PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ol>
	<li>Melakukan kegiatan penagihan dan recovery keterlambatan 91 - 270 hari</li>
	<li>Bertanggung jawab dalam pencapaian KPI melalui kegiatan collection &amp; recovery problem account baik penyelesaian melalui jalur litigasi ataupun non litigasi</li>
	<li>Membuat Memorandum Analisa Kasus (MAK) dan menyusun Rencana Penanganan Konsumen (RPK) yang efektif untuk mendukung kegiatan recovery</li>
	<li>Membangun kerjasama dengan pihak ketiga untuk peningkatan efektifitas recovery (KJPP, Balai Lelang, KPKNL, Eksternal Lawyer, Funder, Agent Property, dll)</li>
	<li>Bertanggung jawab dalam pelaksanaan strategy recovery seperti kegiatan lelang, penjualan bawah tangan, pelunasan, inventory, dan assignment pihak ketiga</li>
	<li>Membuat dokumen serah terima penanganan debitur dari ARO kepada PBF Asset Management (kronologis pastdue, history penanganan, dokumentasi surat peringatan, dll) atas kontrak-kontrak yang roll to WO)</li>
</ol>

Recovery Officer | Jawa Timur

Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 10 branches located in 8 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

MISSION STATEMENT
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

MOTTO
Fast, Safe, Caring

Bank Universal BPR

<ul>
	<li>Review legal validity of documents, as well as the legal capacity of parties involved in credit agreements and collateral binding</li>
	<li>Execute credit agreements and collateral binding with customers</li>
	<li>Prepare and draft MoU for cooperation with KJPP</li>
	<li>Prepare reports related to Auctions, AYDA, and Credit Agreements</li>
	<li>Prepare documentation for Auctions and AYDA.</li>
</ul>

Legal Litigasi Jambi Area

<ol>
	<li>Standardize documents for each type of transaction in the company</li>
	<li>Analyze and make adjustments to agreement documents and/or transaction flows in connection with the issuance of the latest laws and regulations.</li>
	<li>Provide opinions in relation to transactions on non-standard business activities.</li>
	<li>Create report to stakeholders on cases faced</li>
</ol>

Legal Management Specialist

Kompas Gramedia, through its more than 50 years of history, is striving for one goal: enlightening and empowering Indonesia. To ensure that we are able to serve the nation for another 50 years, we are undergoing a digital transformation; strengthening and expanding our solid business pillars by developing new digital business initiatives.

Our vision is to enlight all the people in Indonesia with all the knowledge we have.

Kompas Gramedia

<ol>
	<li>Drafting perjanjian bisnis dan corporate.</li>
	<li>Menganalisa dan mereview perjanjian bisnis dan corporate.</li>
	<li>Membantu Unit Bisnis dalam menghadapi somasi atau gugatan ke Pengadilan oleh pihak ketiga.</li>
	<li>Menyiapkan hingga terlaksananya jual beli tanah dan bangunan.</li>
	<li>Membantu pengurusan perijinan melalui One Single Submission hingga ke instansi terkait.</li>
	<li>Membantu persiapan dan proses dari segi legal untuk kredit serta produk-produk perbankan atau financial.</li>
	<li>Membantu RUPS Perseroan, baik formal maupun sirkuler, Jual Beli Saham, Persetujuan Komisaris, dan sebagainya (sesuai UUPT).</li>
	<li>Pendirian PT Indonesia dan luar negeri (Singapura, Hongkong, Common Island)</li>
</ol>

Corporate & Business Legal Officer

Starting an unincorporated business in 1996, Simbadda Group has been distributing high quality consumer electronics throughout Indonesia. The business unit has started to form a corporate business since 2002.

One of our leading brands is SIMBADDA, which is known by the Indonesian people as a pioneer of speakers, cases and power supplies. We are also involved in the distribution of premium gadget accessories and PC components. Simbadda Group will continue to expand its distribution business to grow in the consumer electronics industry in Indonesia.

Simbadda Group always upholds the value of honesty, among others: honesty of quality,  honesty of cooperation in business and trying to establish cooperation with all partners  throughout Indonesia. 

Currently, Simbadda Group is expanding towards digital transformation that is looking for  enthusiastic, passionate, ambitious individuals to be part of us. 


Simbadda Group

<ul>
	<li>Draft, review, and negotiate commercial contracts, agreements, and legal documents.</li>
	<li>Advise management on legal implications of business decisions and strategies.</li>
	<li>Ensure legal compliance with company policies, regulations, and applicable laws.</li>
	<li>Liaise with external legal counsel when necessary.</li>
	<li>Manage and resolve legal disputes, complaints, and litigation matters.</li>
	<li>Support internal teams (HR, Finance, Operations, Commercial) with legal guidance.</li>
	<li>Conduct legal research and monitor changes in applicable laws and regulations.</li>
	<li>Prepare and maintain legal documentation, including company licenses and contracts.</li>
</ul>

Legal Counsel Manager

Gambaran Pekerjaan

Field Asset Management adalah staff atau karyawan yang bertanggung jawab mengenai aset perusahaan di lapangan. Lebih detail dijabarkan sebagai berikut:

Melakukan penagihan secara profesional kepada konsumen telat bayar

Melakukan control data pastdue

Melakukan negosiasi kepada konsumen telat bayar untuk melunasi kewajiban

Membuat reporting harian, mingguan, bulanan

Membuat rencana kerja dengan efektif dan efisien

Collector Penempatan Sumbawa

<ul>
	<li>Melakukan penagihan kepada konsumen telat bayar</li>
	<li>Mengunjungi konsumen yg telat pembayaran</li>
	<li>Memberikan Surat Peringatan (SP) kepada konsumen telat bayar</li>
	<li>Melakukan control data pastdue</li>
	<li>Melakukan negosiasi kepada konsumen telat bayar untuk melunasi kewajiban</li>
	<li>Membuat reporting harian, mingguan, bulanan</li>
	<li>Membuat rencana kerja dengan efektif dan efisien</li>
</ul>

Staff Penagihan Penempatan Mataram

<ul>
	<li>Menangani collection bucket di atas 210 hari untuk product Car (Mobil).</li>
	<li>Melakukan proses rekrut eksternal collector sampai dengan registrasi.</li>
	<li>Mengevaluasi kinerja eksternal collector yang sudah direkrut.</li>
	<li>Bekerjasama dengan pihak ketiga untuk proses pencapaian dicabang</li>
	<li>Berkoordinasi dengan Manager perihal proses kerja dilapangan</li>
</ul>

Asset Recovery Car Officer Branch Tangerang

FIFGROUP, a subsidiary of PT Astra International Tbk, was established in 1989 and operates in the consumer financing sector. Their primary focus is financing Honda motorcycles through FIFASTRA. Additionally, they offer electronics and furniture financing through SPEKTRA, and multipurpose financing through DANASTRA. AMITRA provides financing for Haji, Umrah, and other Sharia services. FIFGROUP's vision is to become the best financing company in Indonesia, with a mission to deliver superior financial solutions and customer satisfaction.

FIFGROUP

PT Astra Digital Arta, also known as AstraPay is part of Astra International. AstraPay available to support current digital transactions trends for Indonesian people.

AstraPay mobile application provides range of digital transactions supporting daily needs, from electricity bill, BPJS, to health insurance payment.

Enjoy every convenience of digital transaction with AstraPay. Available on Google Play Store http://ap.money/pakaiAP

AstraPay

<ul>
	<li>Prepare, track and monitor the submission of regulatory reports in timely manner, including reports related to Business Plan, cooperation proposal and any other reports to Regulators</li>
	<li>Manage, review and evaluate Company’s SOP/policies to identify hidden risks or common issues and provide recommendation, including ensure corrective actions are carried out and executed properly</li>
	<li>Conducting and developing compliance socialization program</li>
	<li>Conducting socialization of new regulations issued by Regulators and ensure any updates are appropriately incorporated into internal policies and procedures</li>
	<li>Assisting and working alongside the rest of the legal &amp; compliance team in collaboratively managing all legal matters and affairs.</li>
	<li>Carry out independent legal research and give accurate and timely counsel in a variety of legal topics</li>
	<li>Doing advisory and review on company’s legal document</li>
	<li>Provide advice and support for cross-functional departments from compliance aspect.</li>
	<li>Carry out independent research, across many different areas of the law and industry.</li>
</ul>

Legal & Compliance Officer

PT Sinar Mitra Sepadan Finance (“Perusahaan”) adalah perusahaan pembiayaan nasional yang didirikan pada 28 November 2000. Perusahaan memperoleh izin usaha melalui Surat Keputusan Kementerian Keuangan Nomor 365/KMK.06/2001 pada 11 Juni 2001. Saat ini, Perusahaan berkedudukan di Jakarta Selatan dengan kantor pusat di Agro Plaza Lantai 16-17, Jl. H.R. Rasuna Said Kav. X2-1, Kuningan Timur, Setiabudi, Jakarta Selatan 12950.

Pemegang saham Perusahaan saat ini adalah ORIX Corporation dari Jepang dan PT Sinar Mas Multiartha, Tbk. (“SMMA”), dengan ORIX Corporation sebagai pemegang saham mayoritas sebesar 85%.

Perusahaan telah menjadi bagian dari ORIX Corporation, Jepang, yang memiliki jaringan di lebih dari 30 negara dan terdaftar di New York Stock Exchange. PT Sinar Mitra Sepadan Finance bergerak di bidang jasa pembiayaan kendaraan bermotor roda empat atau lebih. Selama lebih dari 20 tahun, Perusahaan telah berkembang dengan memiliki lebih dari 100 jaringan (Kantor Cabang dan Kantor Selain Kantor Cabang) di seluruh Indonesia dan lebih dari 2.000 karyawan. 

SMS Finance, pilihan perusahaan pembiayaan untuk mobil bekas dan multiguna dengan jaminan BPKB mobil, bunga rendah mulai 0,7%!

PT. Sinar Mitra Sepadan Finance (SMS Finance)

<ul>
	<li>Merencanakan dan merekomendasikan startegi, prosedur, dan rencana kerja Litigation Department berdasarkan area yang ditangani (Bulanan).</li>
	<li>Menerima pengajuan penanganan kasus (Harian).</li>
	<li>Bertanggung jawab dalam penanganan dan pengambilan unit yang menjadi barang bukti dalam proses hukum.</li>
	<li>Melakukan review penanganan kasus berdasarkan area yang ditangani (Harian).</li>
	<li>Membuat laporan polisi terkait tindakan pidana yang merugikan perusahaan.</li>
	<li>Menyusun laporan progress penanganan kasus (Bulanan).</li>
	<li>Bertanggung jawab, melakukan review, dan monitoring atas seluruh surat somasi yang diterbitkan oleh advokat dan konsultan hukum yang menangani permasalahan hukum Perseroan berdasarkan area yang ditangani (Harian).</li>
	<li>Melakukan monitoring atas kinerja seluruh advokat dan konsultan hukum yang menangani permasalahan hukum Perseroan dengan Debitur Perseroan berdasarkan area yang ditangani (Harian).</li>
	<li>Melakukan diskusi, monitoring dan bertanggung jawab untuk penanganan permasalahan hukum yang melibatkan kepentingan hukum Perseroan dengan Debitur Perseroan sampai dengan selesai (termasuk mengikuti sidang di Pengadilan) berdasarkan area yang ditangani.</li>
	<li>Melakukan koordinasi dengan Divisi Collection dan Divisi Remedial &amp; Recovery untuk pengurusan unit yang menjadi barang bukti di dalam suatu permasalahan hukum. </li>
</ul>

Litigation Officer

Bertugas melakukan negosiasi, edukasi dan penagihan kepada konsumen BFI yang mengalami kendala / keterlambatan dalam penyelesaian pembiayaan agar konsumen dapat membayar / menyelesaikan pembiayaannya sebelum dilakukan penarikan Asset/Unit. Konsumen yang di handle untuk keterlambatan 1-90 hari.

Field Collection Motorcycle Penempatan Cirebon

Gambaran Pekerjaan

Field Asset Management adalah staff atau karyawan yang bertanggung jawab mengenai aset perusahaan di lapangan. Lebih detail dijabarkan sebagai berikut: 

<ul>
	<li>Melakukan penagihan secara profesional kepada konsumen telat bayar</li>
	<li>Melakukan control data pastdue</li>
	<li>Melakukan negosiasi kepada konsumen telat bayar untuk melunasi kewajiban</li>
	<li>Membuat reporting harian, mingguan, bulanan</li>
	<li>Membuat rencana kerja dengan efektif dan efisien</li>
</ul>

Collector Penempatan Lombok Barat

Considered as one of Indonesian fastest growing tax firms entailing significant growth since its initial establishment in 2012 and claiming its presence in Jakarta, Gresik, Surabaya, and Cikarang, TaxPrime have the largest number of experts who formerly worked in the Indonesian Tax Authority with strong expertise in risk identification and interpersonal skills as key factors in handling tax compliance, tax audits, up to tax dispute resolution.

Its rapid development is supported by a number of young passionate professionals with an expertise in Taxation, Customs, Business, and Management who committed to perform beyond the excellence standard in the tax consulting industry through demonstrating integrity, teamwork, and resilience in the most appropriate manner.

TaxPrime exists to create and improve value-added in the client business operations and to build a sustainable relationship both with clients and its employees by embracing the latest technology and actively developing its products based on experiences and high level of knowledge in delivering services by optimizing the utilization of a cloud base project management system to maintain TaxPrime’s service levels to clients and to integrate all components required in the completion of a project.

For TaxPrime, 'good' is not enough. we strive to attain beyond the expectation, to be excellent at all that we do, to make a positive impact in the society, and to facilitate the success of our people.

TaxPrime

Assisting the team in working on projects related to tax objection, tax appeal, or civil reviews, including but not limited to:

<ul>
	<li>Assisting with the management of administrative needs;</li>
	<li>Assisting in analyzing documents submitted by clients and preparing documents requested by the</li>
	<li>Objection Reviewer or the Tax Court Judges;</li>
	<li>Submitting documents to the Tax Office or the Objection Reviewer;</li>
	<li>Assisting in the inventory of documents.</li>
</ul>

Transfer Pricing Dispute Junior Associate

GTech is a global digital technology enabler, we provide integrated digital solutions for multiple industries. Our platforms cover omnichannel commerce digitalization, DTC commerce transformation, FinTech, Customer Relationship Management and supply chain digitalization.

PT GTECH DIGITAL ASIA

<ul>
	<li>Provide legal guidance on corporate, commercial, and regulatory matters within the tire or mining industry.</li>
	<li>Draft, review, and negotiate contracts, agreements, and other legal documents.</li>
	<li>Ensure compliance with local, national, and international laws and regulations.</li>
	<li>Manage legal risks related to business operations and transactions.</li>
	<li>Advise management on legal implications of business decisions and strategies.</li>
	<li>Represent the company in legal matters, including disputes and litigation.</li>
	<li>Work closely with internal teams (e.g., HR, finance, operations) to ensure legal compliance across departments.</li>
	<li>Keep up to date with industry-specific legal trends, regulations, and best practices</li>
</ul>

Legal Counsel | SPEEDWORK

Astra Financial is a brand of the financial services division of PT. Astra International Tbk. Astra Financial manages 12 business entities; Astra Credit Companies, FIFGROUP, Toyota Astra Finance, Komatsu Astra Finance, Surya Artha Nusantara Finance, Asuransi Astra Buana, Astra Life, Astra Ventura, Dana Pensiun Astra, MauCash, AstraPay and Moxa.

Astra Financial is one of Astra’s seven business divisions, in addition to Automotive, Heavy Equipment, Mining, Construction and Energy, Agribusiness, Infrastructure and Logistics, Information Technology, and Property.

With a value proposition in the form of best value, integrated and speed, Astra Financial always prioritizes the “Prudent” principle and applies good governance in running the business in all financial services. Astra Financial has a mission to become a partner for the Indonesian people to maximize their financial potential and enable the community to prosper.

Astra Financial

<ul>
	<li>Develop and Conduct governance supervision program for Astra Financial holding to their Financial Services subsidiary</li>
	<li>Develop and Conduct Compliance Programme for Conglomeration Group (POJK 30/2024)</li>
	<li>Develop Policy and Standardization Document to be implemented in Astra Financial Holding</li>
	<li>Conduct data consolidation, data analysis and reporting to OJK</li>
	<li>Conduct analysis and acting as Project Monitoring on implementing emerging laws and regulation related to the company and its Financial</li>
	<li>Maintain Communication with External Stakeholder (Government Bodies ex: OJK, BI, Kominfo, KPPU, etc. and Association of Industry)</li>
</ul>

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