Our Journey

With a renewed vision for growth and innovation, we rebranded as PT Bank SMBC Indonesia Tbk (SMBC Indonesia) in 2024, formerly known as PT Bank BTPN Tbk. This rebranding reflects our response to the dynamic changes, allowing us to consolidate our strengths and deliver even more seamless, integrated solutions for millions of customers from diverse segments across Indonesia.
 
This transformation signals our commitment to advancing and streamlining our business strategies, enabling us to better serve our customers and help them lead more meaningful and fulfilling lives. At the heart of this rebrand is our dedication to supporting Indonesia's long-term development goals, in alignment with the vision of Indonesia Emas 2045.
 
In addition to these goals, we are excited to invite talented individuals and younger generations to join us, expand their careers and make a lasting impact. Together, we can drive positive change and build a brighter future for Indonesia.

Life at SMBC Indonesia

At SMBC Indonesia, our team is a close-knit family of innovative individuals dedicated to growing and making a positive impact on our communities. We offer top-notch banking services while ensuring that our team members feel appreciated and engaged thanks to cutting-edge digital technology and global expertise. We foster a flexible, open environment where employees can continuously learn, develop professionally, and aspire to become their best selves.

We cultivate a collaborative culture with open communication between leaders and team members, encouraging the sharing of ideas, feedback, and problem-solving. Strong bonds between colleagues are vital, enabling agile teamwork that drives success in today’s fast-paced banking industry.
Our office is designed for both productivity and relaxation, with activities like billiards, gaming, and karaoke available after work. SMBC Indonesia also supports various internal clubs, offering options like yoga, badminton, gaming, and parenting to keep our team active and engaged. We believe these opportunities are essential for maintaining a vibrant, innovative workforce.

Giving Back

Through our Daya program, SMBC Indonesia champions sustainable, measurable empowerment initiatives for our customers. The Daya program offers education, training, and resource-sharing to enhance entrepreneurial skills, unlock growth opportunities, and improve quality of life. Health & Wellness and Community Empowerment programs are integral parts of our business model, fostering an environment where our customers thrive alongside our business.

Adaptive to change
 
With decades of experience, SMBC Indonesia has embraced adaptability as a core value. Our approach to work reflects this, with flexible dress codes, remote work options, and digital collaboration tools to keep our team connected and productive. By embracing these changes, we are better positioned to serve our customers effectively and stay resilient in a dynamic industry. Despite the evolving challenges in banking, SMBC Indonesia remains committed to meaningful progress and impactful service that touches millions.

PT Bank SMBC Indonesia Tbk

<ul>
	<li>Implement software development tasks (solution design, building unit test, code development – design pattern) for delivery of new features or enhancement of Digital Banking systems (including internal apps)</li>
	<li>Ensuring software designs in compliance with specifications, writing well-designed, and efficient code</li>
	<li>Actively participate in projects and engineering tasks</li>
	<li>Solving any engineering issue in a project</li>
	<li>Involved in research and develop new design and technology</li>
	<li>Contribute to requirement analysis and design to solve business needs</li>
</ul>

Digital Banking Solution Developer

CODE.ID was previously a business unit of INTEGRASI, a system integrator that also provided software services established in 1999. In 2014, CODE.ID becomes an independently run company which currently has around 100 passionate developers with a myriad numbers of skill sets. 

CODE.ID has been established since 1999 and became a publicly listed company in Jakarta Stock Exchange in 2001 - as PT Integrasi Teknologi Tbk. It was back to be a private company in 2007.


Our Success Stories:

We successfully developed, deployed, and supported Information Technology Infrastructure for Komisi Pemilihan Umum (KPU) or the National Election Commission in 2004. We developed the election application and also distributed, installed, and  supported (7x24 hour) two data centers and 8000 VPN connected personal computers in 5,000 locations in the cities, rural areas, and remote areas all over Indonesia.

Code.id

<ul>
	<li>Define and execute the product strategy and roadmap for banking products.</li>
	<li>Gather, analyze, and prioritize business and customer requirements.</li>
	<li>Conduct market research, competitor analysis, and customer insights to identify product opportunities.</li>
	<li>Collaborate with engineering, UX/UI, operations, risk, and compliance teams to deliver high-quality product releases.</li>
	<li>Manage the end-to-end product lifecycle from ideation to launch and continuous improvement.</li>
	<li>Prepare business cases, product requirement documents (PRD), and user stories.</li>
	<li>Monitor product performance using KPIs and customer feedback to drive enhancements.</li>
	<li>Ensure compliance with banking regulations, internal policies, and security standards.</li>
	<li>Coordinate User Acceptance Testing (UAT) and production rollout activities.</li>
	<li>Support go-to-market strategies, product training, and stakeholder communication.</li>
</ul>

Product Manager Banking Industry

PGI Data is a boutique house providing Digital Transformation through end-to-end data solutions with its presence in Singapore & Indonesia. We believe in a holistic approach to support business decisions and build a top-quality and cost-effective strategy for businesses to operate successfully.

PGI Data

<ul>
	<li>Monitor business analysis activities to ensure the traceability and optimum coverage of business requirements with change request backlog.</li>
	<li>Analyze project scope.</li>
	<li>Identify effort estimation and required resources.</li>
	<li>Create Project Charter &amp; Project Plan.</li>
	<li>Coordinates the project team.</li>
	<li>Review and ensure each project deliverable comply with the client &amp; governance.</li>
	<li>Identify project risks &amp; issues and provide the mitigation and resolution plan.</li>
	<li>Provide weekly project update reports.</li>
	<li>Communicate the project reports to project stakeholders includes in the Steering Committee.</li>
	<li>Manage change request, provide impact analysis and proposed solution to the change request.</li>
	<li>Setting project goals and coming up with plans to meet those goals</li>
	<li>Maintaining project timeframes, budgeting estimates and status reports</li>
	<li>Managing resources for projects, such as computer equipment and employees</li>
	<li>Coordinating project team members and developing schedules and individual responsibilities</li>
	<li>Implementing IT strategies that deliver projects on schedule and within budget</li>
	<li>Using project management tools to track project performance and schedule adherence</li>
	<li>Conducting risk assessments for projects</li>
	<li>Organizing meetings to discuss project goals and progress</li>
</ul>

IT Project Manager  BANKING

Bank Jakarta berdiri dan beroperasi sejak tanggal 11 April 1961 merupakan bank pembangunan daerah pertama yang lahir di Indonesia seiring dengan terbentuknya kota Jakarta sebagai ibukota Indonesia. Bank Jakarta telah melalui sejarah panjang seiring dengan berbagai dinamika pesatnya pertumbuhan kota Jakarta dan telah mengalami beberapa kali perubahan status dan nama perusahaan

PT Bank DKI (Bank Jakarta)

<ul>
	<li>
	Mengelola dan mengembangkan hubungan dengan nasabah terkait produk transactional banking dan merchant (EDC, payment gateway, dll.)
	</li>
	<li>
	Menawarkan solusi layanan transaksi seperti cash management, pembayaran, dan collection sesuai kebutuhan nasabah
	</li>
	<li>
	Mencapai target bisnis melalui akuisisi nasabah baru dan peningkatan volume transaksi merchant
	</li>
	<li>
	Melakukan monitoring performa transaksi serta memberikan analisis dan rekomendasi untuk peningkatan bisnis nasabah
	</li>
</ul>

Relationship Manager Transaksional Banking & Merchant

PT PANTJA ARTHA NIAGA adalah perusahaan yang bergerak dalam bidang Importir dan Distributor minuman, khususnya minuman beralkohol, mencakup Beer, Wine & Spirits.

PT Pantja Artha Niaga

<ul>
	<li>Melakukan review, verifikasi, assessment terhadap data-data terkait kelengkapan administrasi pengajuan pinjaman.</li>
	<li>Memastikan kelengkapan dokumen serta kesesuaian dengan kebijakan internal.</li>
	<li>Melakukan monitoring terhadap outstanding loan, jadwal pembayaran, serta status kolektibilitas.</li>
	<li>Menyusun laporan periodik terkait posisi pinjaman, aging, dan performance loan portfolio.</li>
	<li>Melakukan rekonsiliasi data pinjaman dengan bagian Finance/Accounting untuk keperluan pengajuan pinjaman perbankan.</li>
	<li>Menangani pertanyaan dan komunikasi dengan pihak internal maupun eksternal terkait status pinjaman.</li>
	<li>Mengidentifikasi potensi risiko dan memberikan rekomendasi perbaikan proses loan management.</li>
</ul>

Banking Relation and Loan Management Specialist

OCBC Indonesia (formerly known as OCBC NISP) is the fourth oldest bank in Indonesia, which was founded in April 4th 1941 in Bandung under the name of NV Nederlandsch Indische Spaar En Deposito Bank.

OCBC Indonesia then grown to be a solid and dependable bank, especially in providing service for small business segments. It officially became a commercial bank in 1967, Foreign exchange bank in 1990 and public corporate in Indonesia Stock Exchange in 1994.

In the end of 1990, OCBC Indonesia managed to pass the Asia monetary crisis and the fall of banking industry without any recapitalization obligation aid from the government. OCBC Indonesia became one of the first few banks to resume lending during the crisis. This initiative enabled the Bank to note a high growth.

OCBC Indonesia good reputation and its promising growth has attracted the interest of International Finance Corporation (IFC), a part of World Bank Group, which then became a shareholder in 2001-2010 and from OCBC Singapore which then became the shareholder OCBC Indonesia. 

With the support from OCBC Bank-Singapore, OCBC Indonesia has implemented aggressive programmes to strengthen the infrastructure, human resources, information and technology, as well as office networking.

PT Bank OCBC NISP, Tbk is licensed and supervised by the Otoritas Jasa Keuangan (OJK) and is an LPS participant.

PT Bank OCBC NISP, Tbk

Banking Academy hosts 3 specialized career path within OCBC. The program delivers its learning experience through structured curriculum designed specifically for each stream.

The program divided into classroom trainings, observation, and on-the-job Training (OJT).

In OCBC, we value our talents and strongly believe that career progression is a process, evolves through time, and perseverance.

Graduate Development Program – Banking Academy program is designed to accelerate the development of high qualified sales professionals in funding and lending business lines within the bank.

Banking Academy for Sales

Rich in history, strong financial health, excellent human resources, and reliable technology, BNI certainly has been on the right track to become a national bank with global capabilities.

Since its establishment in 1946, BNI has always been part of the dynamics of national development in Indonesia. Now BNI has grown and developed into a solid national bank with sustainable financial performance. ‘Serving the Country, Pride of the Nation”, BNI is challenged to continue and increase its contribution for the progress of the nation and country, today and in the future.

BNI believes that human resources are one of the most valuable assets of any company or organization, without which sustainability is not possible. BNI seeks to create a great place to contribute, learn, and grow, to be the pride of the nation.

Bank Negara Indonesia

PT Bank Negara Indonesia (Persero) Tbk (BNI) is one of the biggest financial institutions in Indonesia, providing services to customers with a wide array banking, investment, digital product and other sustainable financial products and solutions for domestic and international area. To support our vision, BNI is committed to attract high-quality talents across the country to ensure our further accomplishments. You will be immersed an exceptional and challenging work environment and surrounded by colleagues and leaders who are passionate to help you grow.

This program prepares you for leadership roles across many functions and levels in BNI with six month comprehensive training journey. You will get the opportunity for exciting yet challenging exposures in BNI.

Our ODP Retail Banking Regional Barat is designed to be a professional in consumer banking functions by learning such as carrying out SME marketing activities, carrying out productive retail credit analysis activities, managing relationships with customers/potential customers, monitoring and maintaining portfolio quality to achieve targets that have been set to provide optimal profits for BNI and provide the best service to customers for Sumatra Area.

Officer Development Program (ODP) Retail Banking Regional Barat

PT.  Akhdani Reka Solusi (ARS), merupakan perusahaan software khususnya pengembangan software, datawarehouse, maintenance, system integration dan konsultan.

PT Akhdani Reka Solusi

<ul>
	<li>Design, develop, test, and maintain web, mobile, and backend applications for banking operations and digital channels</li>
	<li>Develop secure and efficient APIs and integrate systems with core banking, third-party, and internal services</li>
	<li>Collaborate with other teams to deliver functional and user-friendly solutions</li>
	<li>Write clean, efficient, and maintainable code, following industry best practices and coding standards</li>
	<li>Ensure software solutions comply with data security, regulatory, and banking governance standards</li>
	<li>Support production systems and provide technical expertise for ongoing system improvements</li>
</ul>

Software Engineer

Integrated Future Consulting Group (IFCG) is a strategic consulting firm that focuses on business transformation with a unique approach and creative thinking solutions. We strive to assist businesses in navigating the complexities of sustainability strategies, fostering positive change. As sister company from Premysis Consulting which was founded in 1996, a leading business & management consulting firm in Indonesia, IFCG is steadfast in delivering exceptional consulting & training services, driven by our dedication to excellence and client success story with four big services to the client which is Cyber Security, Data Privacy, IT Strategy, & Green Consulting.


Integrated Future Consulting Group (IFCG)

Project Management Experts – Banking Transformation

We are seeking experienced professionals to drive banking transformation initiatives across multiple specialized roles.

 

Open Positions

<ul>
	<li>PMO Lead / Coordinator</li>
	<li>Project Manager – Wholesale Transaction Banking</li>
	<li>Technical Project Manager / Scrum Master</li>
	<li>Project Manager – Cash Management</li>
	<li>Technical Project Manager / Scrum Master – Digital Banking</li>
	<li>Project Manager – Trade Finance</li>
	<li>Technical Project Manager / Scrum Master – Trade Finance</li>
	<li>Data Project Manager</li>
</ul>

 

Key Responsibilities

<ul>
	<li>Develop project plans, schedules, and milestones.</li>
	<li>Manage business and IT stakeholders effectively.</li>
	<li>Identify, assess, and mitigate risks, issues, and dependencies.</li>
	<li>Monitor project progress, budget, quality, and deliverables.</li>
	<li>Provide regular project status updates to management.</li>
	<li>Ensure project outcomes align with business objectives and expectations.</li>
	<li>Apply best practices in Project Management, Agile methodologies, and SDLC processes.</li>
</ul>

Project Manager

PT Midas Daya Teknologi is an IT Consulting, Product and Services company. Our area of business varies in providing expert Consulting Services, Professional Services, Application Development, Infrastructure Management, Big Data Solutions, Project management and Core Banking Transformation.
Started by professionals who have deep experience in core banking transformation, development, enterprise architecture, infrastructure design and management, big data solutions and project management, Midas comprises highly committed professionals who have good expertise specific to Indonesian banking sector.

We are also official partner with ORACLE as we have deep knowledge and experience in implementing Oracle FLEXCUBE core banking (Oracle FLEXCUBE Retail or OFCR, Oracle FLEXCUBE Universal Banking Solution, Oracle FLEXCUBE Direct Banking).

Perks and Benefits:
Employees have been number one since day one. Our founders knew that a unique corporate culture would differentiate us and be as a foundation for our success. If you like wild growth and working wit happy, enthusiastic overachievers, you’ll love Workday. We know that happy employees are engaged employees. In Midas, you will work alongside legends in the industry, the brightest new grads, and everything in between. Our commitment to PT Midas diversity extends beyond our culture and values
into everyday practices, which makes feel like home. PT Midas is growing. 

If you are passionate, fun and live for breakthrough ideas, consider joining our team.
• Competitive salary in market
• Supportive teammates
• Health insurance benefits
• Social Security
• Self-development activities that support careers
• Flexible working hours
• Broaden your knowledge in new technology

PT Midas Daya Teknologi

Job Requirements – iOS Developer

<ol>
	<li>Minimum 4 years of experience in iOS mobile application development.</li>
	<li>Bachelor’s Degree in Computer Science, Information Technology, or a related field.</li>
	<li>Strong proficiency in Swift is a must.</li>
	<li>Experience using React Native is considered a plus.</li>
	<li>Experience in handling banking or financial services projects is highly preferred.</li>
	<li>Solid understanding of iOS platform guidelines, mobile UI/UX best practices, and performance optimization.</li>
	<li>Experience integrating mobile applications with RESTful APIs and backend services.</li>
	<li>Basic knowledge of iOS build, deployment, and debugging processes is an advantage.</li>
	<li>Familiar with version control tools such as Git.</li>
	<li>Ability to work closely with backend developers, QA, and project stakeholders.</li>
	<li>Willingness to learn banking systems, security standards, and compliance requirements.</li>
	<li>Strong problem-solving skills and effective communication abilities.</li>
</ol>

Midd. iOS Developer

Starting an unincorporated business in 1996, Simbadda Group has been distributing high quality consumer electronics throughout Indonesia. The business unit has started to form a corporate business since 2002.

One of our leading brands is SIMBADDA, which is known by the Indonesian people as a pioneer of speakers, cases and power supplies. We are also involved in the distribution of premium gadget accessories and PC components. Simbadda Group will continue to expand its distribution business to grow in the consumer electronics industry in Indonesia.

Simbadda Group always upholds the value of honesty, among others: honesty of quality,  honesty of cooperation in business and trying to establish cooperation with all partners  throughout Indonesia. 

Currently, Simbadda Group is expanding towards digital transformation that is looking for  enthusiastic, passionate, ambitious individuals to be part of us. 


Simbadda Group

The Treasury Manager is responsible for managing all treasury activities, including cash management, liquidity planning, banking relationships, funding strategies, and financial risk management. The role ensures the company maintains optimal liquidity, financial efficiency, and risk control to support operational needs and business growth.

1. Cash &amp; Liquidity Management

<ul>
	<li>Manage daily, weekly, and monthly cash flow operations.</li>
	<li>Ensure sufficient liquidity to support operational and investment needs.</li>
	<li>Develop and maintain cash flow forecasting and liquidity analysis.</li>
</ul>

2. Banking &amp; Relationship Management

<ul>
	<li>Manage relationships with banks and financial institutions.</li>
	<li>Negotiate banking facilities such as loans, overdrafts, FX services, and guarantees.</li>
	<li>Optimize banking costs and service efficiency.</li>
</ul>

3. Funding &amp; Capital Management

<ul>
	<li>Develop short-term and long-term funding strategies.</li>
	<li>Manage loans, credit facilities, and capital structure.</li>
	<li>Ensure compliance with debt covenants and financial agreements.</li>
</ul>

4. Risk Management (FX &amp; Interest Rate)

<ul>
	<li>Manage foreign exchange exposure and currency risks.</li>
	<li>Monitor interest rate exposure and financial volatility.</li>
	<li>Design and implement hedging strategies when necessary.</li>
</ul>

5. Payment &amp; Transaction Control

<ul>
	<li>Oversee payment processes including vendors, payroll, and operational expenses.</li>
	<li>Ensure strong internal control over financial transactions.</li>
	<li>Improve payment systems and transaction efficiency.</li>
</ul>

6. Treasury Reporting &amp; Compliance

<ul>
	<li>Prepare regular treasury and cash position reports.</li>
	<li>Ensure compliance with internal policies and financial regulations.</li>
	<li>Support internal and external audit processes.</li>
</ul>

7. Systems &amp; Process Improvement

<ul>
	<li>Develop and enhance integrated treasury systems (ERP/automation).</li>
	<li>Improve efficiency of cash management processes.</li>
	<li>Drive digital transformation within treasury operations.</li>
</ul>

Treasury Manager

Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 13 branches located in 11 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

MISSION STATEMENT
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

MOTTO
Fast, Safe, Caring

Bank Universal BPR

<ul>
	<li>Lead and oversee operational audits related to the opening of savings and deposit accounts, ensuring full compliance with KYC and internal SOPs</li>
	<li>Supervise and verify the transaction call-back process to detect anomalies, mitigate fraud risks, and ensure data integrity</li>
	<li>Review and ensure the conformity of monthly reports with the general ledger and bookkeeping records to guarantee financial accuracy</li>
	<li>Manage the inspection of credit files and conduct on-the-spot assessments of debtors to evaluate collateral validity and creditworthiness</li>
	<li>Prepare comprehensive audit reports for management and monitor the implementation of corrective actions by the audited departments.</li>
</ul>

Internal Audit Supervisor

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ol>
	<li>Drive branch sales performance to meet or exceed monthly and annual targets.</li>
	<li>Monitor and ensure SLA compliance in processing, delivery, and customer service.</li>
	<li>Manage and control portfolio quality, focusing on early delinquency (1–12 months).</li>
	<li>Develop and strengthen agency partnerships to enlarge business networks and market coverage.</li>
	<li>Lead, coach, and motivate the branch team to deliver optimal results.</li>
</ol>

Branch Manager Mortgage

PT. Indocyber Global Teknologi, an integrated information and technology system provider, dedicated to delivering highly effective solutions in the field of Information Systems. Our core business focuses on information technology services, digital marketing and IT infrastructure. 

PT. Indocyber Global Teknologi started with only 10 (ten) personnel, currently, after years of experience, we are supported by more than 200 consultants and developers.

PT. Indocyber Global Teknologi

Placement: at one of our clients (Banking Industry) at BSD Area

Working System: Full WFO

Employment Contract: PKWT/Contract (6 months, extendable)

 

*Willing to do attend offline user interview

 

- Develop and maintain frontend and backend web application.

- Collaborate with other developers on software design and architecture.

- Write clean, maintainable, and efficient code.

- Developing RESTful APIs and integrating with databases.

- Perform unit testing and help troubleshoot bugs and issues.

- Participate in daily stand-ups, sprint planning, and code reviews.

Fullstack Developer Golang

Placement: at one of our clients (Banking Industry) at Jakarta Barat

Working System: Full WFO

Employment Contract: PKWT/Contract (12 months, extendable)

 
Job Description in General :

- Develop and maintain backend applications using Springboot framework.

- Collaborate with other developers on software design and architecture.

- Write clean, maintainable, and efficient code.

- Developing RESTful APIs and integrating with databases.

- Perform unit testing and help troubleshoot bugs and issues.

- Participate in daily stand-ups, sprint planning, and code reviews.

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