FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

PT Astra Digital Arta, also known as AstraPay is part of Astra International. AstraPay available to support current digital transactions trends for Indonesian people.

AstraPay mobile application provides range of digital transactions supporting daily needs, from electricity bill, BPJS, to health insurance payment.

Enjoy every convenience of digital transaction with AstraPay. Available on Google Play Store http://ap.money/pakaiAP

AstraPay

<ul>
	<li>Assist in identifying, recording, and monitoring risks across all company functions.</li>
	<li>Collect and analyze risk data for reporting purposes.</li>
	<li>Support the development of monthly or quarterly risk reports.</li>
	<li>Assist in conducting risk studies on competitors and fintech industry developments.</li>
	<li>Support the creation or revision of SOPs, policies, and risk management frameworks.</li>
	<li>Provide analysis that contributes to decision-making.</li>
</ul>

Risk Management Intern

PT. Indocyber Global Teknologi, an integrated information and technology system provider, dedicated to delivering highly effective solutions in the field of Information Systems. Our core business focuses on information technology services, digital marketing and IT infrastructure. 

PT. Indocyber Global Teknologi started with only 10 (ten) personnel, currently, after years of experience, we are supported by more than 200 consultants and developers.

PT. Indocyber Global Teknologi

Location: Placement in one of our clients in South Jakarta Area (Fintech Company)

Working System: Full WFO

Employment Contract: PKWT/Contract (12 months)

Experience Level: Middle Level

 

Key Responsibilities:

- Develop, test, and maintain scalable web applications and services.

- Optimize applications for maximum speed and scalability.

- Troubleshoot, debug, and upgrade existing software/web

- Write clean, maintainable, and efficient code.

- Participate in code reviews and contribute to a collaborative team environment

Golang Developer

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ul>
	<li>Desigining, managing and optimizing digital products.</li>
	<li>Developing end to end digital solutions to enchance customer experience. </li>
	<li>Improve operational efficiency and drive business growth. </li>
	<li>Conduct market reseach, customer needs, and competitor analysis. </li>
</ul>

Digital Growth

<ul>
	<li>Lead overall digital partnership operational strategy and execution</li>
	<li>Ensure end-to-end flow from scheduling to disbursement is efficient and scalable (Conversion and SLA)</li>
	<li>Align day-to-day operations with broader business strategy</li>
	<li>Coordinate cross-functionally such as Product team, Risk, Tech, and Business team. </li>
</ul>

Digital Partnership Operational Lead

OttoDigital is part of Salim Group Digital Ecosystem (Financial Technology) - aims to empower “the underserved” and “the unbanked” population through integrated implementation of the Group digital payment ecosystem. We are digital platform and solution to businesses and enterprises, enabling various digital transactions on their services to better serve consumers.

OttoDigital Group

<ul>
	<li>Support account registration for MSME bank accounts through our system (Rose)</li>
	<li>Perform data quality checks (QC) for merchant onboarding</li>
	<li>Upload and manage Modern Merchant partnership documents</li>
	<li>Schedule and send merchant reports</li>
	<li>Activate and deactivate business portal access for partners and internal teams</li>
	<li>Assist in KYC data collection and verification for all partners (Maker &amp; Checker roles)</li>
	<li>Process data update requests (e.g., name, address, ID number, phone number)</li>
	<li>Handle special cases such as ID max issues, missing data images, and failed CIF merges</li>
	<li>Manage whitelist requests for employee or partner registration, updates, and deactivation</li>
	<li>Respond to customer issues via email and WhatsApp</li>
</ul>

Customer Onboarding Staff

<ul>
	<li>Organize and hold meetings with partners, convey administrative aspects of the partnership plan, assist partners in the collaboration review process, and coordinate with partners to build effective collaboration processes such as information sharing, assessment, and referral processes</li>
	<li>Analyze the client’s business to assist them with the payment getaway/biller integration processes, follow through on client’s progress, and suggest various payment product and features as appropriate</li>
	<li>⁠Work with relevant internal teams to ensure stakeholders are well-informed about relevant information and policy decisions</li>
	<li>Meet with partners to assess the product and solution fit and eligibility</li>
</ul>

Strategic & Merchant Partnership Officer

<ul>
	<li>Conduct user research through interviews, surveys, and usability testing.</li>
	<li>Analyze market trends to understand customer needs, preferences, and behaviors.</li>
	<li>Use data-driven insights to support product decisions and innovation.</li>
	<li>Lead end-to-end development of new products or features — from planning and writing Product Requirement Documents (PRDs), designing user journeys with UX teams, reviewing UAT, conducting Production Readiness Testing (PTR), to go-live.</li>
	<li>Prioritize and manage product backlogs, including features, user stories, and bugs.</li>
	<li>Ensure development teams focus on delivering the highest-impact work.</li>
	<li>Prepare Standard Operating Procedures (SOPs), sales/pitch decks, training materials, and all necessary product documentation.</li>
	<li>Maintain active communication and positive relationships with internal and external stakeholders.</li>
	<li>Manage commercial agreements with partners and formalize them through Partnership Agreements (PKS).</li>
	<li>Monitor product and feature performance post-launch.</li>
	<li>Collect user feedback and identify opportunities for continuous improvement and iteration.</li>
</ul>

Product Manager

PCS Indonesia is a company engaged in financial technology products and services. We provide payment solutions with the latest technology and in accordance with the development of the world.

PCS Group

<ul>
	<li>Plan, develop, and execute offline marketing strategies to strengthen PCS Payment’s market presence, with a primary focus on merchant-based branding and on-ground events. This includes:</li>
	<li>Creating and implementing merchant branding initiatives across PCS Payment’s POS network (2,000+ merchants), ensuring each branded merchant becomes a visible touchpoint to promote our brand to surrounding communities.</li>
	<li>Organizing and managing offline events such as merchant activations, community gatherings, and local promotional activities to boost awareness and engagement.</li>
	<li>Coordinating with merchants to optimize branding opportunities (storefront displays, POS materials, and promotional signage) to ensure maximum visibility.</li>
	<li>Working closely with internal teams to align offline campaigns with broader marketing objectives, ensuring consistent messaging and brand identity.</li>
	<li>Monitoring and evaluating offline marketing performance through merchant feedback, sales uplift data, and brand awareness metrics to refine future strategies.</li>
</ul>

Marketing Specialist

The transaction is the lungs of the breathing economy, that is why our first step starts with a big dream to pave the way towards freedom of transaction. Since 2007, DOKU has been the first electronic payment system and risk management company in Indonesia. 

From paying and getting paid to transfer funds, all are possible with DOKU. For more than one decade, we have grown together alongside large and medium scaled companies to personal sellers from various lines of business, ranging from transportation, tourism, insurance, retail, donation, communities, and many more. Collaboration with partners such as local and international banks, also non-banking institutions has strengthened our reputation as a trusted local electronic payment solution. 

Our business grows together with our partners’ businesses. Thus we have built a payment ecosystem that is supportive and strengthens theirs. The formation of three product pillars that responds to all business needs across all layers of society has marked our transformation from “The Better Way to Pay” becoming “Think Beyond Payments”. The three winning product pillars comprise Payment Gateway and Transfer Services for Corporate, SMEs, Start-ups, and Local and International MSMEs. The last product pillar, Collaborative Commerce, is designed to empower communities and personal usage.

DOKU, PT NUSA SATU INTI ARTHA

What Will You Do

<ul>
	<li>Responsible for the business growth by identify business development opportunities, and do research related to customer, market, and competitor activity</li>
	<li>Develop business model, plan, and strategies with partners (banks &amp; non-banks partnership)</li>
	<li>Responsible for creating plan to address business partners' need, upgrades, or additional features</li>
	<li>Understand the problems and challenges of partners and identify ways the business could better address those needs</li>
	<li>Monitor the integration process for partners on-boarding so that the production process is in line with the timeline</li>
</ul>

Business Partnership

<ol>
	<li>Business Growth &amp; Retention (Primary Focus)</li>
</ol>

<ul>
	<li>Mengelola dan menjaga keberlanjutan hubungan bisnis dengan klien strategis untuk memastikan retensi jangka panjang.</li>
	<li>Mengidentifikasi peluang upselling dan cross-selling berdasarkan data performa dan kebutuhan klien.</li>
	<li>Mendukung proses perpanjangan kontrak, revisi kerja sama, dan negosiasi komersial lainnya.</li>
	<li>Bekerja sama dengan tim produk dan bisnis untuk menyusun strategi pertumbuhan klien secara berkelanjutan.</li>
	<li>Menyusun rekomendasi pengembangan layanan atau produk berdasarkan insight dari klien</li>
</ul>

 

2. Relationship Management

<ul>
	<li>Menjadi perwakilan utama perusahaan dalam membina hubungan dengan klien utama.</li>
	<li>Memastikan komunikasi yang terbuka, jelas, dan profesional dalam seluruh interaksi dengan klien.</li>
</ul>

3. Service Delivery &amp; Operational Coordination

<ul>
	<li>Memastikan layanan kepada klien berjalan lancar sesuai dengan SLA.</li>
	<li>Berkoordinasi dengan tim internal seperti operasional, teknis, produk, legal, dan finance untuk mendukung kebutuhan klien.</li>
</ul>

4. Client Issue Handling

<ul>
	<li>Mengelola dan menyelesaikan keluhan atau kendala yang dihadapi klien secara efisien dan tuntas.</li>
	<li>Menyediakan dokumentasi dan tindak lanjut atas insiden atau isu layanan yang terjadi.</li>
</ul>

5. Performance Monitoring &amp; Reporting

<ul>
	<li>Memantau performa akun secara berkala (volume transaksi, stabilitas layanan, penggunaan fitur).</li>
	<li>Menyusun laporan berkala dan presentasi bisnis kepada klien (business review bulanan/triwulanan).</li>
</ul>

6. Client Onboarding &amp; Project Coordination

<ul>
	<li>Mendampingi klien baru dalam proses onboarding layanan atau integrasi teknis.</li>
	<li>Mengelola timeline dan milestone proyek kecil hingga menengah terkait kebutuhan klien.</li>
</ul>

Client Management

About The Role: 

Business Expansion Officer (Hunter) has main responsibility to acquiring new merchants as well as maintaining relation with existing merchants in order to achieve business acquisition goals.

 

What Will You Do: 

<ul style="list-style-type: disc;">
	<li>Generate, maintain and increase business opportunities with new and existing merchants-related to TPV &amp; TPT achievement.</li>
	<li>Assist and ensure integration process for partners on-boarding.</li>
	<li>Responsible for retaining existing merchants; keep merchants active and productive.</li>
	<li>Responsible for good relationship with partners and banks.</li>
	<li>Gather merchant’s feedback.</li>
	<li>Understand the problems and challenges of merchants and identify ways the business could better address those needs.</li>
	<li>Handle administrative works related to merchant's data (e.g craft new sales proposals and contract renewals).</li>
</ul>

Business Development Officer

a. Model Development and Deployment 
- Design, build, and deploy machine learning models for credit scoring. Perform risk evaluation and business impact analysis and making suggestion to Risk counterparts. 
- Develop and perform testing on model implementation logics.

b. Feature Engineering and Model Improvement 
- Conduct analysis to improve model performance, through research in algorithms or feature engineering.

c. Data Analysis and Insights 
Work along with Risk counterparts to analysis portfolio and acquisition performance. Fine tuning Risk rule engines and drive improvement to implementation.

Senior Data Scientist

PT Midas Daya Teknologi is an IT Consulting, Product and Services company. Our area of business varies in providing expert Consulting Services, Professional Services, Application Development, Infrastructure Management, Big Data Solutions, Project management and Core Banking Transformation.
Started by professionals who have deep experience in core banking transformation, development, enterprise architecture, infrastructure design and management, big data solutions and project management, Midas comprises highly committed professionals who have good expertise specific to Indonesian banking sector.

We are also official partner with ORACLE as we have deep knowledge and experience in implementing Oracle FLEXCUBE core banking (Oracle FLEXCUBE Retail or OFCR, Oracle FLEXCUBE Universal Banking Solution, Oracle FLEXCUBE Direct Banking).

Perks and Benefits:
Employees have been number one since day one. Our founders knew that a unique corporate culture would differentiate us and be as a foundation for our success. If you like wild growth and working wit happy, enthusiastic overachievers, you’ll love Workday. We know that happy employees are engaged employees. In Midas, you will work alongside legends in the industry, the brightest new grads, and everything in between. Our commitment to PT Midas diversity extends beyond our culture and values
into everyday practices, which makes feel like home. PT Midas is growing. 

If you are passionate, fun and live for breakthrough ideas, consider joining our team.
• Competitive salary in market
• Supportive teammates
• Health insurance benefits
• Social Security
• Self-development activities that support careers
• Flexible working hours
• Broaden your knowledge in new technology

PT Midas Daya Teknologi

<ol>
	<li>Work closely with stakeholders (business teams, developers, and end-users) to understand loan-related business requirements.</li>
	<li>Analyse and document loan workflows, systems, and processes.</li>
	<li>Develop test plans, cases, and scripts for loan-related systems.</li>
	<li>Conduct UAT (User Acceptance Testing) with business teams.</li>
	<li>Work with BI teams to create reports on loan performance, risk analysis, and compliance.</li>
	<li>Analyse loan data to improve efficiency and decision-making.</li>
</ol>

System Analyst

ALEPH PROFILE:

Hello, we noticed you taking a peek.

It all started on a stormy day in May 2006. There was rain, there was thunder, there was lightning, and there was Aleph.

Aleph is a striking group of craftsmen specialised in strategy, design and technology. We work together to plan, write and produce internet, mobile, and desktop solutions for the most daring set of clients. Bold clients who see the future of user-centric experience and engage Aleph as their rocket fuel.

ALEPH CULTURE:

We’ve grown from a garage operation to a staff strength of 300 and growing across Singapore, Indonesia, Malaysia, Vietnam and Thailand; but we still maintain a boutique company feel and culture within each local market. This is what bonds us and yet frees us enough to apply our unique talents, to deliver functional and flexible solutions, to dream big and to make it happen within this part of the world.

First discovered in 2006 the Alephian is a rare species. As a highly collaborative species, the Alephian loves to gather together and exercise great creativity to accomplish large difficult projects for its counter part in the natural hierarchy: “the client”.

The Alephian’s natural habitat is in the mobile and internet space where its nimble fingers and outstanding control of Wacom pens creates beautiful websites, apps, and campaigns.

A peculiar characteristic is the Alephian ability to communicate relevant information consistently. This is highlighted by a Friday morning tradition where they gather around food and exchange knowledge. This appears to be an effort to become a better group of species.

When not at work, Alephians can be found enjoying Southeast Asia’s beautiful resorts and beaches, planning a theme party or cycling together. And if you ever walk by, put your hand up. Alephians love giving high fives.

Aleph Labs

At Aleph, we design human experiences by asking the right questions. Here, you’d find a curious breed of creative engineers spread across the globe, specializing in craft, strategy, and technology. With a keen ear to the ground, we turn big dreams into user-first digital solutions by design. Through rigorous prototyping, close collaboration, and responsive engineering, we commit to creating a future that leaves our craft, community, and clients better than before.

​​We’re looking for a skilled and curious Product &amp; UX Researcher to join our team and support the revamp of a major banking platform. You’ll be embedded in a cross-functional project squad alongside UI/UX Designers and the client’s Product and Business teams. Your role is to uncover user needs, pain points, and opportunities — and to champion those insights to shape the next generation of banking experiences.

As the team’s Researcher, you will own the end-to-end research process and help guide both product and design decisions. You’ll also contribute to defining post-launch success metrics to ensure the solutions we create have measurable impact.

Here are your key responsibilities:

<ul>
	<li>Collaborate with the internal project squad and the client’s stakeholders to define research goals and select the most effective approaches (interviews, FGDs, participatory design, usability testing, surveys, A/B testing, data analysis, etc).</li>
	<li>Translate business questions into focused research plans and activities that generate actionable insights.</li>
	<li>Lead end-to-end research: plan, recruit, conduct, analyze, and report — including managing research operations for the project.</li>
	<li>Present findings in clear, structured, and compelling formats (e.g., report documents, insight decks, or synthesis frameworks).</li>
	<li>Act as a user advocate in design discussions, participating in ideation and helping shape the UX.</li>
	<li>Co-define product success metrics and performance indicators with the team; help build a framework for ongoing tracking and optimization.</li>
	<li>Ensure all research activities adhere to ethical and legal standards, especially around handling sensitive customer and financial data.</li>
</ul>

Researcher

About The Role: 

<ul>
	<li>Fulfill Merchant Success Role in DOKU</li>
	<li>Drive company growth through the acquisition of new merchants across various industries</li>
</ul>

 

What Will You Do:

<ul>
	<li>Given the dynamic nature of the Hunter role, this VP of Sales must be agile, proactive, and have a keen sense for opportunities in various industries.</li>
	<li>Proactive Attitude: The ability to take the initiative in finding new merchant opportunities without waiting for direction.</li>
	<li>Persuasiveness: Convincing potential merchants to engage with your services or products is crucial. A persuasive manner can make a significant difference in the acquisition process.</li>
	<li>Resilience and Tenacity: Rejection is part and parcel of a hunter role. The ability to remain positive and focused despite setbacks is vital for long-term success.</li>
	<li>Excellent Networking Skills: Building and maintaining a strong professional network is important for identifying and capitalizing on new business opportunities.</li>
	<li>Strong Closing Abilities: Once a potential merchant has been identified and engaged, the ability to close the deal effectively is crucial. This skill is particularly valuable in a hunter role where acquisition is the primary objective.</li>
	<li>Analytical Mindset: The ability to analyze market trends, consumer behavior, and competition is important for targeting the right merchants effectively.</li>
	<li>Quick Decision-making: In the fast-paced environment of new merchant acquisition, quick and effective decision-making skills can be a game-changer.</li>
	<li>Emotional Intelligence: Understanding the emotional needs and motivations of both team members and potential clients can greatly assist in negotiation and relationship-building processes.</li>
	<li>Competitiveness: An inherent drive to outperform targets and competitors can be a strong motivator in a hunter role.</li>
	<li>Time Management: Balancing multiple prospects and sales cycles is a challenging aspect of any hunter role. Efficient time management can significantly boost productivity and success rates.</li>
</ul>

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