Credit Assistant| Bacoor, Cavite
PJ Lhuillier Group of Companies
- Makati, Philippines821 Doctor Jose P. Rizal Avenue, Makati, Metro Manila, PhilippinesMakatiMetro ManilaPhilippinesPhilippines
- ₱14,000.00 - ₱15,000.00 / monthPHP140001500014000MONTH
- Full timeFULL_TIME
Job closed.
Job Description
The position is responsible for evaluating credit applications for both consumer (housing, auto, unsecured, SME loan) and corporate loans. Also, recommends the appropriate facilities to the appropriate approving authorities.
- Prepares credit approval memorandum/ loan approval checklist (for consumer loans) for approval
- Preparation of Credit Proposal (corporate)
- Financial spreading and analysis
- Presents detailed information of company’s operation, market, management and financial vs. industry benchmarks
- Updated with credit policy and its revisions/enhancement to ensure compliance with Bank's credit policies as well as other governing policies
Minimum Qualifications
- Bachelor’s Degree in BS Business Management, Financial Management, Accounting or any related course
- With at least 1 year experience in credit evaluation for consumer or corporate loans
- With strong financial analysis skills
- Must be excellent in both analytical and verbal communication skills
- Must have good interpersonal skills, problem-solving skills and a strong customer service
- Willing to work in Bacoor, Cavite
Perks and Benefits
- Special Leave Benefits for Women
- Single Parent Leave
- Paid Holidays
- Medical / Health Insurance
- Paid Sick Leave
- Employee Discounts
- Performance Bonus
- Paid Bereavement/Family Leave
- Life Insurance
- Paid Vacation Leave
- Maternity & Paternity Leave
Required Skills
- Financial Analysis
- General Accounting
- Financial Statement Analysis
Preferred Courses
- Accountancy
- Business Administration [Business Management]
Jobs Summary
- Job Level
- Associate / Supervisor
- Job Category
- Accounting and Finance
- Educational Requirement
- Bachelor's degree graduate
- Recruiter response to application
- Often
- Office Address
- 821 Doctor Jose P. Rizal Avenue, Makati, Metro Manila, Philippines
About PJ Lhuillier Group of Companies
The P.J. Lhuillier Group of Companies is composed of various companies ranging from its flagship business of pawn brokering to local and international remittance, micro-insurance, rural banking, hotel and restaurant management, jewelry and sports accessory retail, information technology, real estate, professional management, and corporate social responsibility.
History
Formally established in 1988, PJ Lhuillier,Inc. (PJLI) is a dynamic, multi-industry company that owns and operates businesses dealing with pawnshop, non-pawnshop financial services (banking, international and local remittance, non-life insurance, electronic loading, bills payment, and collection service), retail (jewelry and health and wellness products), hotel and restaurant management, information technology management, sports, and real estate/property management.
It is the proud parent company of Cebuana Lhuillier, one of the leading and largest non-bank financial services providers in the Philippines with over 1,700 branches nationwide. PJLI attributes its dominance in the industry to integrity and heartfelt service, its robust network of local and international industry partners, and its steadfast commitment to nurture market-leading businesses for its growing clientele.
Today, the P.J. Lhuillier Group of Companies seeks to become the best and preferred microfinancial and business-to-business solutions partner. The company intends to fulfil this vision through rendering dedication, hard work, and service.
Company Mission
We are your most trusted financial partner.
Company Vision
We will empower Filipinos through financial services anytime and anywhere.