PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ol>
	<li>Melakukan kunjungan ke konsumen untuk menjelaskan status hukum serta konsekuensi dari permasalahan yang dihadapi.</li>
	<li>Bertindak sebagai Penasihat Hukum dalam perkara perdata dan pidana.</li>
	<li>Memantau dan bertanggung jawab atas proses hukum yang sedang berjalan, termasuk penyelidikan, penyidikan, penuntutan, persidangan, banding, dan kasasi.</li>
	<li>Mewakili BFI Finance dalam pengajuan permohonan pinjam pakai atau pengembalian barang bukti, baik aset milik perusahaan maupun jaminan hutang, kepada pihak yang berwenang.</li>
	<li>Melakukan tindakan hukum terhadap konsumen dengan status Write-Off (WO) sesuai dengan ketentuan hukum yang berlaku.</li>
</ol>

Litigation Asset Recovery Penempatan Area Cirebon

<ul>
	<li>Menangani collection bucket di atas 210/180 hari untuk product Car/Motorcycle.</li>
	<li>Melakukan proses rekrut eksternal collector sampai dengan registrasi.</li>
	<li>Mengevaluasi kinerja eksternal collector yang sudah direkrut.</li>
	<li>Bekerjasama dengan pihak ketiga untuk proses pencapaian dicabang</li>
</ul>

Back End Asset Management Branch Depok

FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

PT Astra Digital Arta, also known as AstraPay is part of Astra International. AstraPay available to support current digital transactions trends for Indonesian people.

AstraPay mobile application provides range of digital transactions supporting daily needs, from electricity bill, BPJS, to health insurance payment.

Enjoy every convenience of digital transaction with AstraPay. Available on Google Play Store http://ap.money/pakaiAP

AstraPay

Legal Function

<ul>
	<li>Provide legal advisory across a wide range of corporate, commercial, operations, and product matters.</li>
	<li>Draft, review, and negotiate commercial agreements, partnerships, and vendor engagements.</li>
	<li>Support dispute resolution, litigation coordination, and responses to legal claims when required.</li>
	<li>Maintain and update the company’s legal documents and corporate housekeeping.</li>
	<li>Conduct legal research across various areas of law relevant to the business and provide actionable insights to stakeholders.</li>
</ul>

Compliance Function

<ul>
	<li>Prepare, track, and monitor regulatory submissions and reports to authorities in a timely manner.</li>
	<li>Manage and evaluate internal SOPs/policies to identify compliance gaps or risks and ensure corrective actions are implemented.</li>
	<li>Conduct training and compliance socialization programs to increase awareness of regulatory requirements.</li>
	<li>Monitor changes in laws and regulations and ensure proper implementation into company policies and procedures.</li>
	<li>Support internal audit, AML/CTF initiatives, and regulatory compliance assessments when needed.</li>
	<li>Maintain compliance documentation and act as liaison for regulatory inquiries and examinations.</li>
</ul>

Legal & Compliance Officer

<ul>
	<li>Menangani collection bucket di atas 210 hari untuk product Car (Mobil).</li>
	<li>Melakukan proses rekrut eksternal collector sampai dengan registrasi.</li>
	<li>Mengevaluasi kinerja eksternal collector yang sudah direkrut.</li>
	<li>Bekerjasama dengan pihak ketiga untuk proses pencapaian dicabang</li>
	<li>Berkoordinasi dengan Manager perihal proses kerja dilapangan</li>
</ul>

Asset Recovery Car Officer Branch Tangerang

Kompas Gramedia, through its more than 50 years of history, is striving for one goal: enlightening and empowering Indonesia. To ensure that we are able to serve the nation for another 50 years, we are undergoing a digital transformation; strengthening and expanding our solid business pillars by developing new digital business initiatives.

Our vision is to enlight all the people in Indonesia with all the knowledge we have.

Kompas Gramedia

<ol>
	<li>Drafting perjanjian bisnis dan corporate.</li>
	<li>Menganalisa dan mereview perjanjian bisnis dan corporate.</li>
	<li>Membantu Unit Bisnis dalam menghadapi somasi atau gugatan ke Pengadilan oleh pihak ketiga.</li>
	<li>Menyiapkan hingga terlaksananya jual beli tanah dan bangunan.</li>
	<li>Membantu pengurusan perijinan melalui One Single Submission hingga ke instansi terkait.</li>
	<li>Membantu persiapan dan proses dari segi legal untuk kredit serta produk-produk perbankan atau financial.</li>
	<li>Membantu RUPS Perseroan, baik formal maupun sirkuler, Jual Beli Saham, Persetujuan Komisaris, dan sebagainya (sesuai UUPT).</li>
	<li>Pendirian PT Indonesia dan luar negeri (Singapura, Hongkong, Common Island)</li>
</ol>

Corporate & Business Legal Officer

Asuransi Astra has been serving customers for more than half a century, precisely since September 12, 1956. The company, known for its Garda Oto motor vehicle insurance products, serves customers through a network of services spread across 28 branch offices, as well as service units and Garda Centers that continue developing. In addition to motor vehicle insurance, other products from Asuransi Astra are Garda Medika health insurance, mining industry insurance, agribusiness industry insurance, shop insurance, gas station insurance, sharia insurance, and others.

Since 2015, Asuransi Astra has developed its products and services digitally and introduced Garda Mobile as a collection of mobile applications intended for retail, commercial and general customers. The four Garda Mobile applications namely Otocare, Medcare, HR-access, and CR-access are consistently updated through various innovations aimed at customer convenience and comfort. The latest innovation developed in the Garda Mobile Otocare with the presence of GarXia, the first insurance purchase chatbot in Indonesia that can also help customers in reporting claims and the Garda Mall feature that allows users to shop for a variety of automotive needs, Astra Financial financial products, also to buying and selling cars. Asuransi Astra also has four digital products namely Garda Me, Garda Edu, Garda Home, and Garda Trip which can be purchased easily and quickly through the gardaoto.com site.

Asuransi Astra performance has also been recognized with various awards that have been received, including: Platinum Indonesia Best Brand Award (2002-2019), Top Brand Award (2007-2019), Service Quality Award (2007-2018), Corporate Image Award ( 2007-2019), Indonesian Customer Satisfaction Award (2001-2017), Indonesia Original Brand Award (2017-2019), General Insurance with very good financial performance in the Infobank Insurance Award (2008-2016, 2019), Excellent Service Experience Award (2013 -2020), Contact Center Service Excellence Award (2013-2020), Social Media Award (2012, 2016), Indonesia Sharia Finance Award (2017), Insurance Award (2017-2018), Insurance Consumer Choice Award (2017-2018), Asian Brands (2018), Marketing Award (2018), Indonesia Digital Innovation Award (2018), Markeeter of the Year (2018-2019), Infobrand Mobile Application Choice (2018), Marketeers Editor Choice Award (2018-2019), Indonesia Insurance Innovation Award (2019), Indonesia Digital Popular Brand Award (20 19), and others.

With the support of branches and workshops that are spread all over Indonesia, along with the best services and a series of achievements, certainly not stopping the steps of Asuransi Astra innovation through products that are built from the new spirit of Asuransi Astra to always provide comfort and peace for every customer. Therefore, Asuransi Astra will invest time and effort so that you always smile. "Peace of Mind to Millions" is the result that Asuransi Astra will provide to each customer.

Disclaimer: 
Asuransi Astra tidak pernah memungut biaya apa pun untuk seluruh proses rekrutmen. Apabila menemukan kejanggalan terkait kegiatan yang mengatasnamakan Asuransi Astra, cek kebenaran informasi tersebut melalui Garda Akses 1 500 112, atau Instagram @AsuransiAstra.

Asuransi Astra

<ul>
	<li>Determine internal audit scope and develop annual plans, and control the full audit cycle</li>
	<li>Reviewing and evaluating work procedures based on existing physical evidence and valid to ensure that the entire process has been running well.</li>
	<li>Creating summarized findings concerning audit results to update audited on findings and the audit process</li>
	<li>Checking the corrective actions and ensuring that the process has been correct.</li>
</ul>

Auditor

Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 10 branches located in 8 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

MISSION STATEMENT
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

MOTTO
Fast, Safe, Caring

Bank Universal BPR

<ul>
	<li>Prepare and confirm the Credit Approval Letter (SPPK) to the customer.</li>
	<li>Review the completeness and legality of documents, as well as the legal capacity of all parties involved in the credit agreement and collateral binding.</li>
	<li>Carry out credit binding, disbursement, collateral binding, administration, and securing of collateral in accordance with internal and external banking regulations, supported by a notarial/land deed official (PPAT) cover-note stating the binding deed is in process.</li>
	<li>Ensure all binding documents are complete and valid, original collateral ownership documents have been received, and all credit requirements are fulfilled before preparing the WPF form for approval by the authorized officer.</li>
	<li>Monitor the completion of documents/deeds by the Notary/PPAT and the National Land Agency (BPN).</li>
</ul>

Legal Officer

Toyota Astra Financial (TAF) was established by Astra International and Toyota Financial Services Corporation as a financial company and part of both Astra Group and Toyota value chains to provide financing solutions which support automotive sales in Indonesia.

Offers varieties of financing facilities, primarily focused on financing vehicles, with the option of conventional or sharia financing according to customer needs.

TAF develops a reliable service network based on good relationship with dealers, digitalization for more optimal access and connectivity in the business ecosystem, as well as agile organization with embedded risk management lifestyle.

Build Your Future with TAF!
1.	Health insurance for all TAF Employees
2.	Training and promotion chance in all TAF business sectors
3.	A positive working environment that promotes employee safety, growth, and goal attainment

Vision
Preferred financing solution for Toyota ownership through service excellence.

Mission
1.	To provide best value to customers
2.	Being a partner of Toyota to achieve long term success
3.	To provide sustainable value creation to stakeholders
4.	Being an employer of choice
5.	To share prosperity to community

Toyota Astra Financial Services

Responsible in audit processes at the head office, including the IT process to ensure the suitability of the implementation of corporate governance and the effectiveness of the company's work processes.

Internal Auditor

<ul>
	<li>Bertanggung jawab terhadap kelancaran pembayaran konsumen dan bertugas untuk melakukan visit serta pemberian surat peringatan terhadap konsumen yang telat bayar dalam bucket waktu 90 hari </li>
	<li>Menjaga hubungan kerja yang baik dengan konsumen dan pihak terkait External / professional collector</li>
	<li>Melakukan penarikan barang jaminan konsumen yang bermasalah.</li>
</ul>

Back End Asset Management Collector Sidoarjo

<ul>
	<li>Pembelian &amp; Penjualan Properti (Tanah dan Bangunan), khususnya dalam hal pengecekan legalitas dan kesiapan dokumen transaksi.</li>
	<li>Pengelolaan legalitas seluruh aset tanah dan bangunan perusahaan, khususnya pertanahan (perpanjangan HGB, sertifikasi, roya, sita aset dan pengelolaan pemilikan sertifikat tanah).</li>
	<li>Pengelolaan Legalitas Perizinan, baik perizinan proyek, perizinan baru maupun perizinan periodik (OSS RBA, SIMBG: PBG &amp; SLF, AMDAL. Net, aplikasi pemerintah daerah, dll).</li>
	<li>Kebutuhan legalitas (drafting, opini, standing, searching, peraturan perundang-undangan, dll).</li>
</ul>

Permit and Legal Officer at KG Property [Freelance]

PT Surya Artha Nusantara Finance (SANF) is a financial services company in Indonesia, primarily focused on providing financing solutions for the heavy equipment and transportation sectors. SANF is a joint venture between PT Astra International Tbk, one of Indonesia's largest conglomerates, and Marubeni Corporation, a major Japanese trading company.

SANF offers a variety of financial products, including leasing, consumer financing, and factoring, to support businesses in acquiring heavy equipment, trucks, and machinery. The company plays a significant role in industries like construction, mining, agriculture, and transportation, helping businesses manage their financial needs through customized financing solutions.

Let's join our Fun, Friendly, and Continuous Growth journey!

Surya Artha Nusantara Finance

<ul>
	<li>Manage, review, and update agreements, and legal documentation related to business operations </li>
	<li>Develop, review, and update internal legal and business policies to ensure alignment with regulatory requirements and support effective legal operations.</li>
	<li>Monitor, review, and analyze applicable laws and regulations, identify the Company’s legal obligations, and assess the level of compliance with prevailing regulatory requirements.</li>
	<li>Coordinate and monitor follow-up actions to ensure timely compliance, and verify evidence of compliance.</li>
	<li>Manage, review, documentation updates, and ensure implementation of action plan regarding Personal Data Protection management cycle</li>
</ul>

Legal Operation & Compliance Analyst

<ul>
	<li>Menangani collection bucket di atas 210/180 hari untuk product Car/Motorcycle.</li>
	<li>Melakukan proses rekrut eksternal collector sampai dengan registrasi.</li>
	<li>Mengevaluasi kinerja eksternal collector yang sudah direkrut.</li>
	<li>Bekerjasama dengan pihak ketiga untuk proses pencapaian dicabang</li>
	<li>Berkoordinasi dengan Manager perihal proses kerja dilapangan</li>
</ul>

Asset Recovery Officer Branch Depok

<ul>
	<li>Drafting, reviewing and negotiating any types of Agreement to protect the business and legal interest of the Company</li>
	<li>Providing latest update on legislation that is relevant with the company's businesses</li>
	<li>Advising the management in relation to legal risk that may be faced by the Company</li>
	<li>Performing legal assistance in relation to dispute resolution, e.g. : criminal and/or civil cases</li>
	<li>Maintaining all types of Company's permits and licenses</li>
</ul>

Business Legal Officer

Holding BUMN Danareksa adalah instrumen strategis Pemerintah Republik Indonesia yang berperan sebagai holding transformasi dan investasi atas
lebih dari 40 perusahaan multisektor di bawah kepemilikan langsung dan tidak langsung dengan total aset sebesar Rp60 triliun dengan tujuan untuk
meningkatkan skala bisnis menjadi perusahaan berkinerja tinggi dengan tata kelola unggul yang berkontribusi signifikan bagi perekonomian dan
masyarakat.

Danareksa.

<ul>
	<li>Legal Document Review and Preparation: 
	a. Drafting, reviewing, and examining legal documents such as contracts, cooperation agreements, MoUs, and other business documents. 
	b. Ensuring the legality of documents in accordance with applicable laws and regulations.</li>
	<li>Legal Compliance: 
	a. Ensuring the company complies with all relevant regulations, laws, and legal policies. 
	b. Monitoring regulatory changes that may impact company operations.</li>
	<li>License Management: 
	a. Managing company-related licensing documents, including applications, renewals, and extensions. 
	b. Coordinating with relevant parties to ensure a smooth licensing process.</li>
	<li>Operational Legal Support: 
	a. Providing legal advice to other departments regarding the legal aspects of company operations. 
	b. Assisting in resolving legal disputes, both internally and externally.</li>
	<li>Legal Archiving and Documentation: 
	a. Managing the legal document archiving system to ensure data accessibility and security. 
	b. Preparing periodic legal and licensing reports for internal company needs.</li>
</ul>

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