PT PANTJA ARTHA NIAGA adalah perusahaan yang bergerak dalam bidang Importir dan Distributor minuman, khususnya minuman beralkohol, mencakup Beer, Wine & Spirits.

PT Pantja Artha Niaga

<ul>
	<li>Melakukan review, verifikasi, dan input data terkait pengajuan pinjaman.</li>
	<li>Memastikan kelengkapan dokumen serta kesesuaian dengan kebijakan internal.</li>
	<li>Melakukan monitoring terhadap outstanding loan, jadwal pembayaran, serta status kolektibilitas.</li>
	<li>Menyusun laporan periodik terkait posisi pinjaman, aging, dan performance loan portfolio.</li>
	<li>Melakukan rekonsiliasi data pinjaman dengan bagian Finance/Accounting.</li>
	<li>Menangani pertanyaan dan komunikasi dengan pihak internal maupun eksternal terkait status pinjaman.</li>
	<li>Mendukung proses audit internal dan eksternal dengan menyediakan data yang diperlukan.</li>
	<li>Mengidentifikasi potensi risiko dan memberikan rekomendasi perbaikan proses loan management.</li>
</ul>

Loan Management

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

Manage Assets (financing channeled to debtors). 
Manage the collection team at the Branch. 
Establish and maintain relationships with third parties. 
Implement the Asset Management work plan as set by the central Asset Management division. 
Monitor daily and monthly target achievements, and identify issues affecting target attainment.

Management Trainee Asset Management

FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

PT Astra Digital Arta, also known as AstraPay is part of Astra International. AstraPay available to support current digital transactions trends for Indonesian people.

AstraPay mobile application provides range of digital transactions supporting daily needs, from electricity bill, BPJS, to health insurance payment.

Enjoy every convenience of digital transaction with AstraPay. Available on Google Play Store http://ap.money/pakaiAP

AstraPay

<ol>
	<li>Conduct risk assessments identifying potential risks, evaluating impact, and developing mitigation strategies</li>
	<li>Perform ad hoc risk assessments to support strategic decisions</li>
	<li>Develop policies and procedures to ensure the effective implementation of the company's risk management in line with the risk levels aligned with the management's and stakeholders' risk appetite</li>
	<li>Perform third-party risk management, ensuring vendors meet compliance, security, and risk management standards</li>
	<li>Ensure compliance with laws, regulations, and industry standards, including reporting to Astra International, Astra Financial, PPATK, and Bank Indonesia, etc</li>
	<li>Develop and enforce an enterprise-wide third-party risk framework, ensuring compliance and operational risk mitigation</li>
	<li>Analyze data and conduct fraud investigations to identify suspicious activities and prevent financial risk</li>
	<li>Monitor risk mitigation to ensure all necessary actions are taken for ISRM, cybersecurity, fraud, operational, compliance, and other risks. Maintain and enhance loss event data with internal reports and root cause analysis for effective risk monitoring.</li>
	<li>Assist in the development and implementation of BCM policies, procedures, and tabletop exercises to enhance resilience and risk preparedness.</li>
	<li>Develop risk management culture, conduct risk training and awareness programs to enhance employees’ understanding of risk management, compliance, and fraud prevention.</li>
</ol>

Risk Management Officer

PT BCA Finance berdiri pada tahun 1981 dengan nama PT Central Sari Metropolitan Leasing Corporation (CSML). Pada awal berdirinya, pemegang saham Perusahaan adalah PT Bank Central Asia dan Japan Leasing Corporation. Saat itu Perusahaan masih memfokuskan usaha pada pembiayaan komersial, seperti pembiayaan mesin-mesin produksi, alat berat dan transportasi.

Selanjutnya pada tahun 2001 PT Central Sari Metropolitan Leasing berubah nama menjadi PT Central Sari Finance (CSF), diikuti dengan perubahan kepemilikan saham, dimana PT Bank Central Asia, Tbk (BCA) menjadi pemegang saham mayoritas, serta perubahan fokus usaha menjadi pembiayaan kendaraan bermotor, khususnya roda empat atau lebih. Terakhir, Sesuai dengan Surat Keputusan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia No.C-08091 HT.01.04.TH.2005, maka per tanggal 28 Maret 2005 PT Central Sari Finance telah berubah nama menjadi PT BCA Finance.

Kini BCA Finance sendiri telah berhasil mencatatkan asset kelolaan sebesar 52 T dengan profit 1,6 T. Dengan misinya untuk menjadi perusahaan terkemuka di industri pembiayaan PT BCA Finance senantiasa melakukan perubahan dan pengembangan model bisnis untuk menjawab tantangan dan kebutuhan zaman dimana hal ini sejalan dengan tag line perusahaan yaitu solusi tepat pembiayaan anda. 

Untuk mencapai hal tersebut PT BCA Finance memiliki nila-nilai perusahaan yang senantiasa diterapkan yaitu FOCUS yang terdiri dari:

First Class Teamwork
Orientation to Quality
Customer Focus
Uncompromise Integrity
Striving for Excellence

Melalui FOCUS ini seluruh karyawan diarahkan untuk memiliki budaya kerja yang sama sehingga tercipta sebuah Tim yang solid dalam menjalankan bisnis.

Untuk SDM sendiri selain penanaman budaya perusahaan BCA Finance juga focus pada pengembangan skill dan karir karyawannya oleh karena itu kebutuhan pejabat di BCA Finance 90% diperoleh dari internal.

PT BCA Finance

<ul>
	<li>Mengelola dan memenuhi seluruh kebutuhan fixed asset di kantor cabang maupun kantor pusat</li>
	<li>Menganalisa dan menindaklanjuti memo pengadaan aktiva tetap dari kantor cabang dan kantor pusat</li>
	<li>Melakukan pengecekan data fisik fixed asset kantor cabang dan kantor pusat (dilakukan ketika stock opname fixed asset) secara berkala</li>
</ul>

 

BCA Finance tunduk pada ketentuan UU Nomor 27 Tahun 2022 tentang Perlindungan Data Pribadi berikut aturan turunan serta perubahan-perubahannya dari waktu ke waktu. Saya menyetujui data-data saya digunakan, diverifikasi, dikelola dan ditatausahakan untuk tujuan perekrutan di PT BCA Finance.

Asset Management Staff

Toyota Astra Financial (TAF) was established by Astra International and Toyota Financial Services Corporation as a financial company and part of both Astra Group and Toyota value chains to provide financing solutions which support automotive sales in Indonesia.

Offers varieties of financing facilities, primarily focused on financing vehicles, with the option of conventional or sharia financing according to customer needs.

TAF develops a reliable service network based on good relationship with dealers, digitalization for more optimal access and connectivity in the business ecosystem, as well as agile organization with embedded risk management lifestyle.

Build Your Future with TAF!
1.	Health insurance for all TAF Employees
2.	Training and promotion chance in all TAF business sectors
3.	A positive working environment that promotes employee safety, growth, and goal attainment

Vision
Preferred financing solution for Toyota ownership through service excellence.

Mission
1.	To provide best value to customers
2.	Being a partner of Toyota to achieve long term success
3.	To provide sustainable value creation to stakeholders
4.	Being an employer of choice
5.	To share prosperity to community

Toyota Astra Financial Services

<ul>
	<li>Participate in a 12-month Management Trainee Program designed to groom you into an operational leader within the company.</li>
	<li>Demonstrate exceptional aptitude in learning, planning, leading, and executing tasks to qualify for the program.</li>
	<li>Engage in comprehensive training modules to develop a deep understanding of various aspects of the company's operations.</li>
	<li>Collaborate with experienced professionals and mentors to gain insights into leadership and management practices.</li>
</ul>

Management Trainee Operational

<ul>
	<li>Maintain dealer relationship with Daihatsu / Toyota Dealers</li>
	<li>Provide support such as incentive, additional reward, sales program, etc.</li>
	<li>Support branches with sales tools, reports, incentive scheme, etc to achieve sales and penetration target</li>
</ul>

Dealer Relationship Management Analyst

Bertanggung jawab atas pencapaian target penjualan produk Dana Express (Leaseback Mobil).

Mengkoordinasikan tim Marketing dan Business Agent dalam menjalankan aktivitas penawaran produk kepada calon konsumen.

Melakukan monitoring dan pengembangan terhadap kinerja staff Marketing agar pelaksanaan tugas sesuai dengan standar operasional prosedur (SOP) yang berlaku.

Management Trainee Marketing Leaseback

<ul>
	<li>Berkoordinasi dan mengelola kerjasama IT dengan pihak ke 3</li>
	<li>Berkoordinasi dengan stakeholder dan department terkait</li>
	<li>Melakukan pengajuan proposal pembuatan project dan bernegosiasi dengan pihak ke 3</li>
	<li>Melakukan analisa penawaran dan harga dari vendor</li>
	<li>Melakukan reporting dan eskalasi ke management dan project stakeholders</li>
	<li>Melakukan continuous improvement agar project dapat berjalan sesuai timeline</li>
	<li>Continuously evaluating projects untuk memastikan project sesuai dengan perjanjian kerja sama</li>
</ul>

 

BCA Finance tunduk pada ketentuan UU Nomor 27 Tahun 2022 tentang Perlindungan Data Pribadi berikut aturan turunan serta perubahan-perubahannya dari waktu ke waktu. Saya menyetujui data-data saya digunakan, diverifikasi, dikelola dan ditatausahakan untuk tujuan perekrutan di PT BCA Finance.

IT Management Office Staff

PT.  Akhdani Reka Solusi (ARS), merupakan perusahaan software khususnya pengembangan software, datawarehouse, maintenance, system integration dan konsultan.

PT Akhdani Reka Solusi

<ul>
	<li>Berkomunikasi dengan client untuk segala sesuatu yang berhubungan dengan administrasi proyek</li>
	<li>Melakukan pengurusan dokumen berita acara dan penagihan ke kantor client</li>
	<li>Monitoring progress project</li>
	<li>Memastikan project berjalan sesuai tahapan pekerjaan dalam kontrak</li>
	<li>Menyiapkan kelengkapan dokumen administratif (Berita Acara) untuk kepentingan penagihan</li>
	<li>Membuat surat keluar</li>
	<li>Bertanggung jawab atas arsip kontrak</li>
	<li>Membantu budgeting dan realisasi anggaran</li>
	<li>Membantu proses procurement</li>
</ul>

IT Project Management Officer

PT. Metrodata Electronics, Tbk is one of the leading Information & Communications Technology (ICT) companies in Indonesia. Over the course of nearly five decades, the Company has been forging strategic alliances with world-class information & communications technology & digital companies across the globe. It continues to allocate its resources to discover, develop, & deliver new & boldly promising innovative businesses, to accelerate Indonesia’s digital transformation & usher in the fourth industrial revolution. The Company is the only national ICT company listed on the stock exchange, & it has received prestigious awards from numerous media outlets.

PT Metrodata Electronics, Tbk

<ul>
	<li>Pendidikan minimal s1 di bidang Teknologi Informasi atau bidang terkait.</li>
	<li>Pengalaman sebagai Leader /Project Manager minimal 2 tahun, terutama di proyek IT.</li>
	<li>Memahami konsep itsm dan implementasinya dalam proyek.</li>
	<li>Familiar dengan sistem ticketing seperti Jira, ServiceNow, atau sejenisnya.</li>
	<li>Mampu membuat dan menyampaikan presentasi yang profesional.</li>
	<li>Memiliki kemampuan komunikasi dan i menjadi nilai tambah.</li>
</ul>

IT Service Management Leader

OCBC Indonesia (formerly known as OCBC NISP) is the fourth oldest bank in Indonesia, which was founded in April 4th 1941 in Bandung under the name of NV Nederlandsch Indische Spaar En Deposito Bank.

OCBC Indonesia then grown to be a solid and dependable bank, especially in providing service for small business segments. It officially became a commercial bank in 1967, Foreign exchange bank in 1990 and public corporate in Indonesia Stock Exchange in 1994.

In the end of 1990, OCBC Indonesia managed to pass the Asia monetary crisis and the fall of banking industry without any recapitalization obligation aid from the government. OCBC Indonesia became one of the first few banks to resume lending during the crisis. This initiative enabled the Bank to note a high growth.

OCBC Indonesia good reputation and its promising growth has attracted the interest of International Finance Corporation (IFC), a part of World Bank Group, which then became a shareholder in 2001-2010 and from OCBC Singapore which then became the shareholder OCBC Indonesia. 

With the support from OCBC Bank-Singapore, OCBC Indonesia has implemented aggressive programmes to strengthen the infrastructure, human resources, information and technology, as well as office networking.

PT Bank OCBC NISP, Tbk is licensed and supervised by the Otoritas Jasa Keuangan (OJK) and is an LPS participant.

PT Bank OCBC NISP, Tbk

Key Responsibilities:

<ul>
	<li>Create and maintain IT policies and procedures in accordance with IT governance frameworks and industry standards</li>
	<li>Monitor and analyze changes in regulations from regulatory bodies such as OJK, Bank Indonesia, and other relevant institutions.</li>
	<li>Coordinate with relevant departments and teams to prepare and submit required documentation for regulatory compliance. Facilitate the alignment of IT activities with regulatory expectations.</li>
	<li>Serve as the primary contact and coordinator for IT audits, both internal and external. This includes providing audit documentation, clarifying audit inquiries, and following up on audit findings and recommendations.</li>
	<li>Draft comprehensive IT governance reports for senior management and regulatory authorities, including updates on compliance status, governance maturity, and risk management initiatives.</li>
</ul>

IT Management Governance, Risk & Compliance

PT. Pasifik Cipta Mandiri (PCMan) was established in 2000, We Are Your Trusted IT Solutions Provider. We have been at the forefront of the IT industry since the turn of the millennium. With over two decades of expertise, we are proud to be your reliable partner for cutting-edge IT solutions

PT Pasifik Cipta Mandiri

As a Project Management Officer (PMO) at PCMan, you will be responsible for supporting the project management team in planning, executing, and finalizing IT system integration projects according to strict deadlines and within mandays allocation. You will work closely with project managers clients, and cross-functional teams to ensure that projects are delivered on time and meet the company’s high standards of quality. Your role will involve overseeing project documentation, resource allocation, risk management, and process improvements to ensure the success of each project.

IT PROJECT MANAGEMENT OFFICER

<ul>
	<li>Melakukan fungsi compliance prior to approval car product (struktur pembiayaan dan dokumen) dan melakukan analisa kelayakan </li>
	<li>Melakukan verifikasi by phone/ cross checking atas hasil survey marketing</li>
	<li>Memberikan training mengenai kemampuan analisa 1P+5C serta awareness mengenai resiko yang terjadi terhadap cabang bagi marketing cabang.</li>
	<li>Memberikan analisa kredit terhadap hasil analisa kelayakan dan memberikan persetujuan atas transaksi guna melaksanakan penilaian kredit</li>
	<li>Melakukan update harga kendaraan fast moving cabang untuk produk mobil dan mengeluarkan price list mobil per triwulan, </li>
	<li>Melakukan monitoring dan laporan portfolio cabang </li>
	<li>Melakukan monitoring terhadap FID Prediction</li>
	<li>Melakukan update mengenai local knowledge dan local industry yang berguna bagi analisa kelayakan konsumen serta dapat dijadikan sebagai masukan dalam penyusunan strategi dalam menjaga portfolio cabang khususnya pada segmen industri otomotive</li>
	<li>Melakukan kontrol terhadap risk rank cabang, memberikan mitigasi, plan kerja serta perbaikan cabang guna meminimalisir terjadinya freeze cabang.</li>
</ul>

Management Trainee Credit Analyst Area Tangerang

<ul>
	<li>Bertanggung jawab terhadap kelancaran pembayaran konsumen dan bertugas untuk melakukan visit serta pemberian surat peringatan terhadap konsumen yang telat bayar dalam bucket waktu 90 hari </li>
	<li>Menjaga hubungan kerja yang baik dengan konsumen dan pihak terkait External / professional collector</li>
	<li>Melakukan penarikan barang jaminan konsumen yang bermasalah.</li>
</ul>

Back End Asset Management Collector Sidoarjo

ATI Business Group is a Global Business Process Management, Technology and Services Company.  Our Clients’ businesses are on remarkable journeys as they strive to deliver the best possible outcomes for their customers.  Our aim at ATI in working with our Clients’, is to support their continued growth by providing cost effective technology and talented and scalable people resources on demand.

ATI’s singular focus on providing services to the travel and hospitality business communities across the globe has been a remarkably successful one.  Since commencing in 2002 with a single discipline of Fare Loading the business has grown today to supporting over 100+  independent work disciplines including Ticketing, Land and Cruise Travel Distribution, Fare Auditing, Finance and Accounting, Robotic Process Automation and Travel Technology.

We believe our success has only been achieved by always listening carefully to our Clients’ business needs and by building an effective working partnership based on trust, quality deliverables, responsiveness and efficient communication.  For further information on what makes ATI different, please log on to http://atibusinessgroup.com

ATI Business Group

<ul>
	<li>Responsible for but not limited to preparing data forecasting, service levels, handling times, manpower calculations, and other operational reports.</li>
	<li>Create and maintain hourly, daily, weekly, and monthly forecasts including the arrangement of agent's rosters as part of the manpower planning.</li>
	<li>Conduct regular audits and identify anomalies in individual agents' performance. </li>
	<li>Analyze trends of historical data from the dashboard and support the leadership team in creating reports on account performance reviews and other ad-hoc tasks.</li>
	<li>Provide recommendations and implement improvements in data tracking and reporting. </li>
</ul>

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