health care microinsurance financial services

Asuransi Astra has been serving customers for more than half a century, precisely since September 12, 1956. The company, known for its Garda Oto motor vehicle insurance products, serves customers through a network of services spread across 28 branch offices, as well as service units and Garda Centers that continue developing. In addition to motor vehicle insurance, other products from Asuransi Astra are Garda Medika health insurance, mining industry insurance, agribusiness industry insurance, shop insurance, gas station insurance, sharia insurance, and others.

Since 2015, Asuransi Astra has developed its products and services digitally and introduced Garda Mobile as a collection of mobile applications intended for retail, commercial and general customers. The four Garda Mobile applications namely Otocare, Medcare, HR-access, and CR-access are consistently updated through various innovations aimed at customer convenience and comfort. The latest innovation developed in the Garda Mobile Otocare with the presence of GarXia, the first insurance purchase chatbot in Indonesia that can also help customers in reporting claims and the Garda Mall feature that allows users to shop for a variety of automotive needs, Astra Financial financial products, also to buying and selling cars. Asuransi Astra also has four digital products namely Garda Me, Garda Edu, Garda Home, and Garda Trip which can be purchased easily and quickly through the gardaoto.com site.

Asuransi Astra performance has also been recognized with various awards that have been received, including: Platinum Indonesia Best Brand Award (2002-2019), Top Brand Award (2007-2019), Service Quality Award (2007-2018), Corporate Image Award ( 2007-2019), Indonesian Customer Satisfaction Award (2001-2017), Indonesia Original Brand Award (2017-2019), General Insurance with very good financial performance in the Infobank Insurance Award (2008-2016, 2019), Excellent Service Experience Award (2013 -2020), Contact Center Service Excellence Award (2013-2020), Social Media Award (2012, 2016), Indonesia Sharia Finance Award (2017), Insurance Award (2017-2018), Insurance Consumer Choice Award (2017-2018), Asian Brands (2018), Marketing Award (2018), Indonesia Digital Innovation Award (2018), Markeeter of the Year (2018-2019), Infobrand Mobile Application Choice (2018), Marketeers Editor Choice Award (2018-2019), Indonesia Insurance Innovation Award (2019), Indonesia Digital Popular Brand Award (20 19), and others.

With the support of branches and workshops that are spread all over Indonesia, along with the best services and a series of achievements, certainly not stopping the steps of Asuransi Astra innovation through products that are built from the new spirit of Asuransi Astra to always provide comfort and peace for every customer. Therefore, Asuransi Astra will invest time and effort so that you always smile. "Peace of Mind to Millions" is the result that Asuransi Astra will provide to each customer.

Disclaimer: 
Asuransi Astra tidak pernah memungut biaya apa pun untuk seluruh proses rekrutmen. Apabila menemukan kejanggalan terkait kegiatan yang mengatasnamakan Asuransi Astra, cek kebenaran informasi tersebut melalui Garda Akses 1 500 112, atau Instagram @AsuransiAstra.

Asuransi Astra

Health Business Analyst carries out improvement and innovation initiatives needed in Health Business, starting from analyze business conditions, propose business development, implementation and evaluation involving various internal and external parties of the company. Health Business Analyst also running Medcare (Garda Medika Application/Health Insurance Mobile App) and Wellness Programs in order to achieve predetermined business targets.

<ul>
	<li>Analyze health business conditions, propose, and implement the improvement based on the business conditions and digital trend in the field of Health Insurance</li>
	<li>Advice, evaluate, and implement health business development in Health Insurance</li>
	<li>Develop, execute, and lead the development of Health Business projects such as Wellness Program </li>
	<li>Propose, design, implement, &amp; monitor Wellness Program based on clients' health performance</li>
	<li>Coordinating the development of Medcare features (Health Insurance Mobile App), monitoring complaints, and conducting periodic monitoring and evaluation of Medcare implementation (Health Insurance Mobile App)/Wellness Program</li>
	<li>Improve health awareness level to employee benefit participant through a wellness programs/Medcare App Dashboard</li>
	<li>Do market research and benchmark in Health Insurance or related fields</li>
	<li>Analyzed feedback and make preventive program in Health Insurance</li>
	<li>Promote health information, health/wellness tips &amp; trick, and merchant promo in Medcare App (Health Insurance Mobile App)</li>
</ul>

Health Business Analyst

Data Analyst will handle big data in health business and be responsible to calculate &amp; analyze data from health business in insurance industry. They will provide and present the findings that they found based on the data. They also need to suggest an evaluation or improvement based on the data that they found to clients/relevant department.

Health Data Analyst

Deskripsi pekerjaan dari Health Claims Intern, dimana nantinya akan beroperasi di department Health Claims, dengan detail aktivitas:

 

<ul>
	<li>Membantu kebutuhan project Cost Claim Management</li>
	<li>Menganalisa data claim</li>
	<li>Menganalisis dan melakukan pendataan obat</li>
</ul>

Health Claims Intern

ASTRO is Indonesia's quick commerce company that delivers groceries and essentials to your door within minutes. Founded in 2021 by a group of seasoned e-commerce executives and backed by both trusted International and local investors, it is our mission to make people's lives simpler and easier by saving them time, energy, and money.
Just like real Astronauts that take off into outer space, Astro embodies the values of being fast, bold, adventurous, and technologically advanced.
Interested in working for a company that pushes the boundaries and strives to be the best? Join us now to be a part of this ground-breaking mission!

Astro Technologies Indonesia

1. Vendor Assistance &amp; Communication 
- Menjadi first point of contact untuk supplier/vendor terkait pertanyaan, kendala, atau permintaan informasi. 
- Menjaga komunikasi yang baik dengan vendor untuk memastikan proses kerja berjalan lancar. 
= Menangani inquiries dari vendor terkait proses operasional maupun administrasi. 
2. Invoice &amp; Payment Monitoring 
= Melakukan pengecekan status invoice vendor dan memastikan proses pembayaran berjalan sesuai timeline. 
- Berkoordinasi dengan tim Finance untuk memastikan invoice yang diajukan vendor diproses dengan benar. 
3. PO Fulfillment Support 
- Membantu memonitor proses Purchase Order (PO) fulfillment dari vendor ke warehouse. 
- Mengidentifikasi dan membantu menyelesaikan kendala yang terjadi dalam proses pengiriman barang ke warehouse. 
4. Issue Resolution 
- Menangani dan menindaklanjuti issue dari vendor yang berkaitan dengan operasional maupun finance. 
- Berkoordinasi dengan tim internal terkait untuk memastikan masalah dapat diselesaikan secara efektif. 
5. Process Understanding 
- Memahami alur kerja operasional dan proses finance yang berhubungan dengan vendor management. 
- Memberikan informasi yang akurat kepada vendor terkait proses internal perusahaan.

Supplier Care Unit Admin

<ul>
	<li>Mendukung penerapan program K3 dan lingkungan sesuai standar perusahaan dan peraturan yang berlaku.</li>
	<li>Melakukan inspeksi rutin di area kerja untuk mengidentifikasi potensi bahaya dan memberikan rekomendasi perbaikan.</li>
	<li>Mengawasi kepatuhan terhadap penggunaan APD (Alat Pelindung Diri).</li>
	<li>Mencegah potensi kecelakaan di gudang yang berdampak pada LTI/Kematian &amp; kerusakan aset.</li>
	<li>Membantu menyusun laporan SHE bulanan kepada manajemen dan laporan triwulan kepada disnaker/instansi terkait.</li>
	<li>Mencatat, melaporkan, dan menindaklanjuti insiden, kecelakaan kerja, dan near miss.</li>
	<li>Mendukung pelaksanaan sosialisasi, pelatihan, dan kampanye SHE kepada karyawan.</li>
	<li>Membantu meningkatkan awareness budaya kerja yang aman dan berkelanjutan.</li>
	<li>Membantu persiapan dan pelaksanaan audit terkait SHE.</li>
	<li>Memastikan dokumen dan perizinan terkait SHE selalu up-to-date.</li>
	<li>Membangun dan menjaga hubungan baik dengan pengelola kawasan industri, pemerintah, serta pihak eksternal lainnya.</li>
</ul>

Safety, Health, & Environment (SHE) Associate

<ul>
	<li>Lead and develop three core functions under People Services (People Operations – Payroll, Compensation &amp; Benefits, HRIS; General Affairs &amp; IT Support – Including Health, Safety &amp; Environment (HSE); Industrial Relations – Employee relations, compliance, and government liaison).</li>
	<li>Ensure payroll accuracy and compliance across employees, daily workers, and mitra.</li>
	<li>Strengthen Industrial Relations by managing employee relations, resolving disputes, and maintaining strong partnerships with authorities and external stakeholders.</li>
	<li>Drive operational excellence, standardize policies, and ensure compliance with Indonesian labor laws.</li>
	<li>Build and maintain a safe, efficient, and productive workplace ecosystem. This includes office and asset management, vendor relations, IT support systems, and Health, Safety &amp; Environment programs that protect and empower our teams.</li>
	<li>Collaborate with cross-functional teams (Finance, Legal, and People Partners) to align People Services with business needs.</li>
	<li>Design and optimize scalable HR systems, tools, and processes for efficiency and automation.</li>
	<li>Lead continuous improvement projects that make Astro faster, more efficient, and more people-centric.</li>
	<li>Lead and grow a high-performing, psychologically safe, and trusting team that delivers excellence at scale.</li>
</ul>

Senior Lead People Services

FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

PT Astra Digital Arta, also known as AstraPay is part of Astra International. AstraPay available to support current digital transactions trends for Indonesian people.

AstraPay mobile application provides range of digital transactions supporting daily needs, from electricity bill, BPJS, to health insurance payment.

Enjoy every convenience of digital transaction with AstraPay. Available on Google Play Store http://ap.money/pakaiAP

AstraPay

<ul>
	<li>
	Prepare the annual budget based on company strategy and historical data
	</li>
	<li>
	Collaborated with all departments to obtain the data which will be used as the basis source in order to prepare Annual Budget.
	</li>
	<li>
	Monitor Operational performance including variance analysis and comparison against forecast and budget.
	</li>
	<li>
	Prepare and analyze financial review report every month by comparing monthly budget to actual result, and reporting on variances from the budget, last month, and last year result.
	</li>
	<li>
	Review all expenses from current month
	</li>
	<li>
	Compare budget, forecast, and actual results → identify gaps and root causes
	</li>
	<li>
	Quarterly Forecast, Monthly and Quarterly Reporting
	</li>
	<li>
	Ability to analyze financial data, costs, and trends
	</li>
	<li>
	Preparing financial projection according to company’s corporate action plan
	</li>
	<li>
	Perform scenario planning (optimistic, base case, pessimistic) &amp; Present forecast reports to management for decision-making
	</li>
	<li>
	Have experience in Audit is a plus
	</li>
</ul>

Financial Planning and Analyst

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ul>
	<li>Melakukan kunjungan &amp; penagihan angsuran kepada konsumen Product Motor/Mobil yang telat bayar past due 1-90 hari</li>
	<li>Melakukan pengantaran Surat Peringatan kepada konsumen dan Melakukan pengamanan/penarikan unit konsumen</li>
</ul>

Financial Advisor BFI Batam

Toyota Astra Financial (TAF) was established by Astra International and Toyota Financial Services Corporation as a financial company and part of both Astra Group and Toyota value chains to provide financing solutions which support automotive sales in Indonesia.

Offers varieties of financing facilities, primarily focused on financing vehicles, with the option of conventional or sharia financing according to customer needs.

TAF develops a reliable service network based on good relationship with dealers, digitalization for more optimal access and connectivity in the business ecosystem, as well as agile organization with embedded risk management lifestyle.

Build Your Future with TAF!
1.	Health insurance for all TAF Employees
2.	Training and promotion chance in all TAF business sectors
3.	A positive working environment that promotes employee safety, growth, and goal attainment

Vision
Preferred financing solution for Toyota ownership through service excellence.

Mission
1.	To provide best value to customers
2.	Being a partner of Toyota to achieve long term success
3.	To provide sustainable value creation to stakeholders
4.	Being an employer of choice
5.	To share prosperity to community

Toyota Astra Financial Services

<ul>
	<li>
	Participate in a 12-month Management Trainee Program designed to groom you into an operational leader within the company.
	</li>
	<li>
	Demonstrate exceptional aptitude in learning, planning, leading, and executing tasks to qualify for the program.
	</li>
	<li>
	Engage in comprehensive training modules to develop a deep understanding of various aspects of the company's operations.
	</li>
	<li>
	Collaborate with experienced professionals and mentors to gain insights into leadership and management practices.
	</li>
</ul>

Management Trainee for Operations

CARE Technologies is the first generation in Indonesia who launced the desktop and web version of an application for th General Insurance.

CARE Technologies was established in February 20th, 2006 and located in Tebet – South of Jakarta. Today we have nearly 80 employees with the position IT Programmer and IT Consultant. In 2010 CARE Technologies became first generation who issued an application for General Insurance in the Enterprise version which is still growing until today.

Mostly 80% Insurance Company in Indonesia using CARE Application, and we have client in Thailand and Philippines. CARE Technologies has a schedule in yearly to making Corporate Social Responsibility (CSR) at East Indonesia, focus in education and social problems.

CARE Technologies

<ul>
	<li>Perform market research to identify new opportunities and engage with executives to establish strategies for pursuing those new opportunities.</li>
	<li>Create and improve proposals for our existing and new clients.</li>
	<li>Develop relationships with prospective clients, while maintaining existing client relationships</li>
	<li>Having knowledge of Legal Documentation</li>
	<li>Negotiate contract terms with clients and communicate terms to stakeholders</li>
	<li>Innovation and problem-solving skills that include the ability to develop and propose equipment-based solutions for clients</li>
</ul>

Business Development Specialist

<ul>
	<li>Confirms project requirements by reviewing program objective, input data, and output requirements with analyst, supervisor, and client</li>
	<li>Encodes project requirements by converting work flow information into computer language.</li>
	<li>Confirms program operation by conducting tests; modifying program sequence and/or codes.</li>
	<li>Prepares reference for users by writing operating instructions.</li>
	<li>Maintains historical records by documenting program development and revisions.</li>
	<li>Contributes to team effort by accomplishing related results as needed.</li>
	<li>Create maintain business process documents, project documents, and the documents to be clear and effective training</li>
	<li>Solve the problems that are still related to the tasks performed</li>
	<li>Maintaining good relationships with clients, superiors directly or indirectly and colleagues to uphold the ethnics of professionalism</li>
	<li>Maintaining the confidentiality of client data</li>
	<li>Strong analytical and planning skills;</li>
	<li>Good communication and presentation skills;</li>
	<li>Excellent problem-solving skills</li>
</ul>

IT Programmer

Research Service Development Analyst or in Asuransi Astra it is called Service Development Analyst will be responsible to evaluate (existing processes), develop, and implement processes, knowlege, skills, abilities, and attitudes of frontliners in Asuransi Astra. They also will analyze (to get Customer Insight), then propose, conceptualize, &amp; create programs for customer/services culture activities (such as service standards/standar layanan and service behaviour) based on Customer Insight that in line with Asuransi Astra Culture &amp; Value.

<ul>
	<li>Develop and update service standards (SOPs &amp; guidelines).</li>
	<li>Monitor and evaluate service quality performance.</li>
	<li>Initiate improvement programs to enhance customer experience.</li>
	<li>Coordinate and provide coaching to ensure service standards implementation.</li>
</ul>

Research Service Development Analyst

PT BCA Finance berdiri pada tahun 1981 dengan nama PT Central Sari Metropolitan Leasing Corporation (CSML). Pada awal berdirinya, pemegang saham Perusahaan adalah PT Bank Central Asia dan Japan Leasing Corporation. Saat itu Perusahaan masih memfokuskan usaha pada pembiayaan komersial, seperti pembiayaan mesin-mesin produksi, alat berat dan transportasi.

Selanjutnya pada tahun 2001 PT Central Sari Metropolitan Leasing berubah nama menjadi PT Central Sari Finance (CSF), diikuti dengan perubahan kepemilikan saham, dimana PT Bank Central Asia, Tbk (BCA) menjadi pemegang saham mayoritas, serta perubahan fokus usaha menjadi pembiayaan kendaraan bermotor, khususnya roda empat atau lebih. Terakhir, Sesuai dengan Surat Keputusan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia No.C-08091 HT.01.04.TH.2005, maka per tanggal 28 Maret 2005 PT Central Sari Finance telah berubah nama menjadi PT BCA Finance.

Kini BCA Finance sendiri telah berhasil mencatatkan asset kelolaan sebesar 52 T dengan profit 1,6 T. Dengan misinya untuk menjadi perusahaan terkemuka di industri pembiayaan PT BCA Finance senantiasa melakukan perubahan dan pengembangan model bisnis untuk menjawab tantangan dan kebutuhan zaman dimana hal ini sejalan dengan tag line perusahaan yaitu solusi tepat pembiayaan anda. 

Untuk mencapai hal tersebut PT BCA Finance memiliki nila-nilai perusahaan yang senantiasa diterapkan yaitu FOCUS yang terdiri dari:

First Class Teamwork
Orientation to Quality
Customer Focus
Uncompromise Integrity
Striving for Excellence

Melalui FOCUS ini seluruh karyawan diarahkan untuk memiliki budaya kerja yang sama sehingga tercipta sebuah Tim yang solid dalam menjalankan bisnis.

Untuk SDM sendiri selain penanaman budaya perusahaan BCA Finance juga focus pada pengembangan skill dan karir karyawannya oleh karena itu kebutuhan pejabat di BCA Finance 90% diperoleh dari internal.

PT BCA Finance

<ul>
	<li>Mengelola keamanan dan kebersihan cabang nasional</li>
	<li>Mengelola pengadaan kebutuhan rumah tangga kantor pusat</li>
	<li>Mengelola gudang cabang nasional</li>
	<li>Berkoordinasi dengan user dan PIC nasional</li>
</ul>

BCA Finance tunduk pada ketentuan UU Nomor 27 Tahun 2022 tentang Perlindungan Data Pribadi berikut aturan turunan serta perubahan-perubahannya dari waktu ke waktu. Saya menyetujui data-data saya digunakan, diverifikasi, dikelola dan ditatausahakan untuk tujuan perekrutan di PT BCA Finance.

Office Service Staff

<ul>
	<li>
	Menyusun strategi pencapaian booking dan melaksanakan program kerja tim Agency yang selaras dengan kondisi cabang dan peraturan perusahaan.
	</li>
	<li>
	Melakukan pemetaan (mapping) area untuk mendukung aktifitas lapangan tim Agency (termasuk assignment tugas rekrut &amp; maintain BA).
	</li>
	<li>
	Melakukan pengawasan dan evaluasi implementasi strategi atas program kerja yang telah disusun, termasuk memberikan dukungan kepada anggota tim NDF Car.
	</li>
	<li>
	Melakukan koordinasi dengan anggota tim NDF Car maupun dengan unit lain dan BM dalam rangka pencapaian target yang telah ditetapkan.
	</li>
</ul>

Relationship Management

Performance Management and Coaching

Change Management

Analyzing Data

Complex Problem-Solving

Management Trainee Non Dealer Financing

PT Sinar Mitra Sepadan Finance (“Perusahaan”) adalah perusahaan pembiayaan nasional yang didirikan pada 28 November 2000. Perusahaan memperoleh izin usaha melalui Surat Keputusan Kementerian Keuangan Nomor 365/KMK.06/2001 pada 11 Juni 2001. Saat ini, Perusahaan berkedudukan di Jakarta Selatan dengan kantor pusat di Agro Plaza Lantai 16-17, Jl. H.R. Rasuna Said Kav. X2-1, Kuningan Timur, Setiabudi, Jakarta Selatan 12950.

Pemegang saham Perusahaan saat ini adalah ORIX Corporation dari Jepang dan PT Sinar Mas Multiartha, Tbk. (“SMMA”), dengan ORIX Corporation sebagai pemegang saham mayoritas sebesar 85%.

Perusahaan telah menjadi bagian dari ORIX Corporation, Jepang, yang memiliki jaringan di lebih dari 30 negara dan terdaftar di New York Stock Exchange. PT Sinar Mitra Sepadan Finance bergerak di bidang jasa pembiayaan kendaraan bermotor roda empat atau lebih. Selama lebih dari 20 tahun, Perusahaan telah berkembang dengan memiliki lebih dari 100 jaringan (Kantor Cabang dan Kantor Selain Kantor Cabang) di seluruh Indonesia dan lebih dari 2.000 karyawan. 

SMS Finance, pilihan perusahaan pembiayaan untuk mobil bekas dan multiguna dengan jaminan BPKB mobil, bunga rendah mulai 0,7%!

PT. Sinar Mitra Sepadan Finance (SMS Finance)

<ol>
	<li>Menyajukan dashboard monitoring progres produktifitas penjualan produk Car Financing, produktifitas marketing, produktifitas supplier dan program marketing secara harian, mingguan atau bulanan serta memastikan distribusi data ke departemen dan cabang/area/regional tersampaikan dengan baik.</li>
	<li>Melakukan analisa data produktifitas penjualan produk carfin dan melakukan analisa data market dan competitor.</li>
	<li>Menyusun rencana perubahan dan pengembangan serta mengevaluasi terkait kebijakan, struktur pembiayaan produk carfin serta program marketing.</li>
</ol>

Kalibrr Job Search