PT Hino Finance Indonesia ("HFI/Company") was established based on a joint venture agreement between Hino Motors Ltd., PT Indomobil Multi Jasa Tbk., and Summit Global Auto Management B.V. (part of Sumitomo Corporation) in accordance with the Deed of Establishment dated July 11, 2014. HFI is a captive financing company for commercial trucks, especially for the Hino brand, which is here to support the sales of Hino products in Indonesia through financing solutions such as, finance leases, sale and leaseback, and other products according to the company's articles of association, which are tailored to customer needs.

Hino Finance Indonesia

<ul>
	<li>Analyze all financial data for lease application proposal and check the validity &amp; accuracy of customers data (minimum 5 C's of Credit), including counting financial ratios</li>
	<li>Provide recommended terms and conditions for the lease application</li>
</ul>

Mathematics

Financial Analysis

Financial Statement Analysis

Microsoft / MS Excel

Credit Analyst Samarinda

About the role 
 
We are a multinational financing company that currently seeking an experienced and dynamic POS Head to join our team. As the POS Head, you will be responsible for leading and overseeing the operations of our branch located in Samarinda. This full-time role offers an exciting opportunity to contribute to the growth and success of our business.

What you'll be doing

<ul>
	<li>Manage and direct all day-to-day POS operations, ensuring efficient and effective service delivery to our customers/dealers</li>
	<li>Develop and implement strategies to achieve POS sales target, profit ratio/interest rate target, financing quality (with minimum non-performing financing)</li>
	<li>Identify and implement process improvements to enhance the customer experience and drive operational efficiency</li>
	<li>Foster a positive, collaborative, and customer-centric work environment within the POS</li>
	<li>Collaborate with other business units to support the overall objectives of the organization</li>
	<li>Ensure compliance with all relevant regulations, policies, and procedures</li>
</ul>

POS Head Samarinda

PT PANTJA ARTHA NIAGA adalah perusahaan yang bergerak dalam bidang Importir dan Distributor minuman, khususnya minuman beralkohol, mencakup Beer, Wine & Spirits.

PT Pantja Artha Niaga

<ul>
	<li>Menjalankan rencana penjualan, program promosi, serta aktivitas trade marketing sesuai strategi perusahaan, khususnya untuk channel HoReCa (Hotel, Restaurant, Café/Bar), serta channel GT (General Trade) dan MT (Modern Trade) sesuai area tanggung jawab.</li>
	<li>Membangun dan menjaga hubungan kerja yang baik dengan existing customer serta mendukung akuisisi outlet baru.</li>
	<li>Melakukan monitoring stok produk di outlet dan memastikan proses pemesanan berjalan dengan baik serta sesuai regulasi yang berlaku.</li>
	<li>Mengidentifikasi peluang penjualan baru, potensi listing produk, serta peluang aktivasi brand di area yang menjadi tanggung jawab.</li>
	<li>Mengelola dan mengembangkan penjualan produk Alcohol dan Non-Alcohol sesuai strategi perusahaan</li>
	<li>Memastikan implementasi program promosi dan aktivasi brand untuk produk Alcohol &amp; Non-Alcohol berjalan efektif dan tepat sasaran.</li>
	<li>Mengumpulkan dan menganalisa informasi pasar terkait tren penjualan, harga kompetitor, serta aktivitas pesaing.</li>
	<li>Menyusun laporan penjualan dan laporan aktivitas kunjungan secara berkala kepada Sales Supervisor/Manager.</li>
	<li>Bekerja sama dengan tim internal dan distributor untuk memastikan kelancaran supply, pengiriman, dan administrasi penjualan.</li>
</ul>

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Credit Analyst Samarinda

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