Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 13 branches located in 11 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

<b>MISSION STATEMENT</b>
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

<b>MOTTO</b>
Fast, Safe, Caring

Bank Universal BPR

<ul>
	<li>Mencapai target penjualan produk pendanaan (seperti tabungan dan deposito berjangka).</li>
	<li>Menjaga hubungan baik dengan nasabah secara berkelanjutan.</li>
	<li>Meningkatkan pangsa pasar (market share) dan portofolio perusahaan.</li>
	<li>Memberikan layanan prima (service excellence) kepada nasabah.</li>
	<li>Akuisisi nasabah baru untuk memperluas basis konsumen.</li>
</ul>

Funding Officer Jambi Area

PT Hino Finance Indonesia ("HFI/Company") was established based on a joint venture agreement between Hino Motors Ltd., PT Indomobil Multi Jasa Tbk., and Summit Global Auto Management B.V. (part of Sumitomo Corporation) in accordance with the Deed of Establishment dated July 11, 2014. HFI is a captive financing company for commercial trucks, especially for the Hino brand, which is here to support the sales of Hino products in Indonesia through financing solutions such as, finance leases, sale and leaseback, and other products according to the company's articles of association, which are tailored to customer needs.

Hino Finance Indonesia

<ul>
	<li>Analyze all financial data for lease application proposal and check the validity &amp; accuracy of customers data (minimum 5 C's of Credit), including counting financial ratios</li>
	<li>Provide recommended terms and conditions for the lease application</li>
</ul>

Credit Analyst Jambi

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ul>
	<li>Mencapai target sesuai dengan KPI yang telah ditentukan.</li>
	<li>Menjalankan fungsi marketing untuk mendapatkan leads/prospect dari showroom rekanan.</li>
	<li>Menjaga hubungan kerja yang baik dengan showroom dan memastikan proses kerja Dealer Relationship Management (DRM) berjalan dengan baik, sehingga dapat meningkatkan loyalitas dan produktifitas showroom yang sudah bekerja sama.</li>
	<li>Melakukan support atas kebutuhan showroom dalam upaya untuk meningkatkan produktifitas showroom yang dihandle.</li>
	<li>Berkoordinasi dengan surveyor/Head/Supervisor untuk memastikan leads/prospek yang diperoleh sudah dilakukan proses secara proper.</li>
</ul>

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