selaras dengan kebutuhan bisnis dan memastikan arsitektur infrastruktur mendukung skalabilitas, keamanan, dan availability. Anda juga ikut serta dalam menyusun dokumentasi arsitektur infrastruktur, seperti topologi jaringan, konfigurasi sistem, kebijakan backup, dan lain-lain, menerapkan standar teknis dan best practice infrastruktur TI, serta memastikan dokumentasi teknis selalu mutakhir dan sesuai kondisi aktual.

Staf Perencanaan, Tata Kelola, dan Arsitektur Teknologi Informasi : Arsitektur Infrastruktur

<ul>
	<li>Designing and implementing a variety of developmental initiatives, action plan, and best practice human performance review</li>
	<li>Managing the overall Performance Management policies and processes</li>
	<li>Manage, communicate, and coordinate with relevant stakeholders to ensure the effective implementation and understanding of rewards and benefits programs</li>
	<li>Reviewing and revising (as necessary) job description for all positions in the Company to fulfill both internal and external needs, divisional career path and job grading</li>
	<li>Developing &amp; managing performance review framework, processes &amp; tools</li>
</ul>

Organization Development Officer

Sinergi yang saling menguntungkan
Tahun 2015 menjadi titik balik bagi Bank Mandiri Taspen, dimana Bank Mandiri Taspen memutuskan untuk menjadi bank yang unggul di nasional pada segmen pensiunan dan UMKM, yang diwujudkan dalam program sinergi yang dilaksanakan melalui 2 (dua) kontribusi utama dan benefit, yaitu PT. Bank Mandiri (Persero) Tbk. dan PT. Taspen (Persero).

Visi Bank Mandiri Taspen : Menjadi mitra terbaik dan terpercaya dalam memberdayakan dan mensejahterakan.
Misi Bank Mandiri Taspen :
1. Menciptakan pertumbuhan bisnis dan kesejahteraan melalui produk dan layanan keuangan terbaik
2. Fokus pada kebutuhan UMKM dan Pensiunan dengan menyelaraskan kepentingan ekonomi, sosial dan lingkungan

PT Bank Mandiri Taspen

<ul>
	<li>Melakukan pengembangan inisiatif IT application dan surrounding system sesuai kebutuhan bisnis dan arah teknologi perusahaan.</li>
	<li>Menerjemahkan dan menganalisa kebutuhan bisnis menjadi solusi aplikasi yang efektif dengan memperhatikan perkembangan teknologi informasi.</li>
	<li>Mendesain dan mengimplementasikan RESTful API serta integrasi dengan sistem internal maupun eksternal.</li>
	<li>Memonitor proses pengembangan aplikasi serta melakukan inisiatif perbaikan agar pengembangan berjalan sesuai target, timeline, dan kualitas yang telah disepakati.</li>
	<li>Melakukan unit testing, debugging, dan troubleshooting aplikasi.</li>
	<li>Mengikuti standar secure coding, code review, dan best practice pengembangan global.</li>
	<li>Mendukung proses deployment dan maintenance aplikasi.</li>
</ul>

IT Application Development

<ul>
	<li>Designing and implementing a variety of developmental initiatives, action plan, and best practice human performance review</li>
	<li>Managing the overall Performance Management policies and processes</li>
	<li>Manage, communicate, and coordinate with relevant stakeholders to ensure the effective implementation and understanding of rewards and benefits programs</li>
	<li>Reviewing and revising (as necessary) job description for all positions in the Company to fulfill both internal and external needs, divisional career path and job grading</li>
	<li>Developing &amp; managing performance review framework, processes &amp; tools</li>
	<li>Lead recruitment and termination processes for the Product &amp; Tech directorate, including vendor manpower management</li>
</ul>

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