FLIN is a financial technology and advisory firm specializing in distressed consumer credit and subprime segments across Asia-Pacific.

FLIN delivers structured solutions to salaried employees (B2C) focused on: Debt Restructuring, Loan Consolidation, Refinancing Programs and Mediation and Negotiation Advisory

We are a profitable company with a group AUM of USD 400Mn+ as on FYE Mar 2026, backed by strategic investors from the US and India who manage diversified multi-million-dollar portfolios across finance, tech, and energy.

Our mission is to simplify financial health for everyday consumers (salaried employees) through innovation, empathy, and execution.

PT Flin Consultancy Indonesia

Responsibilities:

<ul>
	<li>Analyze credit bureau reports, bank statements, and KYC documents to evaluate applicants' creditworthiness, financial health, and compliance with regulatory standards.</li>
	<li>Conduct detailed financial analyses and risk assessments to assess loan applications and ensure informed credit decisions align with the company's risk appetite</li>
	<li>Develop, implement, and monitor risk management strategies by identifying potential risks, recommending mitigation measures, tracking key indicators, and ensuring compliance with credit policies and regulatory guidelines.</li>
	<li>Effectively communicate credit decisions, collaborate with internal teams to gather insights, and provide recommendations to enhance the credit assessment process and tools.</li>
	<li>Maintain detailed records of credit assessments, prepare reports on activities and portfolio performance, and support management with reports and presentations.</li>
	<li>Stay updated on industry trends, regulatory changes, and best practices in credit risk management.</li>
	<li>Contribute to the development and enhancement of credit assessment models and tools.</li>
</ul>

Credit Analyst

Kompas Gramedia, through its more than 50 years of history, is striving for one goal: enlightening and empowering Indonesia. To ensure that we are able to serve the nation for another 50 years, we are undergoing a digital transformation; strengthening and expanding our solid business pillars by developing new digital business initiatives.

Our vision is to enlight all the people in Indonesia with all the knowledge we have.

Kompas Gramedia

<ul>
	<li>Menyusun dan menerapkan strategi pengembangan bisnis yang sejalan dengan visi dan misi organisasi.</li>
	<li>Melakukan asessment dan memberikan rekomendasi terhadap produk/layanan berjalan.</li>
	<li>Menyusun proposal/studi kelayakan bisnis sesuai kebutuhan dan persyaratan bisnis terhadap inisiatif produk/layanan baru.</li>
	<li>Melakukan analisis dan insight industri.</li>
</ul>

Business Development KG Media

Finally Found You! is Indonesia’s beauty brand that is inspired by all the good things that mother nature provides.

We aim to explore the benefits of nature, integrates it with advanced technology, and presents it with love to be the best soulmate for your skin.

We exist not only as a brand, but as a soulmate who will guide you to be the best version of yourself.

We believe the spirit of innovation, creativity as well as the concept of minimalism in our inclusive products will bring you the wealth of nature through skincare for everyone.

🌿 BPOM registerd
🌿 Halal Certified
🌿 No Animal Testing


PT Karya Maharendra Innovation

What You'll do :

<ul>
	<li class="text-justify">Analyze complex business data to identify trends, opportunities and area for improvement.</li>
	<li class="text-justify">Present analysis and provide actionalbe insights directly to Board of Directors to support strategic decisions making.</li>
	<li class="text-justify">Analyze external market dynamics and other data sources to assess trends and develop actionable recommendations.</li>
	<li class="text-justify">Collaborate with cross functional teams and departments to gather requirement and translate business needs into actionable solutions.</li>
	<li class="text-justify">Monitor implementation impact of approved initiatives and track performance against projected outcomes.</li>
	<li class="text-justify">Use advanced analytical tools and techniques to uncover valuable insights from huge datasets.</li>
	<li class="text-justify">Perform data analysis and process mapping to identify ineffeciencies and recommend optimization strategies.</li>
	<li class="text-justify">Stay update with Beauty Industry trends (related in products, market, etc) and best practices to provide valuable insight to Board of Directors.</li>
</ul>

Business Analyst

PT BCA Finance berdiri pada tahun 1981 dengan nama PT Central Sari Metropolitan Leasing Corporation (CSML). Pada awal berdirinya, pemegang saham Perusahaan adalah PT Bank Central Asia dan Japan Leasing Corporation. Saat itu Perusahaan masih memfokuskan usaha pada pembiayaan komersial, seperti pembiayaan mesin-mesin produksi, alat berat dan transportasi.

Selanjutnya pada tahun 2001 PT Central Sari Metropolitan Leasing berubah nama menjadi PT Central Sari Finance (CSF), diikuti dengan perubahan kepemilikan saham, dimana PT Bank Central Asia, Tbk (BCA) menjadi pemegang saham mayoritas, serta perubahan fokus usaha menjadi pembiayaan kendaraan bermotor, khususnya roda empat atau lebih. Terakhir, Sesuai dengan Surat Keputusan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia No.C-08091 HT.01.04.TH.2005, maka per tanggal 28 Maret 2005 PT Central Sari Finance telah berubah nama menjadi PT BCA Finance.

Kini BCA Finance sendiri telah berhasil mencatatkan asset kelolaan sebesar 52 T dengan profit 1,6 T. Dengan misinya untuk menjadi perusahaan terkemuka di industri pembiayaan PT BCA Finance senantiasa melakukan perubahan dan pengembangan model bisnis untuk menjawab tantangan dan kebutuhan zaman dimana hal ini sejalan dengan tag line perusahaan yaitu solusi tepat pembiayaan anda. 

Untuk mencapai hal tersebut PT BCA Finance memiliki nila-nilai perusahaan yang senantiasa diterapkan yaitu FOCUS yang terdiri dari:

First Class Teamwork
Orientation to Quality
Customer Focus
Uncompromise Integrity
Striving for Excellence

Melalui FOCUS ini seluruh karyawan diarahkan untuk memiliki budaya kerja yang sama sehingga tercipta sebuah Tim yang solid dalam menjalankan bisnis.

Untuk SDM sendiri selain penanaman budaya perusahaan BCA Finance juga focus pada pengembangan skill dan karir karyawannya oleh karena itu kebutuhan pejabat di BCA Finance 90% diperoleh dari internal.

PT BCA Finance

<ul>
	<li>Membantu dan menangani dalam penyelesaian project-project yang sedang dilakukan di perusahaan</li>
	<li>Mempersiapkan serta melakukan presentasi dan sosialisasi ke setiap unit yang ada di dalam perusahaan</li>
	<li>Melakukan renew aplikasi yang ada di dalam perusahaan</li>
	<li>Membantu dalam menganalisa secara tepat sesuai dengan kebutuhan untuk project perusahaan</li>
	<li>Membantu dalam mengimplementasikan project yang ada di perusahaan</li>
</ul>

 

BCA Finance tunduk pada ketentuan UU Nomor 27 Tahun 2022 tentang Perlindungan Data Pribadi berikut aturan turunan serta perubahan-perubahannya dari waktu ke waktu. Saya menyetujui data-data saya digunakan, diverifikasi, dikelola dan ditatausahakan untuk tujuan perekrutan di PT BCA Finance.

Policy & Process Development Support & Recovery Staff

Jendela Group is a property and asset management company specializing in property development, marketing, and integrated management services. The company is committed to delivering professional, transparent, and results-driven solutions for property owners, investors, and tenants.

With a strong focus on innovation and market-driven strategies, Jendela Group aims to maximize asset value while ensuring operational excellence and long-term sustainability. Supported by a dedicated and experienced team, the company continues to build trusted partnerships and create meaningful value in the property industry.

Jendela Group operates through several business lines, including Jendela360, Weltown, CariProperti, and Properti BU, each designed to address different segments of the property market and provide comprehensive end-to-end property solutions.

Jendela Group

We are looking for a highly driven and adaptable individual to join our COO Office team. Working closely with the COO, you'll take part in a variety of strategic, operational, and project-based initiatives that help move the business forward. This role is ideal for a business generalist who enjoys tackling different challenges, working with people across all levels of the organization, and balancing big-picture thinking with hands-on execution. If you enjoy variety, ownership, and learning through exposure to different parts of the business, this role is for you. 
 

<h2>Strategic Initiatives &amp; Execution</h2>

<ul>
	<li>Work closely with the COO to drive strategic initiatives and company-wide priorities.</li>
	<li>Conduct research, gather insights, and analyze information to support decision-making.</li>
	<li>Identify business challenges and opportunities, and propose practical solutions.</li>
	<li>Translate business objectives into actionable plans and measurable outcomes.</li>
	<li>Drive execution of key initiatives and ensure priorities are followed through effectively.</li>
	<li>Take ownership of special projects and strategic initiatives assigned by the COO.</li>
</ul>

<h2>Project Management</h2>

<ul>
	<li>Lead and coordinate cross-functional projects from planning through execution.</li>
	<li>Define project timelines, priorities, milestones, and success metrics.</li>
	<li>Monitor project progress, identify risks and bottlenecks, and drive resolution.</li>
	<li>Coordinate stakeholders across different functions to ensure alignment and accountability.</li>
	<li>Ensure projects remain on track and aligned with business objectives.</li>
</ul>

<h2>Business Operations &amp; Insights</h2>

<ul>
	<li>Analyze business and operational data to generate insights and recommendations.</li>
	<li>Prepare reports, dashboards, presentations, and business reviews for management discussions.</li>
	<li>Gather information from various stakeholders to support business initiatives and decision-making.</li>
	<li>Improve workflows, processes, and ways of working to enhance efficiency and effectiveness.</li>
	<li>Navigate operational challenges and contribute to practical problem-solving across functions.</li>
</ul>

<h2>COO Support</h2>

<ul>
	<li>Act as a trusted partner to the COO in managing priorities and follow-through.</li>
	<li>Track key action items, decisions, and business initiatives to ensure execution.</li>
	<li>Prepare materials and summaries for internal discussions, meetings, and management reviews.</li>
	<li>Help maintain visibility across multiple projects and priorities within the COO Office.</li>
</ul>

COO Office [Business Project Manager]

Asuransi Astra has been serving customers for more than half a century, precisely since September 12, 1956. The company, known for its Garda Oto motor vehicle insurance products, serves customers through a network of services spread across 28 branch offices, as well as service units and Garda Centers that continue developing. In addition to motor vehicle insurance, other products from Asuransi Astra are Garda Medika health insurance, mining industry insurance, agribusiness industry insurance, shop insurance, gas station insurance, sharia insurance, and others.

Since 2015, Asuransi Astra has developed its products and services digitally and introduced Garda Mobile as a collection of mobile applications intended for retail, commercial and general customers. The four Garda Mobile applications namely Otocare, Medcare, HR-access, and CR-access are consistently updated through various innovations aimed at customer convenience and comfort. The latest innovation developed in the Garda Mobile Otocare with the presence of GarXia, the first insurance purchase chatbot in Indonesia that can also help customers in reporting claims and the Garda Mall feature that allows users to shop for a variety of automotive needs, Astra Financial financial products, also to buying and selling cars. Asuransi Astra also has four digital products namely Garda Me, Garda Edu, Garda Home, and Garda Trip which can be purchased easily and quickly through the gardaoto.com site.

Asuransi Astra performance has also been recognized with various awards that have been received, including: Platinum Indonesia Best Brand Award (2002-2019), Top Brand Award (2007-2019), Service Quality Award (2007-2018), Corporate Image Award ( 2007-2019), Indonesian Customer Satisfaction Award (2001-2017), Indonesia Original Brand Award (2017-2019), General Insurance with very good financial performance in the Infobank Insurance Award (2008-2016, 2019), Excellent Service Experience Award (2013 -2020), Contact Center Service Excellence Award (2013-2020), Social Media Award (2012, 2016), Indonesia Sharia Finance Award (2017), Insurance Award (2017-2018), Insurance Consumer Choice Award (2017-2018), Asian Brands (2018), Marketing Award (2018), Indonesia Digital Innovation Award (2018), Markeeter of the Year (2018-2019), Infobrand Mobile Application Choice (2018), Marketeers Editor Choice Award (2018-2019), Indonesia Insurance Innovation Award (2019), Indonesia Digital Popular Brand Award (20 19), and others.

With the support of branches and workshops that are spread all over Indonesia, along with the best services and a series of achievements, certainly not stopping the steps of Asuransi Astra innovation through products that are built from the new spirit of Asuransi Astra to always provide comfort and peace for every customer. Therefore, Asuransi Astra will invest time and effort so that you always smile. "Peace of Mind to Millions" is the result that Asuransi Astra will provide to each customer.

Disclaimer: 
Asuransi Astra tidak pernah memungut biaya apa pun untuk seluruh proses rekrutmen. Apabila menemukan kejanggalan terkait kegiatan yang mengatasnamakan Asuransi Astra, cek kebenaran informasi tersebut melalui Garda Akses 1 500 112, atau Instagram @AsuransiAstra.

Asuransi Astra

Corporate Planning Analyst will be responsible to:

<ol>
	<li>Identify and control the implementation of the company's business activities</li>
	<li>Ensure that all of the company's business strategies can be implemented optimally in accordance with the planned targets.</li>
	<li>Conduct PDCA:</li>
</ol>

<ul>
	<li>Plan: Gather the data from all business unit</li>
	<li>Do: (a) Ensure there is alignment between management strategy and business units; (b) Identifying, compiling reports, and analyze company business data activities so that it can be evaluated by management; (c) Ensure the data or information that will be processed into reports for management is correct and accurate.</li>
	<li>Check: Prepare monthly review with every business unit to plan activities to achieve company's business targets.</li>
	<li>Action: Ensure the implementation of the planned activities and provide suggestion to business units that need correction so that they can achieve optimal targets.</li>
</ul>

Corporate Planning Analyst

In 2005, Cititrans commenced its operation in Indonesia with only 4 vehicles and became the first to offer Executive Shuttle with Bandung-Jakarta route. In 2019, Cititrans became a member of Blue Bird Group and succeeded in expanding its business further.

Cititrans

What you'll be doing

<ul>
	<li>Identifying and evaluating new business opportunities that align with the company's strategic objectives</li>
	<li>Developing and implementing comprehensive business development plans to secure new clients and partnerships</li>
	<li>Conducting market research and analysis to stay informed of industry trends and competitor activities</li>
	<li>Networking and building strong relationships with key stakeholders, including potential clients and industry partners</li>
	<li>Preparing detailed proposals and presentations to pitch the company's offerings effectively</li>
	<li>Collaborating cross-functionally with other departments to ensure successful project delivery</li>
	<li>Monitoring and reporting on the performance of business development initiatives</li>
	<li>Providing strategic recommendations to the leadership team to drive the company's growth</li>
</ul>

Persuasion and Negotiation

Operations Management

Business Analysis

Business Development

Problem Solving

Leadership skills

Market Research

Manajer Business Development

PT Wasteforchange Alam Indonesia is a company that provides waste management service from upstream to downstream with a vision of reducing the amount of waste that ends up in landfills.

Waste4Change

Fundraising:

<ul>
	<li>Lead and ensure smooth processes related to grants, blended financing, and innovative funding for each business line.</li>
	<li>Design supporting documents together with business units such as business plans, pitch decks, financial plans and other relevant documents to support the funding process.</li>
	<li>Identify funding opportunities from grants, blended financing, to innovative funding per business line and establish agreements with donors/investors.</li>
	<li>Prepare reports on results from various funding sources to ensure transparency and accountability.</li>
</ul>

 
Sales Acquisition:

<ul>
	<li>Responsible for the process and achievement of sales acquisition targets in the business.</li>
	<li>Evaluate and improve sales methods, data alignment, marketing techniques, and other strategies to improve sales team performance between &amp; all business units.</li>
	<li>Act as a representative of the sales team for certain market segments according to the company's targets.</li>
	<li>Prepare reports related to sales achievements and identify gaps against predetermined targets.</li>
</ul>

Fundraising & Sales Acquisition Lead

<ul>
	<li>Oversee and manage Motor Vehicle (MV) Claim &amp; Acquisition operations to ensure efficient service delivery and achievement of operational targets.</li>
	<li>Monitor claim handling and acquisition activities to ensure compliance with company policies, procedures, and service level agreements (SLA).</li>
	<li>Supervise daily operational activities and ensure effective execution of processes, service quality, and team performance.</li>
	<li>Analyze operational performance, identify process improvement opportunities, and implement initiatives to enhance efficiency and customer satisfaction.</li>
	<li>Coordinate with internal and external stakeholders to ensure smooth claim settlement and acquisition processes.</li>
	<li>Support the Dept. Head (Mgr.) MV Claim &amp; Acquisition in driving operational improvements and achieving departmental goals.</li>
</ul>

Section Head MV Claim & Acqusition in Automotive

Key Responsibilities:

<ul>
	<li>Conduct preliminary KYC checks and identity verifications in line with OJK and internal policy requirements.</li>
	<li>Assist in basic credit assessment by reviewing customer applications under supervision and preparing files for analyst and manager review.</li>
	<li>Collect and verify documents from customers, coordinate to resolve discrepancies, and ensure complete and compliant file submissions.</li>
	<li>Maintain accurate records of credit evaluations, approvals, exceptions, and document submissions across trackers, dashboards, and CRM tools.</li>
	<li>Perform Bank Statement Analysis to assess income stability, cash-flow patterns, recurring obligations, and indicators of financial stress such as pinjol disbursements or bounced debits.</li>
	<li>Conduct Credit Report Analysis using SLIK/IDEB and internal data sources to evaluate repayment history, outstanding obligations, debt burden, and overall creditworthiness.</li>
	<li>Track early warning signals on the active portfolio and send early warning letters to customers along with escalating high-risk cases to the Credit Risk Analyst and Manager in a timely manner.</li>
</ul>

 

Learning Outcomes:

<ul>
	<li>Exposure to the end-to-end lifecycle of Indonesia’s first and only Bailout Program for overleveraged borrowers, from origination and underwriting through to portfolio monitoring.</li>
	<li>Hands-on experience in credit underwriting, customer interaction, and portfolio monitoring.</li>
	<li>Opportunity to work closely with experienced professionals and understand how credit, risk, and compliance function in real-world settings at Banks and Multi-Finance companies</li>
</ul>

Credit Analyst Trainee

ASTRO is Indonesia's quick commerce company that delivers groceries and essentials to your door within minutes. Founded in 2021 by a group of seasoned e-commerce executives and backed by both trusted International and local investors, it is our mission to make people's lives simpler and easier by saving them time, energy, and money.
Just like real Astronauts that take off into outer space, Astro embodies the values of being fast, bold, adventurous, and technologically advanced.
Interested in working for a company that pushes the boundaries and strives to be the best? Join us now to be a part of this ground-breaking mission!

Astro Technologies Indonesia

About this Position

We are looking for a PMO &amp; Strategic Project Associate to support the Category Management team within Astro Farm. In this role, you will leverage data and analytical insights to drive strategic initiatives, identify business opportunities, and improve commercial performance. Working closely with cross-functional teams, you will transform complex data into actionable recommendations that help optimize category performance and support key business decisions.

 

Job Description

As our Astronaut, your missions are:

<ul>
	<li>Analyze commercial and operational performance to identify business opportunities, risks, and areas for improvement.</li>
	<li>Translate data into actionable insights and strategic recommendations to improve category performance.</li>
	<li>Conduct deep-dive analyses to identify bottlenecks, performance gaps, and revenue opportunities.</li>
	<li>Develop business cases, scenario analyses, and data-driven recommendations to support strategic decision-making.</li>
	<li>Build and maintain dashboards, reports, and performance tracking tools to monitor key business metrics.</li>
	<li>Lead process improvement initiatives within the Category Management team to improve operational efficiency and business outcomes.</li>
	<li>Support commercial planning for campaigns and seasonal events by identifying growth opportunities and recommending category, assortment, and promotional strategies.</li>
	<li>Collaborate closely with Category Management, Upstream, Supply Chain, and Operations teams to ensure successful execution of strategic initiatives.</li>
</ul>

PMO & Strategic Project Associate

<ul>
	<li>Melakukan site visit ke lokasi potensial dan mengevaluasi: profil customer, aksesibilitas, visibilitas, dan potensi komersial. Memberikan rekomendasi go/no-go dengan mencocokkan kesesuaian konsep dengan lokasi.</li>
	<li>Mengidentifikasi lokasi potensial untuk pembukaan toko baru berdasarkan: kesesuaian dengan konsep, target customer dan potensi bisnis.</li>
	<li>Berkolaborasi dengan arsitek dan tim building internal dalam perencanaan layout toko dan pembagian zona dalam toko.</li>
	<li>Memastikan keputusan desain selaras dengan identitas konsep, realistis secara teknis, dan mendukung operasional toko</li>
	<li>Mengidentifikasi insight lokal dan menerjemahkannya menjadi rekomendasi spasial.</li>
	<li>Memberikan rekomendasi vendor yang sesuai dengan konsep dan berkualitas terkait: firma arsitektur, material bangunan, fixture, dan loose furniture.</li>
	<li>Menentukan pendekatan dan komunikasi dalam toko: signage, directory dan sistem wayfinding. 
	 </li>
</ul>

Retail Expansion & Spatial Development Strategist | Business Development Gramedia

<ul>
	<li>Identify the various risks of the company's operations.</li>
	<li>Make recommendations in order for risk mitigation and management so the impact of the risk can be reduced to the agreed level.</li>
</ul>

Risk Management Analyst

<ul>
	<li>Responsible for conducting analysis related to the development of the media industry and other related industries as an ingredient in making organizational strategies and/or business development.</li>
	<li>Determine methods/tools to collecting data and information.</li>
	<li>Looking for secondary data based on data needs and analysis.</li>
	<li>Extracting data into a database for analysis.</li>
</ul>

Analyzing Data

Data Analyst KG Media

Sadikun was established in March 13th, 1968, Sadikun has defined a progressive vision and mission. The Company has been developed to provide channels for expanding networks, relizing potential market and meeting the challenges of the globalization era.

Sadikun has been a official distributor agent of Pertamina which sells Pertamina products such as Fuels, LPG, Natural Gas, Coal, Lubricants, Sadikun’s distribution system encompasses the nation and is organized through our regional offices which are located in Merak, Jakarta, Bekasi, Bandung, Surabaya And Denpasar.

PT SADIKUN NIAGAMAS RAYA

Menyusun strategi operasional perusahaaan: peningkatan efektivita sumber daya dan peningkatan efisiensi biaya.

Mengembangkan kompetensi dan kinerja team.

Membangun komunikasi dan relasi bisnis: team, rekan kerja, atasan, supplier, customer, dan pihak ketiga

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