Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 10 branches located in 8 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

MISSION STATEMENT
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

MOTTO
Fast, Safe, Caring

Bank Universal BPR

Carrying out operational checks:

<ul>
	<li>Validity and completeness of daily transaction documents.</li>
	<li>Daily reconciliation and balances on other bank accounts</li>
	<li>Checking the validity and completeness of deposit and savings documents</li>
	<li>Inspection of transaction bookkeeping</li>
	<li>Cash Count</li>
	<li>Carrying out monthly stock taking of office inventory</li>
</ul>

Conduct a Credit Check

<ul>
	<li>Examination of the authority to provide WPF and PPK facilities</li>
	<li>Checking the completeness and validity of credit agreement documents.</li>
	<li>Checking the suitability of the data on the CIF to see whether it is in accordance with the MUK</li>
	<li>LLL check whether it is in accordance with OJK</li>
	<li>Checking and confirming the correctness of data and identity and information on debtors who have received credit facilities.</li>
	<li>APU and PPT Program Inspection</li>
</ul>

Internal Control Tangerang

Job Description

<ul>
	<li>Creating and developing recruitment plan and strategy to ensure our teams consist of qualified individuals.</li>
	<li>Determining selection criteria, hiring profiles, and job requirements for vacant positions.</li>
	<li>Use various methods to recruit and network with potential candidates including social media platforms, networking events and job fairs.</li>
	<li>Conduct preliminary interviews to gauge interest, personality and salary requirements.</li>
	<li>Documenting processes and fostering good relationships with potential candidates and past applicants.</li>
	<li>Conducting employee on boarding</li>
	<li>Supporting other team members related to HR matters and employer branding</li>
</ul>

Talent Acquisition Specialist

<ul>
	<li>Memasarkan produk kredit SME pada calon debitur</li>
	<li>Menganalisa, memastikan calon debitur sesuai dengan target market dan dapat diproses lebih lanjut.</li>
	<li>Membuat Proposal Kredit.</li>
	<li>Melakukan proses kredit sesuai dengan koridor dan SLA yang ditentukan.</li>
	<li>Mengelola debitur yang ada serta mengembangkan referral dari debitur existing</li>
	<li>Mengevaluasi kondisi kualitas debitur (portofolio kredit, usaha, agunan), termasuk monitoring aging tunggakan.</li>
	<li>Melakukan penagihan (desk collection, dan kunjungan) atas angsuran kredit.</li>
	<li>Membuat dan melakukan Rencana Tindak Lanjut pada debitur bermasalah.</li>
</ul>

Relationship Manager SME

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