PURA started as early as 1908 when the company was still a letterpress printing shop. Then in 1970, the third generation initiated a steady movement to develop the company into the renowned Pura Group, a modern corporation as we see today. PURA has been living the philosophy of producing special innovative products as import substitute for local market and export commodity for international market. After more than four decades, PURA now has become an expansive industrial group with 30 integrated production divisions built on over 100-hectare area, accommodating 13,000 workforces, exporting products to more than 90 countries.

We are private-owned company with the most patents in Indonesia. PURA has registered many of its innovations into more than 190 patents and more coming in the future. PURA wide arrays of products support people activities in personal, professional, and industrial scope.

Pura Group

<ul>
	<li>Melakukan pengelolaan terhadap dokumen legal perusahaan</li>
	<li>Mereview dokumen legal perusahaan</li>
	<li>Memberikan opini legal untuk perusahaan</li>
</ul>

Legal Officer

PT. DANS MULTI PRO sebuah perusahaan Teknologi Informasi (Information Technology), saat ini kami mengkhususkan diri sebagai sebuah perusahaan penyedia solusi layanan TI di semua sektor industri. Solusi layanan TI yang kami hasilkan akan membantu perusahaan dalam menganalisa implikasi bisnis, biaya, dan peraturan yang ada untuk menghasilkan suatu roadmap teknologi yang digunakan oleh perusahaan tersebut.

Pengalaman kami menunjukkan bahwa dengan menyediakan lingkungan kerja yang nyaman dan menantang bagi para pegawai kami, berbagai inovasi akan muncul untuk menghasilkan suatu produk yang berkualitas. Tangan tangan karyawan profesional kami terus menghasilkan inovasi untuk memenuhi kepuasan pelanggan

Selain memiliki tim profesional untuk membantu pelanggan, kami pun membangun aliansi strategis dengan sejumlah partner teknologi nasional, regional, maupun global untuk memperkuat penawaran solusi kami.

Dans Multi Pro

<ol>
	<li>Drafting, reviewing, and negotiating various corporate agreements, including but not limited to contracts, leases, and vendor agreements.</li>
	<li>Providing legal advice and support to various departments within the company on matters related to corporate governance, compliance, and regulatory requirements.</li>
	<li>Assisting in the preparation and filing of corporate documents, such as annual reports, minutes, and resolutions.</li>
	<li>Conducting legal research and staying abreast of changes in laws and regulations affecting the company's operations.</li>
	<li>Managing and resolving legal disputes, including litigation and alternative dispute resolution methods.</li>
	<li>Collaborating with external legal counsel when necessary to handle complex legal matters.</li>
	<li>Participating in corporate strategic planning and decision-making processes to ensure legal compliance and mitigate risks.</li>
	<li>Maintaining organized and up-to-date legal records and documentation.</li>
	<li>Performing other duties and responsibilities as assigned by senior management.</li>
	<li>Participate in the implementation of ISO 27001.</li>
</ol>

Legal Executive

Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 10 branches located in 8 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

MISSION STATEMENT
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

MOTTO
Fast, Safe, Caring

Bank Universal BPR

<ul>
	<li>Membuat Pedoman Ketentuan berdasarkan mandatori regulator (OJK/BI) dan kebutuhan internal</li>
	<li>Monitoring peraturan yang berlaku, peraturan internal dan peraturan eksternal.</li>
	<li>Melakukan review ketentuan intern yang akan / telah diterbitkan oleh unit kerja lain - khususnya ketentuan intern yang cakupannya luas - untuk memastikan ketentuan intern tersebut tidak bertentangan dengan ketentuan ekstern ataupun ketentuan intern lainnya.</li>
	<li>Melakukan sosialisasi ketentuan intern kepada seluruh unit kerja terkait sesuai dengan tingkat kebutuhan</li>
	<li>Mengikuti dan mempelajari ketentuan, peraturan-peraturan dan perundang-undangan yang diterbitkan oleh pihak ekstern serta menginformasikan hal-hal yang perlu menjadi perhatian kepada setiap unit kerja terkait.</li>
	<li>Monitoring pemenuhan komitmen Bank</li>
	<li>Melakukan tugas lain yang berkaitan dengan fungsi kepatuhan Bank</li>
</ul>

Compliance & Risk Management

Who is PT BFI Finance Indonesia Tbk?

PT BFI Finance Indonesia Tbk was founded in 1982. It is one of the oldest and the most diversified multi finance companies in Indonesia as well as the first multi finance company to be listed on Indonesia Stock Exchange with ticker code BFIN. Currently BFI Finance has over than 300 branches and 9000 employee across the nation.

In 2017, PT BFI Finance Indonesia Tbk built a subsidiary called PT Finansial Integrasi Teknologi (FIT). We believe that technology can facilitate more financial access to Indonesian people. FIT has launched its platform "Pinjam Modal" in October 2018.

PT BFI Finance Indonesia Tbk

<ul>
	<li>Bertanggung jawab dalam menjalin hubungan dengan pihak ketiga dalam kaitannya dengan memberikan solusi penanganan konsumen bermasalah </li>
	<li>Melakukan proses rekrut eksternal collector sampai dengan registrasi</li>
	<li>Mengevaluasi kinerja eksternal collector yang sudah di rekrut</li>
</ul>

Law and Government

Critical Thinking

Communication Skills

Recovery Officer Collection WO Branch Malang

Jendela360 is a leading apartment rental platform in Indonesia. We connect renter and apartment owner with the help of technology such as: 360 Virtual Tour and Payment processing that able to turn payment into installment up to 12x.

Nowadays We see traffic jam is getting worse everywhere in the city. It would take anywhere around 2-6 hours to commute from home to working/business place EACH DAY. The current solution offered, does not solve the problem properly. not to mention the enactment of new regulations that are very restrictive, such as odd-even rules. And for one to purchase a landed house in the middle of the city, especially for the younger generation, is now nearly impossible. If We see in this point of view, We can see that Apartment living currently provide the best solution available (and will continue to do so in the future). With its location usually strategic to business center and other essential places in town. The completeness of facilities offered on the apartment. No wonder Apartment become the most favorable solution to this problem.

Unfortunately, finding apartment may proved to be a very tough process, especially for the first timer. From the step of browsing and gathering all the information scattered on the web, contacting agent one by one, assessing whether the agent is trustable or not, up to negotiating price, and ultimately the heavy burden one must carry to pay 1 year upfront rental cost would be a big turn off for lots of people try to rent an apartment.

We believe such a pain process, should be eliminated. By putting a higher standard, and helpful advisor to help people find an Apartment suitable for their needs, and budget. We do that by connecting them with the best agent that specialized in that area, also by giving them the touch of technology like Virtual Tour where user able to virtually walk around the apartment unit, and make sure the unit their after is favorable for them. Ultimately We give people the ease to pay by monthly-base instead of heavy upfront payment. This way Jendela360 is not only saves people time, but also solving the problem with the new superior experience!

If you feel thrilled and excited reading the above description. We challenge you to join out boat with goal to revolutionize the archaic, yet lucrative property industry, together with our solid, highly passionate and dedicated team. If you think you're the right person, Let's ride together

Jendela Group

<ul>
	<li>Handling corporate legal and managing all valid corporate legal documentation include contract Oprational Property Industry.</li>
	<li>Liaise with external parties, i.e. regulator, external counsel, legal partner, notary and government </li>
	<li>Providing the best legal protection for the company </li>
	<li>Ensuring the availability of legal documentation which secure the company legal stand point in any contracts with Stakeholders</li>
	<li>Responsible for handling both criminal and civil cases that occur in the corporate environment</li>
	<li>Collaborate with Human Resource Division to comply with company strategies</li>
	<li>Support Human Resource Division for Main Event Jendela Group</li>
</ul>

Problem Sensitivity

Judgement and Decision Making

Stakeholder Management

Reading Comprehension

Selama mengikuti masa belajar sebagai Management Trainee, Anda akan mempelajari:

<ul>
	<li>Budaya kerja perusahaan</li>
	<li>Proses bisnis dan operasional</li>
	<li>Pendalaman produk-produk BFI</li>
	<li>Materi spesialisasi Asset Management</li>
	<li>On the Job Training (OJT) di cabang BFI yang ditunjuk</li>
	<li>Setelah dinyatakan lulus, peran Anda di tim Asset Management:</li>
	<li>Membuat rencana kerja bagi tim collection di bawah supervisinya (break down kontribusi per bucket), guna memastikan optimalisasi pengelolaan collection di cabang di bawah supervisinya</li>
	<li>Mengevaluasi aktivitas collection harian yang dilakukan tim di bawah supervisinya, guna memastikan kesesuaian implementasi rencana kerja harian yang telah dibuat sebelumnya (SIC)</li>
	<li>Melakukan reminder kontrak roll rate (early warning) sehingga dapat dijadikan sebagai mekanisme kontrol dalam meminimalisasi past due roll rate</li>
	<li>Menganalisa dan mengevaluasi efektivitas dari kegiatan collection yang dilakukan oleh tim di bawah supervisinya (daily, weekly dan monthly) guna memastikan pencapaian target collection yang telah ditetapkan</li>
	<li>Merencanakan kebutuhan training dan coaching yang dibutuhkan oleh tim dibawah supervisinya serta bertindak sebagai trainer bagi pelaksanaan training (sesuai dengan kapasitas)</li>
</ul>

Management Trainee Asset Management Penagihan

Melakukan kunjungan &amp; penagihan angsuran kepada konsumen yang telat bayar pastdue 1-90 hari

Melakukan pengantaran Surat Peringatan kepada konsumen

Melakukan pengamanan/penarikan unit konsumen

Melakukan pengamanan atau penarikan unit konsumen

Membuat laporan progress harian

Staff Penagihan Collector Branch Bandar Jaya

Gambaran Pekerjaan

Field Asset Management adalah staff atau karyawan yang bertanggung jawab mengenai aset perusahaan di lapangan. Lebih detail dijabarkan sebagai berikut:

Melakukan penagihan secara profesional kepada konsumen telat bayar

Melakukan control data pastdue

Melakukan negosiasi kepada konsumen telat bayar untuk melunasi kewajiban

Membuat reporting harian, mingguan, bulanan

Membuat rencana kerja dengan efektif dan efisien

Field Asset Management Penempatan Sumbawa

PT. Sinar Mitra Sepadan Finance (“Perusahaan”) merupakan salah satu perusahaan pembiayaan kendaraan roda 4 (empat) atau lebih skala nasional yang didirikan pada tanggal 28 November 2000. Perusahaan ini  berkantor pusat di Agro Plaza Lantai 16-17, Jl. H.R. Rasuna Said Kav. X2-1, Kuningan Timur, Setiabudi, Jakarta Selatan 12950.

Adapun pemegang saham Perusahaan saat ini adalah ORIX Corporation, Jepang sebesar 85% (delapan puluh lima persen) dan PT. Sinar Mas Multiartha, Tbk. (“SMMA”), yang bergabung pada tahun 2019.

Perusahaan telah menjadi bagian dari ORIX Corporation, Jepang yang memiliki jaringan di 27 negara di dunia dan terdaftar di New York Stock Exchange. Saat ini Perusahaan memiliki  +- 120 jaringan (Kantor Cabang dan Kantor Selain Kantor Cabang) di seluruh Indonesia dan memiliki lebih dari 2500 karyawan.

PT. Sinar Mitra Sepadan Finance (SMS Finance)

<ul>
	<li>Melakukan rekapitulasi segala bentuk dokumen Litigasi</li>
	<li>Melakukan filling terhadap dokumen Litigasi yang sudah di setujui</li>
	<li>Meninjau dan minindaklanjuti pengajuan Memo Internal terkait Litigasi (termasuk kelengkapan) dokumen sesuai dengan SLA</li>
	<li>Memproses dan Memonitoring pengajuan Somasi dari cabang secara harian</li>
	<li>Menyusun report harian terkait proses bisnis yang ada pada Department Litigasi</li>
</ul>

Litigation Support Staff

BOSNET Distribution Indonesia is a leading FMCG distribution solution provider, offering a comprehensive distribution management system designed to streamline the end-to-end execution of Fast Moving Consumer Goods Distribution Companies. With over 20 years of expertise in application consultation and implementation, BOSNET is a trusted partner for companies operating in the Indonesian market.

BOSNET's enterprise-level application is both proven and tested, offering robust features and over 3000 ready-to-use reports that allow for quick and informed decision making. This technology-driven approach has made BOSNET a sought-after solution for companies looking to optimize their distribution operations.

In 2017, BOSNET was acquired by PT Telkom Indonesia Tbk., a world-class brand listed on both the IDX (TLKM) and NYSE (TLK). This acquisition marked a significant milestone for BOSNET and has positioned the company as a key player within Telkom's group of companies. With Telkom's support, BOSNET is well-positioned to continue providing innovative solutions to the fast moving consumer goods industry.

At BOSNET Distribution Indonesia, we believe in delivering outstanding customer service and continuously improving our technology to stay ahead of the competition. If you're looking for a reliable and effective distribution management solution, look no further than BOSNET Distribution Indonesia.

BOSNET Distribution Indonesia

- Provide expert legal advice and guidance across diverse business units

- Develop and implement legal strategies to support the growth and success of each business unit

- Oversee the negotiation, drafting, and review of variety of commercial agreements, including contracts with vendor, supplier, customers, and partners

- Management and monitoring company assets

- Monitor the implementation of maintenance and repair of office facilities and ensure office needs and security of office facilities

General Affair Legal Function

- Melakukan kunjungan &amp; penagihan angsuran kepada konsumen yang telat bayar pastdue 1-90 hari

- Melakukan pengantaran Surat Peringatan kepada konsumen

- Melakukan pengamanan/penarikan unit konsumen 
- Melakukan pengantaran Surat Peringatan kepada konsumen 
- Melakukan pengamanan/Penarikan unit konsumen

Staff Penagihan Collector Branch Metro

Kompas Gramedia, through its more than 50 years of history, is striving for one goal: enlightening and empowering Indonesia. To ensure that we are able to serve the nation for another 50 years, we are undergoing a digital transformation; strengthening and expanding our solid business pillars by developing new digital business initiatives.

Our vision is to enlight all the people in Indonesia with all the knowledge we have.

Kompas Gramedia

<ul>
	<li>Drafting Perjanjian Bisnis untuk setiap unit bisnis</li>
	<li>Mereview Perjanjian Bisnis untuk setiap unit bisnis</li>
	<li>Melakukan segala pengurusan perizinan melalui One Single Submisson (OSS) atau ke instansi terkait</li>
	<li>Melakukan pendaftaran Hak Kekayaan Intelektual (Hak atas Merek dan Hak Cipta)</li>
</ul>

Legal Business Officer

After receiving confirmation from the Financial Services Authority (OJK) on 20 January 2021 as a Buku IV Bank, PermataBank is now confirmed as one of the top 10 banking institutions in Indonesia with core capital of more than IDR 30 trillion, serving nearly 4 million customers in 62 cities in Indonesia.

In 2004, Standard Chartered Bank and PT Astra International Tbk took over PermataBank and began a massive transformation process within the organization. The combined ownership of these major shareholders increased to 89.01% in 2006. 

Bangkok Bank Public Limited ("Bangkok Bank") officially became the controlling shareholder of PermataBank on May 2020 after taking over 89.12% of PermataBank's shares from the total number of shares that have been issued and paid up by Standard Chartered Bank and Astra International. Offering innovative banking products and services, PermataBank has 304 branch offices, 2 mobile branches, 942 ATMs with access to more than 100,000 ATMs (VisaPlus, Visa Electron, MasterCard, Alto, ATM Bersama) and millions of ATMs worldwide that are connected to the Visa, Mastercard and Cirrus networks. 




Permata Bank

<ul>
	<li>Prepare deep analysis in order to improve the quality of PermataBank's GCG implementation in accordance with applicable regulations and best practices.</li>
	<li>Act as a resource person and perform advisory functions to related units regarding GCG, Company Law and Capital Market regulations.</li>
	<li>Prepare and submit reports, both regular and incidental, including disclosure of information to the public.</li>
	<li>Review and update policies and procedures related to GCG and Corporate Secretary.</li>
	<li>Prepare and act as coordinator and consolidator of some reporting related to GCG, including Annual Report.</li>
	<li>Play an active role in corporate actions such as GMS and other projects.</li>
</ul>

Corporate Governance

FIFGROUP is an affiliation company of PT. Astra International Tbk which engages in consumer financing. Currently, we serve more than 4 million active customers all across Indonesia. Founded in 1989, FIFGROUP grows excellently over the years. By the end of 2018, FIFGROUP successfully booked total revenue of IDR 9.46 Trillion.  Strengthened with the spirit of TEAM; Teamwork, Excellent, Achieving, and Moving Forward, we continue to expand our business to financial technology and various digital business platforms. We believe, everything we do is dedicated to bring a better life for the community and by doing so, we’ll get closer to our vision to be an admired national industry leader.

FIFGROUP

<ul>
	<li>Menyelesaikan perselisihan baik internal maupun eksternal yang melibatkan perusahaan dengan seluruh kepentingan perusahaan, baik secara litigasi pada lembaga peradilan yang berwenang maupun non-litigasi secara kekeluargaan, negosiasi ataupun alternatif penyelesaian sengketa yang berlaku.</li>
	<li>Melakukan edukasi, guidance, dan advokasi terhadap seluruh cabang terkait dengan kasus yang terjadi, baik kasus pidana maupun perdata.</li>
	<li>Melakukan koordinasi lintas fungsi terkait dengan implementasi regulasi atau peraturan hukum</li>
	<li>Membangun dan mengelola hubungan kerja sama dengan pemerintah, aparat penegak hukum, dan regulator untuk kepentingan perusahaan.</li>
</ul>

Litigation Officer

Our Journey

Bank BTPN was established in 1958 to handle the pensions of retired military personnel. In February 2019, PT Bank Tabungan Pensiunan Nasional Tbk (“BTPN”), an equity-method affiliate of Sumitomo Mitsui Banking Corporation, merged with PT Bank Sumitomo Mitsui Indonesia (“SMBCI”), a local subsidiary of Sumitomo Mitsui Banking Corporation, to create PT Bank BTPN Tbk (“Bank BTPN”). Bank BTPN plays an important role in realizing SMBC Group’s Asia-centric strategy as a full-line commercial bank that offers a comprehensive range of banking services in both the wholesale and retail sectors.

Bank BTPN is now a universal bank which serves the mass market segment, the consuming class segment, as well as the corporate segment. On the mass market segment, we have BTPN Mitra Usaha Rakyat that focus on micro businesses, and BTPN Mitra Bisnis that focus on serving small and medium enterprises. For the consuming class segment, we have varieties of services including; BTPN Retail Lending Business that focus on serving retirees, BTPN Sinaya that focus on wealth management business, as well as digital banking service through BTPN Wow!, a financial inclusiveness service focusing on the unbanked segment, and Jenius, one of the pioneers of life finance and digital banking solutions in Indonesia. As for the corporate segment, we have the corporate banking business which focuses on serving national, multinational and Japanese companies.

The merger of BTPN and SMBCI to form Bank BTPN represents a unique and an ideal combination of two complementary banks. With its new vision to be Indonesia’s most preferred bank which makes a meaningful difference in the lives of millions powered by digital technology, Bank BTPN is a bigger and stronger bank that contributes more to Indonesia's economy. Bank BTPN believes that we will be able to unlock the opportunities that generate more valuable customer solutions across businesses.

Life at Bank BTPN

Bank BTPN is a big family of creative, intelligent, and passionate challengers whose goal is to keep on growing while creating positive differences for the communities. Fully armed with state-of-the-art digital technology and world experiences. Aiming to provide the best banking services to our customers, we realize that the first thing we have to do is to make sure that our squads are happy and content!

Giving Back

Through "Daya", Bank BTPN provides a sustainable and measurable empowerment program for our customers. Daya program regularly gives education, training and information sharing to improve our customers' entrepreneurial capability, widening the option to grow their businesses and providing the opportunity to live a better life; through Health & Wellness program, as well as Community Empowerment program. Like the two inseparable sides of a coin, the empowerment program is an integrated element in our business model. Actually daya now has 4 pillars – but for this write up let’s just leave it as is.

Our Culture

Bank BTPN is the place where our squads can aspire to be the best version of themselves by learning through various roles, and having broader responsibilities during their journey. Empowering our people with a supportive culture and comfortable working environment, has proven to boost our professional and personal growth. Bringing down the barrier between leaders and squad members creates many opportunities to discuss ideas, receive constructive feedback, and find solutions. Bonds between squads is also one of the powerful keys to create impactful collaboration in getting the task done. It helps us create an agile workforce to compete and stay on top in today's banking ecosystem.

Our office set up is designed to stimulate creativity and provide spaces for people to connect easier. You could sometimes find us playing billiards, ranking matches on large TVs', or having a karaoke session after office hours. Yes, we have all the facilities to let our steam out after a long hour of work.

Opting for a community or club activities? We also have an array of exciting and fun internal clubs! Through BTPN Club, our people can choose to join sport clubs like yoga, badminton, and futsal, or even a community club through gaming and parenting club! We believe, through community and club activities, our squad can get the vitamin they need to stay creative and passionate in their daily lives.

Hungry for more knowledge or interested in learning new skills? Aside from the fact that our people can discuss and share ideas with their peers or mentors through conventional or digital means, we also have more than enough classes and courses for self-development and keeping the mind active.

Adaptive to change
 
Decades of experience has taught us that adapting to changes is necessary to stay on top. Therefore, we embrace the new way of working, where we value the diverse and uniqueness of our squads. Flexible working attire, as well as working location and remote collaboration, has been a part of our policies now. Our way of working, supported by digital collaboration platform, has allowed our squads to be productive while remaining connected, thus able to give the best services to our customers!
 
Even the ever-changing challenges of the banking industries cannot stop us from moving forward and bring significant changes in the life of millions.
 


PT Bank BTPN Tbk

Tanggung Jawab:

<ul>
	<li>Menangani dan menyelesaikan setiap adanya sengketa (dispute) yang berasal dari internal perusahaan maupun dari pihak ketiga (Nasabah dan non Nasabah) di semua lembaga peradilan yang melibatkan perusahaan maupun personalianya, sekaligus memberi masukan kebijakan hukum penanganan sengketa (dispute).</li>
	<li>Memberikan nasehat/pendapat hukum atas adanya permasalahan hukum yang timbul dalam kegiatan sehari-hari usaha perusahaan maupun personalianya, khususnya berkaitan dengan adanya sengketa (dispute).</li>
	<li>Berperan serta dalam penanganan fraud yaitu menindaklanjuti keputusan Direksi yang terkait dengan proses hukum di lembaga peradilan.</li>
</ul>

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Legal Officer

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Recovery Officer Collection WO Branch Malang

Legal Officer

Management Trainee Asset Management Penagihan

Staff Penagihan Collector Branch Bandar Jaya

Field Asset Management Penempatan Sumbawa

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Litigation & Legal