PT Surya Artha Nusantara Finance (SANF) is a financial services company in Indonesia, primarily focused on providing financing solutions for the heavy equipment and transportation sectors. SANF is a joint venture between PT Astra International Tbk, one of Indonesia's largest conglomerates, and Marubeni Corporation, a major Japanese trading company.

SANF offers a variety of financial products, including leasing, consumer financing, and factoring, to support businesses in acquiring heavy equipment, trucks, and machinery. The company plays a significant role in industries like construction, mining, agriculture, and transportation, helping businesses manage their financial needs through customized financing solutions.

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Surya Artha Nusantara Finance

<ul>
	<li>Responsible for filing and maintaining the Company’s legal documentation</li>
	<li>Handle administrative legal tasks related to corporate and operational legal matters</li>
	<li>Review cooperation agreements within the Company’s supporting functions</li>
	<li>Ensure all Company reporting obligations are completed and submitted on time</li>
	<li>Conduct customer due diligence during acquisition processes by prevailing laws and regulations</li>
</ul>

Legal & Compliance Staff

PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ul>
	<li>Melakukan pendekatan persuasif dan penagihan konsumen yang memiliki keterlambatan pembayaran &gt;90 hari</li>
	<li>Melakukan pemberian SP kepada konsumen yang mengalami keterlambatan pembayaran</li>
	<li>Menjaga hubungan kerja yang baik dengan konsumen dan pihak terkait (ormas, eksternal / professional collector, mata elang, dll)</li>
	<li>Melakukan penarikan barang jaminan konsumen yang bermasalah</li>
	<li>Penempatan wilayah Lamongan dan sekitarnya</li>
</ul>

Back End Asset Management penagihan bucket NPL cabang Lamongan

<ol>
	<li>Standardize documents for each type of transaction in the company</li>
	<li>Analyze and make adjustments to agreement documents and/or transaction flows in connection with the issuance of the latest laws and regulations.</li>
	<li>Provide opinions in relation to transactions on non-standard business activities.</li>
	<li>Create report to stakeholders on cases faced</li>
</ol>

Legal and Litigation Management Specialist

Ever since it was established in 1957, Bank Central Asia (BCA) has continued to grow. This has been the result of the dedicated teamwork of every single one of our employees and the unflagging support of our customers. In line with our commitment to be “Always by Your Side”, BCA will continue to strive to earn the trust, and live up to the expectations, of all the Bank’s customers and other stakeholders in its drive to continue to achieve ongoing growth.

From the beginning, BCA has always offered diverse financial solutions through banking transaction services for many diverse groups and ages. And now everyone can enjoy the banking transaction ease and convenience BCA offers, enabled by strong inter-branch links, an extensive ATM network, and all the other electronic banking services the Bank offers.

Through the extensive range of well-targeted, high quality products and services the Bank provides, BCA’s financial solutions have proven they encourage the business growth of all the Bank’s customers, whether small, medium-sized, or large-scale businesses. For BCA, earning customers’ trust through offering them the best solutions to meet their financial needs is an honor and a source of pride.

By living our slogan, “Always by Your Side”, BCA will continue to strive to provide all its customers with only the very best services and solutions.

PT Bank Central Asia Tbk

<ol>
	<li>
	Memberikan pendapat/opini hukum yang diperlukan dalam kegiatan usaha perusahaan
	</li>
	<li>
	Membuat dan mempersiapkan (drafting) serta memeriksa (review) dokumen dari sisi hukum
	</li>
	<li>Memastikan kegiatan perusahaan maupun dokumen hukum yang terkait sesuai dengan ketentuan hukum yang berlaku</li>
	<li>Menangani proses litigasi yang melibatkan perusahaan</li>
</ol>

Program Legal Officer (PLO)

PT. Sinar Mitra Sepadan Finance (“Perusahaan”) merupakan salah satu perusahaan pembiayaan kendaraan roda 4 (empat) atau lebih skala nasional yang didirikan pada tanggal 28 November 2000. Perusahaan ini  berkantor pusat di Agro Plaza Lantai 16-17, Jl. H.R. Rasuna Said Kav. X2-1, Kuningan Timur, Setiabudi, Jakarta Selatan 12950.

Adapun pemegang saham Perusahaan saat ini adalah ORIX Corporation, Jepang sebesar 85% (delapan puluh lima persen) dan PT. Sinar Mas Multiartha, Tbk. (“SMMA”), yang bergabung pada tahun 2019.

Perusahaan telah menjadi bagian dari ORIX Corporation, Jepang yang memiliki jaringan di 27 negara di dunia dan terdaftar di New York Stock Exchange. Saat ini Perusahaan memiliki  +- 120 jaringan (Kantor Cabang dan Kantor Selain Kantor Cabang) di seluruh Indonesia dan memiliki lebih dari 2500 karyawan.

PT. Sinar Mitra Sepadan Finance (SMS Finance)

<ul>
	<li>Merencanakan dan merekomendasikan startegi, prosedur, dan rencana kerja Litigation Department berdasarkan area yang ditangani (Bulanan).</li>
	<li>Menerima pengajuan penanganan kasus (Harian).</li>
	<li>Bertanggung jawab dalam penanganan dan pengambilan unit yang menjadi barang bukti dalam proses hukum.</li>
	<li>Melakukan review penanganan kasus berdasarkan area yang ditangani (Harian).</li>
	<li>Membuat laporan polisi terkait tindakan pidana yang merugikan perusahaan.</li>
	<li>Menyusun laporan progress penanganan kasus (Bulanan).</li>
	<li>Bertanggung jawab, melakukan review, dan monitoring atas seluruh surat somasi yang diterbitkan oleh advokat dan konsultan hukum yang menangani permasalahan hukum Perseroan berdasarkan area yang ditangani (Harian).</li>
	<li>Melakukan monitoring atas kinerja seluruh advokat dan konsultan hukum yang menangani permasalahan hukum Perseroan dengan Debitur Perseroan berdasarkan area yang ditangani (Harian).</li>
	<li>Melakukan diskusi, monitoring dan bertanggung jawab untuk penanganan permasalahan hukum yang melibatkan kepentingan hukum Perseroan dengan Debitur Perseroan sampai dengan selesai (termasuk mengikuti sidang di Pengadilan) berdasarkan area yang ditangani.</li>
	<li>Melakukan koordinasi dengan Divisi Collection dan Divisi Remedial &amp; Recovery untuk pengurusan unit yang menjadi barang bukti di dalam suatu permasalahan hukum. </li>
</ul>

Litigation Officer

Gambaran Pekerjaan

Field Asset Management adalah staff atau karyawan yang bertanggung jawab mengenai aset perusahaan di lapangan. Lebih detail dijabarkan sebagai berikut:

Melakukan penagihan secara profesional kepada konsumen telat bayar

Melakukan control data pastdue

Melakukan negosiasi kepada konsumen telat bayar untuk melunasi kewajiban

Membuat reporting harian, mingguan, bulanan

Membuat rencana kerja dengan efektif dan efisien

Collector Penempatan Sumbawa

Kompas Gramedia, through its more than 50 years of history, is striving for one goal: enlightening and empowering Indonesia. To ensure that we are able to serve the nation for another 50 years, we are undergoing a digital transformation; strengthening and expanding our solid business pillars by developing new digital business initiatives.

Our vision is to enlight all the people in Indonesia with all the knowledge we have.

Kompas Gramedia

<ol>
	<li>Drafting perjanjian bisnis dan corporate.</li>
	<li>Menganalisa dan mereview perjanjian bisnis dan corporate.</li>
	<li>Membantu Unit Bisnis dalam menghadapi somasi atau gugatan ke Pengadilan oleh pihak ketiga.</li>
	<li>Menyiapkan hingga terlaksananya jual beli tanah dan bangunan.</li>
	<li>Membantu pengurusan perijinan melalui One Single Submission hingga ke instansi terkait.</li>
	<li>Membantu persiapan dan proses dari segi legal untuk kredit serta produk-produk perbankan atau financial.</li>
	<li>Membantu RUPS Perseroan, baik formal maupun sirkuler, Jual Beli Saham, Persetujuan Komisaris, dan sebagainya (sesuai UUPT).</li>
	<li>Pendirian PT Indonesia dan luar negeri (Singapura, Hongkong, Common Island)</li>
</ol>

Corporate & Business Legal Officer

<ul>
	<li>Melakukan penagihan kepada konsumen telat bayar</li>
	<li>Mengunjungi konsumen yg telat pembayaran</li>
	<li>Memberikan Surat Peringatan (SP) kepada konsumen telat bayar</li>
	<li>Melakukan control data pastdue</li>
	<li>Melakukan negosiasi kepada konsumen telat bayar untuk melunasi kewajiban</li>
	<li>Membuat reporting harian, mingguan, bulanan</li>
	<li>Membuat rencana kerja dengan efektif dan efisien</li>
</ul>

Staff Penagihan Penempatan Mataram

Gambaran Pekerjaan

Field Asset Management adalah staff atau karyawan yang bertanggung jawab mengenai aset perusahaan di lapangan. Lebih detail dijabarkan sebagai berikut: 

<ul>
	<li>Melakukan penagihan secara profesional kepada konsumen telat bayar</li>
	<li>Melakukan control data pastdue</li>
	<li>Melakukan negosiasi kepada konsumen telat bayar untuk melunasi kewajiban</li>
	<li>Membuat reporting harian, mingguan, bulanan</li>
	<li>Membuat rencana kerja dengan efektif dan efisien</li>
</ul>

Collector Penempatan Lombok Barat

Bertugas melakukan negosiasi, edukasi dan penagihan kepada konsumen BFI yang mengalami kendala / keterlambatan dalam penyelesaian pembiayaan agar konsumen dapat membayar / menyelesaikan pembiayaannya sebelum dilakukan penarikan Asset/Unit. Konsumen yang di handle untuk keterlambatan 1-90 hari.

Field Collection Motorcycle Penempatan Cirebon

GTech is a global digital technology enabler, we provide integrated digital solutions for multiple industries. Our platforms cover omnichannel commerce digitalization, DTC commerce transformation, FinTech, Customer Relationship Management and supply chain digitalization.

PT GTECH DIGITAL ASIA

<ul>
	<li>Provide legal guidance on corporate, commercial, and regulatory matters within the tire or mining industry.</li>
	<li>Draft, review, and negotiate contracts, agreements, and other legal documents.</li>
	<li>Ensure compliance with local, national, and international laws and regulations.</li>
	<li>Manage legal risks related to business operations and transactions.</li>
	<li>Advise management on legal implications of business decisions and strategies.</li>
	<li>Represent the company in legal matters, including disputes and litigation.</li>
	<li>Work closely with internal teams (e.g., HR, finance, operations) to ensure legal compliance across departments.</li>
	<li>Keep up to date with industry-specific legal trends, regulations, and best practices</li>
</ul>

Legal Counsel | SPEEDWORK

PT BCA Finance berdiri pada tahun 1981 dengan nama PT Central Sari Metropolitan Leasing Corporation (CSML). Pada awal berdirinya, pemegang saham Perusahaan adalah PT Bank Central Asia dan Japan Leasing Corporation. Saat itu Perusahaan masih memfokuskan usaha pada pembiayaan komersial, seperti pembiayaan mesin-mesin produksi, alat berat dan transportasi.

Selanjutnya pada tahun 2001 PT Central Sari Metropolitan Leasing berubah nama menjadi PT Central Sari Finance (CSF), diikuti dengan perubahan kepemilikan saham, dimana PT Bank Central Asia, Tbk (BCA) menjadi pemegang saham mayoritas, serta perubahan fokus usaha menjadi pembiayaan kendaraan bermotor, khususnya roda empat atau lebih. Terakhir, Sesuai dengan Surat Keputusan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia No.C-08091 HT.01.04.TH.2005, maka per tanggal 28 Maret 2005 PT Central Sari Finance telah berubah nama menjadi PT BCA Finance.

Kini BCA Finance sendiri telah berhasil mencatatkan asset kelolaan sebesar 52 T dengan profit 1,6 T. Dengan misinya untuk menjadi perusahaan terkemuka di industri pembiayaan PT BCA Finance senantiasa melakukan perubahan dan pengembangan model bisnis untuk menjawab tantangan dan kebutuhan zaman dimana hal ini sejalan dengan tag line perusahaan yaitu solusi tepat pembiayaan anda. 

Untuk mencapai hal tersebut PT BCA Finance memiliki nila-nilai perusahaan yang senantiasa diterapkan yaitu FOCUS yang terdiri dari:

First Class Teamwork
Orientation to Quality
Customer Focus
Uncompromise Integrity
Striving for Excellence

Melalui FOCUS ini seluruh karyawan diarahkan untuk memiliki budaya kerja yang sama sehingga tercipta sebuah Tim yang solid dalam menjalankan bisnis.

Untuk SDM sendiri selain penanaman budaya perusahaan BCA Finance juga focus pada pengembangan skill dan karir karyawannya oleh karena itu kebutuhan pejabat di BCA Finance 90% diperoleh dari internal.

PT BCA Finance

<ul>
	<li>Menganalisa kasus hukum dan memberikan opini berdasarkan aspek legal</li>
	<li>Melakukan koordinasi dalam penanganan kasus</li>
	<li>Menyiapkan dokumen yang dibutuhkan baik internal maupun eksternal</li>
	<li>Membuat dan menyiapkan materi dalam persidangan</li>
	<li>Melakukan peran sebagai wakil dari perusahaan dalam beracara di Kepolisian, Kejaksaan, dan/atau Pengadilan</li>
</ul>

BCA Finance tunduk pada ketentuan UU No.27 Tahun 2002 tentang Perlindungan Data Pribadi berikut aturan turunan serta perubahan-perubahannya dari waktu ke waktu. Saya menyetujui data-data saya digunakan, diverifikasi, dikelola dan ditatausahakan untuk tujuan perekrutan di PT BCA Finance.

Litigation Staff

Indonesia Stock Exchange (IDX) is a Self-Regulatory Organization that creates a trusted and credible financial market infrastructure to deliver a fair, orderly, and efficient market, accessible to all stakeholders through innovative products and services. Our vision is to be a competitive stock exchange with world-class credibility. We aim to develop the Indonesian capital market to bring prosperity as one of the pillars of the Indonesian economy. We also actively seek to create more impact globally by joining the World Federation of Exchanges and Sustainable Stock Exchanges. Our goal is to become a credible exchange that drives financial deepening, enabling Indonesia to become the 5th largest economy by 2045. 

Our core values, Teamwork, Integrity, Professionalism, and Service Excellence (TIPS), are set to be our DNA. This is how we live at IDX. TIPS become the spirit that leads us to strengthen collaboration, and innovation, and to continuously go above and beyond to achieve our goals. 

People play significant roles in the success of IDX, and thus we put people as our priority. Ensuring our people have nurturing and exciting working experiences, we are fully committed to developing and energizing our people by providing various development programs and opportunities to create an impact through their roles/work. We are blessed to have been awarded as one of the Best Companies to Work for in Asia for the third consecutive year in 2017, 2018, and 2019, organized by HR Asia. 

Indonesia Stock Exchange

Role: 
This position will be responsible for ensuring that all legal products (e.g regulations), legal opinions and advice, legal studies, settlement of legal disputes, and contractual relationships adhere to applicable related capital market laws and regulations in order to protect the company and create fair, orderly and efficient capital market.

Job Detail: 

<ul>
	<li>Permanent position, BOD-1, senior management position</li>
	<li>The job holder will work closely with the Board of Directors, Commissioners, relevant divisions within IDX, SRO &amp; subsidiaries, OJK, Ministry of Law &amp; Human Rights, Judicial Institution, Attorney General’s Office, Notary, Police, BANI Arbitration Center, Alternative Institution for Dispute Resolution (LAPS), Legal Consultant, Directorate General of Intellectual Property Rights, Bank Indonesia, etc.</li>
</ul>

Head of Legal

FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

PT Astra Digital Arta, also known as AstraPay is part of Astra International. AstraPay available to support current digital transactions trends for Indonesian people.

AstraPay mobile application provides range of digital transactions supporting daily needs, from electricity bill, BPJS, to health insurance payment.

Enjoy every convenience of digital transaction with AstraPay. Available on Google Play Store http://ap.money/pakaiAP

AstraPay

<ul>
	<li>Identify audit needs</li>
	<li>Conduct compliance audits to ensure adherence to regulatory requirements, internal policies, and industry standards.</li>
	<li>Recommend the development of a robust data audit system to enhance efficiency and effectiveness.</li>
	<li>Analyze audit results and provide actionable recommendations to improve processes, controls, and governance.</li>
	<li>Monitor implementation of recommendations</li>
	<li>Develop audit plans, including defining audit targets, objectives, and appropriate methodologies.</li>
	<li>Prepare reports and presentations</li>
	<li>Identify key risk and key control</li>
	<li>Developing and implementing fraud prevention strategies, conducting investigations, and reporting findings to relevant stakeholders</li>
	<li>⁠Evaluate the organization's adherence to established business processes, standards of operation procedures (SOPs), and regulations.</li>
	<li>Conduct process, business, and rule audits</li>
	<li>Communicate and coordinate with external and internal auditors</li>
</ul>

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