Our Journey

With a renewed vision for growth and innovation, we rebranded as PT Bank SMBC Indonesia Tbk (SMBC Indonesia) in 2024, formerly known as PT Bank BTPN Tbk. This rebranding reflects our response to the dynamic changes, allowing us to consolidate our strengths and deliver even more seamless, integrated solutions for millions of customers from diverse segments across Indonesia.
 
This transformation signals our commitment to advancing and streamlining our business strategies, enabling us to better serve our customers and help them lead more meaningful and fulfilling lives. At the heart of this rebrand is our dedication to supporting Indonesia's long-term development goals, in alignment with the vision of Indonesia Emas 2045.
 
In addition to these goals, we are excited to invite talented individuals and younger generations to join us, expand their careers and make a lasting impact. Together, we can drive positive change and build a brighter future for Indonesia.

Life at SMBC Indonesia

At SMBC Indonesia, our team is a close-knit family of innovative individuals dedicated to growing and making a positive impact on our communities. We offer top-notch banking services while ensuring that our team members feel appreciated and engaged thanks to cutting-edge digital technology and global expertise. We foster a flexible, open environment where employees can continuously learn, develop professionally, and aspire to become their best selves.

We cultivate a collaborative culture with open communication between leaders and team members, encouraging the sharing of ideas, feedback, and problem-solving. Strong bonds between colleagues are vital, enabling agile teamwork that drives success in today’s fast-paced banking industry.
Our office is designed for both productivity and relaxation, with activities like billiards, gaming, and karaoke available after work. SMBC Indonesia also supports various internal clubs, offering options like yoga, badminton, gaming, and parenting to keep our team active and engaged. We believe these opportunities are essential for maintaining a vibrant, innovative workforce.

Giving Back

Through our Daya program, SMBC Indonesia champions sustainable, measurable empowerment initiatives for our customers. The Daya program offers education, training, and resource-sharing to enhance entrepreneurial skills, unlock growth opportunities, and improve quality of life. Health & Wellness and Community Empowerment programs are integral parts of our business model, fostering an environment where our customers thrive alongside our business.

Adaptive to change
 
With decades of experience, SMBC Indonesia has embraced adaptability as a core value. Our approach to work reflects this, with flexible dress codes, remote work options, and digital collaboration tools to keep our team connected and productive. By embracing these changes, we are better positioned to serve our customers effectively and stay resilient in a dynamic industry. Despite the evolving challenges in banking, SMBC Indonesia remains committed to meaningful progress and impactful service that touches millions.

PT Bank SMBC Indonesia Tbk

<ul>
	<li>Implement software development tasks (solution design, building unit test, code development – design pattern) for delivery of new features or enhancement of Digital Banking systems (including internal apps)</li>
	<li>Ensuring software designs in compliance with specifications, writing well-designed, and efficient code</li>
	<li>Actively participate in projects and engineering tasks</li>
	<li>Solving any engineering issue in a project</li>
	<li>Involved in research and develop new design and technology</li>
	<li>Contribute to requirement analysis and design to solve business needs</li>
</ul>

Digital Banking Solution Developer

OCBC Indonesia (formerly known as OCBC NISP) is the fourth oldest bank in Indonesia, which was founded in April 4th 1941 in Bandung under the name of NV Nederlandsch Indische Spaar En Deposito Bank.

OCBC Indonesia then grown to be a solid and dependable bank, especially in providing service for small business segments. It officially became a commercial bank in 1967, Foreign exchange bank in 1990 and public corporate in Indonesia Stock Exchange in 1994.

In the end of 1990, OCBC Indonesia managed to pass the Asia monetary crisis and the fall of banking industry without any recapitalization obligation aid from the government. OCBC Indonesia became one of the first few banks to resume lending during the crisis. This initiative enabled the Bank to note a high growth.

OCBC Indonesia good reputation and its promising growth has attracted the interest of International Finance Corporation (IFC), a part of World Bank Group, which then became a shareholder in 2001-2010 and from OCBC Singapore which then became the shareholder OCBC Indonesia. 

With the support from OCBC Bank-Singapore, OCBC Indonesia has implemented aggressive programmes to strengthen the infrastructure, human resources, information and technology, as well as office networking.

PT Bank OCBC NISP, Tbk is licensed and supervised by the Otoritas Jasa Keuangan (OJK) and is an LPS participant.

PT Bank OCBC NISP, Tbk

Banking Academy hosts 3 specialized career path within OCBC. The program delivers its learning experience through structured curriculum designed specifically for each stream.

The program divided into classroom trainings, observation, and on-the-job Training (OJT).

In OCBC, we value our talents and strongly believe that career progression is a process, evolves through time, and perseverance.

Graduate Development Program – Banking Academy program is designed to accelerate the development of high qualified sales professionals in funding and lending business lines within the bank.

Banking Academy for Sales

CODE.ID was previously a business unit of INTEGRASI, a system integrator that also provided software services established in 1999. In 2014, CODE.ID becomes an independently run company which currently has around 100 passionate developers with a myriad numbers of skill sets. 

CODE.ID has been established since 1999 and became a publicly listed company in Jakarta Stock Exchange in 2001 - as PT Integrasi Teknologi Tbk. It was back to be a private company in 2007.


Our Success Stories:

We successfully developed, deployed, and supported Information Technology Infrastructure for Komisi Pemilihan Umum (KPU) or the National Election Commission in 2004. We developed the election application and also distributed, installed, and  supported (7x24 hour) two data centers and 8000 VPN connected personal computers in 5,000 locations in the cities, rural areas, and remote areas all over Indonesia.

Code.id

<ul>
	<li>Define and execute the product strategy and roadmap for banking products.</li>
	<li>Gather, analyze, and prioritize business and customer requirements.</li>
	<li>Conduct market research, competitor analysis, and customer insights to identify product opportunities.</li>
	<li>Collaborate with engineering, UX/UI, operations, risk, and compliance teams to deliver high-quality product releases.</li>
	<li>Manage the end-to-end product lifecycle from ideation to launch and continuous improvement.</li>
	<li>Prepare business cases, product requirement documents (PRD), and user stories.</li>
	<li>Monitor product performance using KPIs and customer feedback to drive enhancements.</li>
	<li>Ensure compliance with banking regulations, internal policies, and security standards.</li>
	<li>Coordinate User Acceptance Testing (UAT) and production rollout activities.</li>
	<li>Support go-to-market strategies, product training, and stakeholder communication.</li>
</ul>

Product Manager Banking Industry

PGI Data is a boutique house providing Digital Transformation through end-to-end data solutions with its presence in Singapore & Indonesia. We believe in a holistic approach to support business decisions and build a top-quality and cost-effective strategy for businesses to operate successfully.

PGI Data

<ul>
	<li>Monitor business analysis activities to ensure the traceability and optimum coverage of business requirements with change request backlog.</li>
	<li>Analyze project scope.</li>
	<li>Identify effort estimation and required resources.</li>
	<li>Create Project Charter &amp; Project Plan.</li>
	<li>Coordinates the project team.</li>
	<li>Review and ensure each project deliverable comply with the client &amp; governance.</li>
	<li>Identify project risks &amp; issues and provide the mitigation and resolution plan.</li>
	<li>Provide weekly project update reports.</li>
	<li>Communicate the project reports to project stakeholders includes in the Steering Committee.</li>
	<li>Manage change request, provide impact analysis and proposed solution to the change request.</li>
	<li>Setting project goals and coming up with plans to meet those goals</li>
	<li>Maintaining project timeframes, budgeting estimates and status reports</li>
	<li>Managing resources for projects, such as computer equipment and employees</li>
	<li>Coordinating project team members and developing schedules and individual responsibilities</li>
	<li>Implementing IT strategies that deliver projects on schedule and within budget</li>
	<li>Using project management tools to track project performance and schedule adherence</li>
	<li>Conducting risk assessments for projects</li>
	<li>Organizing meetings to discuss project goals and progress</li>
</ul>

IT Project Manager  BANKING

We believe that the best and most successful people are 'students' of their fields who are find happiness in the constant pursuit of growth, professionally and personally - a lifelong learner. The faster the world around us changes, the more important it is to be a lifelong learner in order to stay competitive.

Lifelong learning comprises four soft skills (Communication, Critical Thinking, Collaboration, Creativity) and four mindset attributes (Curiosity, Initiative, Persistence, Adaptability). All of these are relevant across disciplines and professions.

Gentem Indonesia Lifelong Learning (GILL) Group's mission is to cultivate lifelong learning from an early age in order to increase the competitiveness of Indonesians. GILL delivers premium, efficacious learning outcomes through exclusive partnerships with world-leading content providers and is heavily technology-enabled under separately branded businesses - Wall Street English, Genstarkids, and INDIES (Independent International Education Solutions).

GILL Group was established with the acquisition of the Wall Street English Indonesia business in 2016 and now has over 5,000 active members learning online and in-center across its 11 locations. Genstarkids was launched in October 2025 with the first studio in Bintaro and the second in Cikarang. INDIES was soft-launched in June 2024.

GILL also provides IELTS test prep courses as well as business english courses (professional skills) to both retail and corporate customers. Our corporate customers include blue-chip multinational companies as well as large local conglomerates.

Gentem Indonesia Lifelong Learning Group

Key Responsibilities

<ul>
	<li>Develop new business opportunities through prospecting, networking, referrals, and client outreach.</li>
	<li>Build and maintain strong relationships with HR, Learning &amp; Development (L&amp;D), and key business stakeholders.</li>
	<li>Conduct consultative sales meetings to identify client challenges and recommend suitable learning solutions.</li>
	<li>Deliver engaging sales presentations and customized proposals based on client needs.</li>
	<li>Manage the end-to-end sales cycle, including prospecting, proposal preparation, negotiation, closing, and after-sales relationship management.</li>
	<li>Grow and manage existing corporate accounts to drive renewals and long-term partnerships.</li>
	<li>Maintain accurate CRM records, sales pipeline, and activity reports.</li>
	<li>Collaborate with internal teams to ensure excellent customer experience and successful program delivery.</li>
	<li>Achieve individual sales targets and contribute to business growth.</li>
</ul>

Corporate Relationship Specialist

﻿﻿﻿﻿﻿﻿﻿﻿﻿﻿﻿﻿﻿﻿﻿PT Trimegah Sekuritas Indonesia Tbk (the Company) was established on May 9, 1990 under the name PT Trimulya Securindolestari based on Deed No. 64 dated May 9, 1990, which subsequently changed to PT Trimegah Securindolestari on May 28, 1990 based on Deed No. 227 dated May 28, 1990. The deeds were made before Rachmat Santoso, S.H., Notary in Jakarta, and have been announced in State Gazette of the Republic of Indonesia No. 80 dated October 5, 1990, Supplement No. 3832. The Company earned Broker-Dealer License and Underwriting License from Bapepam & LK (now the Financial Services Authority) in 1992 and 1993.

On October 12, 1999, the Company changed its name to PT Trimegah Securities Tbk based on Deed No. 17 dated October 12, 1999 made before Fathiah Helmi, S.H., Notaris in Jakarta and have been announced in State Gazette of the Republic of Indonesia No. 90 dated February 1, 2000, Supplement No. 522, and on January 31, 2000 the Company listed its shares on the Jakarta Stock Exchange (now the Indonesia Stock Exchange) with the stock code “TRIM”.

On January 31, 2011, PT Trimegah Asset Management, subsidiary of the Company, earned its business license as Investment Management Company. PT Trimegah Asset Management provides a variety of equity, balanced, fixed income and money market funds tailored to the needs of corporate clients, financial institutions and pension funds.

To comply with the Financial Services Authority Regulation No. 20/POJK.04/2016 on the Licensing of Securities Companies that Undertake Business Activities as Underwriters and Broker-Dealers, effective as of July 29, 2016, the Company changed its name to PT Trimegah Sekuritas Indonesia Tbk based on Deed No. 70 dated June 20, 2016 made before Fathiah Helmi, S.H., Notary in Jakarta.

Equity Trading Division provides equity sales service in primary market and equity brokerage service in secondary market for retail and institutional clients. Fixed Income Trading Division provides fixed income securities sales service in primary market and fixed income securities brokerage service in secondary market such as Government Bonds, corporate bonds, Retail Government Bond, Retail Savings Bond, Retail Sharia Government Bond, and Savings Sharia Government Bond. Investment Banking Division provides equity and fixed income securities underwriting service as well as financial advisory service, including merger & acquisition, divestment, valuation, due diligence, corporate restructuring and financing and arranger.

Starting April 2014, the Company also conducts activity as Mutual Fund Selling Agent for retail clients. To complete the services, the Company also provides online transaction facility for retail clients to invest in equity and mutual funds.

On December 6, 2017, the Company earned Approval for Other Business Activity as Arranger, and Approval for Other Business Activity as Financial Advisor on September 21, 2018.

PT Trimegah Sekuritas Indonesia Tbk is Securities Company Member of the Indonesia Stock Exchange. PT Trimegah Sekuritas Indonesia Tbk and PT Trimegah Asset Management are licensed, registered and supervised by the Financial Services Authority.

Mission
Educate and create wealth for the community through unique and professional investment experience

Vision
Be most preferred destination for financial services in the region

Core Values
 Integrity - Zero-tolerance policy for issues of integrity
Client-First - Consistent mindset to prioritize clients need over our own
Excellence - Commitment to delivering the highest quality product in all we do
Fairness - Give credit where it is due, own up to mistakes, think of others
Creativity - Creativity creates advantage; have courage to speak out

Trimegah Sekuritas Indonesia

<ul>
	<li>Help prepare, coordinate, and ensure the suitability of information in the Annual Report &amp; Sustainability Report</li>
	<li>Perform Financial Statement Analysis for Annual Report &amp; Sustainability Report</li>
	<li>Collect required supporting data including Macro and Microeconomic data</li>
	<li>Proofreading and editing to ensure high editorial standards are met across all content of the Report</li>
	<li>Carry out media monitoring from various media</li>
	<li>Perform various administrative duties</li>
</ul>

Internship Corporate Secretary

Asuransi Astra has been serving customers for more than half a century, precisely since September 12, 1956. The company, known for its Garda Oto motor vehicle insurance products, serves customers through a network of services spread across 28 branch offices, as well as service units and Garda Centers that continue developing. In addition to motor vehicle insurance, other products from Asuransi Astra are Garda Medika health insurance, mining industry insurance, agribusiness industry insurance, shop insurance, gas station insurance, sharia insurance, and others.

Since 2015, Asuransi Astra has developed its products and services digitally and introduced Garda Mobile as a collection of mobile applications intended for retail, commercial and general customers. The four Garda Mobile applications namely Otocare, Medcare, HR-access, and CR-access are consistently updated through various innovations aimed at customer convenience and comfort. The latest innovation developed in the Garda Mobile Otocare with the presence of GarXia, the first insurance purchase chatbot in Indonesia that can also help customers in reporting claims and the Garda Mall feature that allows users to shop for a variety of automotive needs, Astra Financial financial products, also to buying and selling cars. Asuransi Astra also has four digital products namely Garda Me, Garda Edu, Garda Home, and Garda Trip which can be purchased easily and quickly through the gardaoto.com site.

Asuransi Astra performance has also been recognized with various awards that have been received, including: Platinum Indonesia Best Brand Award (2002-2019), Top Brand Award (2007-2019), Service Quality Award (2007-2018), Corporate Image Award ( 2007-2019), Indonesian Customer Satisfaction Award (2001-2017), Indonesia Original Brand Award (2017-2019), General Insurance with very good financial performance in the Infobank Insurance Award (2008-2016, 2019), Excellent Service Experience Award (2013 -2020), Contact Center Service Excellence Award (2013-2020), Social Media Award (2012, 2016), Indonesia Sharia Finance Award (2017), Insurance Award (2017-2018), Insurance Consumer Choice Award (2017-2018), Asian Brands (2018), Marketing Award (2018), Indonesia Digital Innovation Award (2018), Markeeter of the Year (2018-2019), Infobrand Mobile Application Choice (2018), Marketeers Editor Choice Award (2018-2019), Indonesia Insurance Innovation Award (2019), Indonesia Digital Popular Brand Award (20 19), and others.

With the support of branches and workshops that are spread all over Indonesia, along with the best services and a series of achievements, certainly not stopping the steps of Asuransi Astra innovation through products that are built from the new spirit of Asuransi Astra to always provide comfort and peace for every customer. Therefore, Asuransi Astra will invest time and effort so that you always smile. "Peace of Mind to Millions" is the result that Asuransi Astra will provide to each customer.

Disclaimer: 
Asuransi Astra tidak pernah memungut biaya apa pun untuk seluruh proses rekrutmen. Apabila menemukan kejanggalan terkait kegiatan yang mengatasnamakan Asuransi Astra, cek kebenaran informasi tersebut melalui Garda Akses 1 500 112, atau Instagram @AsuransiAstra.

Asuransi Astra

Corporate Planning Analyst will be responsible to:

<ol>
	<li>Identify and control the implementation of the company's business activities</li>
	<li>Ensure that all of the company's business strategies can be implemented optimally in accordance with the planned targets.</li>
	<li>Conduct PDCA:</li>
</ol>

<ul>
	<li>Plan: Gather the data from all business unit</li>
	<li>Do: (a) Ensure there is alignment between management strategy and business units; (b) Identifying, compiling reports, and analyze company business data activities so that it can be evaluated by management; (c) Ensure the data or information that will be processed into reports for management is correct and accurate.</li>
	<li>Check: Prepare monthly review with every business unit to plan activities to achieve company's business targets.</li>
	<li>Action: Ensure the implementation of the planned activities and provide suggestion to business units that need correction so that they can achieve optimal targets.</li>
</ul>

Corporate Planning Analyst

Starting an unincorporated business in 1996, Simbadda Group has been distributing high quality consumer electronics throughout Indonesia. The business unit has started to form a corporate business since 2002.

One of our leading brands is SIMBADDA, which is known by the Indonesian people as a pioneer of speakers, cases and power supplies. We are also involved in the distribution of premium gadget accessories and PC components. Simbadda Group will continue to expand its distribution business to grow in the consumer electronics industry in Indonesia.

Simbadda Group always upholds the value of honesty, among others: honesty of quality,  honesty of cooperation in business and trying to establish cooperation with all partners  throughout Indonesia. 

Currently, Simbadda Group is expanding towards digital transformation that is looking for  enthusiastic, passionate, ambitious individuals to be part of us. 


Simbadda Group

1. Budgeting, Forecasting, and Financial Planning

<ul>
	<li>Lead annual budgeting, quarterly forecasting, and long-term financial planning processes.</li>
	<li>Monitor budget utilization and ensure alignment with business strategy and revenue targets.</li>
	<li>Support management with financial scenario planning and business decision modeling.</li>
	<li>Improve financial planning accuracy and strategic resource allocation.</li>
</ul>

2. CAPEX Evaluation &amp; Investment Feasibility Analysis

<ul>
	<li>Evaluate capital expenditure proposals, new projects, and expansion initiatives.</li>
	<li>Conduct ROI analysis, payback period assessment, and financial feasibility studies.</li>
	<li>Review business cases for new store openings, warehouse expansion, product launches, and strategic investments.</li>
	<li>Ensure investment decisions are financially sustainable and aligned with company priorities.</li>
</ul>

3. Business Expansion Financial Review

<ul>
	<li>Support strategic expansion planning across retail, distributor, manufacturing, and digital channels.</li>
	<li>Analyze profitability impact, funding requirements, and operational scalability of new business initiatives.</li>
	<li>Provide financial recommendations for partnerships, key accounts, and growth opportunities.</li>
	<li>Support long-term business sustainability planning.</li>
</ul>

4. Profitability and Business Performance Analysis

<ul>
	<li>Monitor business profitability by product, channel, branch, and business unit.</li>
	<li>Conduct margin analysis, cost optimization reviews, and performance benchmarking.</li>
	<li>Provide management with actionable insights for improving profitability and efficiency.</li>
	<li>Support commercial and operational teams with financial performance evaluation.</li>
</ul>

5. Delegation of Authority (DOA) Management

<ul>
	<li>Develop and maintain financial approval structures and Delegation of Authority (DOA) policies.</li>
	<li>Ensure clear approval ownership for spending, procurement, investment, and strategic decisions.</li>
	<li>Review authority limits and maintain governance discipline across departments.</li>
	<li>Strengthen accountability and reduce approval risks.</li>
</ul>

6. Approval Matrix and Governance Control

<ul>
	<li>Manage approval workflows for major financial commitments and strategic decisions.</li>
	<li>Establish governance standards for procurement, contracts, investments, and large operational spending.</li>
	<li>Ensure decision-making follows company policy, authority structure, and compliance standards.</li>
	<li>Reduce financial leakage and governance gaps.</li>
</ul>

7. Board and Executive Financial Reporting

<ul>
	<li>Prepare strategic financial reports for Managing Director, Board, and executive leadership.</li>
	<li>Support board meetings with investment summaries, financial risk analysis, and decision recommendations.</li>
	<li>Coordinate financial governance reporting and executive-level financial visibility.</li>
	<li>Improve decision transparency and executive oversight.</li>
</ul>

8. Policy Governance and Compliance Monitoring

<ul>
	<li>Develop and review finance-related policies, SOPs, and governance frameworks.</li>
	<li>Ensure compliance with internal controls, audit requirements, and regulatory standards.</li>
	<li>Support policy implementation and governance discipline across business units.</li>
	<li>Coordinate with Internal Control, Accounting, and Treasury teams for compliance alignment.</li>
</ul>

9. Financial Risk Governance

<ul>
	<li>Identify and assess financial risks across operations, investments, and strategic decisions.</li>
	<li>Strengthen preventive controls for fraud, authority abuse, and financial exposure.</li>
	<li>Support risk mitigation planning and governance improvements.</li>
	<li>Protect financial sustainability and business integrity.</li>
</ul>

Corporate Finance Governance

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ol>
	<li>Melakukan pekerjaan administratif sesuai dengan kebutuhan perusahaan.</li>
	<li>Memeriksa kelengkapan dan kesesuaian dokumen konsumen/karyawan serta memproses system dari awal hingga akhir (GoLive) untuk kontrak corporate, produk-produk perusahaan.</li>
	<li>Berkoordinasi dengan team untuk mencapai tujuan yang ditentukan.</li>
	<li>Memberikan support terkait data yang dibutuhkan.</li>
	<li>Bertanggung jawab atas pekerjaan yang diberikan.</li>
</ol>

Corporate Operation Internship

Bank Jakarta berdiri dan beroperasi sejak tanggal 11 April 1961 merupakan bank pembangunan daerah pertama yang lahir di Indonesia seiring dengan terbentuknya kota Jakarta sebagai ibukota Indonesia. Bank Jakarta telah melalui sejarah panjang seiring dengan berbagai dinamika pesatnya pertumbuhan kota Jakarta dan telah mengalami beberapa kali perubahan status dan nama perusahaan

PT Bank DKI (Bank Jakarta)

<ul>
	<li>
	Mengelola dan mengembangkan hubungan dengan nasabah terkait produk transactional banking dan merchant (EDC, payment gateway, dll.)
	</li>
	<li>
	Menawarkan solusi layanan transaksi seperti cash management, pembayaran, dan collection sesuai kebutuhan nasabah
	</li>
	<li>
	Mencapai target bisnis melalui akuisisi nasabah baru dan peningkatan volume transaksi merchant
	</li>
	<li>
	Melakukan monitoring performa transaksi serta memberikan analisis dan rekomendasi untuk peningkatan bisnis nasabah
	</li>
</ul>

Relationship Manager Transaksional Banking & Merchant

<ul>
	<li>Persiapan untuk menjadi Marketing Corporate untuk produk pembiayaan alat berat &amp; mesin</li>
	<li>Melakukan survey terhadap calon lessee serta menyusun dan melakukan analisa kelayakan konsumen dalam bentuk laporan/ marketing memo guna memastikan kelayakan konsumen dalam pemberian pembiayaan sehingga dapat meminimalisasi risiko terjadinya kredit macet</li>
	<li>Memproses aplikasi pembiayaan Corporate sesuai dengan ketentuan dan kebijakan yang berlaku sehingga mampu memberikan kontribusi yang optimal dalam mendukung pencapaian target booking Corporate cabang</li>
</ul>

Marketing Corporate Executive Surabaya

PT PANTJA ARTHA NIAGA adalah perusahaan yang bergerak dalam bidang Importir dan Distributor minuman, khususnya minuman beralkohol, mencakup Beer, Wine & Spirits.

PT Pantja Artha Niaga

<ul>
	<li>Melakukan review, verifikasi, assessment terhadap data-data terkait kelengkapan administrasi pengajuan pinjaman.</li>
	<li>Memastikan kelengkapan dokumen serta kesesuaian dengan kebijakan internal.</li>
	<li>Melakukan monitoring terhadap outstanding loan, jadwal pembayaran, serta status kolektibilitas.</li>
	<li>Menyusun laporan periodik terkait posisi pinjaman, aging, dan performance loan portfolio.</li>
	<li>Melakukan rekonsiliasi data pinjaman dengan bagian Finance/Accounting untuk keperluan pengajuan pinjaman perbankan.</li>
	<li>Menangani pertanyaan dan komunikasi dengan pihak internal maupun eksternal terkait status pinjaman.</li>
	<li>Mengidentifikasi potensi risiko dan memberikan rekomendasi perbaikan proses loan management.</li>
</ul>

Banking Relation and Loan Management Specialist

PT Sinar Mitra Sepadan Finance (“Perusahaan”) adalah perusahaan pembiayaan nasional yang didirikan pada 28 November 2000. Perusahaan memperoleh izin usaha melalui Surat Keputusan Kementerian Keuangan Nomor 365/KMK.06/2001 pada 11 Juni 2001. Saat ini, Perusahaan berkedudukan di Jakarta Selatan dengan kantor pusat di Agro Plaza Lantai 16-17, Jl. H.R. Rasuna Said Kav. X2-1, Kuningan Timur, Setiabudi, Jakarta Selatan 12950.

Pemegang saham Perusahaan saat ini adalah ORIX Corporation dari Jepang dan PT Sinar Mas Multiartha, Tbk. (“SMMA”), dengan ORIX Corporation sebagai pemegang saham mayoritas sebesar 85%.

Perusahaan telah menjadi bagian dari ORIX Corporation, Jepang, yang memiliki jaringan di lebih dari 30 negara dan terdaftar di New York Stock Exchange. PT Sinar Mitra Sepadan Finance bergerak di bidang jasa pembiayaan kendaraan bermotor roda empat atau lebih. Selama lebih dari 20 tahun, Perusahaan telah berkembang dengan memiliki lebih dari 100 jaringan (Kantor Cabang dan Kantor Selain Kantor Cabang) di seluruh Indonesia dan lebih dari 2.000 karyawan. 

SMS Finance, pilihan perusahaan pembiayaan untuk mobil bekas dan multiguna dengan jaminan BPKB mobil, bunga rendah mulai 0,7%!

PT. Sinar Mitra Sepadan Finance (SMS Finance)

<ol>
	<li>Draft, review, revise, and negotiate various legal agreements, contracts, and other legal documents to ensure compliance with applicable laws and company policies.</li>
	<li>Prepare, analyze, and provide Legal Opinions on legal issues, transactions, and business activities to support management decision-making.</li>
	<li>Identify legal risks and recommend practical solutions to minimize potential legal exposure.</li>
	<li>Conduct legal research and interpret applicable laws, regulations, and legal precedents relevant to the company's operations.</li>
	<li>Collaborate with internal departments and external legal counsel to resolve legal matters and support business initiatives</li>
</ol>

Corporate Legal Senior Officer

ASTRO is Indonesia's quick commerce company that delivers groceries and essentials to your door within minutes. Founded in 2021 by a group of seasoned e-commerce executives and backed by both trusted International and local investors, it is our mission to make people's lives simpler and easier by saving them time, energy, and money.
Just like real Astronauts that take off into outer space, Astro embodies the values of being fast, bold, adventurous, and technologically advanced.
Interested in working for a company that pushes the boundaries and strives to be the best? Join us now to be a part of this ground-breaking mission!

Astro Technologies Indonesia

<ul>
	<li>Build and maintain financial models and projections (budgets, forecasts, long-range plans)</li>
	<li>Analyze business performance and translate complex financial data into clear, compelling insights</li>
	<li>Support fundraising, investor relations, and strategic transactions (e.g., equity raises, M&amp;A, partnerships)</li>
	<li>Partner with cross-functional teams (Strategy, FP&amp;A, Operations) to ensure targets, budgets, assumptions and projections are well-aligned</li>
	<li>Conduct market, industry, and competitor analysis to support strategic planning</li>
	<li>Assist in ad-hoc corporate finance projects as required by management</li>
</ul>

This test unit measures the ability to identify patterns and inconsistencies in visual representations of data

With the vast information employees need to process and retain every day, attention to detail becomes a critical skill to have because of the efficiency it gives. Also, because thorough employees have more initiative to understand the cause and not just the effect, they do less of the unnecessary rework and produce more complete output. This test measures ability to identify patterns and inconsistencies in visual representations of data.

Attention to Detail

Corporate Finance Senior Associate

<ul>
	<li>Maintain alignment with stakeholders (internal, external, and regulators including OJK).</li>
	<li>Develop, harmonize, and monitor governance guidelines and ensure effective implementation.</li>
	<li>Build and maintain relationships with industry associations to support industry alignment and advocacy.</li>
	<li>Prepare and submit periodic governance and Conglometarion reports to OJK, ensuring accuracy, timeliness, and compliance with regulatory requirements.</li>
	<li>Organize and ensure proper documentation of General Meetings of Shareholders , Audit Committee Meetings, Risk Monitoring Committee Meetings, and Board of Commissioners Meetings in line with regulations.</li>
	<li>Monitor and support all committee meetings under the Board of Directors.</li>
	<li>Submit and coordinate fit and proper test approval processes with OJK, ensuring candidate readiness and compliance with regulatory requirements.</li>
	<li>Ensure meeting materials and governance reports are accurate, timely, and aligned with legal and regulatory standards.</li>
</ul>

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